VA Loan Network logo
  • Home
  • Apply Now
  • VA Loans
    • Programs
    • Today’s Rate
    • VA Guide
    • Refinance
    • Requirements
    • Benefits
    • State Guides
    • Calculator
  • Resources
    • Bases
    • Pay Center
    • BAH Rates
  • Learn
  • About Us
    • About Us
    • Contact Us

The #1 Trusted Source for Veterans and Service Members

va loan network logo

SAME DAY APPROVAL

No Money Down, Low Interest Rates, No Mortgage Insurance

Check Your Eligibility

first lead form

"*" indicates required fields

Are you looking to purchase or refinance?
What is your goal?
Are you or your spouse retired or active military?
Active Military or Retired?
Are you receiving military retirement or VA Disability pay
Have you received PCS orders?
Where are you in the buying process?
Are you working with a real estate agent?
$350k - $400k
$0
$2m +
This field is hidden when viewing the form
This field is hidden when viewing the form
Is this the first use of your VA entitlement?
What is your credit score?
Do you currently have a home to sell?
Do you currently have a VA loan on your property?*
$350k-$400k
$0
$2m +
$200k - $250k
$0
$2m +
$100k -$120k
What is the rate on your loan ?

Enter your contact details

Name*

By providing your name, email, and phone number, you consent to receive calls and texts from our VA loan specialists and lenders regarding your application. Message and data rates may apply. Your information will be used solely for this purpose. You can opt out at any time.

This field is for validation purposes and should be left unchanged.

2024 Military Pay Charts

As of January 1, 2024, all U.S. military service members received a 5.2% pay raise, marking the largest increase in over 20 years. This boost was part of the National Defense Authorization Act (NDAA), impacting everyone across the military, including active-duty members, reserves, and those in the Air Force, Army, Marines, Navy, Coast Guard, and Space Force.

To help you understand how your pay stacks up, here’s a breakdown of the 2024 military pay charts for both enlisted personnel and officers. Keep in mind that these figures represent basic pay, which doesn’t include extra allowances like Basic Allowance for Housing (BAH) or Basic Allowance for Subsistence (BAS), which many service members receive to help cover housing and food costs.

Military Pay Calculator

In this Article

  • Calculate Your Military Compensation
  • Estimated Monthly Pay
  • How to Use the Military Pay Calculator
  • What Does the Calculator Include?
  • Why Knowing Your Pay Matters
  • Tips for Maximizing Your Benefits
  • 2024 Enlisted Military Pay
  • 2024 Officer Pay Charts
  • Additional 2024 Military Pay Details
  • Understanding Military Ranks and Pay Grades
  • Pay Grade vs. Rank Equivalency Table
  • Summary
  • Military Pay FAQ

Calculate Your Military Compensation

Estimated Monthly Pay

$0
Basic Pay: $0 Housing Allowance (BAH): $0 Subsistence Allowance (BAS): $0

How to Use the Military Pay Calculator

The Military Pay Calculator helps service members estimate their total monthly compensation, including Basic Pay, Basic Allowance for Housing (BAH), and Basic Allowance for Subsistence (BAS). Understanding your military pay structure is essential for budgeting and making informed financial decisions.

What Does the Calculator Include?

  • Basic Pay: Determined by your pay grade and years of service.
  • BAH: Varies by location, rank, and dependent status to cover housing costs.
  • BAS: Helps offset food expenses for service members.

Why Knowing Your Pay Matters

Planning your finances is easier when you understand your pay breakdown. Whether you’re preparing for a PCS move, purchasing a home, or saving for future expenses, this tool gives you a clear view of your earnings.

Tips for Maximizing Your Benefits

  • Compare Housing Options: Use your BAH estimate to decide between on-base and off-base housing.
  • Save Smart: Allocate a portion of your pay for an emergency fund or long-term investments.
  • Understand Deductions: Be aware of potential deductions for taxes, health care, or retirement contributions.

This calculator is a valuable resource for managing your military pay efficiently and planning for financial security. Use it to explore your earning potential and make informed decisions about your financial future!

