Become a Network Lender with VA Loan Network
Join a vetted marketplace connecting military service members, Veterans, and eligible surviving spouses with VA-approved lenders. We focus on high-intent inquiries, transparent performance, and compliance. We are a marketing platform, not a lender, and we are not affiliated with the U.S. Department of Veterans Affairs.
Who We Are a Fit For
Best Fit
- VA-approved lenders, credit unions, and banks with experienced VA underwriting.
- Brokerages operating under sponsorship with a VA-approved lender.
- Teams that staff rapid response for form leads and phone transfers.
- Organizations that respect TCPA, DNC, and consented marketing.
- Leaders who optimize to cost per funded loan and pull-through.
Not a Fit
- Buyers seeking aged lists or co-registration traffic.
- Operations without CRM discipline or follow-up SLAs.
- Teams demanding unrealistically low CPLs implying low intent or non-compliance.
- Firms lacking proper licenses or not actively originating VA mortgages.
Why Lenders Work With VA Loan Network
- High intent: Inquiries originate from owned content and education hubs, not sweepstakes.
- Compliance first: Explicit consent with per-lead audit trails (timestamp, IP, user agent, disclosure text).
- Transparent performance: Routing reporting and optional postbacks to track applications and funded loans.
- Granular targeting: State, county, ZIP, product type, timeline, and self-reported credit range.
- Flexible delivery: Form leads, live transfers, or inbound calls to your systems.
- Exclusivity options: Exclusive, capped shared, or limited-distribution inbound where viable.
How the Program Works
- Profile and targeting: You define geo, product mix, filters, and SLAs.
- Compliance alignment: Disclosures, suppression lists, and audit access are aligned.
- Integration setup: Webhook or API, SFTP, or secure email delivery is configured.
- Go live and QA: Soft launch validates contact rates and early funnel KPIs.
- Scale and optimize: Volume increases only where ROI is proven.
Inquiry Types and Targeting
Standard Form Leads
- Real-time delivery by webhook or API, SFTP CSV, or secure email.
- Speed to lead target under sixty seconds.
- Courtesy replacements for hard invalids.
Live Transfers
- Warm transfers after basic intent and eligibility checks.
- You accept or decline in real time within your pick-up window.
- Billing per accepted transfer.
Inbound Calls
- Route direct inbound calls with tracking numbers and day-part rules.
- Control hours, geos, and queue logic.
- Use for branch coverage and local presence.
Quality, Compliance, and Security
- Consent and auditability: Each record includes timestamp, IP, user agent, page path, and disclosure text.
- Suppression and frequency capping: Advertiser suppression honored, network dedupe, and caps to prevent fatigue.
- Data security: TLS in transit, encrypted storage, and least-privilege access controls.
Note: Nothing here is legal advice. Your legal and compliance teams should review your dialing, texting, and marketing practices.
Packages and Pricing (Illustrative)
Pricing depends on geography, volume, distribution type, and filters. The table below is scoping guidance only and is not an offer.
| Package | Distribution | Lead Type | Typical Billing | Volume Range | Best For |
|---|---|---|---|---|---|
| Core | Shared, capped | Form leads | CPL | One hundred to one thousand per month | Growing teams validating new markets |
| Exclusive | Exclusive | Form leads | Premium CPL | Fifty to five hundred per month | High touch teams optimizing pull-through |
| Live Transfer | Exclusive to accept | Warm transfers | Per accepted transfer | Fifty to three hundred per month | Call centers with strong talk time |
| Inbound | Direct | Inbound calls | Per connected minute or per call | Custom | Local brand presence and branch teams |
SLAs and Return Policy
- Hard invalids: Reasonable replacements for disconnected numbers or clearly bogus contact details within the review window.
- Contact outcomes: Valid but unreachable records are not replaced; results depend on speed to lead and cadence.
Eligibility Requirements
Required
- Active NMLS licensing in target states.
- VA-approved lender status or broker under sponsorship with a VA-approved lender.
- Documented TCPA and DNC procedures.
- Modern CRM with routing and reporting.
- Coverage for prompt follow-up during acceptance hours.
Nice to Have
- Dedicated VA desk and training.
- Spanish speaking coverage where applicable.
- Postbacks for application and funded attribution.
Onboarding Timeline
- Discovery and compliance: Targeting, goals, disclosures, and suppression alignment.
- Technical setup: Webhook or API credentials, test deliveries, and CRM mapping.
- Soft launch and scale: Controlled volume to validate contact and early funnel KPIs before expansion.
Frequently Asked Questions
Are you a lender or affiliated with the U.S. Department of Veterans Affairs
No. VA Loan Network is a marketing platform that connects consumers with participating, VA-approved lenders. We are not a lender and are not affiliated with or endorsed by the U.S. Department of Veterans Affairs.
What consent disclosures do you use for marketing contact
We use clear TCPA consent language at the point of submission. Each inquiry includes timestamp, IP, user agent, page path, and the exact disclosure text shown to the consumer.
Do you sell aged lists or co-registration data
No. We focus on real-time, high-intent demand generation. We do not sell aged lists or co-registration data.
How do you handle lead returns or disputes
We reasonably replace hard invalids such as disconnected numbers or clearly bogus contact details reported within the review window. Valid but unreachable records are not replaced.
What integrations do you support
Webhook or API, SFTP, and secure email. We commonly connect to Velocify, Jungo, Total Expert, and HubSpot. Other destinations can be discussed.
Can I request exclusive distribution
Yes, subject to market realities. If exclusivity would harm quality or volume, we will state that clearly and propose alternatives.
How do I get started
Email partners@valoannetwork.com with company name, NMLS number, licensed states, target markets, preferred delivery method, and expected monthly volumes.
Important: VA Loan Network does not originate mortgage loans and is not affiliated with any government agency. VA loans are made by private lenders and guaranteed by the U.S. Department of Veterans Affairs.