2026 BAH Rates in Alabama – ZIP Code Housing Allowance
The 2026 Basic Allowance for Housing (BAH) rates in Alabama are now live. These rates help active-duty military members cover housing costs while living off base and vary by location, rank, and dependency status. Whether you’re stationed at Maxwell AFB, Redstone Arsenal, Fort Novosel, or elsewhere in the state, use the charts below to find your local BAH rate by ZIP code and pay grade.
BAH rates in Alabama increased by an average of 5.4% in 2026, reflecting rising rent trends across urban and rural Military Housing Areas. This update ensures service members have housing support that adjusts to market conditions across Huntsville, Montgomery, Dothan, and more.
Check VA Rates and Get-Approved for a VA Loan Today
Helpful PCS & BAH Resources for Service Members in Alabama
- Official BAH Rate Lookup Tool – Use the DoD’s tool to verify 2026 BAH rates by ZIP code or duty station.
- Move.mil – PCS Planning Portal – Access relocation support, entitlements, and housing advice for Alabama transfers.
- Air Force Housing Office – Get support with off-base housing near Maxwell AFB and other Alabama installations.
View BAH Rates in:
Convert Your BAH to VA Buying Power
Enter your BAH and key financials. We’ll estimate a comfortable VA home price and the resulting monthly payment.
Explore More BAH Insights
What is the Basic Allowance for Housing (BAH)?
The Basic Allowance for Housing (BAH) is an essential financial benefit provided to active-duty U.S. military personnel. It helps cover housing costs for those serving away from their home installations. BAH amounts are determined by factors such as rank, whether you have dependents, and your assigned location, ensuring that your allowance aligns with local rental market conditions.
Each year, the Department of Defense reviews and adjusts BAH rates to match shifting housing costs. Below are the latest BAH figures for Alabama, allowing you to quickly identify the rate that applies to your rank and dependent status.
How BAH Rates Are Determined
BAH rates depend on your duty station, military rank, and whether you have dependents. Updated annually, these rates remain in step with changing regional rental prices. Key considerations include:
- Location: Rental costs vary widely, so BAH rates differ from one area of Alabama to another.
- Rank: Higher-ranking service members receive higher allowances, reflecting their increased responsibilities and housing needs.
- Dependents: Service members with dependents typically qualify for a higher BAH rate to ensure adequate family-friendly accommodations.
BAH is designed to ensure that service members can afford appropriate housing within the local market, helping them secure comfortable, safe lodging near their assigned installations.
How to Use the BAH Charts
Below, you’ll find BAH rate charts for several locations throughout Alabama. To determine your monthly allowance:
- Identify your assigned MHA (Military Housing Area).
- Locate your rank in the chart.
- Confirm whether you have dependents.
Using this information, you can easily find the monthly housing allowance appropriate for your situation, allowing you to effectively plan and maintain financial stability during your time in Alabama.
2026 Alabama BAH Rate Charts
In 2026, the Basic Allowance for Housing (BAH) rates in Alabama have risen in line with the national average increase of approximately 5.4%. This adjustment, made annually by the Department of Defense, ensures that allowances keep pace with local housing costs and provide the financial support needed for service members to find suitable off-base housing.
Below are the updated BAH rate charts for key Alabama MHAs. Use these tables to quickly determine your housing allowance based on your rank and dependent status.
