VA Loan Articles & Guides
Expert guides on VA loans, credit, and homebuying for Veterans and Military families.
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2026 Property Tax Ballot Measures: Veteran Homeowner Guide
The November 2026 ballot includes proposals that could change homestead exemptions, taxable-value growth and local property-tax authority for Veterans.
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Run the numbers before you shop — know your budget and what you'll pay at closing.
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2026 Elections: VA Mortgage Rates, Taxes & Home Prices
The November 2026 midterm elections do not directly set VA mortgage rates, property taxes or home prices. Election…
How Much Can You Borrow With a VA Loan? Limits, Entitlement, and Guaranty Rules Explained
There is no maximum VA Loan amount for Veterans with full entitlement. Since January 1, 2020, borrowers who…
How VA Loan Concurrent Use Works: Holding Two VA Loans at the Same Time
Veterans can carry two VA-backed mortgages at the same time by splitting their entitlement between properties. The guaranty…
Buy Now, Refinance Later: The VA Loan IRRRL Strategy When Rates Are High
Process · Guide Buy Now, Refinance Later: The VA Loan IRRRL Strategy When Rates Are High Written by:…
Should You Buy a Home Now or Wait for VA Rates to Drop?
Skip to the Direct Answer UPDATED OCTOBER 27, 2026 · VA HOME-BUYING DECISION GUIDE Should You Buy a…
How to Get a Lower VA Loan Rate in a High-Rate Market
Skip to the answer VA LOAN RATE STRATEGIES · FACT-CHECKED OCTOBER 2026 How to Get a Lower VA…
Veterans Day 2026 Deals, Discounts and Free Meals (Nov 11)
Written by: Levi Rodgers, Co-Founder & Army VeteranBy Levi Rodgers, Army Veteran Reviewed by: VA Loan Network Editorial…
VA Funding Fee vs PMI: 2026 Cost Comparison
The VA funding fee is a one-time charge that replaces the monthly private mortgage insurance conventional borrowers pay…
VA IRRRL Rates Today: Compare Rates, APR & Fees
VA IRRRL rates are set by individual lenders, not by the VA, and they shift daily with the…
VA Cash-Out Refinance Fees: Funding Fee, Closing Costs & Cash You Receive
The funding fee on a VA cash-out refinance is 2.15% for first-time use and 3.3% for subsequent use,…
Who Pays Closing Costs on a VA Loan? Buyer, Seller & Lender Rules
The buyer pays most VA loan closing costs, but federal rules sharply limit what Veterans can be charged.…
VA Cash-Out Refinance Rates in 2026: Compare Rates, Fees and Cash Received
VA cash-out refinance rates run higher than purchase rates, and the gap widens as LTV increases. On top…