The Latest Articles from Our Experts
How the Election Will Affect the Housing Industry
What Happens to My VA Loan After Divorce?
Manual Underwriting on a VA Loan
Why VA Loans Remain a Great Deal in an Unpredictable Market
Trump Seen as Better for Stocks, Harris for Housing
Trump’s Push for Deregulation: A Boost for the Housing Market?
Veteran Financial Assistance Programs: Beyond VA Loans
How to Increase My VA Disability Rating
What Is a VA Supplemental Loan?
Non-Married Borrowers and VA Loans
Will the 2024 Election Finally Bring Homebuyers Off the Sidelines?
Non-Allowable Fees for VA Loans
What to Expect During the Home Selling Process
Should Veterans Buy or Rent in 2024? A Market Overview
How Rising Home Prices Are Impacting VA Borrowers
Veterans United Lighthouse Program
Understanding the VA Certificate of Eligibility
Top Programs to Help Veterans Transition to Civilian Careers
What You Need to Know: The Google SVA Scholarship
Can a Non-Veteran Assume a VA Loan?
How Your Credit Card Balances Impact Your Credit Scores
How to Get Help with VA Claims and Appeals
How Rising Construction Costs are Impacting Veteran New Homebuyers
Fixed-Rate vs. Adjustable-Rate Mortgages: Which is Right for You?
BAH Reserve and Transient Rates for 2025
Benefits of Buying a Small House in 2025
In an age where bigger often seems better, there’s a growing shift toward embracing smaller homes. Buying a small house in 2025 offers...
Housing Grants for Disabled Veterans
Navigating life with a service-related disability can be challenging, but housing grants for disabled veterans provide a pathway to secure...
What Will Happen with Mortgage Rates in 2025?
Mortgage rates have been a hot topic in recent years, and as we move into 2025, homeowners, buyers, and investors are all wondering the...
2025 Family Separation Allowance (FSA)
Separation from family due to military duties can be both emotionally and financially difficult. The Family Separation Allowance (FSA)...
2025 Cost of Living Allowance (COLA)
The Cost of Living Allowance (COLA) plays a significant role in supporting military families and federal employees stationed in areas with...
Financial Resolutions for Veterans in 2025
As 2025 begins, it’s the perfect time for veterans to reflect on their financial goals and set resolutions that will lead to long-term...
Debunking the Myth That VA Home Loans Cost More
VA home loans are a lifeline for veterans and active service members, offering a path to homeownership with significant advantages. Yet,...
Second-Tier Entitlement: Understanding Your VA Loan Benefits
If you’ve used your VA loan benefits before, you might wonder if you can use them again to purchase another home. The answer is yes,...
What Deployed Troops Really Want in Their Military Care Packages
Care packages are a lifeline for deployed troops, offering not just physical comfort but also emotional support. Whether you're a family...
How to Get a VA Funding Fee Refund
If you’ve recently used a VA loan or are considering one, you might have come across the term "VA funding fee." It’s a cost tied to your...
Which VA Home Loan Company Is the Least Restrictive?
When you're considering a VA home loan, finding a company with flexible requirements can make the process smoother and less stressful....
How Do You Apply for a VA Home Loan?
A VA home loan can be a game-changer for veterans and active-duty service members looking to buy a home. Backed by the Department of...
2025 Pay Schedule for Retirees and Annuitants
Planning your finances for the year ahead is essential, especially when it comes to understanding when you’ll receive your payments....
Vocational Training Programs for Disabled Veterans
Navigating life after military service can present unique challenges, especially for disabled veterans seeking new career opportunities....
How to Apply for VA Disability Benefits
Applying for VA disability benefits can seem daunting, but it doesn’t have to be. With the right guidance, the process becomes more...
2025 Forecast for Mortgage Rates: What Veterans Should Plan For
Navigating the ever-changing world of mortgage rates can feel overwhelming, especially if you're a veteran planning to buy or refinance...
Fixed-Rate vs. Adjustable-Rate Mortgages: Which is Right for You?
Choosing the right type of mortgage is a crucial decision that can impact your financial future. Two popular options are fixed-rate...
Fed Interest Rate Cut and How it Affects VA Mortgage Rates
Recently, the Federal Reserve made a decision to cut interest rates, which has left many wondering: "Does this mean mortgage rates will...
City of El Paso First-Time Homebuyers Program
Buying a home is a major milestone, but for first-time buyers, it can feel overwhelming. If you're in El Paso, Texas, you're in luck. The...
