/* ===== appraisal-fee ===== */
.valnTool[data-valn-tool="appraisal-fee"]{--bg:#f4f7fb;
      --card:#ffffff;
      --line:#d9e2ef;
      --ink:#0f172a;
      --muted:#52607a;
      --blue:#1742c6;
      --blue-2:#2b63ff;
      --blue-soft:#eef3ff;
      --green:#0d7647;
      --green-soft:#edf8f2;
      --amber:#966200;
      --amber-soft:#fff8e6;
      --red:#a32020;
      --red-soft:#fff1f1;
      --shadow:0 14px 38px rgba(15,23,42,.08);
      --radius:18px;}
.valnTool[data-valn-tool="appraisal-fee"] *{box-sizing:border-box}
.valnTool[data-valn-tool="appraisal-fee"]{margin:0;padding:0;background:linear-gradient(180deg,#f7f9fc 0%,#f2f5fa 100%);color:var(--ink);font:15px/1.45 Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}
.valnTool[data-valn-tool="appraisal-fee"]{min-height:100vh}
.valnTool[data-valn-tool="appraisal-fee"] a{color:var(--blue);text-decoration:none}
.valnTool[data-valn-tool="appraisal-fee"] .shell{max-width:1220px;margin:0 auto;padding:18px}
.valnTool[data-valn-tool="appraisal-fee"] .hero{background:linear-gradient(135deg,#0f172a 0%,#14307d 58%,#1f5dff 100%);color:#fff;border-radius:24px;padding:20px 20px 18px;position:relative;overflow:hidden;box-shadow:var(--shadow)}
.valnTool[data-valn-tool="appraisal-fee"] .hero::after{content:"";position:absolute;right:-120px;top:-120px;width:260px;height:260px;border-radius:50%;background:radial-gradient(circle,rgba(255,255,255,.16),rgba(255,255,255,0) 66%)}
.valnTool[data-valn-tool="appraisal-fee"] .eyebrow{display:inline-flex;align-items:center;gap:8px;padding:7px 11px;border-radius:999px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.16);font-size:12px;font-weight:700;letter-spacing:.02em}
.valnTool[data-valn-tool="appraisal-fee"] .hero h2, .valnTool[data-valn-tool="appraisal-fee"] .hero h2.valnHeroTitle{color:#ffffff;margin:12px 0 8px;font-size:clamp(1.82rem,4vw,2.66rem);line-height:1.04}
.valnTool[data-valn-tool="appraisal-fee"] .lead{margin:0;max-width:920px;color:rgba(255,255,255,.92);font-size:.98rem}
.valnTool[data-valn-tool="appraisal-fee"] .hero-meta{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px}
.valnTool[data-valn-tool="appraisal-fee"] .hero-meta .badge{padding:7px 11px;border-radius:999px;font-size:12px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.16)}
.valnTool[data-valn-tool="appraisal-fee"] .layout{display:grid;grid-template-columns:1.04fr .96fr;gap:16px;margin-top:16px;align-items:start}
.valnTool[data-valn-tool="appraisal-fee"] .card{background:var(--card);border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow)}
.valnTool[data-valn-tool="appraisal-fee"] .card-head{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;padding:16px 16px 0}
.valnTool[data-valn-tool="appraisal-fee"] .card-head h2{margin:0;font-size:1.02rem}
.valnTool[data-valn-tool="appraisal-fee"] .card-head p{margin:5px 0 0;color:var(--muted);font-size:13px}
.valnTool[data-valn-tool="appraisal-fee"] .pad{padding:16px}
.valnTool[data-valn-tool="appraisal-fee"] .sticky{position:sticky;top:16px}
.valnTool[data-valn-tool="appraisal-fee"] .status-row, .valnTool[data-valn-tool="appraisal-fee"] .pill-row, .valnTool[data-valn-tool="appraisal-fee"] .hero-actions, .valnTool[data-valn-tool="appraisal-fee"] .btn-row{display:flex;flex-wrap:wrap;gap:8px}
.valnTool[data-valn-tool="appraisal-fee"] .status, .valnTool[data-valn-tool="appraisal-fee"] .pill{display:inline-flex;align-items:center;gap:8px;padding:7px 10px;border-radius:999px;background:#fff;border:1px solid var(--line);font-size:12px;font-weight:700;color:var(--muted)}
.valnTool[data-valn-tool="appraisal-fee"] .status-dot{width:8px;height:8px;border-radius:50%;background:#9aa9bd}
.valnTool[data-valn-tool="appraisal-fee"] .status.good .status-dot, .valnTool[data-valn-tool="appraisal-fee"] .pill.good .status-dot{background:var(--green)}
.valnTool[data-valn-tool="appraisal-fee"] .status.warn .status-dot, .valnTool[data-valn-tool="appraisal-fee"] .pill.warn .status-dot{background:var(--amber)}
.valnTool[data-valn-tool="appraisal-fee"] .status.bad .status-dot, .valnTool[data-valn-tool="appraisal-fee"] .pill.bad .status-dot{background:var(--red)}
.valnTool[data-valn-tool="appraisal-fee"] .pill.good{background:var(--green-soft);border-color:#c8ead9;color:var(--green)}
.valnTool[data-valn-tool="appraisal-fee"] .pill.warn{background:var(--amber-soft);border-color:#f0dd9b;color:var(--amber)}
.valnTool[data-valn-tool="appraisal-fee"] .pill.bad{background:var(--red-soft);border-color:#f0c3c3;color:var(--red)}
.valnTool[data-valn-tool="appraisal-fee"] .pill.neutral{background:var(--blue-soft);border-color:#c9d8ff;color:var(--blue)}
.valnTool[data-valn-tool="appraisal-fee"] form{padding:14px 16px 16px}
.valnTool[data-valn-tool="appraisal-fee"] .grid{display:grid;grid-template-columns:repeat(12,minmax(0,1fr));gap:10px}
.valnTool[data-valn-tool="appraisal-fee"] .field{grid-column:span 4;min-width:0}
.valnTool[data-valn-tool="appraisal-fee"] .field.span-2{grid-column:span 2}
.valnTool[data-valn-tool="appraisal-fee"] .field.span-3{grid-column:span 3}
.valnTool[data-valn-tool="appraisal-fee"] .field.span-4{grid-column:span 4}
.valnTool[data-valn-tool="appraisal-fee"] .field.span-5{grid-column:span 5}
.valnTool[data-valn-tool="appraisal-fee"] .field.span-6{grid-column:span 6}
.valnTool[data-valn-tool="appraisal-fee"] .field.span-7{grid-column:span 7}
.valnTool[data-valn-tool="appraisal-fee"] .field.span-8{grid-column:span 8}
.valnTool[data-valn-tool="appraisal-fee"] .field.span-12{grid-column:span 12}
.valnTool[data-valn-tool="appraisal-fee"] .field label{display:block;font-size:12px;font-weight:800;letter-spacing:.01em;margin:0 0 5px}
.valnTool[data-valn-tool="appraisal-fee"] .field small{display:block;margin-top:4px;color:var(--muted);font-size:11px;line-height:1.35}
.valnTool[data-valn-tool="appraisal-fee"] input, .valnTool[data-valn-tool="appraisal-fee"] select, .valnTool[data-valn-tool="appraisal-fee"] textarea{width:100%;border:1px solid var(--line);border-radius:14px;padding:12px 12px;background:#fff;font:inherit;color:var(--ink);outline:none;transition:border-color .18s ease,box-shadow .18s ease}
.valnTool[data-valn-tool="appraisal-fee"] input:focus, .valnTool[data-valn-tool="appraisal-fee"] select:focus, .valnTool[data-valn-tool="appraisal-fee"] textarea:focus{border-color:#96b6ff;box-shadow:0 0 0 4px rgba(43,99,255,.12)}
.valnTool[data-valn-tool="appraisal-fee"] input::placeholder{color:#8a98ad}
.valnTool[data-valn-tool="appraisal-fee"] .seg{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:8px}
.valnTool[data-valn-tool="appraisal-fee"] .seg button{border:1px solid var(--line);background:#fff;color:var(--muted);padding:10px 10px;border-radius:14px;font:inherit;font-weight:800;cursor:pointer;min-width:0;text-align:center}
.valnTool[data-valn-tool="appraisal-fee"] .seg button.active{background:var(--blue);border-color:var(--blue);color:#fff;box-shadow:0 1px 0 rgba(15,23,42,.05)}
.valnTool[data-valn-tool="appraisal-fee"] .seg button:hover{border-color:#abc2ff;background:var(--blue-soft);color:var(--blue)}
.valnTool[data-valn-tool="appraisal-fee"] .seg button.active:hover{background:var(--blue);color:#fff}
.valnTool[data-valn-tool="appraisal-fee"] .toggle{display:flex;align-items:center;justify-content:center;width:100%;gap:8px;margin-top:12px;border:1px solid var(--line);border-radius:14px;background:#fff;padding:12px 14px;font:inherit;font-weight:800;color:var(--ink);cursor:pointer}
.valnTool[data-valn-tool="appraisal-fee"] .toggle:hover{border-color:#abc2ff;background:var(--blue-soft)}
.valnTool[data-valn-tool="appraisal-fee"] .drawer{display:none;margin-top:12px;padding:12px;border:1px dashed #b9c8df;border-radius:16px;background:#f8fbff}
.valnTool[data-valn-tool="appraisal-fee"] .drawer.open{display:block}
.valnTool[data-valn-tool="appraisal-fee"] .check-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.valnTool[data-valn-tool="appraisal-fee"] .check{display:flex;align-items:flex-start;gap:10px;padding:11px 12px;border:1px solid var(--line);border-radius:14px;background:#fff}
.valnTool[data-valn-tool="appraisal-fee"] .check input{width:auto;margin-top:2px}
.valnTool[data-valn-tool="appraisal-fee"] .check strong{display:block;font-size:13px}
.valnTool[data-valn-tool="appraisal-fee"] .check span{display:block;color:var(--muted);font-size:12px;line-height:1.35;margin-top:2px}
.valnTool[data-valn-tool="appraisal-fee"] .summary-top{padding:16px}
.valnTool[data-valn-tool="appraisal-fee"] .money{font-size:clamp(2rem,5.5vw,3rem);font-weight:900;line-height:1;margin:10px 0 4px}
.valnTool[data-valn-tool="appraisal-fee"] .subline{color:var(--muted);font-size:13px}
.valnTool[data-valn-tool="appraisal-fee"] .metrics{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;padding:14px 16px}
