Kamala Harris’s latest proposal to offer $25,000 in down-payment assistance to first-time...
The Latest Articles from Our Experts
The Top 10 Mistakes First-Time Homebuyers Make
Oct 14, 2024 | Home Buying
Buying a home for the first time is a major life event. It can be both exciting and overwhelming,...
Veteran Entrepreneur Programs and Funding Assistance
Oct 13, 2024 | Veteran Life
Transitioning from military service to civilian life can be both challenging and rewarding. For...
Avoid Common Credit Mistakes When Applying for a VA Loan
Oct 12, 2024 | Credit
VA loans offer military members, veterans, and eligible spouses one of the most accessible paths...
Why Conroe, TX Is a Prime Location for Veterans
Oct 11, 2024 | VA Loans
Conroe, Texas has been gaining a reputation as a top destination for veterans and military...
VA Pre-Approval vs. Pre-Qualification
Oct 11, 2024 | VA Loans
When you're considering purchasing a home with a VA loan, one of the first steps you’ll encounter...
What Are Mortgage Points on a VA Loan?
Oct 11, 2024 | VA Loans
Navigating the VA loan process can feel overwhelming, especially when financial terms like...
VA Loan Foreclosure Programs to Keep Your Home
Oct 5, 2024 | VA Loans
Falling behind on your mortgage payments is stressful, and the idea of losing your home can be...
How Your Credit Card Balances Impact Your Credit Scores
Oct 2, 2024 | Credit
When it comes to maintaining a healthy credit score, one of the key factors to consider is your...
Manual Underwriting on a VA Loan
Oct 2, 2024 | VA Loans
If you’ve been told you don’t qualify for a VA loan through traditional channels, don’t lose hope...
How to Get a VA Loan with Bad Credit
Oct 2, 2024 | Credit
Yes, securing a VA loan with bad credit is possible. Designed to assist veterans and active-duty...
Mortgage Credit Scores vs. Credit Karma
Oct 2, 2024 | Credit
When you’re considering buying a home, one of the first steps you’ll likely take is checking your...
What Does “As-Is” Mean When Buying a Home?
Oct 1, 2024 | Home Buying
When shopping for a home, you may come across listings that say “as-is” in the description. While...
How to Appeal a VA Loan Denial
Sep 23, 2024 | VA Loans
Getting denied for a VA loan can be disappointing, but it's not the end of the road. VA loans...
Locking in a Low VA Mortgage Rate in 2024
Sep 18, 2024 | Mortgage
Locking in a low mortgage rate with a VA loan can be a game changer, especially as we navigate...
Property Tax Exemption with a Disability Rating in Texas
Sep 18, 2024 | VA Loans
In Texas, veterans with a 100% disability rating are eligible for a significant financial benefit:...
Buying a House After a VA Foreclosure
Sep 17, 2024 | VA Loans
Navigating the home buying process after experiencing a VA foreclosure can feel overwhelming, but...
Top Mistakes to Avoid When Selling Your Home
Sep 16, 2024 | Home Selling
Selling a home is one of the biggest financial moves most people make in their lifetime. However,...
10 Financial Assistance Programs for Veterans in Texas
Sep 15, 2024 | Veteran Life
Veterans in Texas have access to numerous financial assistance programs designed to help them with...
Using a VA Loan to Build a Home – A Complete Guide
Sep 12, 2024 | VA Loans
Yes, you can use a VA loan to build a home, but there are a few more steps involved than when...
Getting a Copy of Your DD214: A Complete Guide
Sep 12, 2024 | VA Loans
The DD214, also known as the Certificate of Release or Discharge from Active Duty, is one of the...
How to Sell a Home with a Mortgage
Sep 11, 2024 | Home Selling
Selling a home can be a complex process, especially when there’s still a mortgage on the property....
Is It Cheaper to Buy or Rent in 2024?
Sep 11, 2024 | Home Buying
The age-old question of whether it’s cheaper to buy or rent remains a hot topic in 2024. With the...
What to Look for in a VA Lender
Sep 10, 2024 | Mortgage
Buying a home is one of the biggest decisions you’ll ever make, and veterans have a great...
10 Home Features for Long-Term Value
Sep 10, 2024 | Real Estate
When you're looking at home features that add long-term value, it's important to focus on...
Why Home Prices Are Still Rising Despite Higher Interest Rates
Sep 9, 2024 | Trends
The housing market often defies expectations, and one of the most perplexing trends in recent...
Using a VA Loan to Buy a Foreclosed Home
Sep 9, 2024 | Home Buying
Foreclosed homes, often perceived as challenging investments, can present valuable opportunities,...
Veteran Financial Assistance Programs: Beyond VA Loans
Sep 7, 2024 | Veteran Life
Veterans face unique financial challenges that can be overwhelming. Beyond VA loans, several...
How Rising Construction Costs are Impacting Veteran New Homebuyers
Sep 7, 2024 | Real Estate, Trends
As construction costs continue to rise, veterans looking to purchase a new home are facing unique...
Veteran Mental Health: Resources and Support Services
Sep 6, 2024 | Veteran Life
Veteran mental health is a crucial aspect of overall well-being for those who have served in the...
How a Trump Presidency Will Affect Veteran Homebuyers
Sep 6, 2024 | Trends
If you're a veteran thinking about buying a home and wondering how a Trump presidency might shake...
10 Questions to Ask When Interviewing a Listing Agent
Sep 6, 2024 | Home Selling
Selecting the right listing agent is crucial when selling your home. With the housing market...