Austin First-Time Homebuyer Program
If you’ve been dreaming of owning a home in Austin, you’re not alone. With its vibrant culture and growing job market, Austin is a top...
Dallas Homebuyer Assistance Program (DHAP)
The dream of homeownership can often feel out of reach, especially for first-time buyers facing significant financial hurdles. That’s...
BAH Reserve and Transient Rates for 2025
The Basic Allowance for Housing (BAH) includes a special type called BAH Transit, BAH Type II, BAH Non-Locality, or BAH Reserve, depending...
DoD Releases 2025 Basic Allowance for Housing Rates
The 2025 Basic Allowance for Housing (BAH) rates reflect a national average increase of 5.4% compared to 2024. These adjustments are based...
VA’s Extension of Foreclosure Moratorium
The Department of Veterans Affairs (VA) has extended its foreclosure moratorium, providing vital relief for veterans with VA-backed home...
Texas Mortgage Credit Certificate Program (MCC)
The Texas Mortgage Credit Certificate (MCC) Program is a valuable resource for first-time homebuyers looking to maximize their...
Veterans United Lighthouse Program
The journey to homeownership can be challenging, particularly for those with less-than-perfect credit. For veterans and active-duty...
Houston Homebuyer Assistance Program
For many aspiring homeowners in Houston, the financial hurdles of saving for a down payment or covering closing costs can feel...
Texas Bootstrap Loan Program
The Texas Bootstrap Loan Program empowers low-income families, including veterans, to achieve affordable homeownership through sweat...
Habitat for Humanity Veterans Build Program
The Habitat for Humanity Veterans Build Program is a unique initiative designed to help veterans achieve affordable homeownership while...
My First Texas Home Program: A Complete Guide
Purchasing your first home is an exciting milestone, but it can also feel overwhelming. That’s where the My First Texas Home Program comes...
Texas Veterans Land Board (VLB) Program
The Texas Veterans Land Board (VLB) Veterans Housing Assistance Program offers unique home financing options for veterans, active-duty...
Homes for Texas Heroes: A Comprehensive Guide
Buying a home is a significant step, and for those who serve their communities, it can be especially rewarding. The Homes for Texas Heroes...
San Antonio Homeownership Incentive Program (HIP)
Owning a home is one of the most significant milestones in life, but it can feel out of reach for many first-time buyers. The San Antonio...
Do Higher Home Prices Mean Bigger VA Loans?
The real estate market can be challenging to navigate, especially with home prices climbing in many areas. As a veteran or active-duty...
Partial Entitlement vs. Full Entitlement
If you’re considering a VA loan, you’ve likely come across the terms "partial entitlement" and "full entitlement." These concepts are...
Understanding the VA Compromise Sale Program
Homeownership comes with financial responsibilities that can sometimes become overwhelming, especially for veterans facing unexpected...
Understanding the Texas Vet Loan: A Comprehensive Guide
If you’re a Texas veteran or active-duty service member looking to buy a home, you might be wondering how Texas Vet loans can make the...
What are Points on a VA Loan?
When it comes to securing a VA loan, veterans, active-duty service members, and qualifying spouses have access to some of the best...
Just Denied a VA Loan? Here’s What You Can Do
We understand that many Veterans and Service Members have had frustrating experiences with VA loan applications. Maybe you’ve been told...
Should I Move When My Spouse is Deployed?
When your spouse is deployed, life at home can feel different and challenging. One major decision many military spouses face is whether to...
Guide to Selling and Buying a Home at the Same Time
Navigating the process of selling your current home while buying a new one can feel like juggling two major life events at once. It’s a...
Military Age Restrictions: Are You Too Old to Join?
Joining the military is a calling that appeals to many people at different stages of their lives. But one question often arises: how old...
VA Loan Partial Entitlement: What You Need to Know
Navigating the world of VA loans can feel overwhelming, especially when concepts like partial entitlement come into play. As a veteran,...
Veterans Readiness and Employment (VR&E)
You may have heard of the Veterans Readiness and Employment (VR&E) program, especially if you’re a veteran looking for a new career...
From Renter to Owner: How VA Loans Are Changing Veteran Lives
For many veterans, the thought of transitioning from renting to owning a home can feel like a daunting journey. However, the VA-backed...
What is a DD Form 214 and How to Get One?
If you’ve served in the U.S. military, you’ve probably heard of the DD Form 214, often referred to as your "discharge papers." This...
Certifications That Maximize Your GI Bill Benefits
The GI Bill is a powerful tool for veterans looking to advance their careers or transition into civilian roles. While many people think of...