.valnTool[data-valn-tool="appraisal-fee"] .metric{padding:12px;border-radius:16px;border:1px solid var(--line);background:#fff}
.valnTool[data-valn-tool="appraisal-fee"] .metric .label{font-size:12px;color:var(--muted);margin-bottom:5px}
.valnTool[data-valn-tool="appraisal-fee"] .metric .value{font-size:1.2rem;font-weight:900;line-height:1.1}
.valnTool[data-valn-tool="appraisal-fee"] .metric .note{font-size:11px;color:var(--muted);margin-top:6px;line-height:1.35}
.valnTool[data-valn-tool="appraisal-fee"] .block{padding:0 16px 14px}
.valnTool[data-valn-tool="appraisal-fee"] .block + .block{padding-top:14px;border-top:1px solid var(--line)}
.valnTool[data-valn-tool="appraisal-fee"] .block h3{margin:0 0 8px;font-size:.95rem}
.valnTool[data-valn-tool="appraisal-fee"] .helper{display:grid;gap:10px}
.valnTool[data-valn-tool="appraisal-fee"] .helper-card{padding:12px;border:1px solid var(--line);border-radius:16px;background:#fff}
.valnTool[data-valn-tool="appraisal-fee"] .helper-card strong{display:block;font-size:13px;margin-bottom:4px}
.valnTool[data-valn-tool="appraisal-fee"] .helper-card span{display:block;color:var(--muted);font-size:12px;line-height:1.4}
.valnTool[data-valn-tool="appraisal-fee"] .helper-card b{font-size:14px;display:block;margin-top:6px}
.valnTool[data-valn-tool="appraisal-fee"] .callout{padding:12px;border-radius:16px;font-size:13px;line-height:1.45}
.valnTool[data-valn-tool="appraisal-fee"] .callout.blue{background:var(--blue-soft);border:1px solid #c9d8ff}
.valnTool[data-valn-tool="appraisal-fee"] .callout.amber{background:var(--amber-soft);border:1px solid #f0dd9b}
.valnTool[data-valn-tool="appraisal-fee"] .callout.green{background:var(--green-soft);border:1px solid #c8ead9}
.valnTool[data-valn-tool="appraisal-fee"] .callout.red{background:var(--red-soft);border:1px solid #f0c3c3}
.valnTool[data-valn-tool="appraisal-fee"] textarea{min-height:132px;resize:vertical}
.valnTool[data-valn-tool="appraisal-fee"] .btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:1px solid #abc2ff;background:var(--blue);color:#fff;text-decoration:none;padding:11px 14px;border-radius:14px;font-weight:800;cursor:pointer}
.valnTool[data-valn-tool="appraisal-fee"] .btn.secondary{background:#fff;color:var(--blue)}
.valnTool[data-valn-tool="appraisal-fee"] .btn.ghost{background:#fff;color:var(--ink);border-color:var(--line)}
.valnTool[data-valn-tool="appraisal-fee"] .small-note{font-size:12px;color:var(--muted)}
.valnTool[data-valn-tool="appraisal-fee"] .footer-note{margin-top:14px;padding:14px 16px;border:1px solid var(--line);border-radius:16px;background:#fff;font-size:12px;color:var(--muted);line-height:1.45}
.valnTool[data-valn-tool="appraisal-fee"] .full-card{margin-top:16px}
.valnTool[data-valn-tool="appraisal-fee"] .toolbar{padding:14px 16px 0}
.valnTool[data-valn-tool="appraisal-fee"] .toolbar-grid{display:grid;grid-template-columns:2fr 1.1fr 1.2fr auto auto;gap:10px;align-items:end}
.valnTool[data-valn-tool="appraisal-fee"] .count-bar{display:flex;justify-content:space-between;align-items:center;gap:10px;padding:14px 16px;border-top:1px solid var(--line)}
.valnTool[data-valn-tool="appraisal-fee"] .count-bar strong{font-size:13px}
.valnTool[data-valn-tool="appraisal-fee"] .filters{display:flex;flex-wrap:wrap;gap:8px}
.valnTool[data-valn-tool="appraisal-fee"] .filter-chip{border:1px solid var(--line);background:#fff;padding:8px 11px;border-radius:999px;font:inherit;font-size:12px;font-weight:800;color:var(--muted);cursor:pointer}
.valnTool[data-valn-tool="appraisal-fee"] .filter-chip.active{background:var(--blue);border-color:var(--blue);color:#fff}
.valnTool[data-valn-tool="appraisal-fee"] .table-wrap{padding:0 16px 16px}
.valnTool[data-valn-tool="appraisal-fee"] .table-scroll{overflow:auto;border:1px solid var(--line);border-radius:18px;background:#fff}
.valnTool[data-valn-tool="appraisal-fee"] table{width:100%;border-collapse:separate;border-spacing:0;min-width:1080px}
.valnTool[data-valn-tool="appraisal-fee"] thead th{position:sticky;top:0;background:#f8fbff;color:var(--muted);font-size:12px;text-align:left;padding:12px;border-bottom:1px solid var(--line);z-index:1}
.valnTool[data-valn-tool="appraisal-fee"] tbody td{padding:12px;border-bottom:1px solid #edf2f9;vertical-align:top;font-size:13px}
.valnTool[data-valn-tool="appraisal-fee"] tbody tr:hover{background:#fbfdff}
.valnTool[data-valn-tool="appraisal-fee"] .state-cell strong{display:block;font-size:13px}
.valnTool[data-valn-tool="appraisal-fee"] .state-cell span{display:block;color:var(--muted);font-size:11px;margin-top:3px}
.valnTool[data-valn-tool="appraisal-fee"] details.inline-list{display:block}
.valnTool[data-valn-tool="appraisal-fee"] details.inline-list summary{cursor:pointer;color:var(--blue);font-weight:700;list-style:none}
.valnTool[data-valn-tool="appraisal-fee"] details.inline-list summary::-webkit-details-marker{display:none}
.valnTool[data-valn-tool="appraisal-fee"] details.inline-list p{margin:8px 0 0;color:var(--muted);font-size:12px;line-height:1.42}
.valnTool[data-valn-tool="appraisal-fee"] .tag{display:inline-flex;align-items:center;padding:5px 8px;border-radius:999px;background:#f4f7fb;border:1px solid var(--line);font-size:11px;font-weight:800;color:var(--muted)}
.valnTool[data-valn-tool="appraisal-fee"] .tag.blue{background:var(--blue-soft);border-color:#c9d8ff;color:var(--blue)}
.valnTool[data-valn-tool="appraisal-fee"] .tag.green{background:var(--green-soft);border-color:#c8ead9;color:var(--green)}
.valnTool[data-valn-tool="appraisal-fee"] .tag.amber{background:var(--amber-soft);border-color:#f0dd9b;color:var(--amber)}
.valnTool[data-valn-tool="appraisal-fee"] .fee-stack{display:grid;grid-template-columns:repeat(4,minmax(92px,1fr));gap:8px}
.valnTool[data-valn-tool="appraisal-fee"] .fee-mini{padding:8px 9px;border:1px solid var(--line);border-radius:14px;background:#fff}
.valnTool[data-valn-tool="appraisal-fee"] .fee-mini .mini-label{display:block;font-size:11px;color:var(--muted);margin-bottom:3px}
.valnTool[data-valn-tool="appraisal-fee"] .fee-mini .mini-value{font-weight:900;font-size:14px}
.valnTool[data-valn-tool="appraisal-fee"] .days-badge{display:inline-flex;align-items:center;gap:6px;padding:7px 10px;border-radius:999px;background:var(--blue-soft);border:1px solid #c9d8ff;color:var(--blue);font-size:12px;font-weight:800}
.valnTool[data-valn-tool="appraisal-fee"] .mobile-list{display:none;padding:0 16px 16px}
.valnTool[data-valn-tool="appraisal-fee"] .row-card{padding:14px;border:1px solid var(--line);border-radius:18px;background:#fff;display:grid;gap:10px}
.valnTool[data-valn-tool="appraisal-fee"] .row-card + .row-card{margin-top:10px}
.valnTool[data-valn-tool="appraisal-fee"] .row-top{display:flex;justify-content:space-between;gap:10px;align-items:flex-start}
.valnTool[data-valn-tool="appraisal-fee"] .row-top h3{margin:0;font-size:14px}
.valnTool[data-valn-tool="appraisal-fee"] .row-top p{margin:4px 0 0;color:var(--muted);font-size:12px;line-height:1.35}
.valnTool[data-valn-tool="appraisal-fee"] .row-actions{display:flex;flex-wrap:wrap;gap:8px}
.valnTool[data-valn-tool="appraisal-fee"] .source-list{display:grid;gap:8px}
@media (max-width: 1080px){.valnTool[data-valn-tool="appraisal-fee"] .layout{grid-template-columns:1fr}
.valnTool[data-valn-tool="appraisal-fee"] .sticky{position:static}
.valnTool[data-valn-tool="appraisal-fee"] .toolbar-grid{grid-template-columns:1fr 1fr 1fr}
.valnTool[data-valn-tool="appraisal-fee"] .toolbar-grid > *:nth-last-child(-n/**/+2){grid-column:span 1}}
@media (max-width: 820px){.valnTool[data-valn-tool="appraisal-fee"] .shell{padding:14px}
.valnTool[data-valn-tool="appraisal-fee"] .hero{padding:18px 16px 16px;border-radius:20px}
.valnTool[data-valn-tool="appraisal-fee"] .grid{grid-template-columns:repeat(6,minmax(0,1fr))}
.valnTool[data-valn-tool="appraisal-fee"] .field, .valnTool[data-valn-tool="appraisal-fee"] .field.span-2, .valnTool[data-valn-tool="appraisal-fee"] .field.span-3, .valnTool[data-valn-tool="appraisal-fee"] .field.span-4, .valnTool[data-valn-tool="appraisal-fee"] .field.span-5, .valnTool[data-valn-tool="appraisal-fee"] .field.span-6, .valnTool[data-valn-tool="appraisal-fee"] .field.span-7, .valnTool[data-valn-tool="appraisal-fee"] .field.span-8, .valnTool[data-valn-tool="appraisal-fee"] .field.span-12{grid-column:span 6}
.valnTool[data-valn-tool="appraisal-fee"] .metrics{grid-template-columns:1fr 1fr}
.valnTool[data-valn-tool="appraisal-fee"] .seg{grid-template-columns:repeat(2,minmax(0,1fr))}
.valnTool[data-valn-tool="appraisal-fee"] .toolbar-grid{grid-template-columns:1fr}
.valnTool[data-valn-tool="appraisal-fee"] .table-wrap{display:none}
.valnTool[data-valn-tool="appraisal-fee"] .mobile-list{display:block}
.valnTool[data-valn-tool="appraisal-fee"] .check-grid{grid-template-columns:1fr}}
