VA Loan Articles & Guides
Expert guides on VA loans, credit, and homebuying for Veterans and Military families.
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How Much Can You Borrow With a VA Loan? Limits, Entitlement, and Guaranty Rules Explained
There is no maximum VA Loan amount for Veterans with full entitlement. Since January 1, 2020, borrowers who have never used their benefit or have fully restored it…
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Run the numbers before you shop — know your budget and what you'll pay at closing.
Latest from VALN
Should You Buy a Home Now or Wait for VA Rates to Drop?
Skip to the Direct Answer UPDATED OCTOBER 27, 2026 · VA HOME-BUYING DECISION GUIDE Should You Buy a…
How to Get a Lower VA Loan Rate in a High-Rate Market
Skip to the answer VA LOAN RATE STRATEGIES · FACT-CHECKED OCTOBER 2026 How to Get a Lower VA…
Veterans Day 2026 Deals, Discounts and Free Meals (Nov 11)
Written by: Levi Rodgers, Co-Founder & Army VeteranBy Levi Rodgers, Army Veteran Reviewed by: VA Loan Network Editorial…
VA Funding Fee vs PMI: 2026 Cost Comparison
The VA funding fee is a one-time charge that replaces the monthly private mortgage insurance conventional borrowers pay…
VA IRRRL Rates Today: Compare Rates, APR & Fees
VA IRRRL rates are set by individual lenders, not by the VA, and they shift daily with the…
VA Cash-Out Refinance Fees: Funding Fee, Closing Costs & Cash You Receive
The funding fee on a VA cash-out refinance is 2.15% for first-time use and 3.3% for subsequent use,…
Who Pays Closing Costs on a VA Loan? Buyer, Seller & Lender Rules
The buyer pays most VA loan closing costs, but federal rules sharply limit what Veterans can be charged.…
VA Cash-Out Refinance Rates in 2026: Compare Rates, Fees and Cash Received
VA cash-out refinance rates run higher than purchase rates, and the gap widens as LTV increases. On top…
Disabled Veteran VA Loan Closing Costs: 2026 Savings
Veterans with a 10% or higher disability rating are exempt from the VA funding fee, removing what amounts…
VA IRRRL Closing Costs & Fees: 2026 Breakdown
A VA IRRRL limits closing costs by design, with the funding fee set at 0.5% and lender origination…
VA Loan Employment Requirements: 2-Year Work History
VA loan lenders require 2 years of stable and reliable income that will continue during the foreseeable future.…
Refinance Conventional to VA Loan: Rules & Costs (2026)
Veterans with a conventional mortgage can switch to a VA loan through a VA cash-out refinance, even without…