/* ===== county-loan-limit ===== */
.valnTool[data-valn-tool="county-loan-limit"]{--bg:#f4f7fb;
      --card:#ffffff;
      --line:#d9e2ef;
      --ink:#0f172a;
      --muted:#52607a;
      --blue:#1742c6;
      --blue-2:#2b63ff;
      --blue-soft:#eef3ff;
      --green:#0d7647;
      --green-soft:#edf8f2;
      --amber:#966200;
      --amber-soft:#fff8e6;
      --red:#a32020;
      --red-soft:#fff1f1;
      --shadow:0 14px 38px rgba(15,23,42,.08);
      --radius:18px;}
.valnTool[data-valn-tool="county-loan-limit"] *{box-sizing:border-box}
.valnTool[data-valn-tool="county-loan-limit"]{margin:0;padding:0;background:linear-gradient(180deg,#f7f9fc 0%,#f2f5fa 100%);color:var(--ink);font:15px/1.45 Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}
.valnTool[data-valn-tool="county-loan-limit"]{min-height:100vh}
.valnTool[data-valn-tool="county-loan-limit"] a{color:var(--blue);text-decoration:none}
.valnTool[data-valn-tool="county-loan-limit"] .shell{max-width:1180px;margin:0 auto;padding:18px}
.valnTool[data-valn-tool="county-loan-limit"] .hero{background:linear-gradient(135deg,#0f172a 0%,#14307d 58%,#1f5dff 100%);color:#fff;border-radius:24px;padding:20px 20px 18px;position:relative;overflow:hidden;box-shadow:var(--shadow)}
.valnTool[data-valn-tool="county-loan-limit"] .hero::after{content:"";position:absolute;right:-120px;top:-120px;width:260px;height:260px;border-radius:50%;background:radial-gradient(circle,rgba(255,255,255,.16),rgba(255,255,255,0) 66%)}
.valnTool[data-valn-tool="county-loan-limit"] .eyebrow{display:inline-flex;align-items:center;gap:8px;padding:7px 11px;border-radius:999px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.16);font-size:12px;font-weight:700;letter-spacing:.02em}
.valnTool[data-valn-tool="county-loan-limit"] .hero h2, .valnTool[data-valn-tool="county-loan-limit"] .hero h2.valnHeroTitle{color:#ffffff;margin:12px 0 8px;font-size:clamp(1.82rem,4vw,2.66rem);line-height:1.04}
.valnTool[data-valn-tool="county-loan-limit"] .lead{margin:0;max-width:980px;color:rgba(255,255,255,.92);font-size:.98rem}
.valnTool[data-valn-tool="county-loan-limit"] .hero-meta{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px}
.valnTool[data-valn-tool="county-loan-limit"] .hero-meta .badge{padding:7px 11px;border-radius:999px;font-size:12px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.16)}
.valnTool[data-valn-tool="county-loan-limit"] .layout{display:grid;grid-template-columns:1.02fr .98fr;gap:16px;margin-top:16px;align-items:start}
.valnTool[data-valn-tool="county-loan-limit"] .card{background:var(--card);border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow)}
.valnTool[data-valn-tool="county-loan-limit"] .card-head{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;padding:16px 16px 0}
.valnTool[data-valn-tool="county-loan-limit"] .card-head h2{margin:0;font-size:1.02rem}
.valnTool[data-valn-tool="county-loan-limit"] .card-head p{margin:5px 0 0;color:var(--muted);font-size:13px}
.valnTool[data-valn-tool="county-loan-limit"] .pad{padding:16px}
.valnTool[data-valn-tool="county-loan-limit"] .stack{display:grid;gap:16px}
.valnTool[data-valn-tool="county-loan-limit"] .sticky{position:sticky;top:16px}
.valnTool[data-valn-tool="county-loan-limit"] .status-row, .valnTool[data-valn-tool="county-loan-limit"] .pill-row, .valnTool[data-valn-tool="county-loan-limit"] .btn-row{display:flex;flex-wrap:wrap;gap:8px}
.valnTool[data-valn-tool="county-loan-limit"] .status, .valnTool[data-valn-tool="county-loan-limit"] .pill{display:inline-flex;align-items:center;gap:8px;padding:7px 10px;border-radius:999px;background:#fff;border:1px solid var(--line);font-size:12px;font-weight:700;color:var(--muted)}
.valnTool[data-valn-tool="county-loan-limit"] .status-dot{width:8px;height:8px;border-radius:50%;background:#9aa9bd}
.valnTool[data-valn-tool="county-loan-limit"] .status.good .status-dot, .valnTool[data-valn-tool="county-loan-limit"] .pill.good .status-dot{background:var(--green)}
.valnTool[data-valn-tool="county-loan-limit"] .status.warn .status-dot, .valnTool[data-valn-tool="county-loan-limit"] .pill.warn .status-dot{background:var(--amber)}
.valnTool[data-valn-tool="county-loan-limit"] .status.bad .status-dot, .valnTool[data-valn-tool="county-loan-limit"] .pill.bad .status-dot{background:var(--red)}
.valnTool[data-valn-tool="county-loan-limit"] .pill.good{background:var(--green-soft);border-color:#c8ead9;color:var(--green)}
.valnTool[data-valn-tool="county-loan-limit"] .pill.warn{background:var(--amber-soft);border-color:#f0dd9b;color:var(--amber)}
.valnTool[data-valn-tool="county-loan-limit"] .pill.bad{background:var(--red-soft);border-color:#f0c3c3;color:var(--red)}
.valnTool[data-valn-tool="county-loan-limit"] .pill.neutral{background:var(--blue-soft);border-color:#c9d8ff;color:var(--blue)}
.valnTool[data-valn-tool="county-loan-limit"] form{padding:14px 16px 16px}
.valnTool[data-valn-tool="county-loan-limit"] .grid{display:grid;grid-template-columns:repeat(12,minmax(0,1fr));gap:10px}
.valnTool[data-valn-tool="county-loan-limit"] .field{grid-column:span 4;min-width:0}
.valnTool[data-valn-tool="county-loan-limit"] .field.span-3{grid-column:span 3}
.valnTool[data-valn-tool="county-loan-limit"] .field.span-4{grid-column:span 4}
.valnTool[data-valn-tool="county-loan-limit"] .field.span-6{grid-column:span 6}
.valnTool[data-valn-tool="county-loan-limit"] .field.span-8{grid-column:span 8}
.valnTool[data-valn-tool="county-loan-limit"] .field.span-12{grid-column:span 12}
.valnTool[data-valn-tool="county-loan-limit"] .field label{display:block;font-size:12px;font-weight:800;letter-spacing:.01em;margin:0 0 5px}
.valnTool[data-valn-tool="county-loan-limit"] .field small{display:block;margin-top:4px;color:var(--muted);font-size:11px;line-height:1.35}
.valnTool[data-valn-tool="county-loan-limit"] input, .valnTool[data-valn-tool="county-loan-limit"] select, .valnTool[data-valn-tool="county-loan-limit"] textarea{width:100%;border:1px solid var(--line);border-radius:14px;padding:12px 12px;background:#fff;font:inherit;color:var(--ink);outline:none;transition:border-color .18s ease,box-shadow .18s ease}
.valnTool[data-valn-tool="county-loan-limit"] input:focus, .valnTool[data-valn-tool="county-loan-limit"] select:focus, .valnTool[data-valn-tool="county-loan-limit"] textarea:focus{border-color:#96b6ff;box-shadow:0 0 0 4px rgba(43,99,255,.12)}
.valnTool[data-valn-tool="county-loan-limit"] input::placeholder{color:#8a98ad}
.valnTool[data-valn-tool="county-loan-limit"] .seg{display:inline-grid;grid-template-columns:repeat(4,minmax(0,1fr));width:100%;border:1px solid var(--line);border-radius:14px;background:#f9fbff;padding:3px}
.valnTool[data-valn-tool="county-loan-limit"] .seg.context{grid-template-columns:repeat(3,minmax(0,1fr))}
.valnTool[data-valn-tool="county-loan-limit"] .seg button{border:0;background:transparent;color:var(--muted);padding:10px 10px;border-radius:11px;font:inherit;font-weight:800;cursor:pointer;min-width:0}
.valnTool[data-valn-tool="county-loan-limit"] .seg button.active{background:#fff;color:var(--blue);box-shadow:0 1px 0 rgba(15,23,42,.05)}
.valnTool[data-valn-tool="county-loan-limit"] .seg button[disabled]{opacity:.55;cursor:not-allowed}
.valnTool[data-valn-tool="county-loan-limit"] .toolbar{display:flex;flex-wrap:wrap;gap:8px;margin-top:12px}
.valnTool[data-valn-tool="county-loan-limit"] .btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:1px solid #abc2ff;background:var(--blue);color:#fff;text-decoration:none;padding:11px 14px;border-radius:14px;font-weight:800;cursor:pointer}
.valnTool[data-valn-tool="county-loan-limit"] .btn.secondary{background:#fff;color:var(--blue)}