ANNISTON/FORT MCCLELLAN, AL BAH Rates
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,176 | $1,065 |
| E02 | $1,176 | $1,065 |
| E03 | $1,176 | $1,065 |
| E04 | $1,176 | $1,065 |
| E05 | $1,185 | $1,119 |
| E06 | $1,491 | $1,164 |
| E07 | $1,560 | $1,191 |
| E08 | $1,638 | $1,251 |
| E09 | $1,755 | $1,335 |
| W01 | $1,509 | $1,188 |
| W02 | $1,590 | $1,248 |
| W03 | $1,689 | $1,347 |
| W04 | $1,782 | $1,500 |
| W05 | $1,899 | $1,575 |
| O01E | $1,572 | $1,197 |
| O02E | $1,671 | $1,314 |
| O03E | $1,800 | $1,482 |
| O01 | $1,230 | $1,161 |
| O02 | $1,488 | $1,194 |
| O03 | $1,686 | $1,377 |
| O04 | $1,935 | $1,557 |
| O05 | $2,115 | $1,596 |
| O06 | $2,130 | $1,665 |
| O07 | $2,142 | $1,692 |
BAH for ANNISTON/FORT MCCLELLAN, AL includes the following zip codes: 35014, 35032, 35044, 35082, 35096, 35149, 35150, 35151, 35160, 35161, 35901, 35902, 35903, 35904, 35905, 35906, 35907, 35952, 35954, 35956, 35972, 35990, 36201, 36202, 36203, 36204, 36205, 36206, 36207, 36250, 36251, 36253, 36254, 36255, 36257, 36258, 36260, 36261, 36262, 36264, 36265, 36266, 36267, 36268, 36269, 36271, 36272, 36273, 36277, 36279
FORT NOVOSEL, AL BAH Rates
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,440 | $1,167 |
| E02 | $1,440 | $1,167 |
| E03 | $1,440 | $1,167 |
| E04 | $1,440 | $1,167 |
| E05 | $1,572 | $1,251 |
| E06 | $1,743 | $1,317 |
| E07 | $1,929 | $1,446 |
| E08 | $2,136 | $1,611 |
| E09 | $2,346 | $1,761 |
| W01 | $1,761 | $1,407 |
| W02 | $2,013 | $1,608 |
| W03 | $2,268 | $1,764 |
| W04 | $2,373 | $1,800 |
| W05 | $2,502 | $1,977 |
| O01E | $1,968 | $1,569 |
| O02E | $2,232 | $1,674 |
| O03E | $2,394 | $1,797 |
| O01 | $1,602 | $1,305 |
| O02 | $1,740 | $1,533 |
| O03 | $2,262 | $1,767 |
| O04 | $2,541 | $1,941 |
| O05 | $2,742 | $2,058 |
| O06 | $2,760 | $2,247 |
| O07 | $2,778 | $2,283 |
BAH for FORT NOVOSEL, AL includes the following zip codes: 36301, 36302, 36303, 36304, 36305, 36310, 36311, 36312, 36313, 36314, 36316, 36317, 36318, 36319, 36320, 36321, 36322, 36323, 36330, 36331, 36340, 36343, 36344, 36345, 36346, 36349, 36350, 36351, 36352, 36353, 36360, 36361, 36362, 36370, 36371, 36373, 36374, 36375, 36376, 36453, 36477
HUNTSVILLE, AL BAH Rates
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,668 | $1,284 |
| E02 | $1,668 | $1,284 |
| E03 | $1,668 | $1,284 |
| E04 | $1,668 | $1,284 |
| E05 | $1,797 | $1,443 |
| E06 | $2,079 | $1,557 |
| E07 | $2,133 | $1,671 |
| E08 | $2,187 | $1,860 |
| E09 | $2,286 | $1,935 |
| W01 | $2,097 | $1,635 |
| W02 | $2,154 | $1,857 |
| W03 | $2,229 | $1,947 |
| W04 | $2,307 | $2,085 |
| W05 | $2,415 | $2,142 |
| O01E | $2,139 | $1,794 |
| O02E | $2,214 | $1,917 |
| O03E | $2,325 | $2,070 |
| O01 | $1,839 | $1,536 |
| O02 | $2,076 | $1,758 |
| O03 | $2,226 | $1,974 |
| O04 | $2,445 | $2,127 |
| O05 | $2,607 | $2,154 |
| O06 | $2,625 | $2,205 |
| O07 | $2,640 | $2,241 |
BAH for HUNTSVILLE, AL includes the following zip codes: 35016, 35175, 35601, 35602, 35603, 35609, 35611, 35612, 35613, 35614, 35615, 35619, 35620, 35621, 35622, 35640, 35647, 35649, 35670, 35671, 35673, 35699, 35739, 35741, 35742, 35747, 35748, 35749, 35750, 35754, 35756, 35757, 35758, 35759, 35760, 35761, 35762, 35763, 35767, 35773, 35775, 35801, 35802, 35803, 35804, 35805, 35806, 35807, 35808, 35809, 35810, 35811, 35812, 35813, 35814, 35815, 35816, 35824, 35893, 35894, 35895, 35896, 35897, 35898, 35899, 35950, 35951, 35957, 35964, 35976, 35980