The Edith Nourse Rogers STEM Scholarship
The Edith Nourse Rogers STEM Scholarship is a valuable resource for veterans, service members, and eligible dependents pursuing degrees in...
What You Need to Know: The Google SVA Scholarship
The Google Student Veterans of America (SVA) Scholarship is a prestigious program aimed at supporting veterans pursuing degrees in...
What to Know: The Pat Tillman Foundation Scholarship
The Pat Tillman Foundation Scholarship is designed to support active-duty service members, veterans, and military spouses in their pursuit...
Denied a VA loan? An FHA Loan Might be Your Solution
Veterans and service members have earned the right to use a VA loan through their dedicated service to the country. This benefit offers...
VA Loan FAQ: Your Questions Answered
If you're considering a VA loan, you're likely wondering about the specifics, benefits, and requirements. VA loans are a powerful resource...
Scholarships for Veterans: Unlocking Educational Opportunities
Education can be a significant stepping stone for veterans transitioning to civilian life, and scholarships offer a valuable resource to...
Understanding VRRAP: The Veteran Rapid Retraining Assistance Program
The Veteran Rapid Retraining Assistance Program (VRRAP) was designed to address the unique challenges faced by unemployed veterans during...
The Yellow Ribbon Program: A Comprehensive Guide for Veterans
The Yellow Ribbon Program is a critical component of the Post-9/11 GI Bill, designed to make higher education more accessible for veterans...
VET TEC Alternatives: High-Tech Careers for Veterans
In today’s fast-paced technology-driven world, veterans looking to transition into civilian careers often face the challenge of gaining...
The Post-9/11 GI Bill: A Complete Guide
If you're a veteran, service member, or a qualifying family member, the Post-9/11 GI Bill is one of the most valuable benefits available...
How the VA Loan Approval Process Really Works
Understanding the VA Loan Process The VA does not lend you money. Instead, its role is to guarantee your lender against loss in case of...
Veteran Discounts Combined with Black Friday Deals
Black Friday is an excellent opportunity for veterans to maximize their savings. Many retailers offer exclusive military discounts...
Can You Get VA Benefits if You Are Legally Separated?
Navigating the world of VA benefits can be challenging, especially when dealing with life changes like a legal separation. Many veterans...
Temporary Residence Adaptation Grant
The Temporary Residence Adaptation (TRA) Grant is a lifeline for veterans with severe service-connected disabilities who need temporary...
Special Housing Adaptation (SHA) Grant: A Comprehensive Guide
The Special Housing Adaptation (SHA) Grant is a vital benefit for veterans and service members who need assistance modifying or purchasing...
Specially Adapted Housing (SAH) Grant
The Department of Veterans Affairs (VA) offers the Specially Adapted Housing (SAH) Grant to eligible veterans and service members to help...
Understanding the 20/20/20 Rule for VA Benefits
For military families navigating the complexities of VA benefits, the 20/20/20 rule is an important provision that can significantly...
Maximizing Thrift Savings Plan (TSP) Benefits
The Thrift Savings Plan (TSP) is a valuable retirement savings tool available to federal employees and members of the uniformed services....
Differences Between CRSC and CRDP
Concurrent receipt pay is a critical topic for many veterans, especially those navigating the complexities of military retirement and...
Common Myths and Misconceptions About VA Loans
For veterans and active-duty service members, VA loans are a remarkable benefit, offering a pathway to affordable homeownership with...
Step-by-Step Guide to Filing a VA Disability Claim
Navigating the VA disability claims process can feel overwhelming, but with the right preparation and understanding, you can confidently...
Property Tax Exemption for Veterans with a Disability Rating
For many veterans, transitioning to civilian life comes with unique financial challenges. Property tax exemptions for disabled veterans...
Non-Married Borrowers and VA Loans
The VA loan program is one of the most beneficial mortgage options available to veterans and service members. While most information...
How to Get Emergency Financial Assistance as a Veteran
Life can throw unexpected financial challenges your way, and as a veteran, you’re not alone. Whether it’s covering a sudden expense,...
VA Loans for Disabled Veterans: What You Need to Know
The housing market is one of the most closely watched sectors of the U.S. economy, and political changes often bring uncertainty and...
How Trump’s Win Could Affect the Housing Market & Rates
The housing market is one of the most closely watched sectors of the U.S. economy, and political changes often bring uncertainty and...
What Is a VA Supplemental Loan?