When Is the Best Time of Year to Buy a Home?
Sep 6, 2024 | Home Buying
Buying a home is a significant decision that can be influenced by various factors, including the...
How to Get the Best VA Loan Rate in Today’s Market
Sep 6, 2024 | VA Loans
The housing market in 2024 is facing a mix of challenges and opportunities. With rising home...
How Long it Takes to Close on a VA Loan?
Sep 5, 2024 | VA Loans, Mortgage
VA loans are a valuable resource for veterans, active-duty service members, and their families,...
Comparing VA Rates to Conventional Mortgage Rates in 2024
Sep 5, 2024 | Mortgage, Trends
When it comes to financing a home, choosing the right mortgage can be a complex decision. In 2024,...
How Rising Home Prices Are Impacting VA Borrowers
Sep 4, 2024 | Trends
The real estate market has been a bit of a rollercoaster lately, with home prices climbing higher...
Rising Mortgage Rates are Impacting Veterans
Sep 4, 2024 | Trends
Mortgage rates have been steadily rising, and the effects are being felt across the housing...
Understanding the VA Home Appraisal
Sep 3, 2024 | Mortgage
Buying a home with a VA loan offers many benefits, but understanding the VA home appraisal process...
Tired of Waiting for Lower Mortgage Rates?
Sep 3, 2024 | Trends
Mortgage rates have been on a rollercoaster ride, leaving many potential homebuyers and homeowners...
VA Loan Occupancy Requirements
Aug 30, 2024 | VA Loans
VA loans provide a valuable path to homeownership for eligible veterans, servicemembers, and...
What is the Loan-to-Value (LTV) Ratio
Aug 22, 2024 | Learn, Mortgage
The Loan-to-Value (LTV) ratio is one of the most crucial factors that lenders consider when...
What is Debt-to-Income (DTI) Ratio | DTI Calculator
Aug 22, 2024 | Mortgage
The Debt-to-Income (DTI) ratio is a vital financial metric that lenders use to evaluate your...
Using a VA Loan to Buy a Multi-Family Home
Aug 19, 2024 | Learn, Mortgage
The VA loan program, backed by the U.S. Department of Veterans Affairs (VA), provides a valuable...
What is the VA Loan Entitlement?
Aug 19, 2024 | VA Loans
Veterans and active-duty service members have access to a range of benefits through the U.S....
Can You Use a VA Loan to Buy a Second Home?
Aug 19, 2024 | VA Loans
The U.S. Department of Veterans Affairs (VA) offers significant benefits to veterans, active-duty...
VA Loan Bankruptcy Guidelines
Aug 18, 2024 | VA Loans
Bankruptcy can feel like a significant roadblock to homeownership, but for veterans and...
What Happens to My VA Loan After Divorce?
Aug 15, 2024 | VA Loans
Divorce is never easy, and when a VA loan is involved, things can become even more complicated....
Can You Use Your VA Loan Benefit More than Once
Aug 15, 2024 | VA Loans
For veterans and active-duty service members, the VA loan benefit offers an excellent opportunity...
A Guide to VA-approved condos
Aug 15, 2024 | Learn, VA Loans
When it comes to buying a home using a VA loan, veterans and active-duty service members have...
VA Loan Eligibility for Reservists and National Guard
Aug 15, 2024 | VA Loans
VA loans offer tremendous benefits, including no down payment, low-interest rates, and more...
How Disability Status Affects VA Loan Eligibility
Aug 15, 2024 | VA Loans
How Disability Status Affects VA Loan Eligibility The VA loan program offers tremendous benefits...
VA Loan Spouse Requirements
Aug 11, 2024 | Mortgage
The VA loan program offers significant benefits to veterans, active-duty service members, and...
VA Loan Residual Income Chart 2024
Aug 10, 2024 | Mortgage
Residual income is a critical component of the VA loan approval process, but it's often...
VA Business Loans – A Complete Guide
Aug 9, 2024 | Learn
Veterans and their families have access to numerous benefits, including VA business loans, which...
10 Common Misconceptions About VA Loans
Aug 8, 2024 | Mortgage
VA loans (Veterans Affairs loans) are a valuable financing option designed to help U.S. military...
Recasting a VA Loan: A Guide for Veterans
Aug 8, 2024 | Mortgage
Recasting a VA loan can be an effective way for veterans and active-duty service members to reduce...
VA Home Inspection Checklist
Aug 8, 2024 | Learn
When purchasing a home with a VA loan, one of the most critical steps in the process is ensuring...
What is Credit and Why It’s Important
Aug 8, 2024 | Learn
Credit is a fundamental concept in the financial world, influencing everything from your ability...
Should You Refinance Your FHA Loan to a VA Loan?
Aug 7, 2024 | Mortgage
If you’re a veteran exploring ways to lower monthly payments or tap into home equity, you may be...
Everything You Need to Know About VA Renovation Loans
Aug 6, 2024 | Mortgage
VA home renovation loans are a powerful financial tool that allows eligible veterans and...
Non-Allowable Fees for VA Loans
Aug 6, 2024 | Mortgage
Navigating the home-buying process involves understanding the various costs associated with...
Do VA loans have PMI?
Aug 6, 2024 | Mortgage
For many veterans and active-duty service members, buying a home is one of the most significant...
Understanding the VA Certificate of Eligibility
Jul 15, 2024 | Mortgage
VA Certificate of Eligibility (COE): The Complete 2024 Guide The VA Certificate of Eligibility...