@media (max-width: 520px){.valnTool[data-valn-tool="appraisal-fee"] .metrics{grid-template-columns:1fr}
.valnTool[data-valn-tool="appraisal-fee"] .fee-stack{grid-template-columns:repeat(2,minmax(0,1fr))}
.valnTool[data-valn-tool="appraisal-fee"] input, .valnTool[data-valn-tool="appraisal-fee"] select, .valnTool[data-valn-tool="appraisal-fee"] textarea{padding:11px 11px}
.valnTool[data-valn-tool="appraisal-fee"] .money{font-size:2rem}}
.valnTool[data-valn-tool="appraisal-fee"] .sticky, .valnTool[data-valn-tool="appraisal-fee"] .result-card{position:static !important; top:auto !important;}


/* ===== calvet-compare ===== */
.valnTool[data-valn-tool="calvet-compare"]{--bg:#f4f7fb;
  --card:#ffffff;
  --line:#d9e2ef;
  --ink:#0f172a;
  --muted:#52607a;
  --blue:#1742c6;
  --blue-2:#2b63ff;
  --blue-soft:#eef3ff;
  --green:#0d7647;
  --green-soft:#edf8f2;
  --amber:#966200;
  --amber-soft:#fff8e6;
  --red:#a32020;
  --red-soft:#fff1f1;
  --shadow:0 14px 38px rgba(15,23,42,.08);
  --radius:18px;}
.valnTool[data-valn-tool="calvet-compare"] *{box-sizing:border-box}
.valnTool[data-valn-tool="calvet-compare"], .valnTool[data-valn-tool="calvet-compare"]{margin:0;padding:0;background:linear-gradient(180deg,#f7f9fc 0%,#f2f5fa 100%);color:var(--ink);font:15px/1.45 Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}
.valnTool[data-valn-tool="calvet-compare"]{min-height:100vh}
.valnTool[data-valn-tool="calvet-compare"] a{color:var(--blue);text-decoration:none}
.valnTool[data-valn-tool="calvet-compare"] .shell{max-width:1180px;margin:0 auto;padding:18px}
.valnTool[data-valn-tool="calvet-compare"] .hero{background:linear-gradient(135deg,#0f172a 0%,#14307d 58%,#1f5dff 100%);color:#fff;border-radius:24px;padding:20px 20px 18px;position:relative;overflow:hidden;box-shadow:var(--shadow)}
.valnTool[data-valn-tool="calvet-compare"] .hero::after{content:"";position:absolute;right:-120px;top:-120px;width:260px;height:260px;border-radius:50%;background:radial-gradient(circle,rgba(255,255,255,.16),rgba(255,255,255,0) 66%)}
.valnTool[data-valn-tool="calvet-compare"] .eyebrow{display:inline-flex;align-items:center;gap:8px;padding:7px 11px;border-radius:999px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.16);font-size:12px;font-weight:700;letter-spacing:.02em}
.valnTool[data-valn-tool="calvet-compare"] .hero h2{color:#ffffff;margin:12px 0 8px;font-size:clamp(1.82rem,4vw,2.66rem);line-height:1.04}
.valnTool[data-valn-tool="calvet-compare"] .lead{margin:0;max-width:930px;color:rgba(255,255,255,.92);font-size:.98rem}
.valnTool[data-valn-tool="calvet-compare"] .hero-meta{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px}
.valnTool[data-valn-tool="calvet-compare"] .hero-meta .badge{padding:7px 11px;border-radius:999px;font-size:12px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.16)}
.valnTool[data-valn-tool="calvet-compare"] .layout{display:grid;grid-template-columns:1.02fr .98fr;gap:16px;margin-top:16px;align-items:start}
.valnTool[data-valn-tool="calvet-compare"] .card{background:var(--card);border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow)}
.valnTool[data-valn-tool="calvet-compare"] .card-head{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;padding:16px 16px 0}
.valnTool[data-valn-tool="calvet-compare"] .card-head h2{margin:0;font-size:1.02rem}
.valnTool[data-valn-tool="calvet-compare"] .card-head p{margin:5px 0 0;color:var(--muted);font-size:13px}
.valnTool[data-valn-tool="calvet-compare"] .pad{padding:16px}
.valnTool[data-valn-tool="calvet-compare"] .stack{display:grid;gap:16px}
.valnTool[data-valn-tool="calvet-compare"] .sticky{position:sticky;top:16px}
.valnTool[data-valn-tool="calvet-compare"] .status-row, .valnTool[data-valn-tool="calvet-compare"] .pill-row, .valnTool[data-valn-tool="calvet-compare"] .hero-actions, .valnTool[data-valn-tool="calvet-compare"] .btn-row{display:flex;flex-wrap:wrap;gap:8px}
.valnTool[data-valn-tool="calvet-compare"] .status, .valnTool[data-valn-tool="calvet-compare"] .pill{display:inline-flex;align-items:center;gap:8px;padding:7px 10px;border-radius:999px;background:#fff;border:1px solid var(--line);font-size:12px;font-weight:700;color:var(--muted)}
.valnTool[data-valn-tool="calvet-compare"] .status-dot{width:8px;height:8px;border-radius:50%;background:#9aa9bd}
.valnTool[data-valn-tool="calvet-compare"] .status.good .status-dot, .valnTool[data-valn-tool="calvet-compare"] .pill.good .status-dot{background:var(--green)}
.valnTool[data-valn-tool="calvet-compare"] .status.warn .status-dot, .valnTool[data-valn-tool="calvet-compare"] .pill.warn .status-dot{background:var(--amber)}
.valnTool[data-valn-tool="calvet-compare"] .status.bad .status-dot, .valnTool[data-valn-tool="calvet-compare"] .pill.bad .status-dot{background:var(--red)}
.valnTool[data-valn-tool="calvet-compare"] .pill.good{background:var(--green-soft);border-color:#c8ead9;color:var(--green)}
.valnTool[data-valn-tool="calvet-compare"] .pill.warn{background:var(--amber-soft);border-color:#f0dd9b;color:var(--amber)}
.valnTool[data-valn-tool="calvet-compare"] .pill.bad{background:var(--red-soft);border-color:#f0c3c3;color:var(--red)}
.valnTool[data-valn-tool="calvet-compare"] .pill.neutral{background:var(--blue-soft);border-color:#c9d8ff;color:var(--blue)}
.valnTool[data-valn-tool="calvet-compare"] form{padding:14px 16px 16px}
.valnTool[data-valn-tool="calvet-compare"] .grid{display:grid;grid-template-columns:repeat(12,minmax(0,1fr));gap:10px}
.valnTool[data-valn-tool="calvet-compare"] .field{grid-column:span 4;min-width:0}
.valnTool[data-valn-tool="calvet-compare"] .field.span-2{grid-column:span 2}
.valnTool[data-valn-tool="calvet-compare"] .field.span-3{grid-column:span 3}
.valnTool[data-valn-tool="calvet-compare"] .field.span-4{grid-column:span 4}
.valnTool[data-valn-tool="calvet-compare"] .field.span-5{grid-column:span 5}
.valnTool[data-valn-tool="calvet-compare"] .field.span-6{grid-column:span 6}
.valnTool[data-valn-tool="calvet-compare"] .field.span-7{grid-column:span 7}
.valnTool[data-valn-tool="calvet-compare"] .field.span-8{grid-column:span 8}
.valnTool[data-valn-tool="calvet-compare"] .field.span-9{grid-column:span 9}
.valnTool[data-valn-tool="calvet-compare"] .field.span-12{grid-column:span 12}
.valnTool[data-valn-tool="calvet-compare"] .field.hidden{display:none}
.valnTool[data-valn-tool="calvet-compare"] .field label{display:block;font-size:12px;font-weight:800;letter-spacing:.01em;margin:0 0 5px}
.valnTool[data-valn-tool="calvet-compare"] .field small{display:block;margin-top:4px;color:var(--muted);font-size:11px;line-height:1.35}
.valnTool[data-valn-tool="calvet-compare"] input, .valnTool[data-valn-tool="calvet-compare"] select, .valnTool[data-valn-tool="calvet-compare"] textarea{width:100%;border:1px solid var(--line);border-radius:14px;padding:12px 12px;background:#fff;font:inherit;color:var(--ink);outline:none;transition:border-color .18s ease,box-shadow .18s ease}
.valnTool[data-valn-tool="calvet-compare"] input:focus, .valnTool[data-valn-tool="calvet-compare"] select:focus, .valnTool[data-valn-tool="calvet-compare"] textarea:focus{border-color:#96b6ff;box-shadow:0 0 0 4px rgba(43,99,255,.12)}
.valnTool[data-valn-tool="calvet-compare"] input::placeholder, .valnTool[data-valn-tool="calvet-compare"] textarea::placeholder{color:#8a98ad}
.valnTool[data-valn-tool="calvet-compare"] textarea{min-height:120px;resize:vertical}
.valnTool[data-valn-tool="calvet-compare"] .seg{display:inline-grid;grid-template-columns:repeat(2,minmax(0,1fr));width:100%;border:1px solid var(--line);border-radius:14px;background:#f9fbff;padding:3px}
.valnTool[data-valn-tool="calvet-compare"] .seg button{border:0;background:transparent;color:var(--muted);padding:10px 10px;border-radius:11px;font:inherit;font-weight:800;cursor:pointer;min-width:0}
.valnTool[data-valn-tool="calvet-compare"] .seg button.active{background:#fff;color:var(--blue);box-shadow:0 1px 0 rgba(15,23,42,.05)}
.valnTool[data-valn-tool="calvet-compare"] .seg.three{grid-template-columns:repeat(3,minmax(0,1fr))}
.valnTool[data-valn-tool="calvet-compare"] .seg.four{grid-template-columns:repeat(4,minmax(0,1fr))}
.valnTool[data-valn-tool="calvet-compare"] .seg button[disabled]{opacity:.55;cursor:not-allowed}
.valnTool[data-valn-tool="calvet-compare"] .chips, .valnTool[data-valn-tool="calvet-compare"] .tag-list{display:flex;flex-wrap:wrap;gap:8px}
.valnTool[data-valn-tool="calvet-compare"] .chip, .valnTool[data-valn-tool="calvet-compare"] .tag{border:1px solid var(--line);background:#fff;padding:7px 10px;border-radius:999px;font:inherit;font-size:12px;font-weight:800;color:var(--blue);cursor:pointer}
.valnTool[data-valn-tool="calvet-compare"] .tag{cursor:default}
.valnTool[data-valn-tool="calvet-compare"] .chip:hover{border-color:#abc2ff;background:var(--blue-soft)}
