/* ===== home-improvement ===== */
.valnTool[data-valn-tool="home-improvement"]{--bg:#f4f7fb;
      --card:#ffffff;
      --line:#d9e2ef;
      --ink:#0f172a;
      --muted:#52607a;
      --blue:#1742c6;
      --blue-2:#2b63ff;
      --blue-soft:#eef3ff;
      --green:#0d7647;
      --green-soft:#edf8f2;
      --amber:#966200;
      --amber-soft:#fff8e6;
      --red:#a32020;
      --red-soft:#fff1f1;
      --shadow:0 14px 38px rgba(15,23,42,.08);
      --radius:18px;}
    .valnTool[data-valn-tool="home-improvement"] *{box-sizing:border-box}
    .valnTool[data-valn-tool="home-improvement"]{margin:0;padding:0;background:linear-gradient(180deg,#f7f9fc 0%,#f2f5fa 100%);color:var(--ink);font:15px/1.45 Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}
    .valnTool[data-valn-tool="home-improvement"]{min-height:100vh}
    .valnTool[data-valn-tool="home-improvement"] a{color:var(--blue);text-decoration:none}
    .valnTool[data-valn-tool="home-improvement"] .shell{max-width:1180px;margin:0 auto;padding:18px}
    .valnTool[data-valn-tool="home-improvement"] .hero{background:linear-gradient(135deg,#0f172a 0%,#14307d 58%,#1f5dff 100%);color:#fff;border-radius:24px;padding:20px 20px 18px;position:relative;overflow:hidden;box-shadow:var(--shadow)}
    .valnTool[data-valn-tool="home-improvement"] .hero::after{content:"";position:absolute;right:-120px;top:-120px;width:260px;height:260px;border-radius:50%;background:radial-gradient(circle,rgba(255,255,255,.16),rgba(255,255,255,0) 66%)}
    .valnTool[data-valn-tool="home-improvement"] .eyebrow{display:inline-flex;align-items:center;gap:8px;padding:7px 11px;border-radius:999px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.16);font-size:12px;font-weight:700;letter-spacing:.02em}
    .valnTool[data-valn-tool="home-improvement"] .hero h2{margin:12px 0 8px;font-size:clamp(1.8rem,4vw,2.55rem);line-height:1.04;color:#ffffff}
    .valnTool[data-valn-tool="home-improvement"] .hero h3{color:#ffffff}
    .valnTool[data-valn-tool="home-improvement"] .lead{margin:0;max-width:920px;color:rgba(255,255,255,.92);font-size:.98rem}
    .valnTool[data-valn-tool="home-improvement"] .hero-meta{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px}
    .valnTool[data-valn-tool="home-improvement"] .hero-meta .badge{padding:7px 11px;border-radius:999px;font-size:12px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.16)}

    .valnTool[data-valn-tool="home-improvement"] .layout{display:grid;grid-template-columns:1.02fr .98fr;gap:16px;margin-top:16px;align-items:start}
    .valnTool[data-valn-tool="home-improvement"] .card{background:var(--card);border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow)}
    .valnTool[data-valn-tool="home-improvement"] .card-head{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;padding:16px 16px 0}
    .valnTool[data-valn-tool="home-improvement"] .card-head h2{margin:0;font-size:1.02rem}
    .valnTool[data-valn-tool="home-improvement"] .card-head p{margin:5px 0 0;color:var(--muted);font-size:13px}
    .valnTool[data-valn-tool="home-improvement"] .pad{padding:16px}

    .valnTool[data-valn-tool="home-improvement"] .status-row{display:flex;flex-wrap:wrap;gap:8px;margin-top:10px}
    .valnTool[data-valn-tool="home-improvement"] .status{display:inline-flex;align-items:center;gap:8px;padding:7px 10px;border-radius:999px;background:#fff;border:1px solid var(--line);font-size:12px;font-weight:700;color:var(--muted)}
    .valnTool[data-valn-tool="home-improvement"] .status-dot{width:8px;height:8px;border-radius:50%;background:#9aa9bd}
    .valnTool[data-valn-tool="home-improvement"] .status.good .status-dot{background:var(--green)}
    .valnTool[data-valn-tool="home-improvement"] .status.warn .status-dot{background:var(--amber)}
    .valnTool[data-valn-tool="home-improvement"] .status.danger .status-dot{background:var(--red)}

    .valnTool[data-valn-tool="home-improvement"] form{padding:14px 16px 16px}
    .valnTool[data-valn-tool="home-improvement"] .grid{display:grid;grid-template-columns:repeat(12,minmax(0,1fr));gap:12px}
    .valnTool[data-valn-tool="home-improvement"] .field{grid-column:span 12}
    .valnTool[data-valn-tool="home-improvement"] .field.span-6{grid-column:span 6}
    .valnTool[data-valn-tool="home-improvement"] .field.span-4{grid-column:span 4}
    .valnTool[data-valn-tool="home-improvement"] .field.span-3{grid-column:span 3}
    .valnTool[data-valn-tool="home-improvement"] .field.span-8{grid-column:span 8}
    .valnTool[data-valn-tool="home-improvement"] label{display:block;margin:0 0 6px;font-size:12px;font-weight:800;color:#24344d;letter-spacing:.01em}
    .valnTool[data-valn-tool="home-improvement"] input, .valnTool[data-valn-tool="home-improvement"] select, .valnTool[data-valn-tool="home-improvement"] textarea{width:100%;border:1px solid #cfd9e7;background:#fff;color:var(--ink);border-radius:14px;padding:11px 12px;font:inherit;outline:none}
    .valnTool[data-valn-tool="home-improvement"] input:focus, .valnTool[data-valn-tool="home-improvement"] select:focus, .valnTool[data-valn-tool="home-improvement"] textarea:focus{border-color:#6791ff;box-shadow:0 0 0 4px rgba(43,99,255,.12)}
    .valnTool[data-valn-tool="home-improvement"] .field-help{margin-top:6px;color:var(--muted);font-size:12px}
    .valnTool[data-valn-tool="home-improvement"] .tight{padding:10px 11px}
    .valnTool[data-valn-tool="home-improvement"] .pill-row{display:flex;flex-wrap:wrap;gap:8px;margin-top:8px}
    .valnTool[data-valn-tool="home-improvement"] .pill{display:inline-flex;align-items:center;padding:6px 10px;border-radius:999px;font-size:12px;font-weight:700}
    .valnTool[data-valn-tool="home-improvement"] .pill.good{background:var(--green-soft);color:var(--green)}
    .valnTool[data-valn-tool="home-improvement"] .pill.warn{background:var(--amber-soft);color:var(--amber)}
    .valnTool[data-valn-tool="home-improvement"] .pill.bad{background:var(--red-soft);color:var(--red)}
    .valnTool[data-valn-tool="home-improvement"] .pill.info{background:var(--blue-soft);color:var(--blue)}

    .valnTool[data-valn-tool="home-improvement"] .btn-row{display:flex;flex-wrap:wrap;gap:10px;align-items:center;margin-top:14px}
    .valnTool[data-valn-tool="home-improvement"] button, .valnTool[data-valn-tool="home-improvement"] .btn{appearance:none;border:0;border-radius:14px;padding:12px 15px;font:inherit;font-weight:800;cursor:pointer}
    .valnTool[data-valn-tool="home-improvement"] .btn.primary{background:linear-gradient(180deg,var(--blue-2),var(--blue));color:#fff;box-shadow:0 10px 22px rgba(23,66,198,.24)}
    .valnTool[data-valn-tool="home-improvement"] .btn.secondary{background:#fff;border:1px solid var(--line);color:var(--ink)}
    .valnTool[data-valn-tool="home-improvement"] .btn.ghost{background:var(--blue-soft);color:var(--blue);border:1px solid rgba(23,66,198,.08)}
    .valnTool[data-valn-tool="home-improvement"] .drawer-toggle{margin-top:6px}
    .valnTool[data-valn-tool="home-improvement"] .drawer{display:none;margin-top:14px;padding-top:14px;border-top:1px dashed var(--line)}
    .valnTool[data-valn-tool="home-improvement"] .drawer.open{display:block}
    .valnTool[data-valn-tool="home-improvement"] .hidden{display:none !important}