.valnTool[data-valn-tool="county-loan-limit"] .btn.ghost{background:var(--blue-soft);color:var(--blue)}
.valnTool[data-valn-tool="county-loan-limit"] .btn[disabled]{opacity:.55;cursor:not-allowed}
.valnTool[data-valn-tool="county-loan-limit"] .small-note{font-size:12px;color:var(--muted)}
.valnTool[data-valn-tool="county-loan-limit"] .summary-top{padding:16px}
.valnTool[data-valn-tool="county-loan-limit"] .money{font-size:clamp(2rem,5.5vw,3rem);font-weight:900;line-height:1;margin:10px 0 4px}
.valnTool[data-valn-tool="county-loan-limit"] .subline{color:var(--muted);font-size:13px}
.valnTool[data-valn-tool="county-loan-limit"] .metrics{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;padding:14px 16px}
.valnTool[data-valn-tool="county-loan-limit"] .metric{padding:12px;border-radius:16px;border:1px solid var(--line);background:#fff}
.valnTool[data-valn-tool="county-loan-limit"] .metric .label{font-size:12px;color:var(--muted);margin-bottom:5px}
.valnTool[data-valn-tool="county-loan-limit"] .metric .value{font-size:1.16rem;font-weight:900;line-height:1.1}
.valnTool[data-valn-tool="county-loan-limit"] .metric .note{font-size:11px;color:var(--muted);margin-top:6px;line-height:1.35}
.valnTool[data-valn-tool="county-loan-limit"] .block{padding:0 16px 14px}
.valnTool[data-valn-tool="county-loan-limit"] .block + .block{padding-top:14px;border-top:1px solid var(--line)}
.valnTool[data-valn-tool="county-loan-limit"] .block h3{margin:0 0 8px;font-size:.95rem}
.valnTool[data-valn-tool="county-loan-limit"] .callout{padding:12px;border-radius:16px;font-size:13px;line-height:1.45}
.valnTool[data-valn-tool="county-loan-limit"] .callout.blue{background:var(--blue-soft);border:1px solid #c9d8ff}
.valnTool[data-valn-tool="county-loan-limit"] .callout.amber{background:var(--amber-soft);border:1px solid #f0dd9b}
.valnTool[data-valn-tool="county-loan-limit"] .callout.green{background:var(--green-soft);border:1px solid #c8ead9}
.valnTool[data-valn-tool="county-loan-limit"] .callout.red{background:var(--red-soft);border:1px solid #f0c3c3}
.valnTool[data-valn-tool="county-loan-limit"] .limit-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.valnTool[data-valn-tool="county-loan-limit"] .limit-card{padding:12px;border-radius:16px;border:1px solid var(--line);background:#fff}
.valnTool[data-valn-tool="county-loan-limit"] .limit-card .label{font-size:12px;color:var(--muted);margin-bottom:5px}
.valnTool[data-valn-tool="county-loan-limit"] .limit-card .value{font-size:1.05rem;font-weight:900}
.valnTool[data-valn-tool="county-loan-limit"] .limit-card .note{font-size:11px;color:var(--muted);margin-top:5px}
.valnTool[data-valn-tool="county-loan-limit"] .summary-box{display:grid;gap:8px}
.valnTool[data-valn-tool="county-loan-limit"] textarea{min-height:116px;resize:vertical}
.valnTool[data-valn-tool="county-loan-limit"] .footer-note{margin-top:14px;padding:14px 16px;border:1px solid var(--line);border-radius:16px;background:#fff;font-size:12px;color:var(--muted);line-height:1.45}
.valnTool[data-valn-tool="county-loan-limit"] .micro{display:flex;gap:10px;flex-wrap:wrap;color:var(--muted);font-size:12px;margin-top:10px}
.valnTool[data-valn-tool="county-loan-limit"] .sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);border:0}
@media (max-width: 1040px){.valnTool[data-valn-tool="county-loan-limit"] .layout{grid-template-columns:1fr}
.valnTool[data-valn-tool="county-loan-limit"] .sticky{position:static}}
@media (max-width: 780px){.valnTool[data-valn-tool="county-loan-limit"] .shell{padding:14px}
.valnTool[data-valn-tool="county-loan-limit"] .hero{padding:18px 16px 16px;border-radius:20px}
.valnTool[data-valn-tool="county-loan-limit"] .grid{grid-template-columns:repeat(6,minmax(0,1fr))}
.valnTool[data-valn-tool="county-loan-limit"] .field, .valnTool[data-valn-tool="county-loan-limit"] .field.span-3, .valnTool[data-valn-tool="county-loan-limit"] .field.span-4, .valnTool[data-valn-tool="county-loan-limit"] .field.span-6, .valnTool[data-valn-tool="county-loan-limit"] .field.span-8, .valnTool[data-valn-tool="county-loan-limit"] .field.span-12{grid-column:span 6}
.valnTool[data-valn-tool="county-loan-limit"] .metrics{grid-template-columns:1fr 1fr}
.valnTool[data-valn-tool="county-loan-limit"] .seg{grid-template-columns:repeat(4,minmax(0,1fr))}
.valnTool[data-valn-tool="county-loan-limit"] .seg.context{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media (max-width: 520px){.valnTool[data-valn-tool="county-loan-limit"] .metrics, .valnTool[data-valn-tool="county-loan-limit"] .limit-grid{grid-template-columns:1fr}
.valnTool[data-valn-tool="county-loan-limit"] .seg button{padding:9px 8px;font-size:13px}
.valnTool[data-valn-tool="county-loan-limit"] input, .valnTool[data-valn-tool="county-loan-limit"] select, .valnTool[data-valn-tool="county-loan-limit"] textarea{padding:11px 11px}
.valnTool[data-valn-tool="county-loan-limit"] .money{font-size:2rem}}
.valnTool[data-valn-tool="county-loan-limit"] .sticky, .valnTool[data-valn-tool="county-loan-limit"] .result-card{position:static !important; top:auto !important;}

/* ===== residual-income ===== */
.valnTool[data-valn-tool="residual-income"]{--bg:#f4f7fb;
      --card:#ffffff;
      --line:#d9e2ef;
      --ink:#0f172a;
      --muted:#52607a;
      --blue:#1742c6;
      --blue-2:#2b63ff;
      --blue-soft:#eef3ff;
      --green:#0d7647;
      --green-soft:#edf8f2;
      --amber:#966200;
      --amber-soft:#fff8e6;
      --red:#a32020;
      --red-soft:#fff1f1;
      --shadow:0 14px 38px rgba(15,23,42,.08);
      --radius:18px;}
.valnTool[data-valn-tool="residual-income"] *{box-sizing:border-box}
.valnTool[data-valn-tool="residual-income"] html, .valnTool[data-valn-tool="residual-income"] body{margin:0;padding:0;background:linear-gradient(180deg,#f7f9fc 0%,#f2f5fa 100%);color:var(--ink);font:15px/1.45 Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}
.valnTool[data-valn-tool="residual-income"] body{min-height:100vh}
.valnTool[data-valn-tool="residual-income"] a{color:var(--blue);text-decoration:none}
.valnTool[data-valn-tool="residual-income"] .shell{max-width:1180px;margin:0 auto;padding:18px}
.valnTool[data-valn-tool="residual-income"] .hero{background:linear-gradient(135deg,#0f172a 0%,#14307d 58%,#1f5dff 100%);color:#fff;border-radius:24px;padding:20px 20px 18px;position:relative;overflow:hidden;box-shadow:var(--shadow)}
.valnTool[data-valn-tool="residual-income"] .hero::after{content:"";position:absolute;right:-120px;top:-120px;width:260px;height:260px;border-radius:50%;background:radial-gradient(circle,rgba(255,255,255,.16),rgba(255,255,255,0) 66%)}
.valnTool[data-valn-tool="residual-income"] .eyebrow{display:inline-flex;align-items:center;gap:8px;padding:7px 11px;border-radius:999px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.16);font-size:12px;font-weight:700;letter-spacing:.02em}
.valnTool[data-valn-tool="residual-income"] .hero h2{color:#ffffff;margin:12px 0 8px;font-size:clamp(1.8rem,4vw,2.6rem);line-height:1.04}
.valnTool[data-valn-tool="residual-income"] .lead{margin:0;max-width:940px;color:rgba(255,255,255,.92);font-size:.98rem}
.valnTool[data-valn-tool="residual-income"] .hero-meta{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px}
.valnTool[data-valn-tool="residual-income"] .hero-meta .badge{padding:7px 11px;border-radius:999px;font-size:12px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.16)}
.valnTool[data-valn-tool="residual-income"] .layout{display:grid;grid-template-columns:1.04fr .96fr;gap:16px;margin-top:16px;align-items:start}
.valnTool[data-valn-tool="residual-income"] .card{background:var(--card);border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow)}
