Who Qualifies for a VA Loan?
To qualify for a VA loan, borrowers must meet service and eligibility criteria established by the Department of Veterans Affairs. These criteria are based on time in service, the type of service, and discharge conditions.
General service requirements for VA loan eligibility include:
- Active Duty During Wartime: 90 consecutive days of service.
- Active Duty During Peacetime: 181 consecutive days of service.
- National Guard or Reserves: Six years of service, or 90 days under Title 32 orders (with at least 30 consecutive days served).
Eligible groups for VA loans:
- Veterans: Must have completed required active-duty service and received a discharge other than dishonorable.
- Active-Duty Service Members: Current personnel actively serving in the military.
- National Guard and Reserve Members: Eligibility requires six years of service or 90 days of active-duty service during wartime.
- Surviving Spouses: Spouses of service members who died in the line of duty or from a service-related injury may also qualify for VA loan benefits.
VA Loan Eligibility Calculator
Military Bases in Texas
Explore the military bases below for detailed information on each location, including area guides, PCS resources, and real estate updates.
Dyess AFB
- Address: 317 Ave B, Dyess AFB, Abilene, TX 79607
- Phone: (325) 696-1110
- Website: Official Website
Description: Located near Abilene’s central business district, Dyess AFB serves as an emergency landing site for the NASA Space Shuttle orbiter. The base is home to the 7th Bomb Wing, the Air Combat Command’s leading operational B-1B unit.
Goodfellow AFB
- Address: 351 Kearney Blvd, San Angelo, TX 76908
- Phone: (325) 654-1110
- Website: Official Website
Description: A non-flying base under the Air Education & Training Command, primarily conducting cryptologic and intelligence training for the Air Force, Army, Navy, and Marine Corps.
Laughlin AFB
- Address: 47th Medical Group, 589 Texas Ave, Laughlin AFB, Del Rio, TX 78840
- Phone: (830) 298-3511
- Website: Official Website
Description: Home to the 47th Flying Training Wing, one of the world’s leading pilot training bases, where about 400 military pilots earn their wings annually.
Sheppard AFB
- Address: 1810 J Ave, Sheppard AFB, TX 76311
- Phone: (940) 676-2511
- Website: Official Website
Description: The largest and most diversified training base in Air Education and Training Command, featuring the Euro-NATO Joint Jet Pilot Training program, which produces combat pilots for the USAF and NATO.
Corpus Christi Army Depot
- Address: 308 Crecy St, Corpus Christi, TX 78419
- Phone: (361) 961-3488
- Website: Official Website
Description: The largest facility for helicopter repair globally, providing maintenance services for U.S. and international military aircraft. It also trains personnel from the Army, National Guard, and international forces.
Fort Bliss
- Address: 110 Sheridan Rd, Fort Bliss, TX 79916
- Phone: (915) 568-2121
- Website: Official Website
Description: A key training and deployment center spanning Texas and New Mexico, capable of supporting long-range air defense artillery missile training and providing critical infrastructure for live-fire exercises.
Fort Cavazos
- Address: 761st Tank Battalion Ave, Fort Cavazos, TX 76544
- Phone: (254) 287-1110
- Website: Official Website
Description: The largest active-duty armored post in the U.S., hosting the 1st Cavalry Division and the 4th Infantry Division. It provides extensive live-fire training with over 800 miles of roads and multiple ranges.
Red River Army Depot
- Address: 100 James Carlow Dr, Texarkana, TX 75507
- Phone: (903) 334-2000
- Website: Official Website
Description: An 18,000-acre facility specializing in the remanufacture and repair of Mine Resistant Ambush Protected Vehicles (MRAP) and providing global ammunition and general storage services.
NAS Corpus Christi
- Address: 11001 D St, Corpus Christi, TX 78419
- Phone: (361) 961-2811
- Website: Official Website
Description: A key training base for naval aviators, home to the Chief of Naval Air Training, and also hosts the largest helicopter repair facility, the Corpus Christi Army Depot.
Fort Worth NAS JRB
- Address: 1510 Chennault Ave, Fort Worth, TX 76127
- Phone: (817) 782-5000
- Website: Official Website
Description: Jointly used by the Navy, Marine Corps, and Air Force reserve units, it serves as an important reserve training base while also hosting Lockheed Martin Aeronautics for aircraft assembly.
Kingsville NAS
- Address: 554 McCain St, Kingsville, TX 78363
- Phone: (361) 516-6140
- Website: Official Website
Description: A premier U.S. Navy jet aviation training base, home to Training Air Wing TWO, and host of the annual Wings Over South Texas Airshow.
Ellington Field Joint Reserve Base
- Address: 11911 Ellington Field St, Houston, TX 77034
- Phone: (713) 847-4200
- Website: Official Website
Description: A civil-military airport that supports NASA, Texas Air National Guard, and U.S. Coast Guard operations, as well as providing reconnaissance missions for the 147th Reconnaissance Wing.
Fort Sam Houston
- Address: 2831 Stanley Rd, San Antonio, TX 78234
- Phone: (210) 221-1110
- Website: Official Website
Description: A key military medical training center, home to U.S. Army North, the Army Medical Command, and Brooke Army Medical Center, one of the largest military medical training facilities in the world.
Lackland AFB
- Address: 1561 Stewart St, San Antonio, TX 78236
- Phone: (210) 671-1110
- Website: Official Website
Description: Known for being the Air Force’s primary training base, providing basic military and technical training for over 86,000 students annually across its four primary training wings.
Randolph AFB
- Address: 1 Washington Cir, Randolph AFB, TX 78150
- Phone: (210) 652-1110
- Website: Official Website
Description: Headquarters of the Air Education and Training Command, Randolph AFB is also home to the 12th Flying Training Wing, conducting continuous flight training operations on parallel runways.
Camp Mabry
- Address: 2200 W 35th St, Austin, TX 78703
- Phone: (512) 782-5001
- Website: Official Website
Description: Headquarters of the Texas Military Forces, including the Army and Air National Guard, Camp Mabry provides emergency readiness and assistance to the National Guard and local communities.
Exchange Service Headquarters Dallas
- Address: 3911 S Walton Walker Blvd, Dallas, TX 75236
- Phone: (214) 312-6200
- Website: Official Website
Description: Headquarters for the Army & Air Force Exchange Service (AAFES), supporting quality goods and services to military patrons and funding Morale, Welfare, and Recreation (MWR) programs.
Camp Bullis
- Address: 6750 Camp Bullis Rd, San Antonio, TX 78257
- Phone: (210) 295-7611
- Website: Official Website
Description: A vital field training area used by various military units, including medical personnel from Joint Base San Antonio. The camp spans over 28,000 acres and offers critical live-fire and combat simulation training.