    .valnTool[data-valn-tool="home-improvement"] .results{padding:14px 16px 16px}
    .valnTool[data-valn-tool="home-improvement"] .summary-band{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:flex-start;gap:14px;padding:14px;border-radius:18px;background:linear-gradient(180deg,#f7faff,#eef4ff);border:1px solid #dbe6ff}
    .valnTool[data-valn-tool="home-improvement"] .summary-band h3{margin:0 0 6px;font-size:1.15rem}
    .valnTool[data-valn-tool="home-improvement"] .summary-band p{margin:0;color:var(--muted)}
    .valnTool[data-valn-tool="home-improvement"] .score-badge{display:inline-flex;align-items:center;gap:8px;padding:8px 10px;border-radius:999px;background:#fff;border:1px solid #d6e1ff;font-size:12px;font-weight:800;color:var(--blue)}
    .valnTool[data-valn-tool="home-improvement"] .metric-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin-top:12px}
    .valnTool[data-valn-tool="home-improvement"] .metric{padding:12px;border:1px solid var(--line);border-radius:16px;background:#fff}
    .valnTool[data-valn-tool="home-improvement"] .metric .label{font-size:12px;font-weight:700;color:var(--muted)}
    .valnTool[data-valn-tool="home-improvement"] .metric .value{margin-top:5px;font-size:1.2rem;font-weight:900;letter-spacing:-.02em}
    .valnTool[data-valn-tool="home-improvement"] .metric .sub{margin-top:5px;color:var(--muted);font-size:12px}

    .valnTool[data-valn-tool="home-improvement"] .block{margin-top:14px;padding:14px;border:1px solid var(--line);border-radius:18px;background:#fff}
    .valnTool[data-valn-tool="home-improvement"] .block h3{margin:0 0 8px;font-size:1rem}
    .valnTool[data-valn-tool="home-improvement"] .block p{margin:0 0 8px;color:var(--muted)}
    .valnTool[data-valn-tool="home-improvement"] .rank-grid{display:grid;grid-template-columns:1fr;gap:10px}
    .valnTool[data-valn-tool="home-improvement"] .path-card{border:1px solid var(--line);border-radius:18px;padding:14px;background:#fff}
    .valnTool[data-valn-tool="home-improvement"] .path-top{display:flex;justify-content:space-between;align-items:flex-start;gap:12px}
    .valnTool[data-valn-tool="home-improvement"] .path-title{font-weight:900;font-size:1rem}
    .valnTool[data-valn-tool="home-improvement"] .fit{display:inline-flex;align-items:center;gap:8px;padding:7px 10px;border-radius:999px;font-size:12px;font-weight:800}
    .valnTool[data-valn-tool="home-improvement"] .fit.best{background:var(--green-soft);color:var(--green)}
    .valnTool[data-valn-tool="home-improvement"] .fit.good{background:var(--blue-soft);color:var(--blue)}
    .valnTool[data-valn-tool="home-improvement"] .fit.maybe{background:var(--amber-soft);color:var(--amber)}
    .valnTool[data-valn-tool="home-improvement"] .fit.weak{background:var(--red-soft);color:var(--red)}
    .valnTool[data-valn-tool="home-improvement"] .list{margin:8px 0 0;padding-left:18px}
    .valnTool[data-valn-tool="home-improvement"] .list li{margin:5px 0;color:#203047}
    .valnTool[data-valn-tool="home-improvement"] .mini-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px;margin-top:10px}
    .valnTool[data-valn-tool="home-improvement"] .mini{padding:10px;border-radius:14px;background:#f8fbff;border:1px solid #e3ebf9}
    .valnTool[data-valn-tool="home-improvement"] .mini .k{font-size:11px;font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:.03em}
    .valnTool[data-valn-tool="home-improvement"] .mini .v{margin-top:4px;font-weight:900}
    .valnTool[data-valn-tool="home-improvement"] .next-list{display:grid;gap:8px}
    .valnTool[data-valn-tool="home-improvement"] .next-step{display:flex;gap:10px;padding:11px 12px;border-radius:14px;background:#f8fbff;border:1px solid #e6edf9}
    .valnTool[data-valn-tool="home-improvement"] .next-step .n{width:22px;height:22px;border-radius:50%;display:grid;place-items:center;background:var(--blue);color:#fff;font-size:12px;font-weight:800;flex:0 0 22px}
    .valnTool[data-valn-tool="home-improvement"] .small-note{font-size:12px;color:var(--muted)}
    .valnTool[data-valn-tool="home-improvement"] .copy-wrap{display:grid;grid-template-columns:1fr auto;gap:10px;align-items:start}
    .valnTool[data-valn-tool="home-improvement"] textarea{min-height:150px;resize:vertical}
    .valnTool[data-valn-tool="home-improvement"] .footer-note{margin-top:14px;padding:14px 16px;border:1px dashed var(--line);border-radius:16px;background:#fbfcfe;color:var(--muted);font-size:12px}

    @media (max-width:980px){
      .valnTool[data-valn-tool="home-improvement"] .layout{grid-template-columns:1fr}
    }
    @media (max-width:720px){
      .valnTool[data-valn-tool="home-improvement"] .shell{padding:12px}
      .valnTool[data-valn-tool="home-improvement"] .hero{border-radius:22px;padding:18px 16px}
      .valnTool[data-valn-tool="home-improvement"] .card, .valnTool[data-valn-tool="home-improvement"] .path-card, .valnTool[data-valn-tool="home-improvement"] .summary-band, .valnTool[data-valn-tool="home-improvement"] .metric, .valnTool[data-valn-tool="home-improvement"] .block{border-radius:18px}
      .valnTool[data-valn-tool="home-improvement"] .field.span-6, .valnTool[data-valn-tool="home-improvement"] .field.span-4, .valnTool[data-valn-tool="home-improvement"] .field.span-3, .valnTool[data-valn-tool="home-improvement"] .field.span-8{grid-column:span 12}
      .valnTool[data-valn-tool="home-improvement"] .metric-grid, .valnTool[data-valn-tool="home-improvement"] .mini-grid{grid-template-columns:1fr}
      .valnTool[data-valn-tool="home-improvement"] .copy-wrap{grid-template-columns:1fr}
    }
/* structural overrides: home-improvement */
.valnTool[data-valn-tool="home-improvement"] .stack{display:grid;gap:16px}
.valnTool[data-valn-tool="home-improvement"] .sticky{position:sticky;top:16px;align-self:start}
.valnTool[data-valn-tool="home-improvement"] .valnCard--sticky{position:sticky;top:16px;align-self:start}
.valnTool[data-valn-tool="home-improvement"] .result-card{position:static !important;top:auto !important}
.valnTool[data-valn-tool="home-improvement"] .valnSection .block{padding-top:16px;padding-bottom:16px}
.valnTool[data-valn-tool="home-improvement"] .valnSection .block:first-child{padding-top:16px}
.valnTool[data-valn-tool="home-improvement"] .vlnLeadCapture{margin:0}
@media (max-width: 980px){
  .valnTool[data-valn-tool="home-improvement"] .sticky,
  .valnTool[data-valn-tool="home-improvement"] .valnCard--sticky{position:static;top:auto}
}