If you’re a veteran or active-duty service member, you might already know about the incredible benefits of a VA loan. But did you know...
Can You Buy a Fixer-Upper with a VA Loan?
Purchasing a fixer-upper can be an exciting journey, offering the opportunity to turn a less-than-perfect property into your dream home....
VA Adaptive Housing Grants: A Complete Guide
The VA Adaptive Housing Grants are pivotal resources for veterans and service members living with service-connected disabilities. These...
VA Loan Assumption: Your Complete Guide
Buying or selling a home with an assumable VA loan can offer significant benefits for both parties. This unique feature of VA loans allows...
VA Loans Have No Prepayment Penalty: What It Means for You
When it comes to choosing a mortgage, the fine print matters. One of the standout features of VA loans is the absence of a prepayment...
Support for Female Veterans: Programs and Resources
Female veterans represent a growing and vital part of the U.S. military community. However, transitioning to civilian life can present...
Can You Rent Out Your Home Purchased with a VA Loan?
Renting out a home purchased with a VA loan is a viable option for many Veterans looking to maximize the value of their property. While VA...
VA Loan Guidelines on Self Employed Eligibility
Navigating the path to homeownership can be complex, particularly for self-employed individuals. Understanding the specific VA loan...
Understanding the GI Bill: Benefits and Eligibility
The GI Bill is one of the most valuable benefits available to military service members, veterans, and, in some cases, their families....
What to Expect During the Home Selling Process
Selling your home can be both exciting and nerve-wracking. Whether you're moving for work, downsizing, or looking for a change,...
How to Use Your VA Loan Benefit While on Active Duty
As an active-duty service member, taking advantage of the VA loan benefit can be a practical way to invest in property, create stability...
What’s Next for VA Loan Rates? Predictions for Q4 2024
As we head into the final quarter of 2024, the landscape for VA rates remains dynamic, influenced by economic indicators, inflation...
Rental Assistance Programs for Veterans
Finding affordable housing can be a challenge, especially in today’s competitive rental market. Veterans often face unique circumstances...
Tips for Managing Finances After Leaving the Military
Transitioning out of military life is both exciting and challenging. With newfound freedom also comes the responsibility of managing...
Trump Won! What it Means for Mortgage Rates in 2025
With Donald Trump set to assume the presidency in 2025, many are closely watching how his policies will affect mortgage rates and the...
Will the 2024 Election Finally Bring Homebuyers Off the Sidelines?
With the 2024 election on the horizon, many prospective homebuyers are holding off on major decisions, closely watching the outcome and...
Why Consider an FSBO Home with a VA Loan?
In today’s competitive housing market, more veterans and active-duty service members are exploring alternative ways to buy homes,...
Is a Housing Crash Coming? What Veterans Need to Know
The housing market has been a hot topic lately, with prices skyrocketing, mortgage rates climbing, and whispers of a possible market...
Veteran-Owned Small Business Grants 2024
Veterans have a strong track record of entrepreneurship and leadership, with thousands choosing to launch small businesses after their...
How to Avoid Homebuyer’s Remorse
Buying a home is the biggest decision and financial commitment you will make in your lifetime. Yet, with housing prices rising, high...
The Role of the VA in Veteran Education and Training
The Department of Veterans Affairs (VA) plays a pivotal role in supporting veterans as they transition from military service to civilian...
How to Access VA Healthcare: A Comprehensive Guide
Navigating the VA healthcare system can be overwhelming for veterans seeking medical benefits. This guide provides a clear roadmap to help...
Reinstating Your VA Loan Eligibility after a Home Sale
For many veterans and active service members, a VA loan is an invaluable benefit, providing the opportunity to secure a home with...
What Happens to Housing Market if Trump Wins?
With the upcoming presidential election, market analysts, homeowners, and investors are questioning what a Trump victory could mean for...
Using Gift Funds for a VA Loan
Gift funds can be a helpful resource when buying a home, especially for veterans using VA loans, as they make homeownership even more...
Can a Non-Veteran Assume a VA Loan?
For those navigating today’s housing market, the potential to assume a VA loan as a non-veteran raises important questions. VA loans,...
Rising Mortgage Rates a Signal of What’s to Come for Economy?
Rising mortgage rates are catching the attention of homeowners, homebuyers, and economists alike. According to Mark Zandi, chief economist...
Should You Lock in Your Mortgage Rate Now?
In a fluctuating market, deciding whether to lock in a mortgage rate can be daunting for many buyers. As mortgage rates change in response...