.valnTool[data-valn-tool="calvet-compare"] .toggle{display:flex;align-items:center;justify-content:center;width:100%;gap:8px;margin-top:12px;border:1px solid var(--line);border-radius:14px;background:#fff;padding:12px 14px;font:inherit;font-weight:800;color:var(--ink);cursor:pointer}
.valnTool[data-valn-tool="calvet-compare"] .toggle:hover{border-color:#abc2ff;background:var(--blue-soft)}
.valnTool[data-valn-tool="calvet-compare"] .drawer{display:none;margin-top:12px;padding:12px;border:1px dashed #b9c8df;border-radius:16px;background:#f8fbff}
.valnTool[data-valn-tool="calvet-compare"] .drawer.open{display:block}
.valnTool[data-valn-tool="calvet-compare"] .summary-top{padding:16px}
.valnTool[data-valn-tool="calvet-compare"] .money{font-size:clamp(2rem,5.5vw,3rem);font-weight:900;line-height:1;margin:10px 0 4px}
.valnTool[data-valn-tool="calvet-compare"] .subline{color:var(--muted);font-size:13px}
.valnTool[data-valn-tool="calvet-compare"] .metrics{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;padding:14px 16px}
.valnTool[data-valn-tool="calvet-compare"] .metric{padding:12px;border-radius:16px;border:1px solid var(--line);background:#fff}
.valnTool[data-valn-tool="calvet-compare"] .metric .label{font-size:12px;color:var(--muted);margin-bottom:5px}
.valnTool[data-valn-tool="calvet-compare"] .metric .value{font-size:1.12rem;font-weight:900;line-height:1.1}
.valnTool[data-valn-tool="calvet-compare"] .metric .note{font-size:11px;color:var(--muted);margin-top:6px;line-height:1.35}
.valnTool[data-valn-tool="calvet-compare"] .block{padding:0 16px 14px}
.valnTool[data-valn-tool="calvet-compare"] .block + .block{padding-top:14px;border-top:1px solid var(--line)}
.valnTool[data-valn-tool="calvet-compare"] .block h3{margin:0 0 8px;font-size:.95rem}
.valnTool[data-valn-tool="calvet-compare"] .helper{display:grid;gap:10px}
.valnTool[data-valn-tool="calvet-compare"] .helper-card, .valnTool[data-valn-tool="calvet-compare"] .route-card, .valnTool[data-valn-tool="calvet-compare"] .timeline-card, .valnTool[data-valn-tool="calvet-compare"] .compare-card{padding:12px;border:1px solid var(--line);border-radius:16px;background:#fff}
.valnTool[data-valn-tool="calvet-compare"] .helper-card strong, .valnTool[data-valn-tool="calvet-compare"] .route-card strong, .valnTool[data-valn-tool="calvet-compare"] .timeline-card strong, .valnTool[data-valn-tool="calvet-compare"] .compare-card strong{display:block;font-size:13px;margin-bottom:4px}
.valnTool[data-valn-tool="calvet-compare"] .helper-card span, .valnTool[data-valn-tool="calvet-compare"] .route-card span, .valnTool[data-valn-tool="calvet-compare"] .timeline-card span, .valnTool[data-valn-tool="calvet-compare"] .compare-card span{display:block;color:var(--muted);font-size:12px;line-height:1.4}
.valnTool[data-valn-tool="calvet-compare"] .helper-card b, .valnTool[data-valn-tool="calvet-compare"] .route-card b, .valnTool[data-valn-tool="calvet-compare"] .timeline-card b, .valnTool[data-valn-tool="calvet-compare"] .compare-card b{font-size:14px;display:block;margin-top:6px}
.valnTool[data-valn-tool="calvet-compare"] .route-card h4, .valnTool[data-valn-tool="calvet-compare"] .timeline-card h4{margin:0 0 4px;font-size:.92rem}
.valnTool[data-valn-tool="calvet-compare"] .route-card p, .valnTool[data-valn-tool="calvet-compare"] .timeline-card p{margin:6px 0 0;font-size:12px;color:var(--muted)}
.valnTool[data-valn-tool="calvet-compare"] .callout{padding:12px;border-radius:16px;font-size:13px;line-height:1.45}
.valnTool[data-valn-tool="calvet-compare"] .callout.blue{background:var(--blue-soft);border:1px solid #c9d8ff}
.valnTool[data-valn-tool="calvet-compare"] .callout.amber{background:var(--amber-soft);border:1px solid #f0dd9b}
.valnTool[data-valn-tool="calvet-compare"] .callout.green{background:var(--green-soft);border:1px solid #c8ead9}
.valnTool[data-valn-tool="calvet-compare"] .callout.red{background:var(--red-soft);border:1px solid #f0c3c3}
.valnTool[data-valn-tool="calvet-compare"] .copy-wrap{display:grid;gap:8px}
.valnTool[data-valn-tool="calvet-compare"] .btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:1px solid #abc2ff;background:var(--blue);color:#fff;text-decoration:none;padding:11px 14px;border-radius:14px;font-weight:800;cursor:pointer}
.valnTool[data-valn-tool="calvet-compare"] .btn.secondary{background:#fff;color:var(--blue)}
.valnTool[data-valn-tool="calvet-compare"] .btn.ghost{background:transparent;color:var(--ink);border-color:var(--line)}
.valnTool[data-valn-tool="calvet-compare"] .small-note{font-size:12px;color:var(--muted)}
.valnTool[data-valn-tool="calvet-compare"] .footer-note{margin-top:14px;padding:14px 16px;border:1px solid var(--line);border-radius:16px;background:#fff;font-size:12px;color:var(--muted);line-height:1.45}
.valnTool[data-valn-tool="calvet-compare"] .kv{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.valnTool[data-valn-tool="calvet-compare"] .kv .item{padding:10px 12px;border-radius:14px;border:1px solid var(--line);background:#fff}
.valnTool[data-valn-tool="calvet-compare"] .kv .k{font-size:11px;color:var(--muted);margin-bottom:4px}
.valnTool[data-valn-tool="calvet-compare"] .kv .v{font-size:14px;font-weight:800}
.valnTool[data-valn-tool="calvet-compare"] .list{margin:0;padding-left:18px}
.valnTool[data-valn-tool="calvet-compare"] .list li{margin:6px 0}
.valnTool[data-valn-tool="calvet-compare"] .clean-list{margin:0;padding:0;list-style:none;display:grid;gap:8px}
.valnTool[data-valn-tool="calvet-compare"] .clean-list li{padding:10px 12px;border:1px solid var(--line);border-radius:14px;background:#fff}
.valnTool[data-valn-tool="calvet-compare"] .clean-list li strong{display:block;font-size:13px}
.valnTool[data-valn-tool="calvet-compare"] .clean-list li span{display:block;color:var(--muted);font-size:12px;margin-top:4px}
.valnTool[data-valn-tool="calvet-compare"] .table-wrap{overflow:auto;border:1px solid var(--line);border-radius:16px;background:#fff}
.valnTool[data-valn-tool="calvet-compare"] table{width:100%;border-collapse:collapse;min-width:520px}
.valnTool[data-valn-tool="calvet-compare"] th, .valnTool[data-valn-tool="calvet-compare"] td{padding:10px 12px;border-bottom:1px solid var(--line);text-align:left;font-size:13px;vertical-align:top}
.valnTool[data-valn-tool="calvet-compare"] th{background:#f7faff;font-size:12px;color:var(--muted);letter-spacing:.01em}
.valnTool[data-valn-tool="calvet-compare"] tr:last-child td{border-bottom:0}
.valnTool[data-valn-tool="calvet-compare"] .steps{counter-reset:step;display:grid;gap:10px}
.valnTool[data-valn-tool="calvet-compare"] .step{position:relative;padding:12px 12px 12px 44px;border:1px solid var(--line);border-radius:16px;background:#fff}
.valnTool[data-valn-tool="calvet-compare"] .step::before{counter-increment:step;content:counter(step);position:absolute;left:12px;top:12px;width:22px;height:22px;border-radius:50%;display:grid;place-items:center;background:var(--blue-soft);color:var(--blue);font-weight:900;font-size:12px}
.valnTool[data-valn-tool="calvet-compare"] .step strong{display:block;font-size:13px}
.valnTool[data-valn-tool="calvet-compare"] .step span{display:block;color:var(--muted);font-size:12px;margin-top:4px}
.valnTool[data-valn-tool="calvet-compare"] .tabs{display:flex;gap:8px;padding:0 16px 16px}
.valnTool[data-valn-tool="calvet-compare"] .tab{flex:1;border:1px solid var(--line);border-radius:14px;padding:10px 12px;background:#fff;font-weight:800;color:var(--muted);cursor:pointer;text-align:center}
.valnTool[data-valn-tool="calvet-compare"] .tab.active{color:var(--blue);background:var(--blue-soft);border-color:#c9d8ff}
.valnTool[data-valn-tool="calvet-compare"] .panel{display:none}
.valnTool[data-valn-tool="calvet-compare"] .panel.active{display:block}
.valnTool[data-valn-tool="calvet-compare"] .timeline{display:grid;gap:10px}
.valnTool[data-valn-tool="calvet-compare"] .timeline .row{display:grid;grid-template-columns:96px 1fr;gap:10px;align-items:start;padding:10px 12px;border:1px solid var(--line);border-radius:16px;background:#fff}
.valnTool[data-valn-tool="calvet-compare"] .timeline .when{font-size:12px;font-weight:900;color:var(--blue)}
.valnTool[data-valn-tool="calvet-compare"] .timeline .what{font-size:13px}
.valnTool[data-valn-tool="calvet-compare"] .timeline .what small{display:block;color:var(--muted);margin-top:4px;font-size:12px}
@media (max-width: 1040px){.valnTool[data-valn-tool="calvet-compare"] .layout{grid-template-columns:1fr}
.valnTool[data-valn-tool="calvet-compare"] .sticky{position:static}}
@media (max-width: 780px){.valnTool[data-valn-tool="calvet-compare"] .shell{padding:14px}
.valnTool[data-valn-tool="calvet-compare"] .hero{padding:18px 16px 16px;border-radius:20px}
.valnTool[data-valn-tool="calvet-compare"] .grid{grid-template-columns:repeat(6,minmax(0,1fr))}