/* ===== manufactured-home ===== */
.valnTool[data-valn-tool="manufactured-home"]{--bg:#f4f7fb;
      --card:#ffffff;
      --line:#d9e2ef;
      --ink:#0f172a;
      --muted:#52607a;
      --blue:#1742c6;
      --blue-2:#2b63ff;
      --blue-soft:#eef3ff;
      --green:#0d7647;
      --green-soft:#edf8f2;
      --amber:#966200;
      --amber-soft:#fff8e6;
      --red:#a32020;
      --red-soft:#fff1f1;
      --shadow:0 14px 38px rgba(15,23,42,.08);
      --radius:18px;}
    .valnTool[data-valn-tool="manufactured-home"] *{box-sizing:border-box}
    .valnTool[data-valn-tool="manufactured-home"]{margin:0;padding:0;background:linear-gradient(180deg,#f7f9fc 0%,#f2f5fa 100%);color:var(--ink);font:15px/1.45 Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}
    .valnTool[data-valn-tool="manufactured-home"]{min-height:100vh}
    .valnTool[data-valn-tool="manufactured-home"] a{color:var(--blue);text-decoration:none}
    .valnTool[data-valn-tool="manufactured-home"] .shell{max-width:1180px;margin:0 auto;padding:18px}
    .valnTool[data-valn-tool="manufactured-home"] .hero{background:linear-gradient(135deg,#0f172a 0%,#14307d 58%,#1f5dff 100%);color:#fff;border-radius:24px;padding:20px 20px 18px;position:relative;overflow:hidden;box-shadow:var(--shadow)}
    .valnTool[data-valn-tool="manufactured-home"] .hero::after{content:"";position:absolute;right:-120px;top:-120px;width:260px;height:260px;border-radius:50%;background:radial-gradient(circle,rgba(255,255,255,.16),rgba(255,255,255,0) 66%)}
    .valnTool[data-valn-tool="manufactured-home"] .eyebrow{display:inline-flex;align-items:center;gap:8px;padding:7px 11px;border-radius:999px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.16);font-size:12px;font-weight:700;letter-spacing:.02em}
    .valnTool[data-valn-tool="manufactured-home"] .hero h2{margin:12px 0 8px;font-size:clamp(1.8rem,4vw,2.6rem);line-height:1.04;color:#ffffff}
    .valnTool[data-valn-tool="manufactured-home"] .hero h3{color:#ffffff}
    .valnTool[data-valn-tool="manufactured-home"] .lead{margin:0;max-width:920px;color:rgba(255,255,255,.92);font-size:.98rem}
    .valnTool[data-valn-tool="manufactured-home"] .hero-meta{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px}
    .valnTool[data-valn-tool="manufactured-home"] .hero-meta .badge{padding:7px 11px;border-radius:999px;font-size:12px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.16)}

    .valnTool[data-valn-tool="manufactured-home"] .layout{display:grid;grid-template-columns:1.03fr .97fr;gap:16px;margin-top:16px;align-items:start}
    .valnTool[data-valn-tool="manufactured-home"] .card{background:var(--card);border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow)}
    .valnTool[data-valn-tool="manufactured-home"] .card-head{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;padding:16px 16px 0}
    .valnTool[data-valn-tool="manufactured-home"] .card-head h2{margin:0;font-size:1.02rem}
    .valnTool[data-valn-tool="manufactured-home"] .card-head p{margin:5px 0 0;color:var(--muted);font-size:13px}
    .valnTool[data-valn-tool="manufactured-home"] .pad{padding:16px}

    .valnTool[data-valn-tool="manufactured-home"] .status-row{display:flex;flex-wrap:wrap;gap:8px;margin-top:10px}
    .valnTool[data-valn-tool="manufactured-home"] .status{display:inline-flex;align-items:center;gap:8px;padding:7px 10px;border-radius:999px;background:#fff;border:1px solid var(--line);font-size:12px;font-weight:700;color:var(--muted)}
    .valnTool[data-valn-tool="manufactured-home"] .status-dot{width:8px;height:8px;border-radius:50%;background:#9aa9bd}
    .valnTool[data-valn-tool="manufactured-home"] .status.good .status-dot{background:var(--green)}
    .valnTool[data-valn-tool="manufactured-home"] .status.warn .status-dot{background:var(--amber)}

    .valnTool[data-valn-tool="manufactured-home"] form{padding:14px 16px 16px}
    .valnTool[data-valn-tool="manufactured-home"] .grid{display:grid;grid-template-columns:repeat(12,minmax(0,1fr));gap:10px}
    .valnTool[data-valn-tool="manufactured-home"] .field{grid-column:span 4;min-width:0}
    .valnTool[data-valn-tool="manufactured-home"] .field.span-6{grid-column:span 6}
    .valnTool[data-valn-tool="manufactured-home"] .field.span-8{grid-column:span 8}
    .valnTool[data-valn-tool="manufactured-home"] .field.span-12{grid-column:span 12}
    .valnTool[data-valn-tool="manufactured-home"] .field label{display:block;font-size:12px;font-weight:800;letter-spacing:.01em;margin:0 0 5px}
    .valnTool[data-valn-tool="manufactured-home"] .field small{display:block;margin-top:4px;color:var(--muted);font-size:11px;line-height:1.35}
    .valnTool[data-valn-tool="manufactured-home"] input[type="text"], .valnTool[data-valn-tool="manufactured-home"] input[type="number"], .valnTool[data-valn-tool="manufactured-home"] select, .valnTool[data-valn-tool="manufactured-home"] textarea{width:100%;padding:10px 11px;border-radius:12px;border:1px solid var(--line);background:#fff;color:var(--ink);font:inherit;outline:none;transition:border-color .16s ease, box-shadow .16s ease;}
    .valnTool[data-valn-tool="manufactured-home"] input:focus, .valnTool[data-valn-tool="manufactured-home"] select:focus, .valnTool[data-valn-tool="manufactured-home"] textarea:focus{border-color:var(--blue);box-shadow:0 0 0 4px rgba(23,66,198,.12)}
    .valnTool[data-valn-tool="manufactured-home"] input[readonly]{background:#f8fafc}
    .valnTool[data-valn-tool="manufactured-home"] .inline-help{font-size:11px;color:var(--muted);margin-top:5px}

    .valnTool[data-valn-tool="manufactured-home"] .seg{display:grid;grid-template-columns:repeat(var(--cols,2),minmax(0,1fr));gap:6px}
    .valnTool[data-valn-tool="manufactured-home"] .seg input{position:absolute;opacity:0;pointer-events:none}
    .valnTool[data-valn-tool="manufactured-home"] .seg label{display:block}
    .valnTool[data-valn-tool="manufactured-home"] .seg span{display:flex;align-items:center;justify-content:center;min-height:40px;padding:8px 10px;border-radius:12px;border:1px solid var(--line);background:#fff;font-size:12px;font-weight:800;color:var(--ink);text-align:center;cursor:pointer;transition:all .16s ease;}
    .valnTool[data-valn-tool="manufactured-home"] .seg input:checked + span{background:var(--blue-soft);border-color:rgba(23,66,198,.38);color:#17307d;box-shadow:inset 0 0 0 1px rgba(23,66,198,.12)}
    .valnTool[data-valn-tool="manufactured-home"] .seg input:focus + span{box-shadow:0 0 0 4px rgba(23,66,198,.12)}

    .valnTool[data-valn-tool="manufactured-home"] .subpanel{margin-top:10px;padding:12px;border:1px solid var(--line);border-radius:16px;background:#fbfcff}
    .valnTool[data-valn-tool="manufactured-home"] .subpanel h3{margin:0 0 8px;font-size:.92rem}
    .valnTool[data-valn-tool="manufactured-home"] .subpanel p{margin:0 0 10px;color:var(--muted);font-size:12px}

    .valnTool[data-valn-tool="manufactured-home"] .form-actions{display:flex;flex-wrap:wrap;gap:8px;margin-top:12px}
    .valnTool[data-valn-tool="manufactured-home"] .btn{appearance:none;border:0;border-radius:12px;padding:11px 14px;font-weight:900;font:inherit;cursor:pointer;transition:all .16s ease}
    .valnTool[data-valn-tool="manufactured-home"] .btn.primary{background:var(--blue);color:#fff;box-shadow:0 10px 24px rgba(23,66,198,.22)}
    .valnTool[data-valn-tool="manufactured-home"] .btn.secondary{background:#eef2ff;color:#17307d}
    .valnTool[data-valn-tool="manufactured-home"] .btn.ghost{background:#fff;border:1px solid var(--line);color:var(--ink)}
    .valnTool[data-valn-tool="manufactured-home"] .btn:active{transform:translateY(1px)}

