Imagine your income being worth more on paper than what actually hits your bank account each...
The Latest Articles from Our Experts
Using Military Pay for VA Loan Qualification
Published on Jun 21, 2025 | Last updated Jun 21, 2025 | VA Loan Credit Guide
For active-duty Military members, the path to homeownership often runs through the VA loan...
How to Calculate Income for a VA Loan in 2025
Published on Jun 21, 2025 | Last updated Jun 21, 2025 | VA Loan Credit Guide
Understanding how lenders calculate your income is perhaps the most crucial step in securing a...
How the VA Automated Underwriting System Works in 2025
Published on Jun 21, 2025 | Last updated Jun 21, 2025 | VA Loan Credit Guide
In 2025, most VA loan approvals go through something called an automated underwriting system...
VA Loan Residual Income Chart 2025
Published on Jun 20, 2025 | Last updated Jun 20, 2025 | Mortgage
VA residual income represents the monthly funds left over after paying taxes, debts, projected...
VA Loan FAQ: Eligibility, Credit, Costs & Benefits Explained
Published on Jun 20, 2025 | Last updated Jun 20, 2025 | FAQs
Buying a home with a VA loan can feel overwhelming—especially with so many rules, terms, and steps...
How to Negotiate a Better Price on a Home with a VA Loan in 2025
Published on Jun 18, 2025 | Last updated Jun 18, 2025 | Home Selling
Negotiating the price of a home isn’t just about saving a few bucks—it can shape your entire...
Filing a VA Claim for Anxiety and Depression in 2025
Published on Jun 3, 2025 | Last updated Jun 19, 2025 | Veteran Life
If you’re a veteran struggling with anxiety or depression, you might be eligible for disability...
Renting Out Your VA-Purchased Home
Published on Jun 2, 2025 | Last updated Jun 20, 2025 | VA Loans
Thinking about renting out your VA-purchased home? Many veterans and active-duty service members...
2025 Guide to VA Loan Co-Borrowers and Co-Signers
Published on Jun 2, 2025 | Last updated Jun 17, 2025 | VA Loans
Navigating the homebuying process as a veteran or active-duty service member can be exciting but...
Everything You Need to Know About CalVet Home Loans in California
Published on May 29, 2025 | Last updated Jun 17, 2025 | VA Loans
For California Veterans, active-duty service members, and eligible spouses, the CalVet Home Loan...
VA Loan Income Qualifications: Everything You Need to Know to Qualify
Published on May 29, 2025 | Last updated Jun 17, 2025 | VA Loans
Looking to buy a home with a VA loan? Understanding the income requirements is key. Unlike...
How to Get a 100% PTSD VA Rating
Published on May 29, 2025 | Last updated Jun 17, 2025 | Veteran Life
Navigating the VA disability process for PTSD can be daunting, but knowledge is your greatest...
VA Loan Inspection Requirements: The Ultimate 2025 Guide
Published on May 29, 2025 | Last updated Jun 17, 2025 | Mortgage, VA Loans
Buying a home with a VA loan comes with major benefits—and a few extra steps. One of the most...
Calculate VA DTI Ratio for Mortgage: Debts, Income, Qualification
Published on May 27, 2025 | Last updated Jun 21, 2025 | VA Loan Credit Guide
Ever wondered how lenders decide if you can afford a mortgage? One of the most critical numbers...
Dependency and Indemnity Compensation (DIC): Guide for Survivors
Published on May 27, 2025 | Last updated Jun 17, 2025 | Veteran Life
When a veteran passes away, their family often faces emotional and financial uncertainty....
Property Tax Exemptions for Surviving Spouses of 100% Disabled Veterans
Published on May 27, 2025 | Last updated Jun 17, 2025 | Mortgage
Surviving spouses of 100% disabled Veterans may qualify for property tax exemptions that...
VA Loans on Memorial Day: Honoring Veterans’ Service
Published on May 26, 2025 | Last updated Jun 17, 2025 | VA Loans
Memorial Day isn’t just a holiday—it’s a solemn tribute to those who gave everything. For...
2025 Veterans can now pay buyer-broker fees on VA loans
Published on May 23, 2025 | Last updated Jun 17, 2025 | Trends
In a major update to VA home loan policy, the Department of Veterans Affairs now allows eligible...
2025 VA Disability Payment Schedule Released
Published on May 20, 2025 | Last updated Jun 17, 2025 | News
In 2025, the VA disability payment schedule continues to be a key financial resource for veterans,...
