Mortgage rates have been a hot topic in recent years, and as we move into 2025, homeowners,...
The Latest Articles from Our Experts
How Long it Takes to Close on a VA Loan?
What to Look for in a VA Lender
What is the Loan-to-Value (LTV) Ratio
Should You Refinance Your FHA Loan to a VA Loan?
Do VA loans have PMI?
Recasting a VA Loan: A Guide for Veterans
Locking in a Low VA Mortgage Rate in 2024
Using a VA Loan to Buy a Multi-Family Home
What Will Happen with Mortgage Rates in 2025?
Non-Allowable Fees for VA Loans
Texas Mortgage Credit Certificate Program (MCC)
Understanding the VA Certificate of Eligibility
VA Loan Guidelines on Self Employed Eligibility
Should You Lock in Your Mortgage Rate Now?
What Will Happen with Mortgage Rates in 2025?
by Randall Yates | Jan 6, 2025
2025 Forecast for Mortgage Rates: What Veterans Should Plan For
by Randall Yates | Dec 26, 2024
Navigating the ever-changing world of mortgage rates can feel overwhelming, especially if you're a...
Fixed-Rate vs. Adjustable-Rate Mortgages: Which is Right for You?
by Ally Abernathy | Dec 24, 2024
Choosing the right type of mortgage is a crucial decision that can impact your financial future....
Texas Mortgage Credit Certificate Program (MCC)
by Ally Abernathy | Dec 16, 2024
The Texas Mortgage Credit Certificate (MCC) Program is a valuable resource for first-time...
Texas Bootstrap Loan Program
by Scott Levine | Dec 14, 2024
The Texas Bootstrap Loan Program empowers low-income families, including veterans, to achieve...
Habitat for Humanity Veterans Build Program
by Ally Abernathy | Dec 14, 2024
The Habitat for Humanity Veterans Build Program is a unique initiative designed to help veterans...
My First Texas Home Program: A Complete Guide
by Randall Yates | Dec 14, 2024
Purchasing your first home is an exciting milestone, but it can also feel overwhelming. That’s...
San Antonio Homeownership Incentive Program (HIP)
by admin | Dec 13, 2024
Owning a home is one of the most significant milestones in life, but it can feel out of reach for...
Denied a VA loan? An FHA Loan Might be Your Solution
by Randall Yates | Dec 4, 2024
Veterans and service members have earned the right to use a VA loan through their dedicated...
VA Adaptive Housing Grants: A Complete Guide
by Randall Yates | Nov 18, 2024
The VA Adaptive Housing Grants are pivotal resources for veterans and service members living with...
VA Loan Guidelines on Self Employed Eligibility
by Ally Abernathy | Nov 14, 2024
Navigating the path to homeownership can be complex, particularly for self-employed individuals....
Should You Lock in Your Mortgage Rate Now?
by Scott Levine | Oct 31, 2024
In a fluctuating market, deciding whether to lock in a mortgage rate can be daunting for many...
The Role of Earnest Money in the Home Buying Process
by Scott Levine | Oct 17, 2024
The home buying process can often feel like a whirlwind of paperwork, decisions, and financial...
How to Appeal a VA Loan Appraisal
by Ally Abernathy | Oct 16, 2024
Navigating the appraisal process can be one of the more stressful aspects of securing a VA loan....
Locking in a Low VA Mortgage Rate in 2024
by Ally Abernathy | Sep 18, 2024
Locking in a low mortgage rate with a VA loan can be a game changer, especially as we navigate...
What to Look for in a VA Lender
by Ally Abernathy | Sep 10, 2024
Buying a home is one of the biggest decisions you’ll ever make, and veterans have a great...
How Long it Takes to Close on a VA Loan?
by Randall Yates | Sep 5, 2024
VA loans are a valuable resource for veterans, active-duty service members, and their families,...
Comparing VA Rates to Conventional Mortgage Rates in 2024
by Randall Yates | Sep 5, 2024
When it comes to financing a home, choosing the right mortgage can be a complex decision. In 2024,...
Understanding the VA Home Appraisal
by admin | Sep 3, 2024
Buying a home with a VA loan offers many benefits, but understanding the VA home appraisal process...
What is the Loan-to-Value (LTV) Ratio
by Randall Yates | Aug 22, 2024
The Loan-to-Value (LTV) ratio is one of the most crucial factors that lenders consider when...
What is Debt-to-Income (DTI) Ratio | DTI Calculator
by Randall Yates | Aug 22, 2024
The Debt-to-Income (DTI) ratio is a vital financial metric that lenders use to evaluate your...
Using a VA Loan to Buy a Multi-Family Home
by Scott Levine | Aug 19, 2024
The VA loan program, backed by the U.S. Department of Veterans Affairs (VA), provides a valuable...
VA Loan Spouse Requirements
by Ally Abernathy | Aug 11, 2024
The VA loan program offers significant benefits to veterans, active-duty service members, and...
VA Loan Residual Income Chart 2024
by Ally Abernathy | Aug 10, 2024
Residual income is a critical component of the VA loan approval process, but it's often...
10 Common Misconceptions About VA Loans
by Ally Abernathy | Aug 8, 2024
VA loans (Veterans Affairs loans) are a valuable financing option designed to help U.S. military...
Recasting a VA Loan: A Guide for Veterans
by Scott Levine | Aug 8, 2024
Recasting a VA loan can be an effective way for veterans and active-duty service members to reduce...
Should You Refinance Your FHA Loan to a VA Loan?
by admin | Aug 7, 2024
Refinancing an FHA loan to a VA loan can be a smart financial decision for veterans and...
Everything You Need to Know About VA Renovation Loans
by admin | Aug 6, 2024
VA home renovation loans are a powerful financial tool that allows eligible veterans and...
Non-Allowable Fees for VA Loans
by admin | Aug 6, 2024
Navigating the home-buying process involves understanding the various costs associated with...
Do VA loans have PMI?
by admin | Aug 6, 2024
For many veterans and active-duty service members, buying a home is one of the most significant...
Understanding the VA Certificate of Eligibility
by admin | Jul 15, 2024
VA Certificate of Eligibility (COE): The Complete 2024 Guide The VA Certificate of Eligibility...