    .valnTool[data-valn-tool="manufactured-home"] .drawer{display:none;margin-top:12px;padding-top:12px;border-top:1px solid var(--line)}
    .valnTool[data-valn-tool="manufactured-home"] .drawer.open{display:block}

    .valnTool[data-valn-tool="manufactured-home"] .result-card{position:sticky;top:16px;overflow:hidden}
    .valnTool[data-valn-tool="manufactured-home"] .summary{padding:16px 16px 12px;background:linear-gradient(180deg,#fcfdff 0%,#f8fbff 100%);border-bottom:1px solid var(--line)}
    .valnTool[data-valn-tool="manufactured-home"] .pill-row{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:10px}
    .valnTool[data-valn-tool="manufactured-home"] .pill{display:inline-flex;align-items:center;gap:6px;padding:7px 10px;border-radius:999px;font-size:12px;font-weight:800;border:1px solid transparent}
    .valnTool[data-valn-tool="manufactured-home"] .pill.good{background:var(--green-soft);color:var(--green);border-color:rgba(13,118,71,.12)}
    .valnTool[data-valn-tool="manufactured-home"] .pill.warn{background:var(--amber-soft);color:var(--amber);border-color:rgba(150,98,0,.12)}
    .valnTool[data-valn-tool="manufactured-home"] .pill.bad{background:var(--red-soft);color:var(--red);border-color:rgba(163,32,32,.12)}
    .valnTool[data-valn-tool="manufactured-home"] .pill.info{background:var(--blue-soft);color:#17307d;border-color:rgba(23,66,198,.14)}
    .valnTool[data-valn-tool="manufactured-home"] .summary h2{margin:0 0 6px;font-size:1.12rem;line-height:1.2}
    .valnTool[data-valn-tool="manufactured-home"] .summary p{margin:0;color:var(--muted);font-size:13px}

    .valnTool[data-valn-tool="manufactured-home"] .metrics{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;padding:14px 16px}
    .valnTool[data-valn-tool="manufactured-home"] .metric{padding:12px;border-radius:16px;border:1px solid var(--line);background:#fff}
    .valnTool[data-valn-tool="manufactured-home"] .metric .label{font-size:12px;color:var(--muted);margin-bottom:5px}
    .valnTool[data-valn-tool="manufactured-home"] .metric .value{font-size:1.1rem;font-weight:900;line-height:1.15}
    .valnTool[data-valn-tool="manufactured-home"] .metric .note{font-size:11px;color:var(--muted);margin-top:6px;line-height:1.35}

    .valnTool[data-valn-tool="manufactured-home"] .block{padding:0 16px 14px}
    .valnTool[data-valn-tool="manufactured-home"] .block + .block{padding-top:14px;border-top:1px solid var(--line)}
    .valnTool[data-valn-tool="manufactured-home"] .block h3{margin:0 0 8px;font-size:.95rem}
    .valnTool[data-valn-tool="manufactured-home"] .list{display:grid;gap:8px;margin:0;padding:0;list-style:none}
    .valnTool[data-valn-tool="manufactured-home"] .list li{display:grid;grid-template-columns:1fr auto;gap:12px;padding:10px 12px;border:1px solid var(--line);border-radius:14px;background:#fff}
    .valnTool[data-valn-tool="manufactured-home"] .list strong{display:block;font-size:13px;margin-bottom:2px}
    .valnTool[data-valn-tool="manufactured-home"] .list span{display:block;color:var(--muted);font-size:12px;line-height:1.35}
    .valnTool[data-valn-tool="manufactured-home"] .list b{font-size:12px;align-self:center;padding:5px 9px;border-radius:999px}
    .valnTool[data-valn-tool="manufactured-home"] .list b.pass{background:var(--green-soft);color:var(--green)}
    .valnTool[data-valn-tool="manufactured-home"] .list b.review{background:var(--amber-soft);color:var(--amber)}
    .valnTool[data-valn-tool="manufactured-home"] .list b.fail{background:var(--red-soft);color:var(--red)}

    .valnTool[data-valn-tool="manufactured-home"] .checkpoint{display:grid;gap:8px}
    .valnTool[data-valn-tool="manufactured-home"] .checkpoint .row{padding:10px 12px;border:1px solid var(--line);border-radius:14px;background:#fff}
    .valnTool[data-valn-tool="manufactured-home"] .checkpoint .row strong{display:block;font-size:13px;margin-bottom:3px}
    .valnTool[data-valn-tool="manufactured-home"] .checkpoint .row span{display:block;color:var(--muted);font-size:12px;line-height:1.35}

    .valnTool[data-valn-tool="manufactured-home"] .copy-wrap{display:grid;gap:8px}
    .valnTool[data-valn-tool="manufactured-home"] textarea{min-height:138px;resize:vertical}
    .valnTool[data-valn-tool="manufactured-home"] .small-note{font-size:12px;color:var(--muted)}
    .valnTool[data-valn-tool="manufactured-home"] .footer-note{margin-top:14px;padding:14px 16px;border:1px solid var(--line);border-radius:16px;background:#fff;font-size:12px;color:var(--muted)}
    .valnTool[data-valn-tool="manufactured-home"] .mono{font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace}
    .valnTool[data-valn-tool="manufactured-home"] .hidden{display:none !important}
    .valnTool[data-valn-tool="manufactured-home"] .term-map{display:grid;gap:8px}
    .valnTool[data-valn-tool="manufactured-home"] .term-map .item{padding:10px 12px;border:1px solid var(--line);border-radius:14px;background:#fff}
    .valnTool[data-valn-tool="manufactured-home"] .term-map strong{display:block;font-size:13px;margin-bottom:3px}
    .valnTool[data-valn-tool="manufactured-home"] .term-map span{display:block;color:var(--muted);font-size:12px;line-height:1.35}

    @media (max-width: 980px){
      .valnTool[data-valn-tool="manufactured-home"] .layout{grid-template-columns:1fr}
      .valnTool[data-valn-tool="manufactured-home"] .result-card{position:static}
    }
    @media (max-width: 740px){
      .valnTool[data-valn-tool="manufactured-home"] .shell{padding:12px}
      .valnTool[data-valn-tool="manufactured-home"] .hero{padding:16px 14px}
      .valnTool[data-valn-tool="manufactured-home"] .card-head{padding:14px 14px 0}
      .valnTool[data-valn-tool="manufactured-home"] form, .valnTool[data-valn-tool="manufactured-home"] .pad, .valnTool[data-valn-tool="manufactured-home"] .summary, .valnTool[data-valn-tool="manufactured-home"] .metrics, .valnTool[data-valn-tool="manufactured-home"] .block{padding-left:14px;padding-right:14px}
      .valnTool[data-valn-tool="manufactured-home"] .grid{grid-template-columns:repeat(6,minmax(0,1fr));gap:8px}
      .valnTool[data-valn-tool="manufactured-home"] .field, .valnTool[data-valn-tool="manufactured-home"] .field.span-6, .valnTool[data-valn-tool="manufactured-home"] .field.span-8{grid-column:span 6}
      .valnTool[data-valn-tool="manufactured-home"] .field.mobile-half{grid-column:span 3}
      .valnTool[data-valn-tool="manufactured-home"] .seg span{min-height:38px;padding:8px}
      .valnTool[data-valn-tool="manufactured-home"] .metrics{grid-template-columns:1fr 1fr;gap:8px}
      .valnTool[data-valn-tool="manufactured-home"] .metric{padding:10px}
      .valnTool[data-valn-tool="manufactured-home"] .metric .value{font-size:1rem}
      .valnTool[data-valn-tool="manufactured-home"] .list li{grid-template-columns:1fr}
    }
/* structural overrides: manufactured-home */
.valnTool[data-valn-tool="manufactured-home"] .stack{display:grid;gap:16px}
.valnTool[data-valn-tool="manufactured-home"] .sticky{position:sticky;top:16px;align-self:start}
.valnTool[data-valn-tool="manufactured-home"] .valnCard--sticky{position:sticky;top:16px;align-self:start}
.valnTool[data-valn-tool="manufactured-home"] .result-card{position:static !important;top:auto !important}
.valnTool[data-valn-tool="manufactured-home"] .valnSection .block{padding-top:16px;padding-bottom:16px}
.valnTool[data-valn-tool="manufactured-home"] .valnSection .block:first-child{padding-top:16px}
.valnTool[data-valn-tool="manufactured-home"] .vlnLeadCapture{margin:0}
@media (max-width: 980px){
  .valnTool[data-valn-tool="manufactured-home"] .sticky,
  .valnTool[data-valn-tool="manufactured-home"] .valnCard--sticky{position:static;top:auto}
}


