Veterans in Texas have access to numerous financial assistance programs designed to help them with education, homeownership, healthcare, and more.

As the state with one of the largest veteran populations in the U.S., Texas offers both state-specific and federal resources to support veterans in various aspects of their lives.

Below are the top 10 financial assistance programs available to veterans in Texas, with details on eligibility, benefits, and how to apply.

1. Texas Veterans Land Board (VLB) Housing Assistance

Program Overview:

The Texas Veterans Land Board offers unique home loan programs specifically for Texas veterans, with competitive interest rates and little to no down payment. The VLB provides three types of home loans for land, homes, and home improvement.

Eligibility:

• Veterans with at least 90 days of active duty service (excluding training)
• Texas residents at the time of entry into service or Texas residents for at least one year prior to applying

Benefits:

• Low-interest loans for land purchases (up to $150,000)
• Home loan program with competitive rates
• Home improvement loans up to $50,000

How to Apply:

For more information and to apply, visit the Texas Veterans Land Board website.

2. Texas Veterans Commission (TVC) Employment Assistance

Program Overview:

The Texas Veterans Commission offers employment assistance programs to help veterans transition into civilian careers. The program provides job placement, career counseling, and workforce development services tailored to veterans’ skills and experience.

Eligibility:

• Veterans residing in Texas who are transitioning from military to civilian life
• Veterans with a disability or who are seeking new employment opportunities

Benefits:

• Job placement and resume building
• Career counseling and skills training
• Job fairs and employer networking opportunities

How to Apply:

Visit the Texas Veterans Commission Employment page to learn more and apply.

3. VA Disability Compensation for Texas Veterans

Program Overview:

The VA Disability Compensation program is a tax-free benefit available to Texas veterans who have been disabled due to injuries or illnesses incurred during active military service.

Eligibility:

• Veterans with a service-connected disability
• Medical evidence linking the condition to military service

Benefits:

• Monthly compensation ranging from $165.92 to $3,621.95 depending on disability rating
• Additional allowances for dependents and specific disabilities

How to Apply:

Learn more and apply through the VA Disability Compensation page.

4. Hazlewood Act – Education Benefits

Program Overview:

The Hazlewood Act provides qualified Texas veterans with up to 150 hours of tuition-free college education at state public institutions. The benefit can also be passed on to dependent children in some cases.

Eligibility:

• Texas veterans who served at least 181 days of active duty, with honorable or general discharge
• Must have entered the service as a Texas resident and maintained residency

Benefits:

• 150 hours of tuition-free education at Texas public colleges and universities
• Can be transferred to a dependent child (Legacy Program)

How to Apply:

More information is available on the Hazlewood Act page.

5. Post-9/11 GI Bill for Texas Veterans

Program Overview:

The Post-9/11 GI Bill provides financial assistance for tuition, housing, and books for veterans pursuing education after military service. Veterans can also transfer unused benefits to their spouse or children.

Eligibility:

• Veterans with at least 90 days of aggregate service after September 10, 2001
• Honorably discharged or discharged due to service-connected disabilities

Benefits:

• Full or partial tuition coverage
• Monthly housing allowance
• Book and supplies stipend

How to Apply:

Apply through the Post-9/11 GI Bill page.

6. VA Home Loan Program

Program Overview:

The VA Home Loan Program allows veterans in Texas to purchase homes without requiring a down payment or private mortgage insurance. The program offers competitive interest rates and flexible terms.

Eligibility:

• Veterans with a valid Certificate of Eligibility (COE)
• Active-duty service members, certain National Guard, and Reserve members
• Spouses of veterans who died in service or due to a service-related disability

Benefits:

• No down payment required (in most cases)
• No private mortgage insurance
• Competitive interest rates

7. Texas Veterans Financial Assistance Program

Program Overview:

The Texas Veterans Financial Assistance Program offers emergency financial assistance to veterans and their families who are facing unexpected financial hardships. This program provides short-term financial relief for essential needs like housing, utilities, and healthcare.

Eligibility:

• Veterans or surviving spouses residing in Texas
• Must demonstrate financial need due to hardship

Benefits:

• Emergency financial relief for rent, mortgage, utilities, and other essential expenses
• Financial counseling and guidance

How to Apply:

Find out more and apply through the Texas Veterans Commission.