Top Neighborhoods Near Lackland AFB for Military Families
Published on May 20, 2025 | Last updated Jun 17, 2025 | Neighborhood Guides
Moving to Lackland AFB can be both exciting and challenging for military families. This guide aims...
2025 Veterans Pension Rates
Published on May 20, 2025 | Last updated Jun 17, 2025 | Veteran Life
The 2025 Veterans Pension provides vital financial support to wartime veterans and surviving...
Best Places for Veterans to Live in Austin, Texas
Published on May 19, 2025 | Last updated Jun 17, 2025 | Neighborhood Guides
Are you a veteran getting ready to move to Austin, Texas, or the surrounding areas? This guide...
Top San Antonio Cities for Veterans
Published on May 19, 2025 | Last updated Jun 17, 2025 | Neighborhood Guides
San Antonio is presently a top destination for veterans, thanks to its immaculately well-balanced...
Best Neighborhoods in Schertz, TX for Veterans
Published on May 19, 2025 | Last updated Jun 17, 2025 | Neighborhood Guides
If you’re a veteran or active-duty military member eyeing a move to Schertz, Texas, you’ll find...
Proposed Changes to VA Disability Benefits in 2025
Published on May 16, 2025 | Last updated Jun 17, 2025 | News
VA disability benefits often serve as a financial and medical safety net for veterans coping with...
VA Benefits Guide 2025 Released: Everything You Need to Know
Published on May 16, 2025 | Last updated Jun 17, 2025 | News
Welcome to our extensive VA Benefits Guide—a prerequisite read for veterans, their families, and...
2025 VA Appraisal Cost: Everything You Need to Know
Published on May 15, 2025 | Last updated Jun 18, 2025 | VA Loans
For certain active-duty military personnel and veterans, a VA loan is an excellent pathway to home...
Housing Near Military Bases in Texas
Published on May 15, 2025 | Last updated Jun 17, 2025 | Home Buying
Finding the right place to live when relocating for military service is crucial, and Texas offers...
Why Would a Seller Not Accept a VA Loan?
Published on May 15, 2025 | Last updated Jun 17, 2025 | FAQs
If you’re a veteran or active-duty service member interested in homeownership, using a VA loan can...
Natural Disaster Assistance for Veterans
Published on May 12, 2025 | Last updated Jun 17, 2025 | Veteran Life
Natural disasters aren't on any timeline, normally hitting veterans struggling with ravaged homes,...
MBA Calls for VA Partial Claim Program to Protect Veterans from Foreclosure
Published on May 12, 2025 | Last updated Jun 17, 2025 | News
The fate of thousands of veteran homeowners is hung in the balance as the VA-backed foreclosure...
VA IRRRL & Cash-Out Refinance Credit Score Requirements
Published on May 10, 2025 | Last updated Jun 17, 2025 | Credit
VA-financed refinancing options exist for active-duty and veterans with the potential to lower...
Trump Signs Order to Establish the National Center for Warrior Independence
Published on May 10, 2025 | Last updated Jun 17, 2025 | News
The battle against veteran homelessness has long plagued national and local organizations,...
How Your Credit Score Impacts VA Loan Rates
Published on May 9, 2025 | Last updated Jun 17, 2025 | Credit
For veterans and active-duty service members, the quest to secure favorable VA loan rates credit...
Rent vs. Buy for Active-Duty Service Members: How VA Loans Shift the Equation
Published on May 8, 2025 | Last updated Jun 17, 2025 | Trends
Choosing to rent or purchase a home while on active duty is a unique challenge. The military...
New Real Estate Commission Rules on VA Loans: What Veterans Need to Know
Published on May 8, 2025 | Last updated Jun 17, 2025 | News
The game of real estate has changed significantly with new rules based on a historic National...
Why You Should Avoid VA Adjustable Rate VA Home Loans
Published on May 8, 2025 | Last updated Jun 17, 2025 | Mortgage
Homebuying is a milestone, and veterans enjoy unique benefits through VA-backed financing....
$6,000 Grants for Veteran Homebuyers: Your Guide to Assistance
Published on May 8, 2025 | Last updated Jun 17, 2025 | Home Buying, Mortgage
The VA loan benefit is a powerful tool for veterans looking to buy or refinance a home, offering...
Is the VA Funding Fee Tax Deductible?
Published on May 8, 2025 | Last updated Jun 17, 2025 | VA Loans
The VA loan benefit is a powerful tool for veterans looking to buy or refinance a home, offering...