/* ===== seller-concessions ===== */
.valnTool[data-valn-tool="seller-concessions"]{--bg:#f4f7fb;
      --card:#ffffff;
      --line:#d9e2ef;
      --ink:#0f172a;
      --muted:#52607a;
      --blue:#1742c6;
      --blue-2:#2b63ff;
      --blue-soft:#eef3ff;
      --green:#0d7647;
      --green-soft:#edf8f2;
      --amber:#966200;
      --amber-soft:#fff8e6;
      --red:#a32020;
      --red-soft:#fff1f1;
      --shadow:0 14px 38px rgba(15,23,42,.08);
      --radius:18px;}
    .valnTool[data-valn-tool="seller-concessions"] *{box-sizing:border-box}
    .valnTool[data-valn-tool="seller-concessions"]{margin:0;padding:0;background:linear-gradient(180deg,#f7f9fc 0%,#f2f5fa 100%);color:var(--ink);font:15px/1.45 Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}
    .valnTool[data-valn-tool="seller-concessions"]{min-height:100vh}
    .valnTool[data-valn-tool="seller-concessions"] a{color:var(--blue);text-decoration:none}
    .valnTool[data-valn-tool="seller-concessions"] .shell{max-width:1180px;margin:0 auto;padding:18px}
    .valnTool[data-valn-tool="seller-concessions"] .hero{background:linear-gradient(135deg,#0f172a 0%,#14307d 58%,#1f5dff 100%);color:#fff;border-radius:24px;padding:20px 20px 18px;position:relative;overflow:hidden;box-shadow:var(--shadow)}
    .valnTool[data-valn-tool="seller-concessions"] .hero::after{content:"";position:absolute;right:-120px;top:-120px;width:260px;height:260px;border-radius:50%;background:radial-gradient(circle,rgba(255,255,255,.16),rgba(255,255,255,0) 66%)}
    .valnTool[data-valn-tool="seller-concessions"] .eyebrow{display:inline-flex;align-items:center;gap:8px;padding:7px 11px;border-radius:999px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.16);font-size:12px;font-weight:700;letter-spacing:.02em}
    .valnTool[data-valn-tool="seller-concessions"] .hero h2{margin:12px 0 8px;font-size:clamp(1.8rem,4vw,2.6rem);line-height:1.04;color:#ffffff}
    .valnTool[data-valn-tool="seller-concessions"] .hero h3{color:#ffffff}
    .valnTool[data-valn-tool="seller-concessions"] .lead{margin:0;max-width:940px;color:rgba(255,255,255,.92);font-size:.98rem}
    .valnTool[data-valn-tool="seller-concessions"] .hero-meta{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px}
    .valnTool[data-valn-tool="seller-concessions"] .hero-meta .badge{padding:7px 11px;border-radius:999px;font-size:12px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.16)}

    .valnTool[data-valn-tool="seller-concessions"] .layout{display:grid;grid-template-columns:1.02fr .98fr;gap:16px;margin-top:16px;align-items:start}
    .valnTool[data-valn-tool="seller-concessions"] .card{background:var(--card);border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow)}
    .valnTool[data-valn-tool="seller-concessions"] .card-head{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;padding:16px 16px 0}
    .valnTool[data-valn-tool="seller-concessions"] .card-head h2{margin:0;font-size:1.02rem}
    .valnTool[data-valn-tool="seller-concessions"] .card-head p{margin:5px 0 0;color:var(--muted);font-size:13px}
    .valnTool[data-valn-tool="seller-concessions"] .pad{padding:16px}
    .valnTool[data-valn-tool="seller-concessions"] .sticky{position:sticky;top:16px}

    .valnTool[data-valn-tool="seller-concessions"] .status-row{display:flex;flex-wrap:wrap;gap:8px;margin-top:10px}
    .valnTool[data-valn-tool="seller-concessions"] .status{display:inline-flex;align-items:center;gap:8px;padding:7px 10px;border-radius:999px;background:#fff;border:1px solid var(--line);font-size:12px;font-weight:700;color:var(--muted)}
    .valnTool[data-valn-tool="seller-concessions"] .status-dot{width:8px;height:8px;border-radius:50%;background:#9aa9bd}
    .valnTool[data-valn-tool="seller-concessions"] .status.good .status-dot{background:var(--green)}
    .valnTool[data-valn-tool="seller-concessions"] .status.warn .status-dot{background:var(--amber)}
    .valnTool[data-valn-tool="seller-concessions"] .status.bad .status-dot{background:var(--red)}

    .valnTool[data-valn-tool="seller-concessions"] form{padding:14px 16px 16px}
    .valnTool[data-valn-tool="seller-concessions"] .grid{display:grid;grid-template-columns:repeat(12,minmax(0,1fr));gap:10px}
    .valnTool[data-valn-tool="seller-concessions"] .field{grid-column:span 4;min-width:0}
    .valnTool[data-valn-tool="seller-concessions"] .field.span-3{grid-column:span 3}
    .valnTool[data-valn-tool="seller-concessions"] .field.span-4{grid-column:span 4}
    .valnTool[data-valn-tool="seller-concessions"] .field.span-5{grid-column:span 5}
    .valnTool[data-valn-tool="seller-concessions"] .field.span-6{grid-column:span 6}
    .valnTool[data-valn-tool="seller-concessions"] .field.span-8{grid-column:span 8}
    .valnTool[data-valn-tool="seller-concessions"] .field.span-12{grid-column:span 12}
    .valnTool[data-valn-tool="seller-concessions"] .field label{display:block;font-size:12px;font-weight:800;letter-spacing:.01em;margin:0 0 5px}
    .valnTool[data-valn-tool="seller-concessions"] .field small{display:block;margin-top:4px;color:var(--muted);font-size:11px;line-height:1.35}
    .valnTool[data-valn-tool="seller-concessions"] input[type="text"], .valnTool[data-valn-tool="seller-concessions"] input[type="number"], .valnTool[data-valn-tool="seller-concessions"] select, .valnTool[data-valn-tool="seller-concessions"] textarea{width:100%;padding:10px 11px;border-radius:12px;border:1px solid var(--line);background:#fff;color:var(--ink);font:inherit;outline:none;transition:border-color .16s ease, box-shadow .16s ease;}
    .valnTool[data-valn-tool="seller-concessions"] input:focus, .valnTool[data-valn-tool="seller-concessions"] select:focus, .valnTool[data-valn-tool="seller-concessions"] textarea:focus{border-color:var(--blue);box-shadow:0 0 0 4px rgba(23,66,198,.12)}
    .valnTool[data-valn-tool="seller-concessions"] input[readonly]{background:#f8fafc}
    .valnTool[data-valn-tool="seller-concessions"] .inline-help{font-size:11px;color:var(--muted);margin-top:5px}

    .valnTool[data-valn-tool="seller-concessions"] .btnbar{display:flex;flex-wrap:wrap;gap:10px;margin-top:14px}
    .valnTool[data-valn-tool="seller-concessions"] .btn{appearance:none;border:0;border-radius:12px;padding:11px 14px;font:800 14px/1 Inter,ui-sans-serif,system-ui;cursor:pointer;transition:transform .08s ease, box-shadow .16s ease, background .16s ease}
    .valnTool[data-valn-tool="seller-concessions"] .btn:active{transform:translateY(1px)}
    .valnTool[data-valn-tool="seller-concessions"] .btn-primary{background:linear-gradient(135deg,var(--blue),var(--blue-2));color:#fff;box-shadow:0 10px 24px rgba(23,66,198,.26)}
    .valnTool[data-valn-tool="seller-concessions"] .btn-light{background:#fff;border:1px solid var(--line);color:var(--ink)}
    .valnTool[data-valn-tool="seller-concessions"] .btn-ghost{background:transparent;border:1px dashed rgba(255,255,255,.28);color:#fff}