Is Now the Right Time to Refinance Your VA Loan
For veterans and active-duty military personnel, VA loan refinancing can be an effective way to save on monthly mortgage payments, reduce...
Can You Use a VA Loan to Buy a Vacation Home?
The VA loan program provides eligible veterans and active-duty service members with favorable mortgage terms to purchase a home. But when...
Trump Seen as Better for Stocks, Harris for Housing
As the 2024 election approaches, a Bloomberg survey has highlighted a distinct economic divide in the expectations for a Trump versus a...
How to Use Your VA Loan Benefit While on Active Duty
Using your VA loan benefit while serving on active duty can be a game-changer for military personnel seeking homeownership. VA loans,...
Can You Get a VA Loan After Bankruptcy?
Filing for bankruptcy can feel like a major financial setback, but it doesn't necessarily prevent you from achieving homeownership with a...
What’s Happening with Home Prices?
The U.S. housing market has been a hot topic of discussion, with fluctuating home prices and market dynamics capturing the attention of...
Top 10 Cities With Lowest Cost of Living for Veterans
The rising cost of living in many cities has made affordable housing a challenge, especially for veterans who may be balancing various...
Housing Market Now Has 30 Renters for Each Home on Sale
The U.S. housing market continues to face an unprecedented demand crisis, with a reported 30 renters vying for each available home for...
Does the VA Offer Home Equity Loans?
Veterans looking to leverage their home’s equity may wonder if the VA offers a traditional home equity loan. While the U.S. Department of...
5 Reasons Mortgage Rates Are Dropping
As we move through the latter part of 2024, mortgage rates have unexpectedly taken a downward turn. This decline presents a favorable...
How Inflation is Impacting the 2024 Housing Market
Inflation continues to shape the 2024 housing market, influencing everything from home prices to mortgage rates and buyer demand. As...
How Much Money Do Veterans Need to Buy a Home?
For veterans and active-duty service members, the dream of homeownership is within reach, but understanding the true cost can be a bit...
100 Percent Disabled Veteran Benefits
Veterans who are classified as 100 percent disabled by the U.S. Department of Veterans Affairs (VA) are entitled to a wide range of...
U.S. Housing Crisis Deepens as Home Sales Hit Lowest Since 2010
The U.S. housing market is facing its toughest period in over a decade, with home sales dropping to the lowest levels since 2010. Several...
Using a VA Home Loan to Build a House
Yes, if you are an eligible veteran, active-duty service member, or qualifying military spouse, you can use a VA construction loan to...
Can You Buy Land with a VA Loan
VA loans are widely known for their benefits in helping veterans and service members purchase homes with no down payment, lower interest...
How Long Does It Take to Close on a VA Loan?
One of the most common questions veterans and active-duty service members have when applying for a VA loan is, "How long does it take to...
How to Get Help with VA Claims and Appeals
Navigating the VA claims and appeals process can be overwhelming for veterans seeking benefits for disabilities or other service-related...
How to Avoid VA Loan Scams and Predatory Lenders
The VA loan program has long been a vital resource for veterans, active-duty service members, and their families, offering favorable loan...
2024 Election: Will Housing Affordability Be a Key Issue?
As the 2024 presidential election approaches, one of the most pressing issues in the United States remains housing affordability. With...
Top Mistakes to Avoid When Applying for a VA Loan
Navigating the VA loan process can be an incredible opportunity for veterans and active-duty service members to secure a home with...
How to Sell Your Home in 30 Days or Less
Selling a home quickly in today’s competitive real estate market can be a challenge. However, with the right strategy, you can get your...
Current Events Shaping the 2024 Housing Market
The 2024 housing market is poised to face several transformative events, significantly impacting veterans looking to purchase homes. With...
Why VA Loans Remain a Great Deal in an Unpredictable Market
In today's unpredictable housing market, where interest rates fluctuate and home prices seem to be climbing ever higher, many potential...
Understanding Homeowners Association (HOA) Fees
When buying a home, particularly in a planned community, condominium, or townhouse development, you will likely encounter Homeowners...
5 Hidden Costs of Buying a Home
When buying a home, it's easy to focus on the obvious expenses like the down payment and monthly mortgage payments. However, there are...
How to Transfer VA Loan Benefits to a Surviving Spouse
The VA loan program offers significant benefits to eligible veterans, active-duty service members, and, in certain cases, surviving...
Homebuilder Confidence Declining
The housing market has been facing several challenges recently, and one of the most pressing issues is the sharp decline in homebuilder...