.valnTool[data-valn-tool="calvet-compare"] .field, .valnTool[data-valn-tool="calvet-compare"] .field.span-2, .valnTool[data-valn-tool="calvet-compare"] .field.span-3, .valnTool[data-valn-tool="calvet-compare"] .field.span-4, .valnTool[data-valn-tool="calvet-compare"] .field.span-5, .valnTool[data-valn-tool="calvet-compare"] .field.span-6, .valnTool[data-valn-tool="calvet-compare"] .field.span-7, .valnTool[data-valn-tool="calvet-compare"] .field.span-8, .valnTool[data-valn-tool="calvet-compare"] .field.span-9, .valnTool[data-valn-tool="calvet-compare"] .field.span-12{grid-column:span 6}
.valnTool[data-valn-tool="calvet-compare"] .metrics, .valnTool[data-valn-tool="calvet-compare"] .kv{grid-template-columns:1fr 1fr}
.valnTool[data-valn-tool="calvet-compare"] .seg.four{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width: 520px){.valnTool[data-valn-tool="calvet-compare"] .metrics, .valnTool[data-valn-tool="calvet-compare"] .kv{grid-template-columns:1fr}
.valnTool[data-valn-tool="calvet-compare"] .seg button{padding:9px 8px;font-size:13px}
.valnTool[data-valn-tool="calvet-compare"] input, .valnTool[data-valn-tool="calvet-compare"] select, .valnTool[data-valn-tool="calvet-compare"] textarea{padding:11px 11px}
.valnTool[data-valn-tool="calvet-compare"] .money{font-size:2rem}
.valnTool[data-valn-tool="calvet-compare"] .timeline .row{grid-template-columns:1fr}}


/* ===== community-property-debt ===== */
.valnTool[data-valn-tool="community-property-debt"]{--bg:#f4f7fb;
  --card:#ffffff;
  --line:#d9e2ef;
  --ink:#0f172a;
  --muted:#52607a;
  --blue:#1742c6;
  --blue-2:#2b63ff;
  --blue-soft:#eef3ff;
  --green:#0d7647;
  --green-soft:#edf8f2;
  --amber:#966200;
  --amber-soft:#fff8e6;
  --red:#a32020;
  --red-soft:#fff1f1;
  --shadow:0 14px 38px rgba(15,23,42,.08);
  --radius:18px;}
.valnTool[data-valn-tool="community-property-debt"] *{box-sizing:border-box}
.valnTool[data-valn-tool="community-property-debt"], .valnTool[data-valn-tool="community-property-debt"]{margin:0;padding:0;background:linear-gradient(180deg,#f7f9fc 0%,#f2f5fa 100%);color:var(--ink);font:15px/1.45 Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}
.valnTool[data-valn-tool="community-property-debt"]{min-height:100vh}
.valnTool[data-valn-tool="community-property-debt"] a{color:var(--blue);text-decoration:none}
.valnTool[data-valn-tool="community-property-debt"] .shell{max-width:1180px;margin:0 auto;padding:18px}
.valnTool[data-valn-tool="community-property-debt"] .hero{background:linear-gradient(135deg,#0f172a 0%,#14307d 58%,#1f5dff 100%);color:#fff;border-radius:24px;padding:20px 20px 18px;position:relative;overflow:hidden;box-shadow:var(--shadow)}
.valnTool[data-valn-tool="community-property-debt"] .hero::after{content:"";position:absolute;right:-120px;top:-120px;width:260px;height:260px;border-radius:50%;background:radial-gradient(circle,rgba(255,255,255,.16),rgba(255,255,255,0) 66%)}
.valnTool[data-valn-tool="community-property-debt"] .eyebrow{display:inline-flex;align-items:center;gap:8px;padding:7px 11px;border-radius:999px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.16);font-size:12px;font-weight:700;letter-spacing:.02em}
.valnTool[data-valn-tool="community-property-debt"] .hero h2{color:#ffffff;margin:12px 0 8px;font-size:clamp(1.8rem,4vw,2.55rem);line-height:1.04}
.valnTool[data-valn-tool="community-property-debt"] .lead{margin:0;max-width:920px;color:rgba(255,255,255,.92);font-size:.98rem}
.valnTool[data-valn-tool="community-property-debt"] .hero-meta{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px}
.valnTool[data-valn-tool="community-property-debt"] .hero-meta .badge{padding:7px 11px;border-radius:999px;font-size:12px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.16)}
.valnTool[data-valn-tool="community-property-debt"] .layout{display:grid;grid-template-columns:1.03fr .97fr;gap:16px;margin-top:16px;align-items:start}
.valnTool[data-valn-tool="community-property-debt"] .card{background:var(--card);border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow)}
.valnTool[data-valn-tool="community-property-debt"] .card-head{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;padding:16px 16px 0}
.valnTool[data-valn-tool="community-property-debt"] .card-head h2{margin:0;font-size:1.02rem}
.valnTool[data-valn-tool="community-property-debt"] .card-head p{margin:5px 0 0;color:var(--muted);font-size:13px}
.valnTool[data-valn-tool="community-property-debt"] .pad{padding:16px}
.valnTool[data-valn-tool="community-property-debt"] .status-row{display:flex;flex-wrap:wrap;gap:8px;margin-top:10px}
.valnTool[data-valn-tool="community-property-debt"] .status{display:inline-flex;align-items:center;gap:8px;padding:7px 10px;border-radius:999px;background:#fff;border:1px solid var(--line);font-size:12px;font-weight:700;color:var(--muted)}
.valnTool[data-valn-tool="community-property-debt"] .status-dot{width:8px;height:8px;border-radius:50%;background:#9aa9bd}
.valnTool[data-valn-tool="community-property-debt"] .status.good .status-dot{background:var(--green)}
.valnTool[data-valn-tool="community-property-debt"] .status.warn .status-dot{background:var(--amber)}
.valnTool[data-valn-tool="community-property-debt"] .status.bad .status-dot{background:var(--red)}
.valnTool[data-valn-tool="community-property-debt"] form{padding:14px 16px 16px}
.valnTool[data-valn-tool="community-property-debt"] .grid{display:grid;grid-template-columns:repeat(12,minmax(0,1fr));gap:10px}
.valnTool[data-valn-tool="community-property-debt"] .field{grid-column:span 4;min-width:0}
.valnTool[data-valn-tool="community-property-debt"] .field.span-6{grid-column:span 6}
.valnTool[data-valn-tool="community-property-debt"] .field.span-8{grid-column:span 8}
.valnTool[data-valn-tool="community-property-debt"] .field.span-12{grid-column:span 12}
.valnTool[data-valn-tool="community-property-debt"] .field.mobile-half{grid-column:span 3}
.valnTool[data-valn-tool="community-property-debt"] .field label{display:block;font-size:12px;font-weight:800;letter-spacing:.01em;margin:0 0 5px}
.valnTool[data-valn-tool="community-property-debt"] .field small{display:block;margin-top:4px;color:var(--muted);font-size:11px;line-height:1.35}
.valnTool[data-valn-tool="community-property-debt"] input[type="text"], .valnTool[data-valn-tool="community-property-debt"] input[type="number"], .valnTool[data-valn-tool="community-property-debt"] select, .valnTool[data-valn-tool="community-property-debt"] textarea{width:100%;padding:10px 11px;border-radius:12px;border:1px solid var(--line);background:#fff;color:var(--ink);font:inherit;outline:none;transition:border-color .16s ease, box-shadow .16s ease;}
.valnTool[data-valn-tool="community-property-debt"] input:focus, .valnTool[data-valn-tool="community-property-debt"] select:focus, .valnTool[data-valn-tool="community-property-debt"] textarea:focus{border-color:var(--blue);box-shadow:0 0 0 4px rgba(23,66,198,.12)}
.valnTool[data-valn-tool="community-property-debt"] input[readonly]{background:#f8fafc}
.valnTool[data-valn-tool="community-property-debt"] .inline-help{font-size:11px;color:var(--muted);margin-top:5px}
.valnTool[data-valn-tool="community-property-debt"] .seg{display:grid;grid-template-columns:repeat(var(--cols,2),minmax(0,1fr));gap:6px}
.valnTool[data-valn-tool="community-property-debt"] .seg input{position:absolute;opacity:0;pointer-events:none}
.valnTool[data-valn-tool="community-property-debt"] .seg label{display:block}
.valnTool[data-valn-tool="community-property-debt"] .seg span{display:flex;align-items:center;justify-content:center;min-height:40px;padding:8px 10px;border-radius:12px;border:1px solid var(--line);background:#fff;font-size:12px;font-weight:800;color:var(--ink);text-align:center;cursor:pointer;transition:all .16s ease;}
.valnTool[data-valn-tool="community-property-debt"] .seg input:checked + span{background:var(--blue-soft);border-color:rgba(23,66,198,.38);color:#17307d;box-shadow:inset 0 0 0 1px rgba(23,66,198,.12)}
.valnTool[data-valn-tool="community-property-debt"] .seg input:focus + span{box-shadow:0 0 0 4px rgba(23,66,198,.12)}
.valnTool[data-valn-tool="community-property-debt"] .subpanel{margin-top:10px;padding:12px;border:1px solid var(--line);border-radius:16px;background:#fbfcff}
.valnTool[data-valn-tool="community-property-debt"] .subpanel h3{margin:0 0 8px;font-size:.92rem}
.valnTool[data-valn-tool="community-property-debt"] .subpanel p{margin:0 0 10px;color:var(--muted);font-size:12px}
.valnTool[data-valn-tool="community-property-debt"] .hidden{display:none !important}
.valnTool[data-valn-tool="community-property-debt"] .form-actions{display:flex;flex-wrap:wrap;gap:8px;margin-top:12px}