    .valnTool[data-valn-tool="seller-concessions"] .drawer-toggle{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:10px 0 0}
    .valnTool[data-valn-tool="seller-concessions"] .drawer-toggle .btn-light{padding:10px 12px;font-size:13px}
    .valnTool[data-valn-tool="seller-concessions"] .drawer{display:none;margin-top:12px;padding:14px;border:1px solid var(--line);border-radius:16px;background:#fbfdff}
    .valnTool[data-valn-tool="seller-concessions"] .drawer.open{display:block}

    .valnTool[data-valn-tool="seller-concessions"] .quick-row{display:flex;flex-wrap:wrap;gap:8px;margin-top:4px}
    .valnTool[data-valn-tool="seller-concessions"] .mini{appearance:none;border:1px solid var(--line);border-radius:999px;padding:8px 10px;background:#fff;color:var(--ink);font:700 12px/1 Inter,ui-sans-serif,system-ui;cursor:pointer}
    .valnTool[data-valn-tool="seller-concessions"] .mini:hover{border-color:#b7c5db;background:#f8fbff}

    .valnTool[data-valn-tool="seller-concessions"] .answer{padding:15px;border-radius:18px;background:linear-gradient(180deg,#0f172a 0%,#173785 100%);color:#fff;box-shadow:0 14px 30px rgba(15,23,42,.16)}
    .valnTool[data-valn-tool="seller-concessions"] .answer .eyeline{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:10px}
    .valnTool[data-valn-tool="seller-concessions"] .answer .chip{display:inline-flex;align-items:center;padding:6px 10px;border-radius:999px;font-size:12px;font-weight:800;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.16)}
    .valnTool[data-valn-tool="seller-concessions"] .answer h3{margin:0 0 8px;font-size:1.06rem;color:#ffffff}
    .valnTool[data-valn-tool="seller-concessions"] .answer p{margin:0;color:rgba(255,255,255,.92)}

    .valnTool[data-valn-tool="seller-concessions"] .metric-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin-top:12px}
    .valnTool[data-valn-tool="seller-concessions"] .metric{padding:14px;border-radius:16px;border:1px solid var(--line);background:#fff}
    .valnTool[data-valn-tool="seller-concessions"] .metric .k{display:block;color:var(--muted);font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.03em}
    .valnTool[data-valn-tool="seller-concessions"] .metric strong{display:block;margin-top:6px;font-size:1.45rem;line-height:1.1}
    .valnTool[data-valn-tool="seller-concessions"] .metric small{display:block;margin-top:5px;color:var(--muted)}
    .valnTool[data-valn-tool="seller-concessions"] .metric.good{background:var(--green-soft);border-color:#c8ead9}
    .valnTool[data-valn-tool="seller-concessions"] .metric.warn{background:var(--amber-soft);border-color:#f0dd9b}
    .valnTool[data-valn-tool="seller-concessions"] .metric.bad{background:var(--red-soft);border-color:#f0c3c3}

    .valnTool[data-valn-tool="seller-concessions"] .meter-wrap{margin-top:12px;padding:12px;border:1px solid var(--line);border-radius:16px;background:#fbfdff}
    .valnTool[data-valn-tool="seller-concessions"] .meter-head{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-bottom:8px;font-size:12px;font-weight:800;color:var(--muted);text-transform:uppercase;letter-spacing:.03em}
    .valnTool[data-valn-tool="seller-concessions"] .meter{height:12px;border-radius:999px;background:#e8eef8;overflow:hidden;position:relative}
    .valnTool[data-valn-tool="seller-concessions"] .meter > span{position:absolute;left:0;top:0;bottom:0;width:0;background:linear-gradient(90deg,var(--green),#20a566);border-radius:999px;transition:width .24s ease, background .24s ease}
    .valnTool[data-valn-tool="seller-concessions"] .meter.warn > span{background:linear-gradient(90deg,#d79b00,#ffbd2c)}
    .valnTool[data-valn-tool="seller-concessions"] .meter.bad > span{background:linear-gradient(90deg,#c62828,#ef5350)}
    .valnTool[data-valn-tool="seller-concessions"] .meter-note{display:flex;justify-content:space-between;gap:10px;margin-top:7px;font-size:12px;color:var(--muted)}

    .valnTool[data-valn-tool="seller-concessions"] .stack{display:grid;gap:12px;margin-top:12px}
    .valnTool[data-valn-tool="seller-concessions"] .box{padding:14px;border-radius:16px;border:1px solid var(--line);background:#fff}
    .valnTool[data-valn-tool="seller-concessions"] .box h3{margin:0 0 10px;font-size:14px}
    .valnTool[data-valn-tool="seller-concessions"] .box p{margin:0;color:var(--muted);font-size:13px}
    .valnTool[data-valn-tool="seller-concessions"] .list{display:grid;gap:8px;margin:0;padding:0;list-style:none}
    .valnTool[data-valn-tool="seller-concessions"] .list li{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;padding:10px 12px;border:1px solid var(--line);border-radius:14px;background:#fff}
    .valnTool[data-valn-tool="seller-concessions"] .list .label{font-weight:700;color:var(--ink)}
    .valnTool[data-valn-tool="seller-concessions"] .list .sub{display:block;color:var(--muted);font-size:12px;margin-top:2px}
    .valnTool[data-valn-tool="seller-concessions"] .list .amt{font-weight:800;white-space:nowrap}
    .valnTool[data-valn-tool="seller-concessions"] .list .amt.good{color:var(--green)}
    .valnTool[data-valn-tool="seller-concessions"] .list .amt.warn{color:var(--amber)}
    .valnTool[data-valn-tool="seller-concessions"] .list .amt.bad{color:var(--red)}

    .valnTool[data-valn-tool="seller-concessions"] .notice{padding:13px 14px;border-radius:16px;border:1px solid var(--line);background:#fff}
    .valnTool[data-valn-tool="seller-concessions"] .notice.good{background:var(--green-soft);border-color:#c8ead9}
    .valnTool[data-valn-tool="seller-concessions"] .notice.warn{background:var(--amber-soft);border-color:#f0dd9b}
    .valnTool[data-valn-tool="seller-concessions"] .notice.bad{background:var(--red-soft);border-color:#f0c3c3}
    .valnTool[data-valn-tool="seller-concessions"] .notice h4{margin:0 0 6px;font-size:14px}
    .valnTool[data-valn-tool="seller-concessions"] .notice p{margin:0;color:#31435f;font-size:13px}

    .valnTool[data-valn-tool="seller-concessions"] .pill-row{display:flex;flex-wrap:wrap;gap:8px;margin-top:10px}
    .valnTool[data-valn-tool="seller-concessions"] .pill{display:inline-flex;align-items:center;gap:7px;padding:8px 10px;border-radius:999px;border:1px solid var(--line);background:#fff;font-size:12px;font-weight:800;color:var(--ink)}
    .valnTool[data-valn-tool="seller-concessions"] .pill.good{background:var(--green-soft);border-color:#c8ead9;color:var(--green)}
    .valnTool[data-valn-tool="seller-concessions"] .pill.warn{background:var(--amber-soft);border-color:#f0dd9b;color:var(--amber)}
    .valnTool[data-valn-tool="seller-concessions"] .pill.bad{background:var(--red-soft);border-color:#f0c3c3;color:var(--red)}
    .valnTool[data-valn-tool="seller-concessions"] .pill.neutral{background:var(--blue-soft);border-color:#c9d8ff;color:var(--blue)}

    .valnTool[data-valn-tool="seller-concessions"] .footer-note{margin-top:16px;padding:14px;border-radius:16px;border:1px solid var(--line);background:#fff;color:var(--muted);font-size:12px;line-height:1.5}

