Selling a home with a VA loan to a buyer who assumes it does not automatically free you from the debt. Under 38 U.S.C. 3714, you are released from liability…
The Latest Articles from Our Experts
VA Loans and State Taxes in 2026: How Texas, Florida, Virginia, and North Carolina Compare
Oct 7, 2026 | Learn
Your VA loan works the same in every state, but state taxes do not. Texas and Florida charge no state income tax and fully exempt the homestead of qualifying 100%…
VA Loan Rates Top 7% in October 2026: What Changed and What Veterans Can Do Now
Oct 7, 2026 | Learn
VA loan rates crossed 7% in early October 2026. The 30-year fixed VA rate averaged 7.07% on October 7 in Optimal Blue data, up from 6.45% on September 8. The…
VA Loan Portability: How Your Benefit Works When You Move to Another State
Sep 22, 2026 | Learn
Your VA Loan works in any state. The entitlement is federal, not geographic, and covers purchases across all 50 states plus U.S. territories including Puerto Rico and the Northern Mariana…
CHAMPVA Health Coverage 2026: Eligibility, Benefits, and How to Enroll
Sep 21, 2026 | Learn
CHAMPVA is a cost-sharing healthcare program run by the VA for spouses, dependents, and survivors of Veterans rated permanently and totally disabled from a service-connected condition. There is no provider…
Can Your Real Estate Agent Require You to Use Their Preferred Lender?
Jul 31, 2026 | Learn
Trump and VA Home Loans in 2026: What Actually Changed
Jun 22, 2026 | Learn
VA Loan Underwriting Timeline: How Long Each Step Takes
Jun 22, 2026 | Learn
VA Loan Pros and Cons: An Honest Assessment for 2026
Jun 18, 2026 | Learn
VA Loan Septic System Requirements
May 29, 2026 | Learn
VA Loan Statement of Service Requirements
May 29, 2026 | Learn
VA Loan Childcare Letter Requirements
May 29, 2026 | Learn
VA Entitlement Codes Explained
May 29, 2026 | Learn
Memorial Day 2026: The Life They Paid For
May 25, 2026 | 331
On Memorial Day 2026, VA Loan Network founder Levi Rodgers — a combat-wounded Green Beret — shares a personal tribute to the brothers he lost in Afghanistan in 2009.
VA Loan Interest Rate Buydown: Points, Seller-Funded, and Break-Even Math
May 22, 2026 | VA Loans
VA Loan Power of Attorney: When a POA Can Sign at Closing
May 22, 2026 | VA Loans
VA Loan With Retirement Income: How Lenders Count 401k, Pension, and IRA Distributions
May 21, 2026 | VA Loans
VA Loan After Chapter 13 Bankruptcy: When You Can Apply and How to Qualify
May 21, 2026 | Credit
VA Loan After Chapter 7 Bankruptcy: Waiting Periods and How to Qualify
May 21, 2026 | Credit
Authorized User Tradelines for a VA Loan: How They Help and What Lenders Check
May 20, 2026 | Credit
VA Loan Escrow and Impound Account: How It Works and What to Expect
May 20, 2026 | VA Loans
VA Loan for Land: Why You Cannot Buy Vacant Land and What to Do Instead
May 20, 2026 | VA Loans
VA Loan Inspection Waiver: When AUS Skips the Interior Appraisal
May 20, 2026 | VA Loans
VA Loan for a Tiny House: Rules, Limitations, and Alternatives
May 20, 2026 | VA Loans
VA Loan for a Modular Home: Rules, Appraisal, and How It Differs From Manufactured
May 19, 2026 | Learn
VA Loan With LLC or S-Corp Income: How Lenders Calculate Business Earnings
May 19, 2026 | Learn
VA Loan Subordination Agreement: What It Is and When You Need One
May 19, 2026 | Learn
VA Loan for an ADU: Accessory Dwelling Unit Rules, Appraisal, and Rental Income