2024 Enlisted Military Pay

Enlisted service members get paid based on their rank, or pay grade, and how long they’ve served. Below is a breakdown of the basic pay rates for enlisted members in 2024:

Pay Chart for Enlisted Personnel (Less Than 2 Years to Over 6 Years of Service)

Pay Grade2 Years or LessOver 2 YearsOver 3 YearsOver 4 YearsOver 6 Years
E-7$3,625$3,956$4,108$4,308$4,465
E-6$3,135$3,450$3,603$3,751$3,905
E-5$2,872$3,066$3,214$3,366$3,602
E-4$2,634$2,769$2,918$3,067$3,197
E-3$2,378$2,527$2,680$2,680$2,680
E-2$2,261$2,261$2,261$2,261$2,261
E-1$2,017$2,017$2,017$2,017$2,017
E-1 (< 4 mos)$1,865$1,865$1,865$1,865$1,865

Pay Chart for Enlisted Personnel (8 Years to Over 16 Years of Service)

Pay GradeOver 8 YearsOver 10 YearsOver 12 YearsOver 14 YearsOver 16 Years
E-9N/A$6,370$6,515$6,697$6,910
E-8$5,215$5,445$5,588$5,759$5,945
E-7$4,734$4,886$5,155$5,380$5,532
E-6$4,252$4,388$4,650$4,730$4,788
E-5$3,849$4,052$4,076$4,076$4,076

Pay Chart for Enlisted Personnel (18 Years to Over 26 Years of Service)

Pay GradeOver 18 YearsOver 20 YearsOver 22 YearsOver 24 YearsOver 26 Years
E-9$7,127$7,472$7,765$8,073$8,544
E-8$6,279$6,449$6,737$6,897$7,291
E-7$5,695$5,758$5,970$6,083$6,515

For those with over 30 years of service, enlisted pay maxes out at $8,970 per month for the top pay grade of E-9.

Reference


2024 Officer Pay Charts

Similar to enlisted personnel, military officers are paid based on rank and years of service. Below is a look at how pay breaks down for officers in 2024:

Officer Pay Chart (Less Than 2 Years to Over 6 Years of Service)

Pay Grade2 Years or LessOver 2 YearsOver 3 YearsOver 4 YearsOver 6 Years
O-8$12,804$13,223$13,502$13,579$13,927
O-7$10,639$11,133$11,362$11,544$11,873
O-6$8,068$8,864$9,445$9,445$9,481
O-5$6,726$7,577$8,101$8,200$8,527
O-4$5,803$6,717$7,166$7,265$7,682

Officer Pay Chart (8 Years to Over 16 Years of Service)

Pay GradeOver 8 YearsOver 10 YearsOver 12 YearsOver 14 YearsOver 16 Years
O-8$14,507$14,642$15,193$15,351$15,826
O-7$12,198$12,574$12,949$13,325$14,507
O-6$9,888$9,941$9,941$10,506$11,505
O-5$8,723$9,153$9,470$9,878$10,502

Additional 2024 Military Pay Details

Aside from basic pay, military members may qualify for allowances like the Basic Allowance for Housing (BAH) and Basic Allowance for Subsistence (BAS), which help offset housing and food costs. These allowances are not taxable, and together they can significantly boost a service member’s overall monthly compensation.

It’s also important to note that some service members in specialized positions, like the Sergeant Major of the Army or the Master Chief Petty Officer of the Navy, receive fixed pay rates, regardless of how long they’ve served in that position.


Understanding Military Ranks and Pay Grades

Military pay is structured based on rank and pay grade, both of which play a big role in determining how much you earn. If you’re new to the system, it might seem confusing, but here’s a simplified breakdown:

Enlisted Ranks (E-1 to E-9)

Enlisted personnel make up the bulk of the military and range from entry-level ranks to higher supervisory roles. Pay grades for enlisted members start at E-1 (Private) and go up to E-9 (Sergeant Major), with higher rank bringing more responsibilities and a bigger paycheck.

Warrant Officers (W-1 to W-5)

Warrant officers are specialists in technical fields, with ranks starting at W-1 and going up to W-5. They serve as a bridge between enlisted personnel and commissioned officers and usually focus on a specific area of expertise.

Commissioned Officers (O-1 to O-10)

Commissioned officers are the top leadership in the military. They start at O-1 (Second Lieutenant) and can go as high as O-10 (General or Admiral). These officers take on leadership roles, often managing large groups of personnel or high-level strategy and operations.

