# VA Loan Network > VA Loan Network is a Veteran-owned mortgage resource helping Veterans, active-duty Service Members, and surviving spouses navigate VA home loan benefits. We provide calculators, eligibility tools, educational guides, and connect qualified borrowers with experienced VA loan officers. ## About - [Editorial Team](https://valoannetwork.com/va-loan-network-editorial-team/): Content standards and review process - [About Matt Schwartz](https://valoannetwork.com/about-matt-schwartz/): Founder profile ## Core VA Loan Guides - [VA Loans Overview](https://valoannetwork.com/va-loans/): Dashboard with eligibility, property, and readiness tools - [VA Loan Requirements](https://valoannetwork.com/va-loans/va-loan-requirements/): The 3 deal-killers every Veteran should know - [VA Loan Benefits](https://valoannetwork.com/va-loans/va-loan-benefits/): Zero down, no PMI, competitive rates explained - [VA Loan Hub](https://valoannetwork.com/va-loans/va-loan-hub/): Comprehensive guide hub for all VA loan topics - [Complex VA Loan Center](https://valoannetwork.com/va-loans/complex-va-loan-center/): Non-standard scenarios — bankruptcy, low credit, self-employment - [VA Loan Data Hub](https://valoannetwork.com/va-loans/data/): Tables, lookups, and downloadable reference data - [VA Entitlement Explained](https://valoannetwork.com/va-loans/entitlement/): Full and bonus entitlement, restoration rules ## Calculators & Interactive Tools - [VA Loan Affordability Calculator](https://valoannetwork.com/how-much-va-loan-can-i-afford/): Estimate how much home you can afford with a VA loan - [VA Disability Rate Calculator](https://valoannetwork.com/va-disability-rate-calculator/): Estimate monthly VA disability compensation by rating - [BAH Pay Calculator](https://valoannetwork.com/bah-pay-calculator/): Look up Basic Allowance for Housing by location and pay grade - [VA Residual Income Calculator](https://valoannetwork.com/va-residual-income-chart/): Check if you meet VA residual income thresholds - [VA Seller Concessions Calculator](https://valoannetwork.com/4-percent-rule-on-va-loan/): Calculate the 4% seller concession limit - [VA County Loan Limit Lookup](https://valoannetwork.com/va-loans/va-loan-limits/): Find 2026 VA loan limits by county - [VA IRRRL Savings Calculator](https://valoannetwork.com/va-loans/irrrl/): Estimate savings from a VA streamline refinance - [VA Jumbo Loan Calculator](https://valoannetwork.com/va-loans/jumbo-va-loans/): Zero-down jumbo loans over the conforming limit - [Disabled Veteran Property Tax Calculator](https://valoannetwork.com/property-tax-exemptions/): Estimate property tax savings by state and disability rating - [Military Pay Raise Calculator](https://valoannetwork.com/2026-military-pay-raise-calculator/): 2026 pay raise impact by grade and years of service - [VA Eligibility Calculator](https://valoannetwork.com/va-eligibility-calculator/): Quick eligibility check for VA loan benefits ## Eligibility & Requirements - [VA Service Requirements](https://valoannetwork.com/va-service-requirements/): Active duty, Reserve, Guard, and surviving spouse eligibility rules - [VA Minimum Property Requirements](https://valoannetwork.com/va-minimum-property-requirements/): What the VA appraiser checks before closing - [VA Appraisal Costs](https://valoannetwork.com/va-appraisal-cost/): 2026 official fee schedule by state - [VA Funding Fee](https://valoannetwork.com/va-loans/va-funding-fee/): Current rates, exemptions, and how to calculate your fee - [VA Loan Allowable Fees](https://valoannetwork.com/va-loans/data/allowable-fees/): Complete list of what Veterans can and cannot be charged - [DTI Ratio Guide](https://valoannetwork.com/what-is-dti-ratio/): Can your DTI exceed 41% for a VA loan? - [VA Occupancy Exceptions](https://valoannetwork.com/va-loan-occupancy-exceptions/): When you don't have to move in within 60 days - [Denied COE — What's Next](https://valoannetwork.com/denied-coe-for-va-home-loan/): Steps after a Certificate of Eligibility denial - [VA Disability Income for Mortgages](https://valoannetwork.com/va-disability-income-mortgage-qualification/): How disability pay counts as qualifying income - [Community Property States](https://valoannetwork.com/community-property-states-va-loan/): How spouse debt affects VA loan qualification ## Refinance - [VA Refinance Guide](https://valoannetwork.com/va-loans/refinance/): Compare IRRRL, cash-out, and conventional refi options - [VA IRRRL (Streamline)](https://valoannetwork.com/va-loans/irrrl/): Interest Rate Reduction Refinance Loan requirements and calculator - [VA Cash-Out Refinance](https://valoannetwork.com/va-loans/cash-out-refinance/): Tap home equity with a VA cash-out loan ## Rates & Financial Data - [Today's VA Loan Rates](https://valoannetwork.com/todays-va-home-loan-rates/): Current VA mortgage rate trends - [2026 VA Disability Rates](https://valoannetwork.com/va-disability-rates/): Monthly compensation amounts by rating percentage - [2026 BAH Rates](https://valoannetwork.com/basic-allowance-for-housing-rates/): National BAH rate tables with state-by-state breakdowns - [2026 Military Pay Tables](https://valoannetwork.com/2026-military-pay-raise-basic-pay-tables/): Basic pay by grade and years of service - [VA Funding Fee Exemptions](https://valoannetwork.com/disabled-veterans-exempt-from-va-funding-fee/): Who qualifies for a funding fee waiver - [Roll Funding Fee into Loan](https://valoannetwork.com/roll-va-funding-fee-into-loan/): How to finance the VA funding fee ## Special Situations - [VA Loan After Bankruptcy](https://valoannetwork.com/getting-va-loan-after-bankruptcy/): Chapter 7 and Chapter 13 waiting periods - [Non-Veteran VA Loan Assumption](https://valoannetwork.com/can-non-veteran-assume-va-loan/): Rules for assuming a VA loan without military service - [Buying Land with a VA Loan](https://valoannetwork.com/can-you-buy-land-with-a-va-loan/): What's allowed and construction alternatives - [VA Closing Checklist](https://valoannetwork.com/va-loans/va-closing-checklist/): Step-by-step guide to closing day - [USDA vs VA Loans](https://valoannetwork.com/va-loans/usda-loans-vs-va-loans/): Side-by-side comparison of rural and VA loan programs - [VA vs Conventional Rates](https://valoannetwork.com/comparing-va-rates-to-conventional-mortgage-rates/): How VA rates compare to conventional mortgages ## Disability & Benefits - [CRDP (Concurrent Pay)](https://valoannetwork.com/concurrent-retirement-and-disability-pay/): Receiving both military retirement and VA disability - [Disability Grants for Veterans](https://valoannetwork.com/disability-grants-for-veterans/): SAH, SHA, and TRA grant programs - [BAH After PCS](https://valoannetwork.com/bah-changes-after-pcs/): How your housing allowance changes with a permanent change of station ## Contact - [Get Started](https://valoannetwork.com/compare-loan-offers/): Connect with a VA loan specialist — no SSN, no credit pull - Phone: 1-800-230-7201 ## Important Disclosures VA Loan Network is a marketing platform that connects veterans with licensed mortgage professionals. We are not a lender, not a government agency, and do not originate or fund loans. Loans referenced through this site are originated by licensed mortgage professionals at our partner lenders. Equal Housing Opportunity.