8. Texas Veterans Health Care Assistance

Program Overview:

Texas veterans have access to comprehensive healthcare through the VA system, with multiple VA Medical Centers and Community-Based Outpatient Clinics (CBOCs) across the state. Veterans can access preventive care, mental health services, and specialty care.

Eligibility:

• Veterans with active duty service in the U.S. military
• Must meet specific service-related or income-related criteria

Benefits:

• Free or low-cost health care services
• Access to VA Medical Centers and outpatient clinics in Texas
• Prescription drug coverage

How to Apply:

Visit the VA Health Care page for more information.

9. Vocational Rehabilitation and Employment (VR&E) for Texas Veterans

Program Overview:

The VR&E program helps Texas veterans with service-connected disabilities prepare for and find employment that matches their abilities. It also provides training and independent living services to veterans with severe disabilities.

Eligibility:

• Veterans with a service-connected disability rating of at least 10%
• Must apply within 12 years of military separation or notification of disability rating

Benefits:

• Job training and employment assistance
• Independent living services for severely disabled veterans

How to Apply:

Get more information and apply on the VR&E Program page.

10. Veterans Life Insurance Programs in Texas

Program Overview:

Texas veterans can access affordable life insurance through Veterans Group Life Insurance (VGLI). Veterans can convert their Servicemembers’ Group Life Insurance (SGLI) to VGLI after separation, with no medical exam required if applied for within a specific time frame.

Eligibility:

• Veterans with SGLI coverage who separated from the military in the last year and 120 days
• No health assessment if enrolled within 240 days of separation

Benefits:

• Renewable term life insurance coverage
• Coverage amounts from $10,000 to $400,000

How to Apply:

Learn more and apply through the Veterans Life Insurance page.

Summary of Benefits and Eligibility

Program	Benefit	Eligibility
Texas Veterans Land Board	Low-interest loans for land, homes, and home improvement	Texas veterans with at least 90 days of active service
Texas Veterans Commission	Job placement, career counseling, and workforce development	Veterans transitioning from military to civilian life
VA Disability Compensation	Monthly compensation for service-connected disabilities	Texas veterans with service-connected disabilities
Hazlewood Act	Tuition-free college education at public institutions	Veterans with at least 181 days of active duty, entered service as Texas residents
Post-9/11 GI Bill	Tuition, housing, and book allowance	Veterans with at least 90 days of service post-9/11
VA Home Loan Program	No down payment mortgage loans	Veterans with a COE and qualifying service
Texas Veterans Financial Assistance	Emergency financial aid for veterans facing hardship	Veterans or surviving spouses residing in Texas
Texas Veterans Health Care	Free or low-cost health care services	Veterans with active duty service
VR&E Program	Employment and training services for disabled veterans	Veterans with a service-connected disability rating of at least 10%
Veterans Life Insurance Programs	Renewable term life insurance for veterans	Veterans who had SGLI and apply within 240 days of separation

Frequently Asked Questions

1. What is the Hazlewood Act for veterans in Texas?

The Hazlewood Act offers qualified Texas veterans up to 150 hours of tuition-free education at public institutions.

2. Who qualifies for the Texas Veterans Land Board housing programs?

Veterans with at least 90 days of active duty service and Texas residency are eligible for the Texas Veterans Land Board housing programs.

3. What are the benefits of the VA Home Loan Program for Texas veterans?

Texas veterans can take advantage of no down payment and competitive interest rates through the VA Home Loan Program.

4. How do I apply for Texas Veterans Financial Assistance?

You can apply for Texas Veterans Financial Assistance through the Texas Veterans Commission’s website.

5. Does Texas offer special education benefits for veterans?

Yes, the Hazlewood Act and Post-9/11 GI Bill provide education benefits specifically for veterans in Texas.

6. Can Texas veterans get financial help for home improvements?

Yes, the Texas Veterans Land Board offers home improvement loans with low interest rates for qualified veterans.

7. How does the VR&E program help veterans in Texas?

The VR&E program provides job training, employment assistance, and independent living services for Texas veterans with service-connected disabilities.