.valnTool[data-valn-tool="residual-income"] .card-head{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;padding:16px 16px 0}
.valnTool[data-valn-tool="residual-income"] .card-head h2{margin:0;font-size:1.02rem}
.valnTool[data-valn-tool="residual-income"] .card-head p{margin:5px 0 0;color:var(--muted);font-size:13px}
.valnTool[data-valn-tool="residual-income"] .pad{padding:16px}
.valnTool[data-valn-tool="residual-income"] .sticky{position:sticky;top:16px}
.valnTool[data-valn-tool="residual-income"] .stack{display:grid;gap:16px}
.valnTool[data-valn-tool="residual-income"] .status-row, .valnTool[data-valn-tool="residual-income"] .pill-row{display:flex;flex-wrap:wrap;gap:8px}
.valnTool[data-valn-tool="residual-income"] .status, .valnTool[data-valn-tool="residual-income"] .pill{display:inline-flex;align-items:center;gap:8px;padding:7px 10px;border-radius:999px;background:#fff;border:1px solid var(--line);font-size:12px;font-weight:700;color:var(--muted)}
.valnTool[data-valn-tool="residual-income"] .status-dot{width:8px;height:8px;border-radius:50%;background:#9aa9bd}
.valnTool[data-valn-tool="residual-income"] .status.good .status-dot, .valnTool[data-valn-tool="residual-income"] .pill.good .status-dot{background:var(--green)}
.valnTool[data-valn-tool="residual-income"] .status.warn .status-dot, .valnTool[data-valn-tool="residual-income"] .pill.warn .status-dot{background:var(--amber)}
.valnTool[data-valn-tool="residual-income"] .status.bad .status-dot, .valnTool[data-valn-tool="residual-income"] .pill.bad .status-dot{background:var(--red)}
.valnTool[data-valn-tool="residual-income"] .pill.good{background:var(--green-soft);border-color:#c8ead9;color:var(--green)}
.valnTool[data-valn-tool="residual-income"] .pill.warn{background:var(--amber-soft);border-color:#f0dd9b;color:var(--amber)}
.valnTool[data-valn-tool="residual-income"] .pill.bad{background:var(--red-soft);border-color:#f0c3c3;color:var(--red)}
.valnTool[data-valn-tool="residual-income"] .pill.neutral{background:var(--blue-soft);border-color:#c9d8ff;color:var(--blue)}
.valnTool[data-valn-tool="residual-income"] form{padding:14px 16px 16px}
.valnTool[data-valn-tool="residual-income"] .grid{display:grid;grid-template-columns:repeat(12,minmax(0,1fr));gap:10px}
.valnTool[data-valn-tool="residual-income"] .field{grid-column:span 4;min-width:0}
.valnTool[data-valn-tool="residual-income"] .field.span-3{grid-column:span 3}
.valnTool[data-valn-tool="residual-income"] .field.span-4{grid-column:span 4}
.valnTool[data-valn-tool="residual-income"] .field.span-5{grid-column:span 5}
.valnTool[data-valn-tool="residual-income"] .field.span-6{grid-column:span 6}
.valnTool[data-valn-tool="residual-income"] .field.span-8{grid-column:span 8}
.valnTool[data-valn-tool="residual-income"] .field.span-12{grid-column:span 12}
.valnTool[data-valn-tool="residual-income"] .field label{display:block;font-size:12px;font-weight:800;letter-spacing:.01em;margin:0 0 5px}
.valnTool[data-valn-tool="residual-income"] .field small{display:block;margin-top:4px;color:var(--muted);font-size:11px;line-height:1.35}
.valnTool[data-valn-tool="residual-income"] input[type="text"], .valnTool[data-valn-tool="residual-income"] input[type="number"], .valnTool[data-valn-tool="residual-income"] select, .valnTool[data-valn-tool="residual-income"] textarea{width:100%;padding:10px 11px;border-radius:12px;border:1px solid var(--line);background:#fff;color:var(--ink);font:inherit;outline:none;transition:border-color .16s ease, box-shadow .16s ease;}
.valnTool[data-valn-tool="residual-income"] input:focus, .valnTool[data-valn-tool="residual-income"] select:focus, .valnTool[data-valn-tool="residual-income"] textarea:focus{border-color:var(--blue);box-shadow:0 0 0 4px rgba(23,66,198,.12)}
.valnTool[data-valn-tool="residual-income"] input[readonly]{background:#f8fafc}
.valnTool[data-valn-tool="residual-income"] .inline-help{font-size:11px;color:var(--muted);margin-top:5px}
.valnTool[data-valn-tool="residual-income"] .btnbar{display:flex;flex-wrap:wrap;gap:10px;margin-top:14px}
.valnTool[data-valn-tool="residual-income"] .btn{appearance:none;border:0;border-radius:12px;padding:11px 14px;font:800 14px/1 Inter,ui-sans-serif,system-ui;cursor:pointer;transition:transform .08s ease, box-shadow .16s ease, background .16s ease}
.valnTool[data-valn-tool="residual-income"] .btn:active{transform:translateY(1px)}
.valnTool[data-valn-tool="residual-income"] .btn-primary{background:linear-gradient(135deg,var(--blue),var(--blue-2));color:#fff;box-shadow:0 10px 24px rgba(23,66,198,.26)}
.valnTool[data-valn-tool="residual-income"] .btn-light{background:#fff;border:1px solid var(--line);color:var(--ink)}
.valnTool[data-valn-tool="residual-income"] .btn-ghost{background:transparent;border:1px dashed rgba(255,255,255,.28);color:#fff}
.valnTool[data-valn-tool="residual-income"] .drawer-toggle{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:10px 0 0}
.valnTool[data-valn-tool="residual-income"] .drawer-toggle .btn-light{padding:10px 12px;font-size:13px}
.valnTool[data-valn-tool="residual-income"] .drawer{display:none;margin-top:12px;padding:14px;border:1px solid var(--line);border-radius:16px;background:#fbfdff}
.valnTool[data-valn-tool="residual-income"] .drawer.open{display:block}
.valnTool[data-valn-tool="residual-income"] .toggle{display:flex;align-items:center;gap:10px;padding:10px 11px;border-radius:14px;border:1px solid var(--line);background:#fff;min-height:44px}
.valnTool[data-valn-tool="residual-income"] .toggle input{margin:0;width:auto}
.valnTool[data-valn-tool="residual-income"] .toggle span{font-size:13px;font-weight:700}
.valnTool[data-valn-tool="residual-income"] .answer{padding:15px;border-radius:18px;background:linear-gradient(180deg,#0f172a 0%,#173785 100%);color:#fff;box-shadow:0 14px 30px rgba(15,23,42,.16)}
.valnTool[data-valn-tool="residual-income"] .answer .eyeline{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:10px}
.valnTool[data-valn-tool="residual-income"] .answer .chip{display:inline-flex;align-items:center;padding:6px 10px;border-radius:999px;font-size:12px;font-weight:800;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.16)}
.valnTool[data-valn-tool="residual-income"] .answer h3{margin:0 0 8px;color:#ffffff;font-size:1.25rem;font-weight:700}
.valnTool[data-valn-tool="residual-income"] .answer p{margin:0;color:rgba(255,255,255,.92)}
.valnTool[data-valn-tool="residual-income"] .metric-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin-top:12px}
.valnTool[data-valn-tool="residual-income"] .metric{padding:14px;border-radius:16px;border:1px solid var(--line);background:#fff}
.valnTool[data-valn-tool="residual-income"] .metric .k{display:block;color:var(--muted);font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.03em}
.valnTool[data-valn-tool="residual-income"] .metric strong{display:block;margin-top:6px;font-size:1.45rem;line-height:1.1}
.valnTool[data-valn-tool="residual-income"] .metric small{display:block;margin-top:5px;color:var(--muted)}
.valnTool[data-valn-tool="residual-income"] .metric.good{background:var(--green-soft);border-color:#c8ead9}
.valnTool[data-valn-tool="residual-income"] .metric.warn{background:var(--amber-soft);border-color:#f0dd9b}
.valnTool[data-valn-tool="residual-income"] .metric.bad{background:var(--red-soft);border-color:#f0c3c3}
.valnTool[data-valn-tool="residual-income"] .metric.neutral{background:var(--blue-soft);border-color:#c9d8ff}
.valnTool[data-valn-tool="residual-income"] .box{padding:14px;border-radius:16px;border:1px solid var(--line);background:#fff}
.valnTool[data-valn-tool="residual-income"] .box h3{margin:0 0 10px;font-size:14px}