May 19, 2026 | Learn
VA Entitlement Restoration: How to Get Your VA Loan Benefit Back
May 18, 2026 | Learn
Credit Repair for a VA Loan: The Step-by-Step Roadmap to Approval
May 18, 2026 | Learn
Remote Worker VA Loan: How to Qualify When You Work From Home
May 18, 2026 | Learn
Non-Veteran Spouse on a VA Loan: Guaranty Split, Down Payment, and When to Apply Solo
May 18, 2026 | Learn
VA Loan Low Appraisal: Every Option When the Value Comes In Short
May 18, 2026 | Learn
VA Cash-Out Refinance vs HELOC: Which Way to Tap Your Home Equity
May 18, 2026 | Learn
Employment Gap on a VA Loan: What Lenders Need and How to Qualify
May 18, 2026 | Learn
Bonus Income on a VA Loan: Qualification Rules, Calculation, and What Lenders Need
May 18, 2026 | Learn
Commission Income on a VA Loan: How Lenders Calculate and What You Need
May 18, 2026 | Learn
VA Loan Rate Lock: How It Works, When to Lock, and What It Costs
May 17, 2026 | Learn
VA Water Test Requirements: Private Wells, the 90-Day Rule and Who Can Test
May 1, 2026 | VA Loans
VA Home Loan Affordability Act (H.R. 8532): What Veterans Should Know
May 1, 2026 | Learn
Can You Use Cryptocurrency for a VA Loan Down Payment? Rules for 2026
May 1, 2026 | VA Loans
Underwater on Your VA Mortgage? Options for Upside-Down Veterans
May 1, 2026 | VA Loans
VA Loan Daily Interest Charges: What Veterans Pay at Closing and Why
May 1, 2026 | VA Loans
VA Loan Cash Offer Programs: How Veterans Can Compete With Cash Buyers
May 1, 2026 | VA Loans
Renting Out a Home You Bought With a VA Loan: Rules and Requirements
May 1, 2026 | VA Loans
VA Loan for Coast Guard: Eligibility Rules, Active Duty and Reserve
May 1, 2026 | VA Loans
Purple Heart Recipients and VA Loan Funding Fee Exemption: Complete Guide
May 1, 2026 | VA Loans
VA Loan for a Farm: Property Rules, Acreage Limits, and What Qualifies
May 1, 2026 | VA Loans
15-Year vs 30-Year VA Mortgage: Which Loan Term Saves You More?
May 1, 2026 | VA Loans
Barndominium VA Loan: Can You Finance a Barndo With VA Benefits?
May 1, 2026 | VA Loans
VA Buyer-Broker Fee Rule Made Permanent: What Veterans Need to Know in 2026
May 1, 2026 | VA Loans
VA Foreclosure Avoidance: Every Option Veterans Have in 2026
Apr 30, 2026 | VA Loans
VA Loan Modification: How It Works and When Veterans Qualify
Apr 30, 2026 | VA Loans
VA Loan During Chapter 13 Bankruptcy: How To Qualify Before Discharge
Apr 30, 2026 | VA Loans
VA Loan Condo Buying Guide: How VA Condo Approval Works and What the VA Reviews
Apr 30, 2026 | VA Loans
Overtime Income on a VA Loan: How Lenders Calculate and Verify It
Apr 15, 2026 | VA Loans
Part-Time Income on a VA Loan: When It Counts and When It Does Not
Apr 15, 2026 | VA Loans
Retirement Income on a VA Loan: What Counts and How to Gross Up
Apr 15, 2026 | VA Loans
No Credit History VA Loan: Manual Underwriting and Alternative Tradelines
Apr 15, 2026 | VA Loans
Alternative Tradelines for VA Loans: What Counts and How to Document Them
Apr 15, 2026 | VA Loans
Verification of Rent for VA Loans: What Underwriters Need to See
Apr 15, 2026 | VA Loans
VA Lead Paint Requirements: What Pre-1978 Homes Need Before Closing
Apr 15, 2026 | Mortgage
VA Appraisal Electrical Requirements: What Gets Flagged and What It Costs
Apr 15, 2026 | VA Loans
VA Radon Testing Requirements: What the VA Does and Does Not Require
Apr 15, 2026 | VA Loans
Clear to Close on a VA Loan: What It Means and What Can Still Go Wrong