MOBILE, AL BAH Rates
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,731 | $1,302 |
| E02 | $1,731 | $1,302 |
| E03 | $1,731 | $1,302 |
| E04 | $1,731 | $1,302 |
| E05 | $1,887 | $1,473 |
| E06 | $2,073 | $1,587 |
| E07 | $2,118 | $1,734 |
| E08 | $2,169 | $1,929 |
| E09 | $2,286 | $1,974 |
| W01 | $2,091 | $1,689 |
| W02 | $2,139 | $1,926 |
| W03 | $2,205 | $1,983 |
| W04 | $2,319 | $2,076 |
| W05 | $2,463 | $2,127 |
| O01E | $2,124 | $1,884 |
| O02E | $2,193 | $1,965 |
| O03E | $2,340 | $2,064 |
| O01 | $1,917 | $1,572 |
| O02 | $2,070 | $1,839 |
| O03 | $2,202 | $2,001 |
| O04 | $2,508 | $2,112 |
| O05 | $2,730 | $2,136 |
| O06 | $2,751 | $2,181 |
| O07 | $2,766 | $2,217 |
BAH for MOBILE, AL includes the following zip codes: 36505, 36507, 36509, 36511, 36512, 36521, 36522, 36523, 36525, 36526, 36527, 36528, 36530, 36532, 36533, 36535, 36536, 36541, 36542, 36544, 36547, 36549, 36550, 36551, 36555, 36559, 36560, 36561, 36562, 36564, 36567, 36568, 36571, 36572, 36574, 36575, 36576, 36577, 36578, 36579, 36580, 36582, 36587, 36590, 36601, 36602, 36603, 36604, 36605, 36606, 36607, 36608, 36609, 36610, 36611, 36612, 36613, 36615, 36616, 36617, 36618, 36619, 36628, 36633, 36640, 36641, 36644, 36652, 36660, 36663, 36670, 36671, 36675, 36685, 36688, 36689, 36691, 36693, 36695
MONTGOMERY, AL BAH Rates
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,605 | $1,269 |
| E02 | $1,605 | $1,269 |
| E03 | $1,605 | $1,269 |
| E04 | $1,605 | $1,269 |
| E05 | $1,683 | $1,431 |
| E06 | $1,758 | $1,527 |
| E07 | $1,818 | $1,605 |
| E08 | $1,887 | $1,704 |
| E09 | $2,034 | $1,713 |
| W01 | $1,773 | $1,590 |
| W02 | $1,845 | $1,701 |
| W03 | $1,935 | $1,719 |
| W04 | $2,073 | $1,764 |
| W05 | $2,244 | $1,833 |
| O01E | $1,827 | $1,680 |
| O02E | $1,920 | $1,710 |
| O03E | $2,100 | $1,746 |
| O01 | $1,701 | $1,524 |
| O02 | $1,755 | $1,662 |
| O03 | $1,932 | $1,725 |
| O04 | $2,298 | $1,815 |
| O05 | $2,565 | $1,923 |
| O06 | $2,583 | $1,938 |
| O07 | $2,598 | $1,950 |
BAH for MONTGOMERY, AL includes the following zip codes: 36003, 36006, 36008, 36013, 36020, 36022, 36024, 36025, 36031, 36032, 36036, 36039, 36040, 36043, 36045, 36046, 36047, 36051, 36052, 36054, 36057, 36064, 36065, 36066, 36067, 36068, 36069, 36075, 36078, 36080, 36083, 36087, 36088, 36092, 36093, 36101, 36102, 36103, 36104, 36105, 36106, 36107, 36108, 36109, 36110, 36111, 36112, 36113, 36114, 36115, 36116, 36117, 36118, 36119, 36120, 36121, 36123, 36124, 36125, 36130, 36131, 36132, 36135, 36140, 36141, 36142, 36177, 36191, 36749, 36752, 36785, 36866
AUBURN, AL BAH Rates
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,617 | $1,407 |
| E02 | $1,617 | $1,407 |
| E03 | $1,617 | $1,407 |
| E04 | $1,617 | $1,407 |
| E05 | $1,707 | $1,473 |
| E06 | $1,833 | $1,527 |
| E07 | $2,043 | $1,617 |
| E08 | $2,274 | $1,740 |
| E09 | $2,502 | $1,878 |
| W01 | $1,851 | $1,596 |
| W02 | $2,136 | $1,737 |
| W03 | $2,421 | $1,881 |
| W04 | $2,532 | $1,920 |
| W05 | $2,673 | $2,094 |
| O01E | $2,085 | $1,704 |
| O02E | $2,379 | $1,785 |
| O03E | $2,556 | $1,917 |
| O01 | $1,731 | $1,521 |
| O02 | $1,830 | $1,680 |
| O03 | $2,412 | $1,884 |
| O04 | $2,718 | $2,055 |
| O05 | $2,934 | $2,202 |
| O06 | $2,955 | $2,400 |
| O07 | $2,976 | $2,439 |