.valnTool[data-valn-tool="residual-income"] .box p{margin:0;color:var(--muted);font-size:13px}
.valnTool[data-valn-tool="residual-income"] .list{display:grid;gap:8px;margin:0;padding:0;list-style:none}
.valnTool[data-valn-tool="residual-income"] .list li{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;padding:10px 12px;border:1px solid var(--line);border-radius:14px;background:#fff}
.valnTool[data-valn-tool="residual-income"] .list .label{font-weight:700;color:var(--ink)}
.valnTool[data-valn-tool="residual-income"] .list .sub{display:block;color:var(--muted);font-size:12px;margin-top:2px}
.valnTool[data-valn-tool="residual-income"] .list .amt{font-weight:800;white-space:nowrap}
.valnTool[data-valn-tool="residual-income"] .list .amt.good{color:var(--green)}
.valnTool[data-valn-tool="residual-income"] .list .amt.warn{color:var(--amber)}
.valnTool[data-valn-tool="residual-income"] .list .amt.bad{color:var(--red)}
.valnTool[data-valn-tool="residual-income"] .notice{padding:13px 14px;border-radius:16px;border:1px solid var(--line);background:#fff}
.valnTool[data-valn-tool="residual-income"] .notice.good{background:var(--green-soft);border-color:#c8ead9}
.valnTool[data-valn-tool="residual-income"] .notice.warn{background:var(--amber-soft);border-color:#f0dd9b}
.valnTool[data-valn-tool="residual-income"] .notice.bad{background:var(--red-soft);border-color:#f0c3c3}
.valnTool[data-valn-tool="residual-income"] .notice h4{margin:0 0 6px;font-size:14px}
.valnTool[data-valn-tool="residual-income"] .notice p{margin:0;color:#31435f;font-size:13px}
.valnTool[data-valn-tool="residual-income"] .footer-note{margin-top:16px;padding:14px;border-radius:16px;border:1px solid var(--line);background:#fff;color:var(--muted);font-size:12px;line-height:1.5}
.valnTool[data-valn-tool="residual-income"] .summary-box{padding:13px;border-radius:16px;background:#fbfdff;border:1px solid var(--line)}
.valnTool[data-valn-tool="residual-income"] .summary-text{width:100%;min-height:118px;resize:vertical}
@media (max-width: 920px){.valnTool[data-valn-tool="residual-income"] .layout{grid-template-columns:1fr}
.valnTool[data-valn-tool="residual-income"] .sticky{position:static}
.valnTool[data-valn-tool="residual-income"] .field, .valnTool[data-valn-tool="residual-income"] .field.span-3, .valnTool[data-valn-tool="residual-income"] .field.span-4, .valnTool[data-valn-tool="residual-income"] .field.span-5, .valnTool[data-valn-tool="residual-income"] .field.span-6, .valnTool[data-valn-tool="residual-income"] .field.span-8{grid-column:span 12}
.valnTool[data-valn-tool="residual-income"] .metric-grid{grid-template-columns:1fr 1fr}}
@media (max-width: 640px){.valnTool[data-valn-tool="residual-income"] .shell{padding:12px}
.valnTool[data-valn-tool="residual-income"] .hero{border-radius:20px;padding:16px}
.valnTool[data-valn-tool="residual-income"] .card, .valnTool[data-valn-tool="residual-income"] .answer, .valnTool[data-valn-tool="residual-income"] .metric, .valnTool[data-valn-tool="residual-income"] .box, .valnTool[data-valn-tool="residual-income"] .drawer, .valnTool[data-valn-tool="residual-income"] .notice{border-radius:16px}
.valnTool[data-valn-tool="residual-income"] .metric-grid{grid-template-columns:1fr}
.valnTool[data-valn-tool="residual-income"] .btnbar .btn{flex:1 1 calc(50% - 5px)}}

/* ===== prequalification ===== */
.valnTool[data-valn-tool="prequalification"]{--bg:#f4f7fb;
      --card:#ffffff;
      --line:#d9e2ef;
      --ink:#0f172a;
      --muted:#52607a;
      --blue:#1742c6;
      --blue-2:#2b63ff;
      --blue-soft:#eef3ff;
      --green:#0d7647;
      --green-soft:#edf8f2;
      --amber:#966200;
      --amber-soft:#fff8e6;
      --red:#a32020;
      --red-soft:#fff1f1;
      --slate:#eef2f7;
      --shadow:0 14px 38px rgba(15,23,42,.08);
      --radius:18px;}
.valnTool[data-valn-tool="prequalification"] *{box-sizing:border-box}
.valnTool[data-valn-tool="prequalification"]{margin:0;padding:0;background:linear-gradient(180deg,#f7f9fc 0%,#f2f5fa 100%);color:var(--ink);font:15px/1.45 Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}
.valnTool[data-valn-tool="prequalification"]{min-height:100vh}
.valnTool[data-valn-tool="prequalification"] a{color:var(--blue);text-decoration:none}
.valnTool[data-valn-tool="prequalification"] .shell{max-width:1180px;margin:0 auto;padding:18px}
.valnTool[data-valn-tool="prequalification"] .hero{background:linear-gradient(135deg,#0f172a 0%,#14307d 58%,#1f5dff 100%);color:#fff;border-radius:24px;padding:20px 20px 18px;position:relative;overflow:hidden;box-shadow:var(--shadow)}
.valnTool[data-valn-tool="prequalification"] .hero::after{content:"";position:absolute;right:-120px;top:-120px;width:260px;height:260px;border-radius:50%;background:radial-gradient(circle,rgba(255,255,255,.16),rgba(255,255,255,0) 66%)}
.valnTool[data-valn-tool="prequalification"] .eyebrow{display:inline-flex;align-items:center;gap:8px;padding:7px 11px;border-radius:999px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.16);font-size:12px;font-weight:700;letter-spacing:.02em;text-transform:uppercase}
.valnTool[data-valn-tool="prequalification"] .hero h2, .valnTool[data-valn-tool="prequalification"] .hero h2.valnHeroTitle{color:#ffffff;margin:12px 0 8px;font-size:clamp(1.85rem,4vw,2.68rem);line-height:1.04}
.valnTool[data-valn-tool="prequalification"] .lead{margin:0;max-width:950px;color:rgba(255,255,255,.92);font-size:.98rem}
.valnTool[data-valn-tool="prequalification"] .hero-meta{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px}
.valnTool[data-valn-tool="prequalification"] .hero-meta .badge{padding:7px 11px;border-radius:999px;font-size:12px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.16)}
.valnTool[data-valn-tool="prequalification"] .layout{display:grid;grid-template-columns:1.04fr .96fr;gap:16px;margin-top:16px;align-items:start}
.valnTool[data-valn-tool="prequalification"] .card{background:var(--card);border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow)}
.valnTool[data-valn-tool="prequalification"] .card-head{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;padding:16px 16px 0}
.valnTool[data-valn-tool="prequalification"] .card-head h2{margin:0;font-size:1.02rem}
.valnTool[data-valn-tool="prequalification"] .card-head p{margin:5px 0 0;color:var(--muted);font-size:13px}
.valnTool[data-valn-tool="prequalification"] .pad{padding:16px}
.valnTool[data-valn-tool="prequalification"] .stack{display:grid;gap:16px}
.valnTool[data-valn-tool="prequalification"] .sticky{position:sticky;top:16px}
.valnTool[data-valn-tool="prequalification"] .status-row, .valnTool[data-valn-tool="prequalification"] .pill-row, .valnTool[data-valn-tool="prequalification"] .hero-actions, .valnTool[data-valn-tool="prequalification"] .btnbar, .valnTool[data-valn-tool="prequalification"] .micro-metrics{display:flex;flex-wrap:wrap;gap:8px}
.valnTool[data-valn-tool="prequalification"] .status, .valnTool[data-valn-tool="prequalification"] .pill{display:inline-flex;align-items:center;gap:8px;padding:7px 10px;border-radius:999px;background:#fff;border:1px solid var(--line);font-size:12px;font-weight:700;color:var(--muted)}
.valnTool[data-valn-tool="prequalification"] .status-dot{width:8px;height:8px;border-radius:50%;background:#9aa9bd}
.valnTool[data-valn-tool="prequalification"] .status.good .status-dot, .valnTool[data-valn-tool="prequalification"] .pill.good .status-dot{background:var(--green)}
.valnTool[data-valn-tool="prequalification"] .status.warn .status-dot, .valnTool[data-valn-tool="prequalification"] .pill.warn .status-dot{background:var(--amber)}
.valnTool[data-valn-tool="prequalification"] .status.bad .status-dot, .valnTool[data-valn-tool="prequalification"] .pill.bad .status-dot{background:var(--red)}
