The #1 Trusted Source for Veterans and Service Members

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SAME DAY APPROVAL

Experienced Loan Officers – No Overlays – Competitive Rates

Experience Matters, VA Loan Experts, Mission-Ready Service

At VA Loan Network, you’ll work directly with a specialized VA loan expert—never a call center rep.  Our loan officers are handpicked for their deep VA knowledge, each with 10+ years of experience and thousands of VA approvals behind them. No online applications. No outsourcing. Every loan starts with a personal phone application, accurate approvals rendered in real time—day, night, or weekend. Whether you’re a 780 score looking for the absolute best rate, or a 580 needing special attention/manual underwriting, we’ve got your six.

Estimate how much home you can afford

Find out your homebuying power based on your income and expenses.

Affordable Home Estimate:

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VA Loan Eligibility Calculator

VA Loans Made Easy

How to Apply for a VA Loan

Check Your Eligibility

Determine if you meet the service requirements for a VA loan. This includes active duty, veteran status, or being a surviving spouse.

Obtain Your Certificate of Eligibility (COE)

Request your COE from the Department of Veterans Affairs. This document verifies your eligibility for a VA loan.

Submit an Application

Fill out our simple online form and speak to one of our VA lenders to get pre-approved in minutes.

Receive Your Pre-Approval

Get a pre-approval letter and see how much you are approved for, which can help you determine your budget and strengthen your offer

Make an Offer

Work with one of our experienced real estate agents to make an informed and competitive offer on your ideal dream home today.

Close on Your New Home

Close on your new home seamlessly with our trusted lenders, and get ready to move in and settle comfortably.

Local Military Base PCS Guides

Click on the state below you are relocating to to view your PCS Guide for your base.

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Frequently Asked Questions

What makes VA Loan Network different from other VA loan resources?

VA Loan Network was built for Veterans who deserve more than a call center experience. Every lender in our network has over 10 years of VA-specific lending experience, with a track record of funding loans that others overlook. We specialize in manual underwriting, lower credit scores, and proper loan structuring — not quick denials or cookie-cutter approvals. Here, you’ll work with someone who understands VA guidelines inside and out — a real expert who knows how to get you to the closing table, even when others can’t.

How do I know if I’m eligible for a VA loan?

Eligibility for a VA loan is generally determined by your military service. If you’re a veteran, active-duty service member, or reservist, you may qualify. Our team can help verify your eligibility and guide you through the entire process, including securing your Certificate of Eligibility (COE).

Are there any upfront costs or hidden fees when applying for a VA loan?

No. One of the major benefits of VA loans is that they require no down payment, and there’s no private mortgage insurance (PMI). While you may encounter typical closing costs, our specialized VA lender will ensure transparency and help minimize any potential expenses.

How long does it take to get approved for a VA loan through VA Loan Network?

Our network of lenders will take your application over the phone, ensuring a personalized and convenient experience. They are available 7 days a week and specialize in providing same-day approvals. This streamlined process ensures that you receive timely updates and can move forward quickly with your VA loan.

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Same Day Approval – Real Expertise – No Call Centers – No Runaround Over 5,000 Veteran & Military Families Served