First vs. Subsequent VA Loan Use Explained
Published on May 8, 2025 | Last updated Jun 17, 2025 | VA Loans
The VA loan benefit is a powerful tool for veterans looking to buy or refinance a home, offering...
2025 VA Loan Rates Are Lower Than Conventional Loans
Published on May 7, 2025 | Last updated Jun 17, 2025 | News
Are you a veteran, active-duty service member, or surviving spouse looking to buy or refinance a...
White House Reverses Trump’s Veterans Day Renaming Proposal
Published on May 6, 2025 | Last updated Jun 17, 2025 | News
Veterans Day has its origins in Armistice Day, celebrated in 1918 at the end of World War I. It...
Less Competitive Housing Market in 2025 Benefits Veterans
Published on May 6, 2025 | Last updated Jun 17, 2025 | News
Buying a home with a VA loan in the 2025 real estate market is a big advantage for veterans....
Non-Allowable Fees for VA Home Loans
Published on May 6, 2025 | Last updated Jun 17, 2025 | Mortgage, VA Loans
Buying a home using a VA loan is full of advantages, including zero down payment, no private...
Understanding the Closing Disclosure on a VA Loan
Published on May 5, 2025 | Last updated Jun 17, 2025 | VA Loans
VA loans offer some of the most valuable benefits in home financing, including zero down payments...
Understanding the Loan Estimate on a VA Loan
Published on May 5, 2025 | Last updated Jun 17, 2025 | VA Loans
When you apply for a VA home loan, the Loan Estimate becomes your most valuable roadmap. It’s a...
Title Insurance on a VA Loan: The Ultimate Guide for Veterans
Published on May 5, 2025 | Last updated Jun 17, 2025 | VA Loans
For veterans, active-duty service members, and eligible spouses, the VA loan program offers...
Homeowner’s Insurance on a VA Loan
Published on May 5, 2025 | Last updated Jun 17, 2025 | VA Loans
Veterans buying a home with a VA loan face unique insurance considerations. While you won’t pay...
Surviving Spouses May Be Exempt from VA Funding Fee
Published on May 3, 2025 | Last updated Jun 17, 2025 | VA Loans
The journey to homeownership can feel especially complicated for surviving spouses of veterans,...
What Are Discount Points on a VA Loan?
Published on May 3, 2025 | Last updated Jun 17, 2025 | VA Loans
As a veteran, you enjoy exclusive benefits with a VA loan, such as no private mortgage insurance...
VA Tidewater Initiative: Overcoming a Low VA Appraisal in 2025
Published on May 3, 2025 | Last updated Jun 17, 2025 | VA Loans
Buying a home with a VA loan can be an exciting milestone, yet a low VA appraisal can quickly...
Changing Jobs During the VA Loan Process
Published on May 1, 2025 | Last updated Jun 17, 2025 | VA Loans
Changing jobs mid-VA loan process is a common concern for veterans and active-duty service members...
VA Loan Denied Due to Credit Issues – How to Rebound and Qualify
Published on Apr 30, 2025 | Last updated Jun 17, 2025 | VA Loans
Having your VA loan denied can feel like a major setback—especially after serving your country and...
Veterans Face Appraisal Gaps in Competitive Markets
Published on Apr 30, 2025 | Last updated Jun 17, 2025 | Learn, VA Loans
In a rapidly evolving real estate market, veterans using VA loans often encounter appraisal gaps...
Veterans Losing Out to Cash and Conventional Buyers
Published on Apr 30, 2025 | Last updated Jun 17, 2025 | Home Buying
Buying a home with a VA loan can be a challenge in today’s fast-paced seller’s market. Many...
Millennial Veterans Lead VA Loan Growth in 2025
Published on Apr 30, 2025 | Last updated Jun 17, 2025 | News
Millennial veterans are revolutionizing the housing market through robust use of VA loans. Unlike...
VA Home Loan Usage in California Rebounds Despite Prices
Published on Apr 29, 2025 | Last updated Jun 17, 2025 | Home Buying
California’s housing market is famously challenging, with high price tags and limited supply...
Veteran Homeownership Rates Reach 78%
Published on Apr 29, 2025 | Last updated Jun 17, 2025 | News
Veteran homeownership rates have climbed to an all-time high of 78%, underscoring the impact of...
Soto v. United States and Combat-Related Special Compensation (CRSC)
Published on Apr 29, 2025 | Last updated Jun 17, 2025 | News
Combat-Related Special Compensation (CRSC) is a crucial, tax-free payment for retired veterans who...