Apr 14, 2026 | VA Loans
Using GI Bill Income to Qualify for a VA Loan
Apr 14, 2026 | VA Loans
VA Loan for Mobile Home in Park: Non-Permanent Foundation Rules
Apr 12, 2026 | VA Loans
VA Loan Homeowners Insurance Deductible Strategy
Apr 12, 2026 | VA Loans
VA IRRRL Scam Warning: How to Spot Predatory Refinance Offers
Apr 12, 2026 | VA Loans
VA Loan for Cannabis Industry Workers: Income Rules
Apr 12, 2026 | VA Loans
Co-Ownership Agreement for Unmarried VA Loan Borrowers
Apr 12, 2026 | VA Loans
NY SONYMA Veteran Homebuyer Program: Below-Market Rates
Apr 12, 2026 | VA Loans
Veterans Mortgage Life Insurance (VMLI): Coverage and Eligibility
Apr 12, 2026 | VA Loans
Secured Credit Cards to Rebuild Credit for a VA Loan
Apr 12, 2026 | VA Loans
VA Condo Single-Unit Approval: Why the VA Does Not Offer It and What to Do Instead
Apr 12, 2026 | VA Loans
VA Loan After Multiple Bankruptcies: Seasoning Rules
Apr 12, 2026 | VA Loans
Assumable VA Mortgage Listings: Where to Find Them and How to Vet Each One
Apr 12, 2026 | VA Loans
VA Construction Loan Lenders in 2026: Who Still Offers Them
Apr 12, 2026 | VA Loans
VA Loan Occupancy Audit: What Triggers an Investigation
Apr 12, 2026 | VA Loans
VA Entitlement for Military Couples: Dual-Veteran Home Buying
Apr 12, 2026 | VA Loans
State-by-State Property Tax Exemptions for Veterans
Apr 12, 2026 | VA Loans
VA Vendee Financing: How to Buy VA-Owned REO Properties in 2026
Apr 12, 2026 | VA Loans
VA Loan Payment Calculator: Estimate Your Monthly Mortgage
Apr 12, 2026 | VA Loans
VA Loan Types: Purchase, IRRRL, Cash-Out, and Construction
Apr 12, 2026 | VA Loans
Non-Traditional Credit and Alternative Tradelines for VA Loans
Apr 12, 2026 | VA Loans
VA Loan Credit Counseling for Veterans: Free Resources
Apr 12, 2026 | VA Loans
VA Loan Conditional Approval Explained
Apr 12, 2026 | VA Loans
VA Reverse Mortgage: Why It Doesn’t Exist and What to Do Instead
Apr 10, 2026 | VA Loans
Homeowner Tax Deductions for Veterans: What You Can Write Off
Apr 10, 2026 | VA Loans, Veteran Life
VA Loans and IRS Tax Liens: Getting Approved With a Payment Plan
Apr 10, 2026 | Credit, VA Loans
Buying a Home in a Living Trust With a VA Loan
Apr 10, 2026 | VA Loans
How to use a revocable living trust with a VA loan, what the VA requires, lender overlays, documentation, and why irrevocable trusts do not work.
SCRA and VA Loans: Servicemembers Civil Relief Act Protections
Apr 10, 2026 | VA Loans, Veteran Life
Veterans Mortgage Life Insurance (VMLI): Coverage, Cost, and How to Apply
Apr 9, 2026 | VA Loans, Veteran Life
What Happens to a VA Loan When the Veteran Dies
Apr 9, 2026 | VA Loans, Veteran Life
How Often Can You Refinance a VA Loan?
Apr 9, 2026 | VA Loans
How to Refinance a VA ARM to a Fixed Rate
Apr 9, 2026 | VA Loans
Can You Refinance a VA Loan With Bad Credit?
Apr 9, 2026 | Credit, VA Loans
Yes you can refinance a VA loan with bad credit. IRRRL is the easy path. Cash-out is harder. Score requirements lender overlays and the math.
VA Loan Denied Due to Appraisal: Options When the Home Fails
Apr 8, 2026 | VA Loans
VA Loans for Off-Grid and Rural Homes
Apr 8, 2026 | VA Loans
VA loans can finance rural and off-grid homes that meet MPRs. Well septic solar road and acreage rules.
VA Loan Appraisal Dealbreakers and How to Handle Them
Apr 8, 2026 | VA Loans






























