Pay Grade vs. Rank Equivalency Table

Here’s a quick snapshot of how pay grades line up with military ranks:

Pay GradeArmy RankMarine Corps RankNavy/Coast Guard RankAir Force/Space Force Rank
E-1PrivatePrivateSeaman RecruitAirman Basic
E-5SergeantSergeantPetty Officer Second ClassStaff Sergeant
E-7Sergeant First ClassGunnery SergeantChief Petty OfficerMaster Sergeant
O-1Second LieutenantSecond LieutenantEnsignSecond Lieutenant
O-3CaptainCaptainLieutenantCaptain
W-2Chief Warrant OfficerChief Warrant OfficerChief Warrant OfficerChief Warrant Officer

Summary

The 2024 military pay charts reflect a significant boost in compensation thanks to the 5.2% pay raise, the largest increase in over two decades. This adjustment impacts all active-duty service members, reserves, and officers across every branch, including the Air Force, Army, Marine Corps, Navy, Coast Guard, and Space Force.

Whether you’re just starting your military career or you’re a seasoned veteran, these updated pay charts will help you understand how your basic pay is determined based on your rank and years of service. Be sure to consider additional allowances like BAH and BAS, which are tax-free and can greatly enhance your total monthly compensation. For those in specialized positions, such as warrant officers or senior enlisted advisors, you may have additional fixed pay and benefits to account for.

With this guide, you’ll have a clear understanding of your military pay structure and what to expect as you move up in rank and gain experience.

Military Pay FAQ

1. How is military pay determined?

Military pay is primarily based on rank (pay grade) and years of service. As you move up in rank and gain more experience, your pay increases accordingly.

2. What is the difference between basic pay and allowances?

Basic pay is your core salary, taxable income determined by your rank and years of service. Allowances, such as Basic Allowance for Housing (BAH) and Basic Allowance for Subsistence (BAS), are non-taxable and help cover living expenses.

3. Does the 2024 pay raise apply to all service members?

Yes, the 5.2% pay raise applies to all service members, including active-duty, reserves, and members of all military branches, such as the Air Force, Army, Navy, Marine Corps, Coast Guard, and Space Force.

4. Are military allowances taxable?

No, allowances such as BAH and BAS are non-taxable, meaning they do not count toward your taxable income, which can make a significant difference in your total take-home pay.

5. How often does military pay increase?

Military pay is reviewed and typically adjusted annually based on cost-of-living changes and inflation. The National Defense Authorization Act (NDAA) is usually responsible for setting pay increases.

6. What happens if I’m deployed—does my pay change?

Yes, service members deployed to certain areas may qualify for additional compensation, such as hazardous duty pay or combat zone tax exclusions that increase total pay.

7. What is the Basic Allowance for Housing (BAH)?

BAH is an allowance provided to service members to cover housing costs. It varies based on location, rank, and whether you have dependents.

8. Do higher ranks receive fixed pay after a certain number of years?

Yes, some senior enlisted positions, like Sergeant Major of the Army or Master Chief Petty Officer of the Navy, receive a fixed pay rate, regardless of years of service in that position.

Related Posts

About Basic Allowance for Housing (BAH)2024 Basic Allowance for Housing (BAH) Military Pay CenterMilitary Pay Center How BAH Covers Your VA Mortgage LoanHow BAH Covers Your VA Mortgage Loan 2025 bAH rates releasedDoD Releases 2025 Basic Allowance for Housing Rates 2025 Military Base Pay: A Complete Guide2025 Military Base Pay: A Complete Guide california bah ratesBasic Housing Allowance (BAH) Rates in California

Our Latest Article

Natural Disaster Assistance for Veterans

Natural Disaster Assistance for Veterans

VA Loans

  • VA Loan Guide
  • VA Benefits
  • Credit Requirements
  • Loan Requirements
  • First-time Homebuyers
  • VA Loan Process
  • VA Certificate of Eligibility

About Us

    • Apply Now
    • About Us
    • Contact Us
    • Legal Disclosures

 

Follow Us

  • Follow
  • Follow
  • Follow

Our Blog

  • Learn
  • VA Loans
  • Mortgage
  • Real Estate
  • Trends
  • Veteran Life
  • News
  • Credit

Copyright © 2025  VA Loan Network

3128 Napier Pk Shavano Park, TX 78231 Phone: (800) 230-7201 Email: [email protected]

Pin It on Pinterest