VA Extends COVID Forbearance Through Summer 2025
Published on Apr 28, 2025 | Last updated Jun 17, 2025 | News
Veteran homeowners facing financial pressures have more time and options to safeguard their homes....
Lawmakers Propose “Veterans Housing Relief Act”
Published on Apr 28, 2025 | Last updated Jun 17, 2025 | News
The path to homeownership can feel overwhelming for many transitioning from Military service to...
Military Relocation Trends Impact Local Housing Markets in 2025
Published on Apr 28, 2025 | Last updated Jun 17, 2025 | Trends
In 2025, the housing landscape around U.S. Military bases is experiencing a major shake-up,...
Bill Introduced to Lower VA Loan Funding Fees
Published on Apr 28, 2025 | Last updated Jun 17, 2025 | VA Loans
If you’re a Veteran or active-duty Military service member, there’s exciting news on the horizon...
VA Loan Applications Surge Despite High Rates
Published on Apr 28, 2025 | Last updated Jun 17, 2025 | News
In 2025, mortgage rates have reached levels not seen in years, yet applications for VA loans...
Push to Expand Specially Adapted Housing Grants for Disabled Veterans
Published on Apr 28, 2025 | Last updated Jun 17, 2025 | Veteran Life
Homes that truly accommodate your specific needs can drastically enhance daily life and overall...
Proposed VA Partial Claim Program Gains Momentum
Published on Apr 25, 2025 | Last updated Jun 17, 2025 | News
For many Veteran homebuyers, the housing market in 2025 presents fresh opportunities and important...
2025 VA Home Loan Program Updates for First-Time Homebuyers
Published on Apr 25, 2025 | Last updated Jun 17, 2025 | VA Loans
If you are a Veteran preparing to buy your first home in 2025, this comprehensive guide will walk...
2025 VA Home Loan Program Updates
Published on Apr 24, 2025 | Last updated Jun 17, 2025 | VA Loans
Here are the new 2025 updates you need to know about the VA Home Loan Program, we explore new...
Investors Pull Back, Making Room for Home Buyers
Published on Apr 23, 2025 | Last updated Jun 17, 2025 | News
As of April 2025, a major real estate shake-up is taking place across the United States....
VA Loan Residual Income Chart 2025: Your Roadmap to Smooth Homeownership
Published on Apr 22, 2025 | Last updated Jun 17, 2025 | Military Pay
Residual income is a critical factor in determining whether you can qualify for a VA-backed...
Department of Veterans Affairs to End VASP Mortgage Rescue Program
Published on Apr 21, 2025 | Last updated Jun 17, 2025 | Veteran Life
The U.S. Department of Veterans Affairs (VA) recently announced the termination of its Veterans...
The Housing Market Is Rebalancing in 2025
Published on Apr 21, 2025 | Last updated Jun 17, 2025 | Trends
For the last few years, the U.S. housing market felt like a pressure cooker. From frantic bidding...
Owning vs. Renting in 2025: The $50K Income Gap
Published on Apr 21, 2025 | Last updated Jun 17, 2025 | News
It used to be simple: you rented until you were ready to buy. But in 2025, that timeline has hit a...
The 2025 VA Home Loan Pre-Approval Process
Published on Apr 18, 2025 | Last updated Jun 17, 2025 | VA Loans
For Veterans entering the housing market, securing pre-approval for a VA home loan is a vital...
How BAH Covers Your VA Mortgage Loan
Published on Apr 14, 2025 | Last updated Jun 17, 2025 | VA Loans
Many Veterans dream of owning a home after their years of service. If you’re new to the homebuying...
Using a Co-Borrower on a VA Loan
Published on Apr 12, 2025 | Last updated Jun 17, 2025 | VA Loans
VA loans make homeownership more accessible for Veterans by minimizing costs like down payments...
Military Clause for Veterans: Why It Matters and How It Works
Published on Apr 11, 2025 | Last updated Jun 17, 2025 | Veteran Life
Moving is a way of life for many Veterans and active-duty Service Members. Orders can come at any...
Military Families Can Save Big at NHL Games This Season
Published on Apr 10, 2025 | Last updated Jun 17, 2025 | Veteran Life
Hockey is back in full swing, and if you’re a veteran or part of a military family, there are more...
Texas Hazlewood Act for Tuition Support
Published on Apr 9, 2025 | Last updated Jun 17, 2025 | Veteran Life
Are you a Texas veteran or a family member aiming for a debt-free college experience? The Texas...