Top Programs to Help Veterans Transition to Civilian Careers
Transitioning from military service to civilian life is a significant challenge for many veterans. Finding a job in the civilian workforce...
How a Trump Win Could Impact Housing Policy in 2025
As the 2024 presidential election approaches, many Americans are wondering how the outcome could affect the housing market. A win for...
The Impact of Election Uncertainty on Mortgage Rates
For veterans, buying a home is an incredible milestone, especially when taking advantage of the VA loan benefits. But with the current...
10 Red Flags to Watch Out for When Viewing a Home
For veterans, buying a home is a huge achievement, especially when you can take advantage of the greatest benefit afforded to veterans. A...
How to Negotiate a Better Price on a Home
Buying a home is one of the biggest financial decisions you'll ever make, and negotiating the best price can save you thousands of...
How Veterans Can Buy a Home with Student Loan Debt
Buying a home with student loan debt can feel like a significant challenge, but veterans have several advantages, thanks to the VA Loan...
Coping with PTSD: Resources for Veterans
Post-traumatic stress disorder (PTSD) is a mental health condition that affects many veterans after experiencing the traumatic realities...
How Presidential Elections Historically Impact Mortgage Rates
Presidential elections are often seen as a pivotal moment for the economy, and one area where this is clearly visible is in the housing...
The Role of Earnest Money in the Home Buying Process
The home buying process can often feel like a whirlwind of paperwork, decisions, and financial considerations. One of the key elements...
Types of Properties You Can Buy with a VA Loan
The VA loan is one of the most powerful benefits available to veterans, active service members, and certain military spouses. This...
Analysis of Housing Policies: Kamala Harris vs. Donald Trump
The housing policies of Kamala Harris and Donald Trump reflect distinct approaches shaped by their broader political ideologies, with...
How to Appeal a VA Loan Appraisal
Navigating the appraisal process can be one of the more stressful aspects of securing a VA loan. Especially when the appraisal value comes...
Trump’s Push for Deregulation: A Boost for the Housing Market?
The housing market has long been shaped by the push and pull of federal policies, and deregulation is a key theme whenever discussions of...
How AI is Transforming the Housing Market
The integration of artificial intelligence (AI) is reshaping numerous industries, and the housing market is a prime example of this...
The Ultimate Home Buying Checklist for Veterans in 2024
Navigating the housing market as a veteran involves unique opportunities and challenges. The year 2024 offers a landscape of stable...
Should Veterans Buy or Rent in 2024? A Market Overview
As the housing market continues to evolve, veterans may find themselves at a crossroads when deciding whether to buy or rent a home in...
How a Trump Presidency Would Affect the Housing Market
With the 2024 U.S. presidential election looming, many are speculating how a Donald Trump victory could reshape the U.S. housing market....
Top Cities for Veterans in 2024
With changing market trends, veterans and military families are searching for affordable cities to buy homes and settle down. VA loans...
How the Election Will Affect the Housing Industry
The 2024 presidential election will have a significant impact on the housing market, influencing everything from home prices and interest...
Kamala Harris’s $25K Credit Impact on HomeBuyers
Kamala Harris’s latest proposal to offer $25,000 in down-payment assistance to first-time homebuyers is grabbing headlines. For many, it...
The Top 10 Mistakes First-Time Homebuyers Make
Buying a home for the first time is a major life event. It can be both exciting and overwhelming, with many factors to consider—like...
Veteran Entrepreneur Programs and Funding Assistance
Transitioning from military service to civilian life can be both challenging and rewarding. For many veterans, entrepreneurship offers a...
Avoid Common Credit Mistakes When Applying for a VA Loan
VA loans offer military members, veterans, and eligible spouses one of the most accessible paths to homeownership, with benefits like zero...
Why Conroe, TX Is a Prime Location for Veterans
Conroe, Texas has been gaining a reputation as a top destination for veterans and military families looking for a great place to settle...
VA Pre-Approval vs. Pre-Qualification
When you're considering purchasing a home with a VA loan, one of the first steps you’ll encounter is determining whether to seek...
What Are Mortgage Points on a VA Loan?
Navigating the VA loan process can feel overwhelming, especially when financial terms like “mortgage points” come into play. But...
VA Loan Foreclosure Programs to Keep Your Home
Falling behind on your mortgage payments is stressful, and the idea of losing your home can be overwhelming. But if you’re a veteran...
How Your Credit Card Balances Impact Your Credit Scores
When it comes to maintaining a healthy credit score, one of the key factors to consider is your credit card balance. Many people are aware...