.valnTool[data-valn-tool="community-property-debt"] .btn{appearance:none;border:0;border-radius:12px;padding:11px 14px;font-weight:900;font:inherit;cursor:pointer;transition:all .16s ease}
.valnTool[data-valn-tool="community-property-debt"] .btn.primary{background:var(--blue);color:#fff;box-shadow:0 10px 24px rgba(23,66,198,.22)}
.valnTool[data-valn-tool="community-property-debt"] .btn.secondary{background:#eef2ff;color:#17307d}
.valnTool[data-valn-tool="community-property-debt"] .btn.ghost{background:#fff;border:1px solid var(--line);color:var(--ink)}
.valnTool[data-valn-tool="community-property-debt"] .btn:active{transform:translateY(1px)}
.valnTool[data-valn-tool="community-property-debt"] .drawer{display:none;margin-top:12px;padding-top:12px;border-top:1px solid var(--line)}
.valnTool[data-valn-tool="community-property-debt"] .drawer.open{display:block}
.valnTool[data-valn-tool="community-property-debt"] .result-card{position:sticky;top:16px;overflow:hidden}
.valnTool[data-valn-tool="community-property-debt"] .summary{padding:16px 16px 12px;background:linear-gradient(180deg,#fcfdff 0%,#f8fbff 100%);border-bottom:1px solid var(--line)}
.valnTool[data-valn-tool="community-property-debt"] .pill-row{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:10px}
.valnTool[data-valn-tool="community-property-debt"] .pill{display:inline-flex;align-items:center;gap:6px;padding:7px 10px;border-radius:999px;font-size:12px;font-weight:800;border:1px solid transparent}
.valnTool[data-valn-tool="community-property-debt"] .pill.good{background:var(--green-soft);color:var(--green);border-color:rgba(13,118,71,.12)}
.valnTool[data-valn-tool="community-property-debt"] .pill.warn{background:var(--amber-soft);color:var(--amber);border-color:rgba(150,98,0,.12)}
.valnTool[data-valn-tool="community-property-debt"] .pill.bad{background:var(--red-soft);color:var(--red);border-color:rgba(163,32,32,.12)}
.valnTool[data-valn-tool="community-property-debt"] .pill.info{background:var(--blue-soft);color:#17307d;border-color:rgba(23,66,198,.14)}
.valnTool[data-valn-tool="community-property-debt"] .summary h2{margin:0 0 6px;font-size:1.12rem;line-height:1.2}
.valnTool[data-valn-tool="community-property-debt"] .summary p{margin:0;color:var(--muted);font-size:13px}
.valnTool[data-valn-tool="community-property-debt"] .metrics{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;padding:14px 16px}
.valnTool[data-valn-tool="community-property-debt"] .metric{padding:12px;border-radius:16px;border:1px solid var(--line);background:#fff}
.valnTool[data-valn-tool="community-property-debt"] .metric .label{font-size:12px;color:var(--muted);margin-bottom:5px}
.valnTool[data-valn-tool="community-property-debt"] .metric .value{font-size:1.22rem;font-weight:900;line-height:1.1}
.valnTool[data-valn-tool="community-property-debt"] .metric .note{font-size:11px;color:var(--muted);margin-top:6px;line-height:1.35}
.valnTool[data-valn-tool="community-property-debt"] .block{padding:0 16px 14px}
.valnTool[data-valn-tool="community-property-debt"] .block + .block{padding-top:14px;border-top:1px solid var(--line)}
.valnTool[data-valn-tool="community-property-debt"] .block h3{margin:0 0 8px;font-size:.95rem}
.valnTool[data-valn-tool="community-property-debt"] .list{display:grid;gap:8px;margin:0;padding:0;list-style:none}
.valnTool[data-valn-tool="community-property-debt"] .list li{display:grid;grid-template-columns:1fr auto;gap:12px;padding:10px 12px;border:1px solid var(--line);border-radius:14px;background:#fff}
.valnTool[data-valn-tool="community-property-debt"] .list strong{display:block;font-size:13px;margin-bottom:2px}
.valnTool[data-valn-tool="community-property-debt"] .list span{display:block;color:var(--muted);font-size:12px;line-height:1.35}
.valnTool[data-valn-tool="community-property-debt"] .list b{font-size:13px;align-self:center}
.valnTool[data-valn-tool="community-property-debt"] .checkpoint{display:grid;gap:8px}
.valnTool[data-valn-tool="community-property-debt"] .checkpoint .row{padding:10px 12px;border:1px solid var(--line);border-radius:14px;background:#fff}
.valnTool[data-valn-tool="community-property-debt"] .checkpoint .row strong{display:block;font-size:13px;margin-bottom:3px}
.valnTool[data-valn-tool="community-property-debt"] .checkpoint .row span{display:block;color:var(--muted);font-size:12px;line-height:1.35}
.valnTool[data-valn-tool="community-property-debt"] .copy-wrap{display:grid;gap:8px}
.valnTool[data-valn-tool="community-property-debt"] textarea{min-height:128px;resize:vertical}
.valnTool[data-valn-tool="community-property-debt"] .small-note{font-size:12px;color:var(--muted)}
.valnTool[data-valn-tool="community-property-debt"] .footer-note{margin-top:14px;padding:14px 16px;border:1px solid var(--line);border-radius:16px;background:#fff;font-size:12px;color:var(--muted)}
.valnTool[data-valn-tool="community-property-debt"] .mono{font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace}
.valnTool[data-valn-tool="community-property-debt"] .kpi{display:inline-flex;align-items:center;gap:8px;padding:7px 10px;border-radius:999px;background:var(--blue-soft);color:#17307d;font-size:12px;font-weight:800;border:1px solid rgba(23,66,198,.14)}
.valnTool[data-valn-tool="community-property-debt"] .table-card{padding:12px;border:1px solid var(--line);border-radius:14px;background:#fff}
.valnTool[data-valn-tool="community-property-debt"] .table-card .row{display:grid;grid-template-columns:1fr auto;gap:8px;padding:8px 0;border-top:1px solid #eef2f7}
.valnTool[data-valn-tool="community-property-debt"] .table-card .row:first-child{border-top:0;padding-top:0}
.valnTool[data-valn-tool="community-property-debt"] .table-card .row:last-child{padding-bottom:0}
@media (max-width: 980px){.valnTool[data-valn-tool="community-property-debt"] .layout{grid-template-columns:1fr}
.valnTool[data-valn-tool="community-property-debt"] .result-card{position:static}}
@media (max-width: 740px){.valnTool[data-valn-tool="community-property-debt"] .shell{padding:12px}
.valnTool[data-valn-tool="community-property-debt"] .hero{padding:16px 14px}
.valnTool[data-valn-tool="community-property-debt"] .card-head{padding:14px 14px 0}
.valnTool[data-valn-tool="community-property-debt"] form, .valnTool[data-valn-tool="community-property-debt"] .pad, .valnTool[data-valn-tool="community-property-debt"] .summary, .valnTool[data-valn-tool="community-property-debt"] .metrics, .valnTool[data-valn-tool="community-property-debt"] .block{padding-left:14px;padding-right:14px}
.valnTool[data-valn-tool="community-property-debt"] .grid{grid-template-columns:repeat(6,minmax(0,1fr));gap:8px}
.valnTool[data-valn-tool="community-property-debt"] .field, .valnTool[data-valn-tool="community-property-debt"] .field.span-6, .valnTool[data-valn-tool="community-property-debt"] .field.span-8{grid-column:span 6}
.valnTool[data-valn-tool="community-property-debt"] .field.mobile-half{grid-column:span 3}
.valnTool[data-valn-tool="community-property-debt"] .seg span{min-height:38px;padding:8px}
.valnTool[data-valn-tool="community-property-debt"] .metrics{grid-template-columns:1fr 1fr;gap:8px}
.valnTool[data-valn-tool="community-property-debt"] .metric{padding:10px}
.valnTool[data-valn-tool="community-property-debt"] .metric .value{font-size:1.06rem}
.valnTool[data-valn-tool="community-property-debt"] .list li{grid-template-columns:1fr}}


/* ===== vlb-compare ===== */
.valnTool[data-valn-tool="vlb-compare"]{--bg:#f4f7fb;
  --card:#ffffff;
  --line:#d9e2ef;
  --ink:#0f172a;
  --muted:#52607a;
  --blue:#1742c6;
  --blue-2:#2b63ff;
  --blue-soft:#eef3ff;
  --green:#0d7647;
  --green-soft:#edf8f2;
  --amber:#966200;
  --amber-soft:#fff8e6;
  --red:#a32020;
  --red-soft:#fff1f1;
  --shadow:0 14px 38px rgba(15,23,42,.08);
  --radius:18px;}
.valnTool[data-valn-tool="vlb-compare"] *{box-sizing:border-box}
.valnTool[data-valn-tool="vlb-compare"], .valnTool[data-valn-tool="vlb-compare"]{margin:0;padding:0;background:linear-gradient(180deg,#f7f9fc 0%,#f2f5fa 100%);color:var(--ink);font:15px/1.45 Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}
.valnTool[data-valn-tool="vlb-compare"]{min-height:100vh}
.valnTool[data-valn-tool="vlb-compare"] a{color:var(--blue);text-decoration:none}
.valnTool[data-valn-tool="vlb-compare"] .shell{max-width:1180px;margin:0 auto;padding:18px}
.valnTool[data-valn-tool="vlb-compare"] .hero{background:linear-gradient(135deg,#0f172a 0%,#14307d 58%,#1f5dff 100%);color:#fff;border-radius:24px;padding:20px 20px 18px;position:relative;overflow:hidden;box-shadow:var(--shadow)}
.valnTool[data-valn-tool="vlb-compare"] .hero::after{content:"";position:absolute;right:-120px;top:-120px;width:260px;height:260px;border-radius:50%;background:radial-gradient(circle,rgba(255,255,255,.16),rgba(255,255,255,0) 66%)}
