2025 BAH (Basic Allowance for Housing) Rates in Tennessee
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Understanding the Basic Allowance for Housing (BAH) in Tennessee
The Basic Allowance for Housing (BAH) is an essential financial resource for U.S. military personnel, designed to help cover housing costs when stationed away from their main residence. In Tennessee, the BAH is tailored according to rank, duty location, and dependency status to align with the local housing market costs.
The Department of Defense updates BAH rates annually to keep pace with fluctuating housing costs, supporting service members in achieving financial stability. This resource outlines the latest BAH rates for Tennessee, enabling you to find the suitable allowance based on your rank and family circumstances.
How BAH Rates are Determined in Tennessee
BAH rates in Tennessee depend on several critical factors:
- Location: Reflects the variable housing costs across different Military Housing Areas (MHA) in Tennessee.
- Rank: Higher ranks receive increased allowances, reflecting their broader responsibilities and housing needs.
- Dependents: Service members with families qualify for higher BAH rates to ensure proper family accommodation.
BAH is designed to provide financial support to military members, enabling them to secure appropriate and affordable housing, thereby enhancing stability and comfort during their service period in Tennessee.
Using the BAH Charts
To determine your monthly BAH in Tennessee, follow these steps:
- Identify your Military Housing Area (MHA) in Tennessee.
- Find your pay grade (rank) in the charts provided.
- Check if you have dependents.
These steps will help you ascertain the exact housing allowance, facilitating effective financial management during your station in Tennessee.
2025 BAH Rates in Tennessee
The Basic Allowance for Housing (BAH) rates in Tennessee have been updated for 2025, reflecting the national average increase of 5.4%. These rates are determined by the Department of Defense and are based on location, pay grade (rank), and dependency status.
Chattanooga, TN BAH Rates (MHA: TN266)
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,851 | $1,440 |
| E02 | $1,851 | $1,440 |
| E03 | $1,851 | $1,440 |
| E04 | $1,851 | $1,440 |
| E05 | $1,950 | $1,635 |
| E06 | $2,424 | $1,818 |
| E07 | $2,448 | $1,851 |
| E08 | $2,457 | $2,049 |
| E09 | $2,556 | $2,187 |
| W01 | $2,445 | $1,833 |
| W02 | $2,454 | $2,046 |
| W03 | $2,466 | $2,205 |
| W04 | $2,604 | $2,421 |
| W05 | $2,808 | $2,433 |
| O01E | $2,451 | $1,947 |
| O02E | $2,460 | $2,154 |
| O03E | $2,634 | $2,418 |
| O01 | $2,013 | $1,749 |
| O02 | $2,421 | $1,920 |
| O03 | $2,463 | $2,253 |
| O04 | $2,880 | $2,424 |
| O05 | $3,198 | $2,436 |
| O06 | $3,225 | $2,439 |
| O07 | $3,249 | $2,460 |
Zip codes for Chattanooga, TN: 30726, 30736, 30742, 37302, 37304, 37308, 37315, 37341, 37343, 37350, 37351, 37363, 37373, 37377, 37379, 37384, 37401, 37402, 37403, 37404, 37405, 37406, 37407, 37408, 37409, 37410, 37411, 37412, 37414, 37415, 37416, 37419, 37421, 37422, 37424, 37450.
Knoxville, TN BAH Rates (MHA: TN267)
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,923 | $1,479 |
| E02 | $1,923 | $1,479 |
| E03 | $1,923 | $1,479 |
| E04 | $1,923 | $1,479 |
| E05 | $2,052 | $1,680 |
| E06 | $2,457 | $1,842 |
| E07 | $2,553 | $1,926 |
| E08 | $2,655 | $2,136 |
| E09 | $2,817 | $2,250 |
| W01 | $2,475 | $1,890 |
| W02 | $2,598 | $2,133 |
| W03 | $2,724 | $2,268 |
| W04 | $2,853 | $2,475 |
| W05 | $3,009 | $2,577 |
| O01E | $2,568 | $2,049 |
| O02E | $2,706 | $2,226 |
| O03E | $2,874 | $2,448 |
| O01 | $2,106 | $1,791 |
| O02 | $2,454 | $2,013 |
| O03 | $2,721 | $2,307 |
| O04 | $3,063 | $2,553 |
| O05 | $3,303 | $2,610 |
| O06 | $3,330 | $2,706 |
| O07 | $3,357 | $2,754 |
Zip codes for Knoxville, TN: 37701, 37705, 37710, 37716, 37717, 37721, 37737, 37754, 37769, 37777, 37801, 37802, 37803, 37804, 37806, 37828, 37830, 37831, 37849, 37853, 37878, 37882, 37886, 37901, 37902, 37909, 37912, 37914, 37915, 37916, 37917, 37918, 37919, 37920, 37921, 37922, 37923, 37924, 37927, 37928, 37929, 37930, 37931, 37932, 37933, 37934, 37938, 37939, 37940, 37950, 37995, 37996, 37997, 37998.