Manual Underwriting on a VA Loan
If you’ve been told you don’t qualify for a VA loan through traditional channels, don’t lose hope just yet. There’s a lesser-known process...
How to Get a VA Loan with Bad Credit
Yes, securing a VA loan with bad credit is possible. Designed to assist veterans and active-duty service members achieve homeownership...
Mortgage Credit Scores vs. Credit Karma
When you’re considering buying a home, one of the first steps you’ll likely take is checking your credit score to understand where you...
What Does “As-Is” Mean When Buying a Home?
When shopping for a home, you may come across listings that say “as-is” in the description. While it might seem like just another real...
How to Appeal a VA Loan Denial
Getting denied for a VA loan can be disappointing, but it's not the end of the road. VA loans provide an excellent opportunity for...
Locking in a Low VA Mortgage Rate in 2024
Locking in a low mortgage rate with a VA loan can be a game changer, especially as we navigate through 2024's fluctuating housing market....
Property Tax Exemption with a Disability Rating in Texas
In Texas, veterans with a 100% disability rating are eligible for a significant financial benefit: exemption from property taxes on their...
Buying a House After a VA Foreclosure
Navigating the home buying process after experiencing a VA foreclosure can feel overwhelming, but it’s not impossible. While a foreclosure...
Top Mistakes to Avoid When Selling Your Home
Selling a home is one of the biggest financial moves most people make in their lifetime. However, there are numerous pitfalls that can...
10 Financial Assistance Programs for Veterans in Texas
Veterans in Texas have access to numerous financial assistance programs designed to help them with education, homeownership, healthcare,...
How to Increase My VA Disability Rating
As a veteran, navigating the process of increasing your VA disability rating can seem complex, but it's an essential step for securing the...
Using a VA Loan to Build a Home – A Complete Guide
Yes, you can use a VA loan to build a home, but there are a few more steps involved than when using a VA loan to buy an existing home. VA...
Getting a Copy of Your DD214: A Complete Guide
The DD214, also known as the Certificate of Release or Discharge from Active Duty, is one of the most important documents for veterans....
How to Sell a Home with a Mortgage
Selling a home can be a complex process, especially when there’s still a mortgage on the property. With housing market fluctuations and...
Is It Cheaper to Buy or Rent in 2024?
The age-old question of whether it’s cheaper to buy or rent remains a hot topic in 2024. With the housing market facing fluctuations,...
What to Look for in a VA Lender
Buying a home is one of the biggest decisions you’ll ever make, and veterans have a great advantage with VA loans. But choosing the right...
10 Home Features for Long-Term Value
When you're looking at home features that add long-term value, it's important to focus on renovations and upgrades that not only improve...
Why Home Prices Are Still Rising Despite Higher Interest Rates
The housing market often defies expectations, and one of the most perplexing trends in recent years is the rise in home prices despite...
Using a VA Loan to Buy a Foreclosed Home
Foreclosed homes, often perceived as challenging investments, can present valuable opportunities, particularly for veterans using a VA...
Veteran Financial Assistance Programs: Beyond VA Loans
Veterans face unique financial challenges that can be overwhelming. Beyond VA loans, several programs and resources are available to...
How Rising Construction Costs are Impacting Veteran New Homebuyers
As construction costs continue to rise, veterans looking to purchase a new home are facing unique challenges. From increasing material...
Veteran Mental Health: Resources and Support Services
Veteran mental health is a crucial aspect of overall well-being for those who have served in the armed forces. With the unique challenges...
How a Trump Presidency Will Affect Veteran Homebuyers
If you're a veteran thinking about buying a home and wondering how a Trump presidency might shake things up, you’re not alone. Trump’s...
10 Questions to Ask When Interviewing a Listing Agent
Selecting the right listing agent is crucial when selling your home. With the housing market constantly evolving, the right agent can help...
When Is the Best Time of Year to Buy a Home?
Buying a home is a significant decision that can be influenced by various factors, including the time of year, current market conditions,...
How to Get the Best VA Loan Rate in Today’s Market
The housing market in 2024 is facing a mix of challenges and opportunities. With rising home prices, fluctuating interest rates, and...
How Long it Takes to Close on a VA Loan?
VA loans are a valuable resource for veterans, active-duty service members, and their families, offering benefits such as no down payment...
Comparing VA Rates to Conventional Mortgage Rates in 2024
When it comes to financing a home, choosing the right mortgage can be a complex decision. In 2024, prospective homebuyers are facing a...