.valnTool[data-valn-tool="prequalification"] .status.neutral .status-dot, .valnTool[data-valn-tool="prequalification"] .pill.neutral .status-dot{background:var(--blue)}
.valnTool[data-valn-tool="prequalification"] .pill.good{background:var(--green-soft);border-color:#c8ead9;color:var(--green)}
.valnTool[data-valn-tool="prequalification"] .pill.warn{background:var(--amber-soft);border-color:#f0dd9b;color:var(--amber)}
.valnTool[data-valn-tool="prequalification"] .pill.bad{background:var(--red-soft);border-color:#f0c3c3;color:var(--red)}
.valnTool[data-valn-tool="prequalification"] .pill.neutral{background:var(--blue-soft);border-color:#c9d8ff;color:var(--blue)}
.valnTool[data-valn-tool="prequalification"] form{padding:14px 16px 16px}
.valnTool[data-valn-tool="prequalification"] .grid{display:grid;grid-template-columns:repeat(12,minmax(0,1fr));gap:10px}
.valnTool[data-valn-tool="prequalification"] .field{grid-column:span 4;min-width:0}
.valnTool[data-valn-tool="prequalification"] .field.span-3{grid-column:span 3}
.valnTool[data-valn-tool="prequalification"] .field.span-4{grid-column:span 4}
.valnTool[data-valn-tool="prequalification"] .field.span-5{grid-column:span 5}
.valnTool[data-valn-tool="prequalification"] .field.span-6{grid-column:span 6}
.valnTool[data-valn-tool="prequalification"] .field.span-7{grid-column:span 7}
.valnTool[data-valn-tool="prequalification"] .field.span-8{grid-column:span 8}
.valnTool[data-valn-tool="prequalification"] .field.span-12{grid-column:span 12}
.valnTool[data-valn-tool="prequalification"] .field.hidden{display:none}
.valnTool[data-valn-tool="prequalification"] .field label{display:block;font-size:12px;font-weight:800;letter-spacing:.01em;margin:0 0 5px}
.valnTool[data-valn-tool="prequalification"] .field small{display:block;margin-top:4px;color:var(--muted);font-size:11px;line-height:1.35}
.valnTool[data-valn-tool="prequalification"] input[type="text"], .valnTool[data-valn-tool="prequalification"] input[type="number"], .valnTool[data-valn-tool="prequalification"] select, .valnTool[data-valn-tool="prequalification"] textarea{width:100%;padding:10px 11px;border-radius:12px;border:1px solid var(--line);background:#fff;color:var(--ink);font:inherit;outline:none;transition:border-color .16s ease, box-shadow .16s ease;}
.valnTool[data-valn-tool="prequalification"] input:focus, .valnTool[data-valn-tool="prequalification"] select:focus, .valnTool[data-valn-tool="prequalification"] textarea:focus{border-color:var(--blue);box-shadow:0 0 0 4px rgba(23,66,198,.12)}
.valnTool[data-valn-tool="prequalification"] input[readonly]{background:#f8fafc}
.valnTool[data-valn-tool="prequalification"] textarea{min-height:106px;resize:vertical}
.valnTool[data-valn-tool="prequalification"] .inline-help{font-size:11px;color:var(--muted);margin-top:5px}
.valnTool[data-valn-tool="prequalification"] .section-title{display:flex;align-items:center;justify-content:space-between;gap:10px;margin:14px 0 8px}
.valnTool[data-valn-tool="prequalification"] .section-title .label{font-size:12px;font-weight:900;color:#17307d;text-transform:uppercase;letter-spacing:.05em}
.valnTool[data-valn-tool="prequalification"] .section-title .line{flex:1;height:1px;background:linear-gradient(90deg,rgba(23,66,198,.18),rgba(23,66,198,0))}
.valnTool[data-valn-tool="prequalification"] .seg{display:grid;grid-template-columns:repeat(var(--cols,2),minmax(0,1fr));gap:6px}
.valnTool[data-valn-tool="prequalification"] .seg input{position:absolute;opacity:0;pointer-events:none}
.valnTool[data-valn-tool="prequalification"] .seg label{display:block}
.valnTool[data-valn-tool="prequalification"] .seg span{display:flex;align-items:center;justify-content:center;min-height:40px;padding:8px 10px;border-radius:12px;border:1px solid var(--line);background:#fff;font-size:12px;font-weight:800;color:var(--muted);text-align:center;cursor:pointer;transition:border-color .16s ease, box-shadow .16s ease, background .16s ease, color .16s ease;}
.valnTool[data-valn-tool="prequalification"] .seg input:checked + span{background:var(--blue-soft);border-color:rgba(23,66,198,.38);color:#17307d;box-shadow:inset 0 0 0 1px rgba(23,66,198,.12)}
.valnTool[data-valn-tool="prequalification"] .seg input:focus + span{box-shadow:0 0 0 4px rgba(23,66,198,.12)}
.valnTool[data-valn-tool="prequalification"] .seg[data-cols="3"]{--cols:3}
.valnTool[data-valn-tool="prequalification"] .seg[data-cols="4"]{--cols:4}
.valnTool[data-valn-tool="prequalification"] .seg[data-cols="5"]{--cols:5}
.valnTool[data-valn-tool="prequalification"] .seg[data-cols="6"]{--cols:6}
.valnTool[data-valn-tool="prequalification"] .btnbar{margin-top:14px}
.valnTool[data-valn-tool="prequalification"] .btn{appearance:none;border:0;border-radius:12px;padding:11px 14px;font:800 14px/1 Inter,ui-sans-serif,system-ui;cursor:pointer;transition:transform .08s ease, box-shadow .16s ease, background .16s ease, color .16s ease}
.valnTool[data-valn-tool="prequalification"] .btn:active{transform:translateY(1px)}
.valnTool[data-valn-tool="prequalification"] .btn-primary{background:linear-gradient(135deg,var(--blue),var(--blue-2));color:#fff;box-shadow:0 10px 24px rgba(23,66,198,.26)}
.valnTool[data-valn-tool="prequalification"] .btn-secondary{background:#fff;border:1px solid var(--line);color:var(--ink)}
.valnTool[data-valn-tool="prequalification"] .btn-ghost{background:#f7f9fd;color:#17307d}
.valnTool[data-valn-tool="prequalification"] .advanced-trigger{width:100%;display:flex;align-items:center;justify-content:center;gap:8px;margin-top:14px;padding:10px 12px;border-radius:12px;border:1px dashed #bfd0f7;background:#f8fbff;color:#17307d;font-weight:800;cursor:pointer}
.valnTool[data-valn-tool="prequalification"] .drawer{margin-top:12px;border:1px solid var(--line);border-radius:16px;background:#fbfcff;display:none}
.valnTool[data-valn-tool="prequalification"] .drawer.open{display:block}
.valnTool[data-valn-tool="prequalification"] .drawer .inner{padding:14px}
.valnTool[data-valn-tool="prequalification"] .subtle{color:var(--muted)}
.valnTool[data-valn-tool="prequalification"] .hint{padding:12px;border-radius:14px;border:1px solid var(--line);background:#fafcff}
.valnTool[data-valn-tool="prequalification"] .hint strong{display:block;margin-bottom:4px}
.valnTool[data-valn-tool="prequalification"] .result-top{padding:18px 18px 0}
.valnTool[data-valn-tool="prequalification"] .score-hero{padding:0 18px 18px}
.valnTool[data-valn-tool="prequalification"] .result-label{font-size:1.38rem;font-weight:900;line-height:1.1;margin:10px 0 4px}
.valnTool[data-valn-tool="prequalification"] .result-blurb{color:var(--muted);font-size:13px;margin:0}
.valnTool[data-valn-tool="prequalification"] .big-metric{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin-top:16px}
.valnTool[data-valn-tool="prequalification"] .metric{padding:14px;border-radius:16px;border:1px solid var(--line);background:#fff}
.valnTool[data-valn-tool="prequalification"] .metric-label{font-size:11px;font-weight:800;color:var(--muted);text-transform:uppercase;letter-spacing:.05em}
.valnTool[data-valn-tool="prequalification"] .metric-value{margin-top:6px;font-size:1.5rem;font-weight:900;line-height:1}
.valnTool[data-valn-tool="prequalification"] .metric-note{margin-top:6px;font-size:12px;color:var(--muted)}
.valnTool[data-valn-tool="prequalification"] .bar-wrap{margin-top:14px}
.valnTool[data-valn-tool="prequalification"] .bar{height:10px;border-radius:999px;background:#e9eef7;overflow:hidden}
.valnTool[data-valn-tool="prequalification"] .bar > span{display:block;height:100%;width:0;background:linear-gradient(90deg,var(--green),var(--blue-2));transition:width .25s ease}
