The Latest Articles from Our Experts
How to Appeal a VA Loan Denial
Getting denied for a VA loan can be disappointing, but it's not the end of the road. VA loans provide an excellent opportunity for...
Locking in a Low VA Mortgage Rate in 2024
Locking in a low mortgage rate with a VA loan can be a game changer, especially as we navigate through 2024's fluctuating housing market....
Property Tax Exemption with a Disability Rating in Texas
In Texas, veterans with a 100% disability rating are eligible for a significant financial benefit: exemption from property taxes on their...
Buying a House After a VA Foreclosure
Navigating the home buying process after experiencing a VA foreclosure can feel overwhelming, but it’s not impossible. While a foreclosure...
Rules on Unmarried Co-Borrowers on a VA Loan
For many veterans and active-duty service members, VA loans offer one of the best pathways to homeownership due to the benefits they...
Top Mistakes to Avoid When Selling Your Home
Selling a home is one of the biggest financial moves most people make in their lifetime. However, there are numerous pitfalls that can...
10 Financial Assistance Programs for Veterans in Texas
Veterans in Texas have access to numerous financial assistance programs designed to help them with education, homeownership, healthcare,...
How to Increase My VA Disability Rating
As a veteran, navigating the process of increasing your VA disability rating can seem complex, but it's an essential step for securing the...
Using a VA Loan to Build a Home – A Complete Guide
Yes, you can use a VA loan to build a home, but there are a few more steps involved than when using a VA loan to buy an existing home. VA...
Getting a Copy of Your DD214: A Complete Guide
The DD214, also known as the Certificate of Release or Discharge from Active Duty, is one of the most important documents for veterans....
How to Sell a Home with a Mortgage
Selling a home can be a complex process, especially when there’s still a mortgage on the property. With housing market fluctuations and...
Is It Cheaper to Buy or Rent in 2024?
The age-old question of whether it’s cheaper to buy or rent remains a hot topic in 2024. With the housing market facing fluctuations,...
What to Look for in a VA Lender
Buying a home is one of the biggest decisions you’ll ever make, and veterans have a great advantage with VA loans. But choosing the right...
10 Home Features for Long-Term Value
When you're looking at home features that add long-term value, it's important to focus on renovations and upgrades that not only improve...
Why Home Prices Are Still Rising Despite Higher Interest Rates
The housing market often defies expectations, and one of the most perplexing trends in recent years is the rise in home prices despite...
Using a VA Loan to Buy a Foreclosed Home
Foreclosed homes, often perceived as challenging investments, can present valuable opportunities, particularly for veterans using a VA...
Veteran Financial Assistance Programs: Beyond VA Loans
Veterans face unique financial challenges that can be overwhelming. Beyond VA loans, several programs and resources are available to...
How Rising Construction Costs are Impacting Veteran New Homebuyers
As construction costs continue to rise, veterans looking to purchase a new home are facing unique challenges. From increasing material...
Veteran Mental Health: Resources and Support Services
Veteran mental health is a crucial aspect of overall well-being for those who have served in the armed forces. With the unique challenges...
How a Trump Presidency Will Affect Veteran Homebuyers
If you're a veteran thinking about buying a home and wondering how a Trump presidency might shake things up, you’re not alone. Trump’s...
10 Questions to Ask When Interviewing a Listing Agent
Selecting the right listing agent is crucial when selling your home. With the housing market constantly evolving, the right agent can help...
When Is the Best Time of Year to Buy a Home?
Buying a home is a significant decision that can be influenced by various factors, including the time of year, current market conditions,...
How to Get the Best VA Loan Rate in Today’s Market
The housing market in 2024 is facing a mix of challenges and opportunities. With rising home prices, fluctuating interest rates, and...
How Long it Takes to Close on a VA Loan?
VA loans are a valuable resource for veterans, active-duty service members, and their families, offering benefits such as no down payment...
Comparing VA Rates to Conventional Mortgage Rates in 2024
When it comes to financing a home, choosing the right mortgage can be a complex decision. In 2024, prospective homebuyers are facing a...
How Rising Home Prices Are Impacting VA Borrowers
The real estate market has been a bit of a rollercoaster lately, with home prices climbing higher and higher. For VA loan borrowers,...
Rising Mortgage Rates are Impacting Veterans
Mortgage rates have been steadily rising, and the effects are being felt across the housing market, particularly by veteran homebuyers...
Understanding the VA Home Appraisal
The VA appraisal is a critical component of the VA home loan process, ensuring that the property a veteran wishes to purchase is worth the...