Memphis, TN BAH Rates (MHA: TN268)
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $2,064 | $1,590 |
| E02 | $2,064 | $1,590 |
| E03 | $2,064 | $1,590 |
| E04 | $2,064 | $1,590 |
| E05 | $2,208 | $1,800 |
| E06 | $2,319 | $1,932 |
| E07 | $2,337 | $2,067 |
| E08 | $2,346 | $2,235 |
| E09 | $2,376 | $2,253 |
| W01 | $2,334 | $2,025 |
| W02 | $2,343 | $2,232 |
| W03 | $2,355 | $2,262 |
| W04 | $2,397 | $2,307 |
| W05 | $2,493 | $2,319 |
| O01E | $2,340 | $2,205 |
| O02E | $2,349 | $2,250 |
| O03E | $2,409 | $2,304 |
| O01 | $2,229 | $1,917 |
| O02 | $2,316 | $2,163 |
| O03 | $2,352 | $2,271 |
| O04 | $2,523 | $2,310 |
| O05 | $2,664 | $2,322 |
| O06 | $2,688 | $2,325 |
| O07 | $2,706 | $2,343 |
Zip codes for Memphis, TN: 37501, 37544, 38002, 38004, 38011, 38014, 38015, 38016, 38017, 38018, 38019, 38023, 38027, 38028, 38029, 38049, 38053, 38054, 38055, 38058, 38071, 38083, 38088, 38101, 38103, 38104, 38105, 38106, 38107, 38108, 38109, 38111, 38112, 38113, 38114, 38115, 38116, 38117, 38118, 38119, 38120, 38122, 38124, 38125, 38126, 38127, 38128, 38130, 38131, 38132, 38133, 38134, 38135, 38136, 38137, 38138, 38139, 38141, 38145, 38148, 38150, 38151, 38152, 38157, 38159, 38161, 38163, 38166, 38167, 38168, 38173, 38174, 38175, 38177, 38181, 38182, 38183, 38184, 38186, 38187, 38188, 38190, 38193, 38194, 38197.
Nashville, TN BAH Rates (MHA: TN269)
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $2,133 | $1,746 |
| E02 | $2,133 | $1,746 |
| E03 | $2,133 | $1,746 |
| E04 | $2,133 | $1,746 |
| E05 | $2,265 | $1,905 |
| E06 | $2,652 | $2,007 |
| E07 | $2,682 | $2,136 |
| E08 | $2,712 | $2,346 |
| E09 | $2,799 | $2,454 |
| W01 | $2,670 | $2,097 |
| W02 | $2,697 | $2,343 |
| W03 | $2,739 | $2,469 |
| W04 | $2,823 | $2,652 |
| W05 | $2,931 | $2,688 |
| O01E | $2,685 | $2,262 |
| O02E | $2,730 | $2,430 |
| O03E | $2,838 | $2,643 |
| O01 | $2,319 | $1,995 |
| O02 | $2,649 | $2,226 |
| O03 | $2,736 | $2,511 |
| O04 | $2,967 | $2,676 |
| O05 | $3,129 | $2,691 |
| O06 | $3,156 | $2,718 |
| O07 | $3,180 | $2,766 |
Zip codes for Nashville, TN: 37011, 37013, 37014, 37024, 37027, 37037, 37046, 37060, 37062, 37063, 37064, 37065, 37067, 37068, 37069, 37070, 37072, 37076, 37080, 37085, 37086, 37089, 37115, 37116, 37118, 37127, 37128, 37129, 37130, 37131, 37132, 37133, 37135, 37138, 37153, 37167, 37179, 37189, 37201, 37202, 37203, 37204, 37205, 37206, 37207, 37208, 37209, 37210, 37211, 37212, 37213, 37214, 37215, 37216, 37217, 37218, 37219, 37220, 37221, 37222, 37224, 37227, 37228, 37229, 37230, 37232, 37234, 37235, 37236, 37238, 37240, 37241, 37242, 37243, 37244, 37246, 37250, 38476.
Johnson City/Kingsport, TN BAH Rates (MHA: TN353)
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,407 | $1,101 |
| E02 | $1,407 | $1,101 |
| E03 | $1,407 | $1,101 |
| E04 | $1,407 | $1,101 |
| E05 | $1,485 | $1,242 |
| E06 | $1,986 | $1,491 |
| E07 | $2,070 | $1,554 |
| E08 | $2,157 | $1,617 |
| E09 | $2,307 | $1,734 |
| W01 | $2,007 | $1,506 |
| W02 | $2,106 | $1,587 |
| W03 | $2,217 | $1,755 |
| W04 | $2,343 | $2,004 |
| W05 | $2,499 | $2,091 |
| O01E | $2,082 | $1,563 |
| O02E | $2,202 | $1,701 |
| O03E | $2,364 | $1,980 |
| O01 | $1,551 | $1,326 |
| O02 | $1,983 | $1,557 |
| O03 | $2,214 | $1,806 |
| O04 | $2,553 | $2,070 |
| O05 | $2,793 | $2,115 |
| O06 | $2,817 | $2,196 |
| O07 | $2,838 | $2,235 |
Zip codes for Johnson City/Kingsport, TN: 24201, 24203, 24205, 24209, 37601, 37602, 37604, 37605, 37614, 37615, 37617, 37618, 37620, 37621, 37625, 37642, 37643, 37644, 37645, 37656, 37658, 37659, 37660, 37662, 37663, 37664, 37665, 37669, 37681, 37682, 37684, 37686, 37687, 37690, 37694, 37699, 37711, 37731, 37811, 37857, 37873.