BAH for AUBURN, AL includes the following zip codes: 36801, 36802, 36803, 36804, 36830, 36831, 36832, 36849, 36850, 36852, 36865, 36870, 36872, 36874, 36877, 36879
BIRMINGHAM, AL BAH Rates
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $2,223 | $1,668 |
| E02 | $2,223 | $1,668 |
| E03 | $2,223 | $1,668 |
| E04 | $2,223 | $1,668 |
| E05 | $2,439 | $1,878 |
| E06 | $2,532 | $2,031 |
| E07 | $2,550 | $2,232 |
| E08 | $2,559 | $2,463 |
| E09 | $2,583 | $2,478 |
| W01 | $2,547 | $2,160 |
| W02 | $2,556 | $2,460 |
| W03 | $2,568 | $2,484 |
| W04 | $2,598 | $2,520 |
| W05 | $2,682 | $2,532 |
| O01E | $2,553 | $2,436 |
| O02E | $2,562 | $2,472 |
| O03E | $2,613 | $2,517 |
| O01 | $2,457 | $2,007 |
| O02 | $2,529 | $2,370 |
| O03 | $2,565 | $2,490 |
| O04 | $2,703 | $2,523 |
| O05 | $2,826 | $2,535 |
| O06 | $2,847 | $2,538 |
| O07 | $2,865 | $2,556 |
BAH for BIRMINGHAM, AL includes the following zip codes: 35004, 35005, 35006, 35007, 35015, 35020, 35021, 35022, 35023, 35036, 35040, 35043, 35048, 35051, 35052, 35054, 35060, 35061, 35062, 35064, 35068, 35071, 35073, 35078, 35080, 35091, 35094, 35111, 35112, 35114, 35115, 35116, 35117, 35118, 35119, 35120, 35123, 35124, 35125, 35126, 35127, 35128, 35131, 35135, 35137, 35139, 35142, 35143, 35144, 35146, 35147, 35172, 35173, 35176, 35178, 35180, 35181, 35182, 35185, 35186, 35187, 35201, 35202, 35203, 35204, 35205, 35206, 35207, 35208, 35209, 35210, 35211, 35212, 35213, 35214, 35215, 35216, 35217, 35218, 35219, 35220, 35221, 35222, 35223, 35224, 35226, 35228, 35229, 35231, 35232, 35233, 35234, 35235, 35236, 35237, 35238, 35242, 35243, 35244, 35246, 35249, 35253, 35254, 35255, 35259, 35260, 35261, 35266, 35270, 35282, 35283, 35285, 35287, 35288, 35290, 35291, 35292, 35293, 35294, 35295, 35296, 35297, 35298, 35953, 35987
2026 BAH FAQs for Alabama
How much did BAH increase in Alabama for 2026?
BAH in Alabama increased by an average of 5.4%, with the biggest jumps seen in areas near Redstone Arsenal and Montgomery.
Which Alabama ZIP codes have the highest BAH?
ZIP codes near Maxwell AFB and Huntsville (Redstone Arsenal) have the highest BAH due to rental demand and population growth.
Do all ranks receive the same BAH in Alabama?
No. BAH in Alabama varies by rank and dependency status. Higher ranks and those with dependents receive larger allowances.
Can BAH fully cover rent off base?
Yes, especially in lower-cost areas like Enterprise, Dothan, and Anniston. In high-demand zones, BAH may cover most rent.
How often are BAH rates updated in Alabama?
Rates are updated every January by the Department of Defense based on housing market surveys and rental data.
Does BAH change if I PCS within Alabama?
Yes. BAH is based on your duty station ZIP code. If you move between bases, your rate may adjust accordingly.
What’s the BAH for an E-5 with dependents in Montgomery?
In 2026, an E-5 with dependents near Maxwell AFB receives approximately $1,845/month in BAH. Rates vary by ZIP.
Can single service members receive BAH in Alabama?
Yes, but typically only if not assigned to base housing. The “without dependents” BAH rate applies in those cases.
Is Alabama considered high cost for BAH?
No. Alabama is generally a low-to-moderate BAH state, with exceptions around high-growth cities like Huntsville.
Where can I check my Alabama BAH rate?
Visit the DoD BAH calculator to view 2026 rates by ZIP code and pay grade.