How Rising Home Prices Are Impacting VA Borrowers
The real estate market has been a bit of a rollercoaster lately, with home prices climbing higher and higher. For VA loan borrowers,...
Rising Mortgage Rates are Impacting Veterans
Mortgage rates have been steadily rising, and the effects are being felt across the housing market, particularly by veteran homebuyers...
Understanding the VA Home Appraisal
Buying a home with a VA loan offers many benefits, but understanding the VA home appraisal process is crucial for a smooth transaction....
Tired of Waiting for Lower Mortgage Rates?
Mortgage rates have been on a rollercoaster ride, leaving many potential homebuyers and homeowners wondering when they’ll finally dip back...
VA Loan Occupancy Requirements
The VA loan program is a tremendous benefit for veterans and active-duty service members, offering zero-down payment options and...
What is the Loan-to-Value (LTV) Ratio
The Loan-to-Value (LTV) ratio is one of the most crucial factors that lenders consider when determining whether to approve your loan...
What is Debt-to-Income (DTI) Ratio | DTI Calculator
The Debt-to-Income (DTI) ratio is a vital financial metric that lenders use to evaluate your ability to manage monthly debt payments...
Using a VA Loan to Buy a Multi-Family Home
The VA loan program, backed by the U.S. Department of Veterans Affairs (VA), provides a valuable home-buying option for veterans,...
What is the VA Loan Entitlement?
Veterans and active-duty service members have access to a range of benefits through the U.S. Department of Veterans Affairs (VA),...
Can You Use a VA Loan to Buy a Second Home?
The U.S. Department of Veterans Affairs (VA) offers significant benefits to veterans, active-duty service members, and certain eligible...
VA Loan Bankruptcy Guidelines
Bankruptcy can feel like a significant roadblock to homeownership, but for veterans and active-duty service members, VA loans provide a...
What Happens to My VA Loan After Divorce?
Divorce is never easy, and when a VA loan is involved, things can become even more complicated. The decisions you make during the divorce...
Can You Use Your VA Loan Benefit More than Once
For veterans and active-duty service members, the VA loan benefit offers an excellent opportunity to purchase a home without a down...
A Guide to VA-approved condos
For veterans and active-duty service members, the VA loan program offers significant benefits, including the ability to purchase homes...
VA Loan Property Requirements
If you're a veteran looking to purchase a home with a VA loan, you're likely aware of the many benefits these loans offer. One of the key...
VA Loan Eligibility for Reservists and National Guard
VA loans offer tremendous benefits, including no down payment, low-interest rates, and more lenient credit requirements. While many...
How Disability Status Affects VA Loan Eligibility
How Disability Status Affects VA Loan Eligibility The VA loan program offers tremendous benefits to all veterans, but those with a...
VA Loan Spouse Requirements
The VA loan program offers significant benefits to veterans, active-duty service members, and eligible surviving spouses, making...
VA Loan Residual Income Chart 2024
Residual income is a critical component of the VA loan approval process, but it's often misunderstood. Unlike traditional income...
VA Business Loans – A Complete Guide
Veterans and their families have access to numerous benefits, including VA business loans, which provide critical funding to support...
10 Common Misconceptions About VA Loans
VA loans (Veterans Affairs loans) are a valuable financing option designed to help U.S. military veterans, active-duty service members,...
Recasting a VA Loan: A Guide for Veterans
Recasting a VA loan can be an effective way for veterans and active-duty service members to reduce their monthly mortgage payments without...
VA Home Inspection Checklist
When purchasing a home with a VA loan, one of the most critical steps in the process is ensuring the property meets the necessary...
What is Credit and Why It’s Important
Credit is a fundamental concept in the financial world, influencing everything from your ability to buy a home to the interest rates you...
Should You Refinance Your FHA Loan to a VA Loan?
Refinancing an FHA loan to a VA loan can be a smart financial decision for veterans and active-duty service members. This process offers...
Everything You Need to Know About VA Renovation Loans
VA home renovation loans are a powerful financial tool that allows eligible veterans and active-duty service members to purchase a home...
Non-Allowable Fees for VA Loans
Navigating the home-buying process involves understanding the various costs associated with purchasing a home. Among these costs are...
Do VA loans have PMI?
For many veterans and active-duty service members, buying a home is one of the most significant financial milestones. Among the numerous...
Understanding the VA Certificate of Eligibility
VA Certificate of Eligibility (COE): The Complete 2024 Guide The VA Certificate of Eligibility (COE) is essential for veterans,...