.valnTool[data-valn-tool="vlb-compare"] .eyebrow{display:inline-flex;align-items:center;gap:8px;padding:7px 11px;border-radius:999px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.16);font-size:12px;font-weight:700;letter-spacing:.02em}
.valnTool[data-valn-tool="vlb-compare"] .hero h2{color:#ffffff;margin:12px 0 8px;font-size:clamp(1.82rem,4vw,2.66rem);line-height:1.04}
.valnTool[data-valn-tool="vlb-compare"] .lead{margin:0;max-width:930px;color:rgba(255,255,255,.92);font-size:.98rem}
.valnTool[data-valn-tool="vlb-compare"] .hero-meta{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px}
.valnTool[data-valn-tool="vlb-compare"] .hero-meta .badge{padding:7px 11px;border-radius:999px;font-size:12px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.16)}
.valnTool[data-valn-tool="vlb-compare"] .layout{display:grid;grid-template-columns:1.02fr .98fr;gap:16px;margin-top:16px;align-items:start}
.valnTool[data-valn-tool="vlb-compare"] .card{background:var(--card);border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow)}
.valnTool[data-valn-tool="vlb-compare"] .card-head{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;padding:16px 16px 0}
.valnTool[data-valn-tool="vlb-compare"] .card-head h2{margin:0;font-size:1.02rem}
.valnTool[data-valn-tool="vlb-compare"] .card-head p{margin:5px 0 0;color:var(--muted);font-size:13px}
.valnTool[data-valn-tool="vlb-compare"] .pad{padding:16px}
.valnTool[data-valn-tool="vlb-compare"] .stack{display:grid;gap:16px}
.valnTool[data-valn-tool="vlb-compare"] .sticky{position:sticky;top:16px}
.valnTool[data-valn-tool="vlb-compare"] .status-row, .valnTool[data-valn-tool="vlb-compare"] .pill-row, .valnTool[data-valn-tool="vlb-compare"] .hero-actions, .valnTool[data-valn-tool="vlb-compare"] .btn-row{display:flex;flex-wrap:wrap;gap:8px}
.valnTool[data-valn-tool="vlb-compare"] .status, .valnTool[data-valn-tool="vlb-compare"] .pill{display:inline-flex;align-items:center;gap:8px;padding:7px 10px;border-radius:999px;background:#fff;border:1px solid var(--line);font-size:12px;font-weight:700;color:var(--muted)}
.valnTool[data-valn-tool="vlb-compare"] .status-dot{width:8px;height:8px;border-radius:50%;background:#9aa9bd}
.valnTool[data-valn-tool="vlb-compare"] .status.good .status-dot, .valnTool[data-valn-tool="vlb-compare"] .pill.good .status-dot{background:var(--green)}
.valnTool[data-valn-tool="vlb-compare"] .status.warn .status-dot, .valnTool[data-valn-tool="vlb-compare"] .pill.warn .status-dot{background:var(--amber)}
.valnTool[data-valn-tool="vlb-compare"] .status.bad .status-dot, .valnTool[data-valn-tool="vlb-compare"] .pill.bad .status-dot{background:var(--red)}
.valnTool[data-valn-tool="vlb-compare"] .pill.good{background:var(--green-soft);border-color:#c8ead9;color:var(--green)}
.valnTool[data-valn-tool="vlb-compare"] .pill.warn{background:var(--amber-soft);border-color:#f0dd9b;color:var(--amber)}
.valnTool[data-valn-tool="vlb-compare"] .pill.bad{background:var(--red-soft);border-color:#f0c3c3;color:var(--red)}
.valnTool[data-valn-tool="vlb-compare"] .pill.neutral{background:var(--blue-soft);border-color:#c9d8ff;color:var(--blue)}
.valnTool[data-valn-tool="vlb-compare"] form{padding:14px 16px 16px}
.valnTool[data-valn-tool="vlb-compare"] .grid{display:grid;grid-template-columns:repeat(12,minmax(0,1fr));gap:10px}
.valnTool[data-valn-tool="vlb-compare"] .field{grid-column:span 4;min-width:0}
.valnTool[data-valn-tool="vlb-compare"] .field.span-2{grid-column:span 2}
.valnTool[data-valn-tool="vlb-compare"] .field.span-3{grid-column:span 3}
.valnTool[data-valn-tool="vlb-compare"] .field.span-4{grid-column:span 4}
.valnTool[data-valn-tool="vlb-compare"] .field.span-5{grid-column:span 5}
.valnTool[data-valn-tool="vlb-compare"] .field.span-6{grid-column:span 6}
.valnTool[data-valn-tool="vlb-compare"] .field.span-7{grid-column:span 7}
.valnTool[data-valn-tool="vlb-compare"] .field.span-8{grid-column:span 8}
.valnTool[data-valn-tool="vlb-compare"] .field.span-9{grid-column:span 9}
.valnTool[data-valn-tool="vlb-compare"] .field.span-12{grid-column:span 12}
.valnTool[data-valn-tool="vlb-compare"] .field.hidden{display:none}
.valnTool[data-valn-tool="vlb-compare"] .field label{display:block;font-size:12px;font-weight:800;letter-spacing:.01em;margin:0 0 5px}
.valnTool[data-valn-tool="vlb-compare"] .field small{display:block;margin-top:4px;color:var(--muted);font-size:11px;line-height:1.35}
.valnTool[data-valn-tool="vlb-compare"] input, .valnTool[data-valn-tool="vlb-compare"] select, .valnTool[data-valn-tool="vlb-compare"] textarea{width:100%;border:1px solid var(--line);border-radius:14px;padding:12px 12px;background:#fff;font:inherit;color:var(--ink);outline:none;transition:border-color .18s ease,box-shadow .18s ease}
.valnTool[data-valn-tool="vlb-compare"] input:focus, .valnTool[data-valn-tool="vlb-compare"] select:focus, .valnTool[data-valn-tool="vlb-compare"] textarea:focus{border-color:#96b6ff;box-shadow:0 0 0 4px rgba(43,99,255,.12)}
.valnTool[data-valn-tool="vlb-compare"] input::placeholder, .valnTool[data-valn-tool="vlb-compare"] textarea::placeholder{color:#8a98ad}
.valnTool[data-valn-tool="vlb-compare"] textarea{min-height:120px;resize:vertical}
.valnTool[data-valn-tool="vlb-compare"] .seg{display:inline-grid;grid-template-columns:repeat(2,minmax(0,1fr));width:100%;border:1px solid var(--line);border-radius:14px;background:#f9fbff;padding:3px}
.valnTool[data-valn-tool="vlb-compare"] .seg button{border:0;background:transparent;color:var(--muted);padding:10px 10px;border-radius:11px;font:inherit;font-weight:800;cursor:pointer;min-width:0}
.valnTool[data-valn-tool="vlb-compare"] .seg button.active{background:#fff;color:var(--blue);box-shadow:0 1px 0 rgba(15,23,42,.05)}
.valnTool[data-valn-tool="vlb-compare"] .seg.three{grid-template-columns:repeat(3,minmax(0,1fr))}
.valnTool[data-valn-tool="vlb-compare"] .seg.four{grid-template-columns:repeat(4,minmax(0,1fr))}
.valnTool[data-valn-tool="vlb-compare"] .seg button[disabled]{opacity:.55;cursor:not-allowed}
.valnTool[data-valn-tool="vlb-compare"] .chips, .valnTool[data-valn-tool="vlb-compare"] .tag-list{display:flex;flex-wrap:wrap;gap:8px}
.valnTool[data-valn-tool="vlb-compare"] .chip, .valnTool[data-valn-tool="vlb-compare"] .tag{border:1px solid var(--line);background:#fff;padding:7px 10px;border-radius:999px;font:inherit;font-size:12px;font-weight:800;color:var(--blue);cursor:pointer}
.valnTool[data-valn-tool="vlb-compare"] .tag{cursor:default}
.valnTool[data-valn-tool="vlb-compare"] .chip:hover{border-color:#abc2ff;background:var(--blue-soft)}
.valnTool[data-valn-tool="vlb-compare"] .toggle{display:flex;align-items:center;justify-content:center;width:100%;gap:8px;margin-top:12px;border:1px solid var(--line);border-radius:14px;background:#fff;padding:12px 14px;font:inherit;font-weight:800;color:var(--ink);cursor:pointer}
.valnTool[data-valn-tool="vlb-compare"] .toggle:hover{border-color:#abc2ff;background:var(--blue-soft)}
.valnTool[data-valn-tool="vlb-compare"] .drawer{display:none !important;margin-top:12px;padding:12px;border:1px dashed #b9c8df;border-radius:16px;background:#f8fbff}
.valnTool[data-valn-tool="vlb-compare"] .drawer.open{display:block !important}
.valnTool[data-valn-tool="vlb-compare"] .summary-top{padding:16px}
.valnTool[data-valn-tool="vlb-compare"] .money{font-size:clamp(2rem,5.5vw,3rem);font-weight:900;line-height:1;margin:10px 0 4px}
.valnTool[data-valn-tool="vlb-compare"] .subline{color:var(--muted);font-size:13px}
.valnTool[data-valn-tool="vlb-compare"] .metrics{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;padding:14px 16px}
.valnTool[data-valn-tool="vlb-compare"] .metric{padding:12px;border-radius:16px;border:1px solid var(--line);background:#fff}
.valnTool[data-valn-tool="vlb-compare"] .metric .label{font-size:12px;color:var(--muted);margin-bottom:5px}
.valnTool[data-valn-tool="vlb-compare"] .metric .value{font-size:1.12rem;font-weight:900;line-height:1.1}
.valnTool[data-valn-tool="vlb-compare"] .metric .note{font-size:11px;color:var(--muted);margin-top:6px;line-height:1.35}
.valnTool[data-valn-tool="vlb-compare"] .block{padding:0 16px 14px}
.valnTool[data-valn-tool="vlb-compare"] .block + .block{padding-top:14px;border-top:1px solid var(--line)}
.valnTool[data-valn-tool="vlb-compare"] .block h3{margin:0 0 8px;font-size:.95rem}
.valnTool[data-valn-tool="vlb-compare"] .helper{display:grid;gap:10px}
.valnTool[data-valn-tool="vlb-compare"] .helper-card, .valnTool[data-valn-tool="vlb-compare"] .route-card, .valnTool[data-valn-tool="vlb-compare"] .timeline-card, .valnTool[data-valn-tool="vlb-compare"] .compare-card{padding:12px;border:1px solid var(--line);border-radius:16px;background:#fff}
.valnTool[data-valn-tool="vlb-compare"] .helper-card strong, .valnTool[data-valn-tool="vlb-compare"] .route-card strong, .valnTool[data-valn-tool="vlb-compare"] .timeline-card strong, .valnTool[data-valn-tool="vlb-compare"] .compare-card strong{display:block;font-size:13px;margin-bottom:4px}