Tired of Waiting for Lower Mortgage Rates?
Mortgage rates have been on a rollercoaster ride, leaving many potential homebuyers and homeowners wondering when they’ll finally dip back...
VA Loan Occupancy Requirements
The VA loan program is a powerful benefit for veterans, active-duty service members, and eligible surviving spouses, offering an...
What is the Loan-to-Value (LTV) Ratio
The Loan-to-Value (LTV) ratio is one of the most crucial factors that lenders consider when determining whether to approve your loan...
What is the Debt-to-Income (DTI) Ratio
The Debt-to-Income (DTI) ratio is a vital financial metric that lenders use to evaluate your ability to manage monthly debt payments...
Using a VA Loan to Buy a Multi-Family Home
The VA loan program, backed by the U.S. Department of Veterans Affairs (VA), provides a valuable home-buying option for veterans,...
What is the VA Loan Entitlement?
Veterans and active-duty service members have access to a range of benefits through the U.S. Department of Veterans Affairs (VA),...
Can You Use a VA Loan to Buy a Second Home?
The U.S. Department of Veterans Affairs (VA) offers significant benefits to veterans, active-duty service members, and certain eligible...
VA Loan Bankruptcy Guidelines
Experiencing bankruptcy can feel like the end of financial stability, especially if you’re working toward homeownership. However, veterans...
What Happens to My VA Loan After Divorce?
Divorce is never easy, and when a VA loan is involved, things can become even more complicated. Veterans and their spouses must navigate...
Can You Use Your VA Loan Benefit More than Once
For veterans and active-duty service members, the VA loan benefit offers an excellent opportunity to purchase a home without a down...
A Guide to VA-approved condos
For veterans and active-duty service members, the VA loan program offers significant benefits, including the ability to purchase homes...
VA Loan Property Requirements
If you're a veteran looking to purchase a home with a VA loan, you're likely aware of the many benefits these loans offer. One of the key...
VA Loan Eligibility for Reservists and National Guard
VA loans offer tremendous benefits, including no down payment, low-interest rates, and more lenient credit requirements. While many...
Property Tax Exemptions for Disabled Veterans
Property tax exemptions for disabled veterans can significantly reduce the cost of owning a home. These exemptions vary by state and are...
How Disability Status Affects VA Loan Eligibility
How Disability Status Affects VA Loan Eligibility The VA loan program offers tremendous benefits to all veterans, but those with a...
VA Loan Spouse Requirements
The VA home loan program, offered through the U.S. Department of Veterans Affairs (VA), provides eligible veterans, active-duty service...
VA Loan Residual Income Chart 2024
Residual income is a critical component of the VA loan approval process, but it's often misunderstood. Unlike traditional income...
Native American Direct Loans: A Guide (2024 Edition)
The Native American Direct Loan (NADL) program, managed by the U.S. Department of Veterans Affairs (VA), is an essential resource for...
VA Business Loans – A Complete Guide
Veterans and their families have access to numerous benefits, including VA business loans, which provide critical funding to support...
10 Common Misconceptions About VA Loans
VA loans (Veterans Affairs loans) are a valuable financing option designed to help U.S. military veterans, active-duty service members,...
Recasting a VA Loan: A Guide for Veterans
Recasting a VA loan can be an effective way for veterans and active-duty service members to reduce their monthly mortgage payments without...
VA Home Inspection Checklist
When purchasing a home with a VA loan, one of the most critical steps in the process is ensuring the property meets the necessary...
What is Credit and Why It’s Important
Credit is a fundamental concept in the financial world, influencing everything from your ability to buy a home to the interest rates you...
Should You Refinance Your FHA Loan to a VA Loan?
Refinancing an FHA loan to a VA loan can be a smart financial decision for veterans and active-duty service members. This process offers...
Everything You Need to Know About VA Renovation Loans
VA home renovation loans are a powerful financial tool that allows eligible veterans and active-duty service members to purchase a home...
Non-Allowable Fees for VA Loans
Understanding Non-Allowable Fees and Other Costs Associated with VA Loans: An In-Depth Guide Veterans Affairs (VA) loans are a highly...
VA Energy Efficient Mortgage (EEM)
The VA Energy Efficient Mortgage (EEM) program is an excellent tool for veterans and active-duty service members who are looking to make...
Do VA loans have PMI?
When it comes to securing a mortgage, one of the key considerations for veterans is whether or not Private Mortgage Insurance (PMI)...
Understanding the VA Certificate of Eligibility
The VA Certificate of Eligibility (COE) is an essential document for veterans, active-duty service members, and eligible spouses seeking...