.valnTool[data-valn-tool="prequalification"] .bar.bad > span{background:linear-gradient(90deg,#d27c00,#c23a2c)}
.valnTool[data-valn-tool="prequalification"] .kv{display:grid;grid-template-columns:1fr auto;gap:10px;padding:10px 0;border-top:1px solid #eef2f8}
.valnTool[data-valn-tool="prequalification"] .kv:first-child{border-top:0;padding-top:0}
.valnTool[data-valn-tool="prequalification"] .kv .k{color:var(--muted);font-size:12px}
.valnTool[data-valn-tool="prequalification"] .kv .v{font-weight:800;text-align:right}
.valnTool[data-valn-tool="prequalification"] .list{display:grid;gap:8px;margin:0;padding:0;list-style:none}
.valnTool[data-valn-tool="prequalification"] .list li{display:flex;gap:9px;align-items:flex-start;padding:10px 12px;border-radius:14px;background:#fbfcff;border:1px solid #e7edf7}
.valnTool[data-valn-tool="prequalification"] .list .bullet{flex:0 0 18px;height:18px;border-radius:50%;display:inline-flex;align-items:center;justify-content:center;font-size:11px;font-weight:900}
.valnTool[data-valn-tool="prequalification"] .list.good .bullet{background:var(--green-soft);color:var(--green)}
.valnTool[data-valn-tool="prequalification"] .list.warn .bullet{background:var(--amber-soft);color:var(--amber)}
.valnTool[data-valn-tool="prequalification"] .list.bad .bullet{background:var(--red-soft);color:var(--red)}
.valnTool[data-valn-tool="prequalification"] .list.neutral .bullet{background:var(--blue-soft);color:var(--blue)}
.valnTool[data-valn-tool="prequalification"] .footnote{font-size:12px;color:var(--muted)}
.valnTool[data-valn-tool="prequalification"] .copy-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:10px}
.valnTool[data-valn-tool="prequalification"] .summary-box{margin-top:10px}
.valnTool[data-valn-tool="prequalification"] .micro-metrics{margin-top:12px}
.valnTool[data-valn-tool="prequalification"] .micro-chip{display:flex;align-items:center;gap:8px;padding:8px 10px;border-radius:12px;background:#f8fbff;border:1px solid #e3ebff;font-size:12px}
.valnTool[data-valn-tool="prequalification"] .micro-chip strong{font-size:13px}
.valnTool[data-valn-tool="prequalification"] .badge-note{display:inline-flex;align-items:center;gap:8px;padding:7px 10px;border-radius:999px;background:#f8fbff;border:1px solid #e3ebff;font-size:12px;color:#17307d;font-weight:800}
.valnTool[data-valn-tool="prequalification"] .stack .card .pad h3, .valnTool[data-valn-tool="prequalification"] .stack .card .pad h4{margin:0 0 10px}
.valnTool[data-valn-tool="prequalification"] .stack .card .pad h3{font-size:1rem}
.valnTool[data-valn-tool="prequalification"] .stack .card .pad h4{font-size:.92rem}
.valnTool[data-valn-tool="prequalification"] .mini{font-size:12px;color:var(--muted)}
.valnTool[data-valn-tool="prequalification"] .callout{padding:13px 14px;border-radius:16px;border:1px solid var(--line);background:#fbfcff}
.valnTool[data-valn-tool="prequalification"] .callout.good{background:var(--green-soft);border-color:#cbe9db}
.valnTool[data-valn-tool="prequalification"] .callout.warn{background:var(--amber-soft);border-color:#f0dd9b}
.valnTool[data-valn-tool="prequalification"] .callout.bad{background:var(--red-soft);border-color:#efc2c2}
.valnTool[data-valn-tool="prequalification"] .legend{display:grid;gap:10px}
.valnTool[data-valn-tool="prequalification"] .hidden{display:none !important}
@media (max-width: 960px){.valnTool[data-valn-tool="prequalification"] .layout{grid-template-columns:1fr}
.valnTool[data-valn-tool="prequalification"] .sticky{position:static}
.valnTool[data-valn-tool="prequalification"] .big-metric{grid-template-columns:1fr}}
@media (max-width: 760px){.valnTool[data-valn-tool="prequalification"] .shell{padding:12px}
.valnTool[data-valn-tool="prequalification"] .hero{padding:16px}
.valnTool[data-valn-tool="prequalification"] form{padding:12px}
.valnTool[data-valn-tool="prequalification"] .card-head, .valnTool[data-valn-tool="prequalification"] .pad, .valnTool[data-valn-tool="prequalification"] .result-top, .valnTool[data-valn-tool="prequalification"] .score-hero{padding-left:12px;padding-right:12px}
.valnTool[data-valn-tool="prequalification"] .field, .valnTool[data-valn-tool="prequalification"] .field.span-3, .valnTool[data-valn-tool="prequalification"] .field.span-4, .valnTool[data-valn-tool="prequalification"] .field.span-5, .valnTool[data-valn-tool="prequalification"] .field.span-6, .valnTool[data-valn-tool="prequalification"] .field.span-7, .valnTool[data-valn-tool="prequalification"] .field.span-8, .valnTool[data-valn-tool="prequalification"] .field.span-12{grid-column:span 12}
.valnTool[data-valn-tool="prequalification"] .seg[data-cols="6"], .valnTool[data-valn-tool="prequalification"] .seg[data-cols="5"], .valnTool[data-valn-tool="prequalification"] .seg[data-cols="4"]{--cols:2}
.valnTool[data-valn-tool="prequalification"] .seg[data-cols="3"]{--cols:1}
.valnTool[data-valn-tool="prequalification"] .btnbar .btn{flex:1 1 auto}
.valnTool[data-valn-tool="prequalification"] .micro-metrics{display:grid;grid-template-columns:1fr 1fr}}
.valnTool[data-valn-tool="prequalification"] .sticky, .valnTool[data-valn-tool="prequalification"] .result-card{position:static !important; top:auto !important;}

/* ===== va-assumption-redesign ===== */
.valnTool[data-valn-tool="va-assumption-redesign"]{--bg:#f4f7fb;
      --card:#ffffff;
      --line:#d9e2ef;
      --ink:#0f172a;
      --muted:#52607a;
      --blue:#1742c6;
      --blue-2:#2b63ff;
      --blue-soft:#eef3ff;
      --green:#0d7647;
      --green-soft:#edf8f2;
      --amber:#9a6700;
      --amber-soft:#fff8e6;
      --red:#a32020;
      --red-soft:#fff1f1;
      --shadow:0 14px 38px rgba(15,23,42,.08);
      --radius:18px;}
.valnTool[data-valn-tool="va-assumption-redesign"] *{box-sizing:border-box}
.valnTool[data-valn-tool="va-assumption-redesign"]{margin:0;padding:0;background:linear-gradient(180deg,#f7f9fc 0%,#f2f5fa 100%);color:var(--ink);font:15px/1.45 Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}
.valnTool[data-valn-tool="va-assumption-redesign"]{}
.valnTool[data-valn-tool="va-assumption-redesign"] a{color:var(--blue);text-decoration:none}
.valnTool[data-valn-tool="va-assumption-redesign"] .shell{max-width:1180px;margin:0 auto;padding:18px}
.valnTool[data-valn-tool="va-assumption-redesign"] .hero{background:linear-gradient(135deg,#0f172a 0%,#14307d 58%,#1f5dff 100%);color:#fff;border-radius:24px;padding:20px 20px 18px;position:relative;overflow:hidden;box-shadow:var(--shadow)}
.valnTool[data-valn-tool="va-assumption-redesign"] .hero::after{content:"";position:absolute;right:-120px;top:-120px;width:260px;height:260px;border-radius:50%;background:radial-gradient(circle,rgba(255,255,255,.16),rgba(255,255,255,0) 66%)}
.valnTool[data-valn-tool="va-assumption-redesign"] .eyebrow{display:inline-flex;align-items:center;gap:8px;padding:7px 11px;border-radius:999px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.16);font-size:12px;font-weight:700;letter-spacing:.02em}
.valnTool[data-valn-tool="va-assumption-redesign"] .hero h2, .valnTool[data-valn-tool="va-assumption-redesign"] .hero h2.valnHeroTitle{color:#ffffff;margin:12px 0 8px;font-size:clamp(1.82rem,4vw,2.66rem);line-height:1.04}
.valnTool[data-valn-tool="va-assumption-redesign"] .lead{margin:0;max-width:960px;color:rgba(255,255,255,.92);font-size:.98rem}
.valnTool[data-valn-tool="va-assumption-redesign"] .hero-meta{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px}
.valnTool[data-valn-tool="va-assumption-redesign"] .hero-meta .badge{padding:7px 11px;border-radius:999px;font-size:12px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.16)}