.valnTool[data-valn-tool="vlb-compare"] .helper-card span, .valnTool[data-valn-tool="vlb-compare"] .route-card span, .valnTool[data-valn-tool="vlb-compare"] .timeline-card span, .valnTool[data-valn-tool="vlb-compare"] .compare-card span{display:block;color:var(--muted);font-size:12px;line-height:1.4}
.valnTool[data-valn-tool="vlb-compare"] .helper-card b, .valnTool[data-valn-tool="vlb-compare"] .route-card b, .valnTool[data-valn-tool="vlb-compare"] .timeline-card b, .valnTool[data-valn-tool="vlb-compare"] .compare-card b{font-size:14px;display:block;margin-top:6px}
.valnTool[data-valn-tool="vlb-compare"] .route-card h4, .valnTool[data-valn-tool="vlb-compare"] .timeline-card h4{margin:0 0 4px;font-size:.92rem}
.valnTool[data-valn-tool="vlb-compare"] .route-card p, .valnTool[data-valn-tool="vlb-compare"] .timeline-card p{margin:6px 0 0;font-size:12px;color:var(--muted)}
.valnTool[data-valn-tool="vlb-compare"] .callout{padding:12px;border-radius:16px;font-size:13px;line-height:1.45}
.valnTool[data-valn-tool="vlb-compare"] .callout.blue{background:var(--blue-soft);border:1px solid #c9d8ff}
.valnTool[data-valn-tool="vlb-compare"] .callout.amber{background:var(--amber-soft);border:1px solid #f0dd9b}
.valnTool[data-valn-tool="vlb-compare"] .callout.green{background:var(--green-soft);border:1px solid #c8ead9}
.valnTool[data-valn-tool="vlb-compare"] .callout.red{background:var(--red-soft);border:1px solid #f0c3c3}
.valnTool[data-valn-tool="vlb-compare"] .copy-wrap{display:grid;gap:8px}
.valnTool[data-valn-tool="vlb-compare"] .btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:1px solid #abc2ff;background:var(--blue);color:#fff;text-decoration:none;padding:11px 14px;border-radius:14px;font-weight:800;cursor:pointer}
.valnTool[data-valn-tool="vlb-compare"] .btn.secondary{background:#fff;color:var(--blue)}
.valnTool[data-valn-tool="vlb-compare"] .btn.ghost{background:transparent;color:var(--ink);border-color:var(--line)}
.valnTool[data-valn-tool="vlb-compare"] .small-note{font-size:12px;color:var(--muted)}
.valnTool[data-valn-tool="vlb-compare"] .footer-note{margin-top:14px;padding:14px 16px;border:1px solid var(--line);border-radius:16px;background:#fff;font-size:12px;color:var(--muted);line-height:1.45}
.valnTool[data-valn-tool="vlb-compare"] .kv{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.valnTool[data-valn-tool="vlb-compare"] .kv .item{padding:10px 12px;border-radius:14px;border:1px solid var(--line);background:#fff}
.valnTool[data-valn-tool="vlb-compare"] .kv .k{font-size:11px;color:var(--muted);margin-bottom:4px}
.valnTool[data-valn-tool="vlb-compare"] .kv .v{font-size:14px;font-weight:800}
.valnTool[data-valn-tool="vlb-compare"] .list{margin:0;padding-left:18px}
.valnTool[data-valn-tool="vlb-compare"] .list li{margin:6px 0}
.valnTool[data-valn-tool="vlb-compare"] .clean-list{margin:0;padding:0;list-style:none;display:grid;gap:8px}
.valnTool[data-valn-tool="vlb-compare"] .clean-list li{padding:10px 12px;border:1px solid var(--line);border-radius:14px;background:#fff}
.valnTool[data-valn-tool="vlb-compare"] .clean-list li strong{display:block;font-size:13px}
.valnTool[data-valn-tool="vlb-compare"] .clean-list li span{display:block;color:var(--muted);font-size:12px;margin-top:4px}
.valnTool[data-valn-tool="vlb-compare"] .table-wrap{overflow:auto;border:1px solid var(--line);border-radius:16px;background:#fff}
.valnTool[data-valn-tool="vlb-compare"] table{width:100%;border-collapse:collapse;min-width:520px}
.valnTool[data-valn-tool="vlb-compare"] th, .valnTool[data-valn-tool="vlb-compare"] td{padding:10px 12px;border-bottom:1px solid var(--line);text-align:left;font-size:13px;vertical-align:top}
.valnTool[data-valn-tool="vlb-compare"] th{background:#f7faff;font-size:12px;color:var(--muted);letter-spacing:.01em}
.valnTool[data-valn-tool="vlb-compare"] tr:last-child td{border-bottom:0}
.valnTool[data-valn-tool="vlb-compare"] .steps{counter-reset:step;display:grid;gap:10px}
.valnTool[data-valn-tool="vlb-compare"] .step{position:relative;padding:12px 12px 12px 44px;border:1px solid var(--line);border-radius:16px;background:#fff}
.valnTool[data-valn-tool="vlb-compare"] .step::before{counter-increment:step;content:counter(step);position:absolute;left:12px;top:12px;width:22px;height:22px;border-radius:50%;display:grid;place-items:center;background:var(--blue-soft);color:var(--blue);font-weight:900;font-size:12px}
.valnTool[data-valn-tool="vlb-compare"] .step strong{display:block;font-size:13px}
.valnTool[data-valn-tool="vlb-compare"] .step span{display:block;color:var(--muted);font-size:12px;margin-top:4px}
.valnTool[data-valn-tool="vlb-compare"] .tabs{display:flex;gap:8px;padding:0 16px 16px}
.valnTool[data-valn-tool="vlb-compare"] .tab{flex:1;border:1px solid var(--line);border-radius:14px;padding:10px 12px;background:#fff;font-weight:800;color:var(--muted);cursor:pointer;text-align:center}
.valnTool[data-valn-tool="vlb-compare"] .tab.active{color:var(--blue);background:var(--blue-soft);border-color:#c9d8ff}
.valnTool[data-valn-tool="vlb-compare"] .panel{display:none}
.valnTool[data-valn-tool="vlb-compare"] .panel.active{display:block}
.valnTool[data-valn-tool="vlb-compare"] .timeline{display:grid;gap:10px}
.valnTool[data-valn-tool="vlb-compare"] .timeline .row{display:grid;grid-template-columns:96px 1fr;gap:10px;align-items:start;padding:10px 12px;border:1px solid var(--line);border-radius:16px;background:#fff}
.valnTool[data-valn-tool="vlb-compare"] .timeline .when{font-size:12px;font-weight:900;color:var(--blue)}
.valnTool[data-valn-tool="vlb-compare"] .timeline .what{font-size:13px}
.valnTool[data-valn-tool="vlb-compare"] .timeline .what small{display:block;color:var(--muted);margin-top:4px;font-size:12px}
@media (max-width: 1040px){.valnTool[data-valn-tool="vlb-compare"] .layout{grid-template-columns:1fr}
.valnTool[data-valn-tool="vlb-compare"] .sticky{position:static}}
@media (max-width: 780px){.valnTool[data-valn-tool="vlb-compare"] .shell{padding:14px}
.valnTool[data-valn-tool="vlb-compare"] .hero{padding:18px 16px 16px;border-radius:20px}
.valnTool[data-valn-tool="vlb-compare"] .grid{grid-template-columns:repeat(6,minmax(0,1fr))}
.valnTool[data-valn-tool="vlb-compare"] .field, .valnTool[data-valn-tool="vlb-compare"] .field.span-2, .valnTool[data-valn-tool="vlb-compare"] .field.span-3, .valnTool[data-valn-tool="vlb-compare"] .field.span-4, .valnTool[data-valn-tool="vlb-compare"] .field.span-5, .valnTool[data-valn-tool="vlb-compare"] .field.span-6, .valnTool[data-valn-tool="vlb-compare"] .field.span-7, .valnTool[data-valn-tool="vlb-compare"] .field.span-8, .valnTool[data-valn-tool="vlb-compare"] .field.span-9, .valnTool[data-valn-tool="vlb-compare"] .field.span-12{grid-column:span 6}
.valnTool[data-valn-tool="vlb-compare"] .metrics, .valnTool[data-valn-tool="vlb-compare"] .kv{grid-template-columns:1fr 1fr}
.valnTool[data-valn-tool="vlb-compare"] .seg.four{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width: 520px){.valnTool[data-valn-tool="vlb-compare"] .metrics, .valnTool[data-valn-tool="vlb-compare"] .kv{grid-template-columns:1fr}
.valnTool[data-valn-tool="vlb-compare"] .seg button{padding:9px 8px;font-size:13px}
.valnTool[data-valn-tool="vlb-compare"] input, .valnTool[data-valn-tool="vlb-compare"] select, .valnTool[data-valn-tool="vlb-compare"] textarea{padding:11px 11px}
.valnTool[data-valn-tool="vlb-compare"] .money{font-size:2rem}
.valnTool[data-valn-tool="vlb-compare"] .timeline .row{grid-template-columns:1fr}}

.valnTool[data-valn-tool="appraisal-fee"] .hero h3{color:#ffffff}
.valnTool[data-valn-tool="calvet-compare"] .hero h3{color:#ffffff}
.valnTool[data-valn-tool="community-property-debt"] .hero h3{color:#ffffff}
.valnTool[data-valn-tool="vlb-compare"] .hero h3{color:#ffffff}
/* Force white hero titles and CTA text */
.valnTool .hero h1,.valnTool .hero h2,.valnTool .hero h3,.valnTool .valnTool__hero h1,.valnTool .valnTool__hero h2,.valnTool .valnTool__hero h3{color:#ffffff !important}
.valnTool .answer h3,.valnTool .answer h2{color:#ffffff !important}
.valnTool .btn-primary,.valnTool .btn.primary{color:#ffffff !important}

/* Task 3: Appraisal fee table column fixes — 2026-04-17 */
.valnTool[data-valn-tool="appraisal-fee"] table th{word-break:keep-all;white-space:nowrap}
.valnTool[data-valn-tool="appraisal-fee"] table td:nth-child(n+3):nth-child(-n+6){white-space:nowrap;min-width:72px;text-align:right}
.valnTool[data-valn-tool="appraisal-fee"] table td:nth-child(7){white-space:nowrap}
.valnTool[data-valn-tool="appraisal-fee"] table td:nth-child(1){max-width:160px}
.valnTool[data-valn-tool="appraisal-fee"] table td:nth-child(2){max-width:220px;word-break:break-word}