Legal Overview

Updated: 2025-10-17

This page links to our core policies and governance standards. We are an education and VA lender-matching network, not a lender. Partner lenders make all credit decisions. For questions, use our Contact Us page or email contact@valoannetwork.com.

Core Policies

Partner Transparency & How We Match — What we are, how partners qualify, compensation disclosures, FAQs.
Privacy Policy — What we collect, how we use it, your choices, and state privacy rights.
Terms of Use — Conditions for using the site, consent, arbitration/venue, and disclaimers.
Advertising Disclosures — How we earn, sponsored content labeling, and rate/offer assumptions.
Security Policy — TLS, at-rest encryption, access controls, vendor review, and incident response.
Do Not Call — How to opt out of calls/texts and our DNC retention timelines.
Product Privacy Notice — Summary of data practices for matching and tools; see Privacy Policy for full details.

Editorial & Governance

Publishing Principles — Mission, independence, sourcing standards, and update practices.
Editorial Ethics Policy — Independence, conflicts, disclosures, sourcing, and review cadence.
Corrections Policy — How to report issues, verification steps, change notes, and retractions.
Actionable Feedback Policy — How to send feedback and our response targets.
Ownership and Funding Information — Ownership, how we earn, and editorial firewall.
Diversity and Inclusion Policy — Language, representation, and equitable coverage commitments.