    @media (max-width: 920px){
      .valnTool[data-valn-tool="seller-concessions"] .layout{grid-template-columns:1fr}
      .valnTool[data-valn-tool="seller-concessions"] .sticky{position:static}
      .valnTool[data-valn-tool="seller-concessions"] .field, .valnTool[data-valn-tool="seller-concessions"] .field.span-3, .valnTool[data-valn-tool="seller-concessions"] .field.span-4, .valnTool[data-valn-tool="seller-concessions"] .field.span-5, .valnTool[data-valn-tool="seller-concessions"] .field.span-6, .valnTool[data-valn-tool="seller-concessions"] .field.span-8{grid-column:span 12}
      .valnTool[data-valn-tool="seller-concessions"] .metric-grid{grid-template-columns:1fr 1fr}
    }
    @media (max-width: 640px){
      .valnTool[data-valn-tool="seller-concessions"] .shell{padding:12px}
      .valnTool[data-valn-tool="seller-concessions"] .hero{border-radius:20px;padding:16px}
      .valnTool[data-valn-tool="seller-concessions"] .card, .valnTool[data-valn-tool="seller-concessions"] .answer, .valnTool[data-valn-tool="seller-concessions"] .metric, .valnTool[data-valn-tool="seller-concessions"] .box, .valnTool[data-valn-tool="seller-concessions"] .drawer, .valnTool[data-valn-tool="seller-concessions"] .notice{border-radius:16px}
      .valnTool[data-valn-tool="seller-concessions"] .metric-grid{grid-template-columns:1fr}
      .valnTool[data-valn-tool="seller-concessions"] .btnbar .btn{flex:1 1 calc(50% - 5px)}
    }
/* structural overrides: seller-concessions */
.valnTool[data-valn-tool="seller-concessions"] .stack{display:grid;gap:16px}
.valnTool[data-valn-tool="seller-concessions"] .sticky{position:sticky;top:16px;align-self:start}
.valnTool[data-valn-tool="seller-concessions"] .valnCard--sticky{position:sticky;top:16px;align-self:start}
.valnTool[data-valn-tool="seller-concessions"] .result-card{position:static !important;top:auto !important}
.valnTool[data-valn-tool="seller-concessions"] .valnSection .block{padding-top:16px;padding-bottom:16px}
.valnTool[data-valn-tool="seller-concessions"] .valnSection .block:first-child{padding-top:16px}
.valnTool[data-valn-tool="seller-concessions"] .vlnLeadCapture{margin:0}
@media (max-width: 980px){
  .valnTool[data-valn-tool="seller-concessions"] .sticky,
  .valnTool[data-valn-tool="seller-concessions"] .valnCard--sticky{position:static;top:auto}
}