Morale, Welfare, and Recreation (MWR) Programs for Veterans
Published on Apr 8, 2025 | Last updated Jun 17, 2025 | Veteran Life
Many veterans miss the sense of community and fun they experienced on active duty. Morale,...
Chapter 35 VA Benefits: Everything Veterans Need to Know
Published on Apr 8, 2025 | Last updated Jun 17, 2025 | Veteran Life
Officially known as the Survivors’ and Dependents’ Educational Assistance (DEA) program, Chapter...
How to Increase My VA Disability Rating
Published on Apr 8, 2025 | Last updated Jun 17, 2025 | FAQs
If you’re a veteran looking to raise your VA disability rating—and especially if you’re thinking...
The Post-9/11 GI Bill: A Complete Guide
Published on Apr 8, 2025 | Last updated Jun 17, 2025 | Veteran Life
If you're a veteran, service member, or a qualifying family member, the Post-9/11 GI Bill is one...
Can You Get a VA Loan with a 580 Credit Score?
Published on Apr 7, 2025 | Last updated Jun 17, 2025 | FAQs, VA Loans
Yes, it’s possible for veteran homebuyers to get a VA loan with a 580 credit score. While the...
Disability Grants for Veterans: How to Qualify and Apply
Published on Apr 7, 2025 | Last updated Jun 17, 2025 | Veteran Life
Veterans living with service-connected disabilities may qualify for VA disability grants, which...
Should You Buy Down Your Mortgage Rate on Your VA Loan?
Published on Apr 7, 2025 | Last updated Jun 17, 2025 | FAQs
Buying down your VA loan rate, often called a “VA rate buy down,” can help you secure a lower...
How Trump’s Tariffs Could Impact Veteran Homebuyers in 2025
Published on Apr 4, 2025 | Last updated Jun 17, 2025 | News
If you’re a veteran thinking about buying a home this year, you’ve likely come across the news...
What Happens to My Entitlement If I Foreclose?
Published on Apr 4, 2025 | Last updated Jun 17, 2025 | FAQs, VA Loans
For many veteran homebuyers, the thought of losing your home can feel overwhelming. If you’re...
Drop in 10-Year Treasury Yield Will Impact Mortgage Rates
Published on Apr 3, 2025 | Last updated Jun 17, 2025 | News
Big news today, April 3, 2025. The 10-year Treasury yield just dropped to 4.0513% after President...
What Could Delay My VA Loan Application?
Published on Apr 2, 2025 | Last updated Jun 17, 2025 | FAQs, VA Loans
Several factors can slow down your VA loan application, including missing documents (like your...
Are Disabled Veterans Exempt from VA Funding Fee?
Published on Mar 26, 2025 | Last updated Jun 17, 2025 | FAQs, VA Loans
Yes, if you are a disabled Veteran you are exempt from paying the VA funding fee. If you’re a...
What Documents Are Required for a VA Loan?
Published on Mar 26, 2025 | Last updated Jun 17, 2025 | FAQs, VA Loans
To secure a VA loan, you typically need the following documents: DD-214 or Statement of Service...
Can I Exceed the VA Loan Limit?
Published on Mar 23, 2025 | Last updated Jun 17, 2025 | FAQs
Yes, you can exceed the VA loan limit in certain scenarios. The truth is, the Department of...
Can Surviving Spouses Use VA Loans?
Published on Mar 22, 2025 | Last updated Jun 17, 2025 | FAQs
Yes, certain surviving spouses can use VA loans to purchase or refinance a home under specific...
How Long Do I Need to Serve to Qualify for a VA Loan?
Published on Mar 21, 2025 | Last updated Jun 17, 2025 | FAQs
Minimum service requirements to qualify for a VA loan can vary based on your duty status, length...
Can You Use a VA Loan to Buy a Condo?
Published on Mar 18, 2025 | Last updated Jun 17, 2025 | FAQs, Home Buying
Yes, you can use a VA loan to buy a condo, provided the property is on the VA-approved list or can...
Denied COE for VA home loan? What’s Next
Published on Mar 18, 2025 | Last updated Jun 17, 2025 | FAQs
For many veterans, buying a home marks a significant step in transitioning to civilian life and...
One-Time VA Construction Close: Everything You Need to Know
Published on Mar 17, 2025 | Last updated Jun 17, 2025 | VA Loans
If you’re a veteran thinking about building a custom home from the ground up, you may have heard...
Is It Hard to Sell a House to Someone with a VA Loan?
Published on Mar 15, 2025 | Last updated Jun 17, 2025 | FAQs
If you're a veteran who intends to apply for your VA loan benefit, you may be concerned that...