.valnTool[data-valn-tool="va-assumption-redesign"] .layout{display:grid;grid-template-columns:1.03fr .97fr;gap:16px;margin-top:16px;align-items:start}
.valnTool[data-valn-tool="va-assumption-redesign"] .card{background:var(--card);border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow)}
.valnTool[data-valn-tool="va-assumption-redesign"] .card-head{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;padding:16px 16px 0}
.valnTool[data-valn-tool="va-assumption-redesign"] .card-head h2{margin:0;font-size:1.02rem}
.valnTool[data-valn-tool="va-assumption-redesign"] .card-head p{margin:5px 0 0;color:var(--muted);font-size:13px}
.valnTool[data-valn-tool="va-assumption-redesign"] .pad{padding:16px}
.valnTool[data-valn-tool="va-assumption-redesign"] .stack{display:grid;gap:16px}
.valnTool[data-valn-tool="va-assumption-redesign"] .sticky{position:sticky;top:16px}
.valnTool[data-valn-tool="va-assumption-redesign"] .status-row, .valnTool[data-valn-tool="va-assumption-redesign"] .pill-row{display:flex;flex-wrap:wrap;gap:8px}
.valnTool[data-valn-tool="va-assumption-redesign"] .status, .valnTool[data-valn-tool="va-assumption-redesign"] .pill{display:inline-flex;align-items:center;gap:8px;padding:7px 10px;border-radius:999px;background:#fff;border:1px solid var(--line);font-size:12px;font-weight:700;color:var(--muted)}
.valnTool[data-valn-tool="va-assumption-redesign"] .status-dot{width:8px;height:8px;border-radius:50%;background:#9aa9bd}
.valnTool[data-valn-tool="va-assumption-redesign"] .status.good .status-dot, .valnTool[data-valn-tool="va-assumption-redesign"] .pill.good .status-dot{background:var(--green)}
.valnTool[data-valn-tool="va-assumption-redesign"] .status.warn .status-dot, .valnTool[data-valn-tool="va-assumption-redesign"] .pill.warn .status-dot{background:var(--amber)}
.valnTool[data-valn-tool="va-assumption-redesign"] .status.bad .status-dot, .valnTool[data-valn-tool="va-assumption-redesign"] .pill.bad .status-dot{background:var(--red)}
.valnTool[data-valn-tool="va-assumption-redesign"] .pill.good{background:var(--green-soft);border-color:#c8ead9;color:var(--green)}
.valnTool[data-valn-tool="va-assumption-redesign"] .pill.warn{background:var(--amber-soft);border-color:#f0dd9b;color:var(--amber)}
.valnTool[data-valn-tool="va-assumption-redesign"] .pill.bad{background:var(--red-soft);border-color:#f0c3c3;color:var(--red)}
.valnTool[data-valn-tool="va-assumption-redesign"] .pill.neutral{background:var(--blue-soft);border-color:#c9d8ff;color:var(--blue)}
.valnTool[data-valn-tool="va-assumption-redesign"] form{padding:14px 16px 16px}
.valnTool[data-valn-tool="va-assumption-redesign"] .grid{display:grid;grid-template-columns:repeat(12,minmax(0,1fr));gap:10px}
.valnTool[data-valn-tool="va-assumption-redesign"] .field{grid-column:span 4;min-width:0}
.valnTool[data-valn-tool="va-assumption-redesign"] .field.span-2{grid-column:span 2}
.valnTool[data-valn-tool="va-assumption-redesign"] .field.span-3{grid-column:span 3}
.valnTool[data-valn-tool="va-assumption-redesign"] .field.span-4{grid-column:span 4}
.valnTool[data-valn-tool="va-assumption-redesign"] .field.span-5{grid-column:span 5}
.valnTool[data-valn-tool="va-assumption-redesign"] .field.span-6{grid-column:span 6}
.valnTool[data-valn-tool="va-assumption-redesign"] .field.span-7{grid-column:span 7}
.valnTool[data-valn-tool="va-assumption-redesign"] .field.span-8{grid-column:span 8}
.valnTool[data-valn-tool="va-assumption-redesign"] .field.span-9{grid-column:span 9}
.valnTool[data-valn-tool="va-assumption-redesign"] .field.span-12{grid-column:span 12}
.valnTool[data-valn-tool="va-assumption-redesign"] .field.hidden{display:none}
.valnTool[data-valn-tool="va-assumption-redesign"] .field label{display:block;font-size:12px;font-weight:800;letter-spacing:.01em;margin:0 0 6px}
.valnTool[data-valn-tool="va-assumption-redesign"] .hint{margin-top:5px;color:var(--muted);font-size:11px}
.valnTool[data-valn-tool="va-assumption-redesign"] input, .valnTool[data-valn-tool="va-assumption-redesign"] select, .valnTool[data-valn-tool="va-assumption-redesign"] button, .valnTool[data-valn-tool="va-assumption-redesign"] textarea{font:inherit}
.valnTool[data-valn-tool="va-assumption-redesign"] .input-wrap{position:relative}
.valnTool[data-valn-tool="va-assumption-redesign"] .prefix, .valnTool[data-valn-tool="va-assumption-redesign"] .suffix{position:absolute;top:50%;transform:translateY(-50%);font-size:12px;font-weight:700;color:#6b7a90;pointer-events:none}
.valnTool[data-valn-tool="va-assumption-redesign"] .prefix{left:12px}
.valnTool[data-valn-tool="va-assumption-redesign"] .suffix{right:12px}
.valnTool[data-valn-tool="va-assumption-redesign"] input[type="text"], .valnTool[data-valn-tool="va-assumption-redesign"] input[type="number"], .valnTool[data-valn-tool="va-assumption-redesign"] select, .valnTool[data-valn-tool="va-assumption-redesign"] textarea{width:100%;min-height:42px;border:1px solid var(--line);border-radius:12px;padding:10px 12px;background:#fff;color:var(--ink);
      outline:none;transition:border-color .15s ease, box-shadow .15s ease, background-color .15s ease;}
.valnTool[data-valn-tool="va-assumption-redesign"] input.with-prefix{padding-left:26px}
.valnTool[data-valn-tool="va-assumption-redesign"] input.with-suffix{padding-right:34px}
.valnTool[data-valn-tool="va-assumption-redesign"] textarea{min-height:108px;resize:vertical}
.valnTool[data-valn-tool="va-assumption-redesign"] input:focus, .valnTool[data-valn-tool="va-assumption-redesign"] select:focus, .valnTool[data-valn-tool="va-assumption-redesign"] textarea:focus{border-color:#8aa8ff;box-shadow:0 0 0 3px rgba(43,99,255,.12);}
.valnTool[data-valn-tool="va-assumption-redesign"] input.compact, .valnTool[data-valn-tool="va-assumption-redesign"] select.compact{min-height:38px;padding-top:8px;padding-bottom:8px}
.valnTool[data-valn-tool="va-assumption-redesign"] details.drawer{margin-top:12px;border:1px solid var(--line);border-radius:16px;background:#fbfcff;overflow:hidden}
.valnTool[data-valn-tool="va-assumption-redesign"] details.drawer summary{list-style:none;cursor:pointer;padding:13px 16px;font-weight:800;display:flex;align-items:center;justify-content:space-between;gap:12px}
.valnTool[data-valn-tool="va-assumption-redesign"] details.drawer summary::-webkit-details-marker{display:none}
.valnTool[data-valn-tool="va-assumption-redesign"] .summary-sub{display:block;color:var(--muted);font-size:12px;font-weight:600;margin-top:2px}
.valnTool[data-valn-tool="va-assumption-redesign"] .summary-icon{width:28px;height:28px;border-radius:999px;background:var(--blue-soft);display:inline-grid;place-items:center;color:var(--blue);font-weight:900;flex:0 0 auto}
.valnTool[data-valn-tool="va-assumption-redesign"] .drawer-body{padding:0 16px 16px;border-top:1px solid var(--line);background:#fbfcff}
.valnTool[data-valn-tool="va-assumption-redesign"] .toggle-row{display:flex;gap:8px;flex-wrap:wrap}
.valnTool[data-valn-tool="va-assumption-redesign"] .seg{position:relative;display:flex;border:1px solid var(--line);border-radius:12px;overflow:hidden;background:#fff}
.valnTool[data-valn-tool="va-assumption-redesign"] .seg input{position:absolute;opacity:0;pointer-events:none}
.valnTool[data-valn-tool="va-assumption-redesign"] .seg label{padding:9px 12px;font-size:12px;font-weight:800;color:var(--muted);cursor:pointer;border-right:1px solid var(--line)}
.valnTool[data-valn-tool="va-assumption-redesign"] .seg label:last-child{border-right:none}
.valnTool[data-valn-tool="va-assumption-redesign"] .seg input:checked + label{background:var(--blue-soft);color:var(--blue)}