/* ===== cash-out-vs-heloc ===== */
.valnTool[data-valn-tool="cash-out-vs-heloc"]{--bg:#f4f7fb;
  --card:#ffffff;
  --line:#d9e2ef;
  --ink:#0f172a;
  --muted:#52607a;
  --blue:#1742c6;
  --blue-2:#2b63ff;
  --blue-soft:#eef3ff;
  --green:#0d7647;
  --green-soft:#edf8f2;
  --amber:#966200;
  --amber-soft:#fff8e6;
  --red:#a32020;
  --red-soft:#fff1f1;
  --shadow:0 14px 38px rgba(15,23,42,.08);
  --radius:18px;}
.valnTool[data-valn-tool="cash-out-vs-heloc"] *{box-sizing:border-box}
.valnTool[data-valn-tool="cash-out-vs-heloc"]{margin:0;padding:0;background:linear-gradient(180deg,#f7f9fc 0%,#f2f5fa 100%);color:var(--ink);font:15px/1.45 Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}
.valnTool[data-valn-tool="cash-out-vs-heloc"]{min-height:100vh}
.valnTool[data-valn-tool="cash-out-vs-heloc"] a{color:var(--blue);text-decoration:none}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .shell{max-width:1180px;margin:0 auto;padding:18px}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .hero{background:linear-gradient(135deg,#0f172a 0%,#14307d 58%,#1f5dff 100%);color:#fff;border-radius:24px;padding:20px 20px 18px;position:relative;overflow:hidden;box-shadow:var(--shadow)}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .hero::after{content:"";position:absolute;right:-120px;top:-120px;width:260px;height:260px;border-radius:50%;background:radial-gradient(circle,rgba(255,255,255,.16),rgba(255,255,255,0) 66%)}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .eyebrow{display:inline-flex;align-items:center;gap:8px;padding:7px 11px;border-radius:999px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.16);font-size:12px;font-weight:700;letter-spacing:.02em}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .hero h2{margin:12px 0 8px;font-size:clamp(1.8rem,4vw,2.55rem);line-height:1.04;color:#ffffff}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .hero h3{color:#ffffff}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .lead{margin:0;max-width:920px;color:rgba(255,255,255,.92);font-size:.98rem}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .hero-meta{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .hero-meta .badge{padding:7px 11px;border-radius:999px;font-size:12px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.16)}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .layout{display:grid;grid-template-columns:1.03fr .97fr;gap:16px;margin-top:16px;align-items:start}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .card{background:var(--card);border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow)}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .card-head{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;padding:16px 16px 0}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .card-head h2{margin:0;font-size:1.02rem}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .card-head p{margin:5px 0 0;color:var(--muted);font-size:13px}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .pad{padding:16px}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .status-row{display:flex;flex-wrap:wrap;gap:8px;margin-top:10px}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .status{display:inline-flex;align-items:center;gap:8px;padding:7px 10px;border-radius:999px;background:#fff;border:1px solid var(--line);font-size:12px;font-weight:700;color:var(--muted)}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .status-dot{width:8px;height:8px;border-radius:50%;background:#9aa9bd}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .status.good .status-dot{background:var(--green)}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .status.warn .status-dot{background:var(--amber)}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .status.bad .status-dot{background:var(--red)}
.valnTool[data-valn-tool="cash-out-vs-heloc"] form{padding:14px 16px 16px}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .grid{display:grid;grid-template-columns:repeat(12,minmax(0,1fr));gap:10px}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .field{grid-column:span 4;min-width:0}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .field.span-6{grid-column:span 6}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .field.span-8{grid-column:span 8}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .field.span-12{grid-column:span 12}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .field.mobile-half{grid-column:span 3}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .field label{display:block;font-size:12px;font-weight:800;letter-spacing:.01em;margin:0 0 5px}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .field small{display:block;margin-top:4px;color:var(--muted);font-size:11px;line-height:1.35}
.valnTool[data-valn-tool="cash-out-vs-heloc"] input[type="text"], .valnTool[data-valn-tool="cash-out-vs-heloc"] input[type="number"], .valnTool[data-valn-tool="cash-out-vs-heloc"] select, .valnTool[data-valn-tool="cash-out-vs-heloc"] textarea{width:100%;padding:10px 11px;border-radius:12px;border:1px solid var(--line);background:#fff;color:var(--ink);font:inherit;outline:none;transition:border-color .16s ease, box-shadow .16s ease;}
.valnTool[data-valn-tool="cash-out-vs-heloc"] input:focus, .valnTool[data-valn-tool="cash-out-vs-heloc"] select:focus, .valnTool[data-valn-tool="cash-out-vs-heloc"] textarea:focus{border-color:var(--blue);box-shadow:0 0 0 4px rgba(23,66,198,.12)}
.valnTool[data-valn-tool="cash-out-vs-heloc"] input[readonly]{background:#f8fafc}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .inline-help{font-size:11px;color:var(--muted);margin-top:5px}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .seg{display:grid;grid-template-columns:repeat(var(--cols,2),minmax(0,1fr));gap:6px}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .seg input{position:absolute;opacity:0;pointer-events:none}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .seg label{display:block}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .seg span{display:flex;align-items:center;justify-content:center;min-height:40px;padding:8px 10px;border-radius:12px;border:1px solid var(--line);background:#fff;font-size:12px;font-weight:800;color:var(--ink);text-align:center;cursor:pointer;transition:all .16s ease;}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .seg input:checked + span{background:var(--blue-soft);border-color:rgba(23,66,198,.38);color:#17307d;box-shadow:inset 0 0 0 1px rgba(23,66,198,.12)}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .seg input:focus + span{box-shadow:0 0 0 4px rgba(23,66,198,.12)}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .subpanel{margin-top:10px;padding:12px;border:1px solid var(--line);border-radius:16px;background:#fbfcff}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .subpanel h3{margin:0 0 8px;font-size:.92rem}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .subpanel p{margin:0 0 10px;color:var(--muted);font-size:12px}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .hidden{display:none !important}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .form-actions{display:flex;flex-wrap:wrap;gap:8px;margin-top:12px}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .btn{appearance:none;border:0;border-radius:12px;padding:11px 14px;font-weight:900;font:inherit;cursor:pointer;transition:all .16s ease}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .btn.primary{background:var(--blue);color:#fff;box-shadow:0 10px 24px rgba(23,66,198,.22)}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .btn.secondary{background:#eef2ff;color:#17307d}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .btn.ghost{background:#fff;border:1px solid var(--line);color:var(--ink)}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .btn:active{transform:translateY(1px)}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .drawer{display:none;margin-top:12px;padding-top:12px;border-top:1px solid var(--line)}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .drawer.open{display:block}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .result-card{position:sticky;top:16px;overflow:hidden}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .summary{padding:16px 16px 12px;background:linear-gradient(180deg,#fcfdff 0%,#f8fbff 100%);border-bottom:1px solid var(--line)}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .pill-row{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:10px}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .pill{display:inline-flex;align-items:center;gap:6px;padding:7px 10px;border-radius:999px;font-size:12px;font-weight:800;border:1px solid transparent}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .pill.good{background:var(--green-soft);color:var(--green);border-color:rgba(13,118,71,.12)}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .pill.warn{background:var(--amber-soft);color:var(--amber);border-color:rgba(150,98,0,.12)}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .pill.bad{background:var(--red-soft);color:var(--red);border-color:rgba(163,32,32,.12)}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .pill.info{background:var(--blue-soft);color:#17307d;border-color:rgba(23,66,198,.14)}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .summary h2{margin:0 0 6px;font-size:1.12rem;line-height:1.2}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .summary p{margin:0;color:var(--muted);font-size:13px}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .metrics{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;padding:14px 16px}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .metric{padding:12px;border-radius:16px;border:1px solid var(--line);background:#fff}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .metric .label{font-size:12px;color:var(--muted);margin-bottom:5px}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .metric .value{font-size:1.22rem;font-weight:900;line-height:1.1}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .metric .note{font-size:11px;color:var(--muted);margin-top:6px;line-height:1.35}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .block{padding:0 16px 14px}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .block + .block{padding-top:14px;border-top:1px solid var(--line)}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .block h3{margin:0 0 8px;font-size:.95rem}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .list{display:grid;gap:8px;margin:0;padding:0;list-style:none}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .list li{display:grid;grid-template-columns:1fr auto;gap:12px;padding:10px 12px;border:1px solid var(--line);border-radius:14px;background:#fff}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .list strong{display:block;font-size:13px;margin-bottom:2px}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .list span{display:block;color:var(--muted);font-size:12px;line-height:1.35}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .list b{font-size:13px;align-self:center}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .checkpoint{display:grid;gap:8px}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .checkpoint .row{padding:10px 12px;border:1px solid var(--line);border-radius:14px;background:#fff}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .checkpoint .row strong{display:block;font-size:13px;margin-bottom:3px}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .checkpoint .row span{display:block;color:var(--muted);font-size:12px;line-height:1.35}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .copy-wrap{display:grid;gap:8px}
.valnTool[data-valn-tool="cash-out-vs-heloc"] textarea{min-height:128px;resize:vertical}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .small-note{font-size:12px;color:var(--muted)}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .footer-note{margin-top:14px;padding:14px 16px;border:1px solid var(--line);border-radius:16px;background:#fff;font-size:12px;color:var(--muted)}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .mono{font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .kpi{display:inline-flex;align-items:center;gap:8px;padding:7px 10px;border-radius:999px;background:var(--blue-soft);color:#17307d;font-size:12px;font-weight:800;border:1px solid rgba(23,66,198,.14)}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .table-card{padding:12px;border:1px solid var(--line);border-radius:14px;background:#fff}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .table-card .row{display:grid;grid-template-columns:1fr auto;gap:8px;padding:8px 0;border-top:1px solid #eef2f7}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .table-card .row:first-child{border-top:0;padding-top:0}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .table-card .row:last-child{padding-bottom:0}
@media (max-width: 980px){
  .valnTool[data-valn-tool="cash-out-vs-heloc"] .layout{grid-template-columns:1fr}
  .valnTool[data-valn-tool="cash-out-vs-heloc"] .result-card{position:static}
}
@media (max-width: 740px){
  .valnTool[data-valn-tool="cash-out-vs-heloc"] .shell{padding:12px}
  .valnTool[data-valn-tool="cash-out-vs-heloc"] .hero{padding:16px 14px}
  .valnTool[data-valn-tool="cash-out-vs-heloc"] .card-head{padding:14px 14px 0}
  .valnTool[data-valn-tool="cash-out-vs-heloc"] form, .valnTool[data-valn-tool="cash-out-vs-heloc"] .pad, .valnTool[data-valn-tool="cash-out-vs-heloc"] .summary, .valnTool[data-valn-tool="cash-out-vs-heloc"] .metrics, .valnTool[data-valn-tool="cash-out-vs-heloc"] .block{padding-left:14px;padding-right:14px}
  .valnTool[data-valn-tool="cash-out-vs-heloc"] .grid{grid-template-columns:repeat(6,minmax(0,1fr));gap:8px}
  .valnTool[data-valn-tool="cash-out-vs-heloc"] .field, .valnTool[data-valn-tool="cash-out-vs-heloc"] .field.span-6, .valnTool[data-valn-tool="cash-out-vs-heloc"] .field.span-8{grid-column:span 6}
  .valnTool[data-valn-tool="cash-out-vs-heloc"] .field.mobile-half{grid-column:span 3}
  .valnTool[data-valn-tool="cash-out-vs-heloc"] .seg span{min-height:38px;padding:8px}
  .valnTool[data-valn-tool="cash-out-vs-heloc"] .metrics{grid-template-columns:1fr 1fr;gap:8px}
  .valnTool[data-valn-tool="cash-out-vs-heloc"] .metric{padding:10px}
  .valnTool[data-valn-tool="cash-out-vs-heloc"] .metric .value{font-size:1.06rem}
  .valnTool[data-valn-tool="cash-out-vs-heloc"] .list li{grid-template-columns:1fr}
}
/* structural overrides: cash-out-vs-heloc */
.valnTool[data-valn-tool="cash-out-vs-heloc"] .stack{display:grid;gap:16px}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .sticky{position:sticky;top:16px;align-self:start}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .valnCard--sticky{position:sticky;top:16px;align-self:start}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .result-card{position:static !important;top:auto !important}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .valnSection .block{padding-top:16px;padding-bottom:16px}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .valnSection .block:first-child{padding-top:16px}
.valnTool[data-valn-tool="cash-out-vs-heloc"] .vlnLeadCapture{margin:0}
@media (max-width: 980px){
  .valnTool[data-valn-tool="cash-out-vs-heloc"] .sticky,
  .valnTool[data-valn-tool="cash-out-vs-heloc"] .valnCard--sticky{position:static;top:auto}
}


/* Force white hero titles and CTA text */
.valnTool .hero h1,.valnTool .hero h2,.valnTool .hero h3,.valnTool .valnTool__hero h1,.valnTool .valnTool__hero h2,.valnTool .valnTool__hero h3{color:#ffffff !important}
.valnTool .answer h3,.valnTool .answer h2{color:#ffffff !important}
.valnTool .btn-primary,.valnTool .btn.primary{color:#ffffff !important}