.valnTool[data-valn-tool="va-assumption-redesign"] .seg.small label{padding:8px 10px;font-size:11px}
.valnTool[data-valn-tool="va-assumption-redesign"] .actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:14px}
.valnTool[data-valn-tool="va-assumption-redesign"] .btn{min-height:42px;padding:10px 14px;border-radius:12px;border:1px solid transparent;background:var(--blue);color:#fff;font-weight:800;cursor:pointer;
      display:inline-flex;align-items:center;justify-content:center;gap:8px;box-shadow:0 10px 24px rgba(23,66,198,.16)}
.valnTool[data-valn-tool="va-assumption-redesign"] .btn.secondary{background:#fff;color:var(--ink);border-color:var(--line);box-shadow:none}
.valnTool[data-valn-tool="va-assumption-redesign"] .btn.ghost{background:transparent;color:var(--blue);border-color:#c9d8ff;box-shadow:none}
.valnTool[data-valn-tool="va-assumption-redesign"] .btn:focus-visible{outline:3px solid rgba(43,99,255,.18);outline-offset:2px}
.valnTool[data-valn-tool="va-assumption-redesign"] .metrics{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.valnTool[data-valn-tool="va-assumption-redesign"] .metric{border:1px solid var(--line);border-radius:16px;padding:14px;background:linear-gradient(180deg,#fff 0%,#fbfdff 100%);}
.valnTool[data-valn-tool="va-assumption-redesign"] .metric .k{font-size:12px;font-weight:800;color:var(--muted);margin-bottom:4px}
.valnTool[data-valn-tool="va-assumption-redesign"] .metric .v{font-size:1.15rem;font-weight:900;line-height:1.08}
.valnTool[data-valn-tool="va-assumption-redesign"] .metric .s{font-size:12px;color:var(--muted);margin-top:6px}
.valnTool[data-valn-tool="va-assumption-redesign"] .section{border-top:1px solid var(--line);padding-top:14px}
.valnTool[data-valn-tool="va-assumption-redesign"] .section h3{margin:0 0 10px;font-size:1rem}
.valnTool[data-valn-tool="va-assumption-redesign"] .mini-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.valnTool[data-valn-tool="va-assumption-redesign"] .mini-card{border:1px solid var(--line);border-radius:14px;padding:12px;background:#fff}
.valnTool[data-valn-tool="va-assumption-redesign"] .mini-card .label{font-size:12px;font-weight:800;color:var(--muted)}
.valnTool[data-valn-tool="va-assumption-redesign"] .mini-card .value{font-size:1rem;font-weight:900;margin-top:4px}
.valnTool[data-valn-tool="va-assumption-redesign"] .rows{display:grid;gap:8px}
.valnTool[data-valn-tool="va-assumption-redesign"] .row{display:flex;justify-content:space-between;align-items:flex-start;gap:10px;padding:9px 0;border-bottom:1px dashed #e3e9f3}
.valnTool[data-valn-tool="va-assumption-redesign"] .row:last-child{border-bottom:none}
.valnTool[data-valn-tool="va-assumption-redesign"] .row .label{color:var(--muted);font-size:13px}
.valnTool[data-valn-tool="va-assumption-redesign"] .row .value{font-weight:800;text-align:right}
.valnTool[data-valn-tool="va-assumption-redesign"] .callout{border-radius:16px;padding:14px;border:1px solid var(--line);background:#fff}
.valnTool[data-valn-tool="va-assumption-redesign"] .callout.good{background:var(--green-soft);border-color:#c8ead9}
.valnTool[data-valn-tool="va-assumption-redesign"] .callout.warn{background:var(--amber-soft);border-color:#f0dd9b}
.valnTool[data-valn-tool="va-assumption-redesign"] .callout.bad{background:var(--red-soft);border-color:#f0c3c3}
.valnTool[data-valn-tool="va-assumption-redesign"] .callout h3{margin:0 0 6px;font-size:1rem}
.valnTool[data-valn-tool="va-assumption-redesign"] .callout p{margin:0;color:#364152}
.valnTool[data-valn-tool="va-assumption-redesign"] .list{margin:0;padding-left:18px}
.valnTool[data-valn-tool="va-assumption-redesign"] .list li{margin:0 0 7px}
.valnTool[data-valn-tool="va-assumption-redesign"] .summary-box{border:1px solid var(--line);border-radius:16px;background:#fcfdff;padding:12px}
.valnTool[data-valn-tool="va-assumption-redesign"] .summary-box textarea{min-height:132px;background:#fff}
.valnTool[data-valn-tool="va-assumption-redesign"] .helper{font-size:12px;color:var(--muted)}
.valnTool[data-valn-tool="va-assumption-redesign"] .rail{display:flex;align-items:center;gap:10px;flex-wrap:wrap}
.valnTool[data-valn-tool="va-assumption-redesign"] .delta-up{color:var(--green);font-weight:800}
.valnTool[data-valn-tool="va-assumption-redesign"] .delta-down{color:var(--red);font-weight:800}
.valnTool[data-valn-tool="va-assumption-redesign"] .foot{margin-top:14px;color:var(--muted);font-size:12px}
.valnTool[data-valn-tool="va-assumption-redesign"] .bar-wrap{display:grid;gap:8px}
.valnTool[data-valn-tool="va-assumption-redesign"] .bar{height:12px;border-radius:999px;background:#edf2f8;overflow:hidden}
.valnTool[data-valn-tool="va-assumption-redesign"] .bar > span{display:block;height:100%;border-radius:999px;background:linear-gradient(90deg,var(--blue),var(--blue-2))}
.valnTool[data-valn-tool="va-assumption-redesign"] .cmp{display:grid;grid-template-columns:auto 1fr auto;gap:10px;align-items:center}
.valnTool[data-valn-tool="va-assumption-redesign"] .cmp-label{font-size:12px;font-weight:800;color:var(--muted)}
.valnTool[data-valn-tool="va-assumption-redesign"] .cmp-value{font-size:12px;font-weight:800;color:var(--ink)}
.valnTool[data-valn-tool="va-assumption-redesign"] .note{padding:10px 12px;border-radius:12px;background:var(--blue-soft);border:1px solid #c9d8ff;color:#29418e;font-size:12px}
.valnTool[data-valn-tool="va-assumption-redesign"] .sr-only{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
@media (max-width: 1040px){.valnTool[data-valn-tool="va-assumption-redesign"] .layout{grid-template-columns:1fr}
.valnTool[data-valn-tool="va-assumption-redesign"] .sticky{position:static}}
@media (max-width: 720px){.valnTool[data-valn-tool="va-assumption-redesign"] .shell{padding:12px}
.valnTool[data-valn-tool="va-assumption-redesign"] .hero{padding:16px}
.valnTool[data-valn-tool="va-assumption-redesign"] .grid{grid-template-columns:repeat(6,minmax(0,1fr))}
.valnTool[data-valn-tool="va-assumption-redesign"] .field, .valnTool[data-valn-tool="va-assumption-redesign"] .field.span-2, .valnTool[data-valn-tool="va-assumption-redesign"] .field.span-3, .valnTool[data-valn-tool="va-assumption-redesign"] .field.span-4, .valnTool[data-valn-tool="va-assumption-redesign"] .field.span-5, .valnTool[data-valn-tool="va-assumption-redesign"] .field.span-6, .valnTool[data-valn-tool="va-assumption-redesign"] .field.span-7, .valnTool[data-valn-tool="va-assumption-redesign"] .field.span-8, .valnTool[data-valn-tool="va-assumption-redesign"] .field.span-9{grid-column:span 3}
.valnTool[data-valn-tool="va-assumption-redesign"] .field.span-12{grid-column:span 6}
.valnTool[data-valn-tool="va-assumption-redesign"] .field.mobile-full{grid-column:span 6}
.valnTool[data-valn-tool="va-assumption-redesign"] .metrics, .valnTool[data-valn-tool="va-assumption-redesign"] .mini-grid{grid-template-columns:1fr}
.valnTool[data-valn-tool="va-assumption-redesign"] .btn{flex:1 1 auto}
.valnTool[data-valn-tool="va-assumption-redesign"] .actions .btn.secondary, .valnTool[data-valn-tool="va-assumption-redesign"] .actions .btn.ghost{flex:1 1 44%}}
.valnTool[data-valn-tool="county-loan-limit"] .hero h3{color:#ffffff}
.valnTool[data-valn-tool="prequalification"] .hero h3{color:#ffffff}
.valnTool[data-valn-tool="residual-income"] .hero h3{color:#ffffff}
.valnTool[data-valn-tool="va-assumption-redesign"] .hero h3{color:#ffffff}
/* Force white hero titles and CTA text */
.valnTool .hero h1,.valnTool .hero h2,.valnTool .hero h3,.valnTool .valnTool__hero h1,.valnTool .valnTool__hero h2,.valnTool .valnTool__hero h3{color:#ffffff !important}
.valnTool .answer h3,.valnTool .answer h2{color:#ffffff !important}
.valnTool .btn-primary,.valnTool .btn.primary{color:#ffffff !important}