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Disclosure

what we are, what we are not, and how to get help

Is VA Loan Network a Lender?

Related:
Partner Transparency

Licensing and Regulatory Disclosures

Advertising Disclosures

No. VA Loan Network is not a mortgage lender, broker, or bank. We are a VA loan education and guidance platform built for Veterans and Service Members. We explain how VA loans work, publish tools and checklists, and connect you with an experienced VA loan specialist if you request one on one help.


Next step:
Speak with a VA Loan Specialist

Short Answer

VA Loan Network is not a lender. We do not underwrite, approve, or fund loans, and we do not set rates or fees. Lenders make those decisions and provide required loan disclosures. We provide education and guidance, and we can connect you with a VA loan specialist if you ask for help.

  • Not a lender: We do not make credit decisions, issue Loan Estimates, or provide closing disclosures.
  • Education first: Our guides explain entitlement, funding fees, residual income, occupancy, and VA appraisal rules in plain language.
  • Human support: If you request help, you speak with a real VA loan specialist, not a call center script.

What VA Loan Network Is

VA Loan Network exists to help Veterans and Service Members understand VA home loans and make better decisions. We publish educational content, tools, and checklists, and we can help you get connected to a VA loan specialist when you want one on one guidance.

  • VA loan education: Clear explanations of eligibility, entitlement, funding fees, and common approval and appraisal issues.
  • Decision support: Tools that help you estimate costs and organize documents before you speak with a lender.
  • Specialist connection: When you ask, we coordinate an introduction to an experienced VA loan specialist who can answer questions and outline next steps.
  • Veteran focused: Content and guidance built for Military realities like PCS timing, BAH, Guard and Reserve income, and deployment schedules.

Not affiliated with VA

VA Loan Network is not affiliated with the Department of Veterans Affairs, the Department of Defense, or any government agency. VA program rules and official resources are published by VA.

What VA Loan Network Is Not

We are not a mortgage lender, broker, or bank. We also are not a rate comparison site and we do not rank lenders based on paid placement. Our role is guidance and education, and when you request help, an introduction to a VA loan specialist.

  • Not a lender or broker: We do not originate, underwrite, approve, or fund loans.
  • Not a government agency: We are not the VA, and we cannot issue entitlement or approve COEs.
  • Not paid placement rankings: Partners do not buy higher placement or “best lender” labels on this site.
  • Not a mass lead marketplace: We are designed for a real conversation and a clear next step, not a blast to multiple lenders.

How Getting Help Works

If you want one on one help, you can request it through our forms. We use the information you provide to understand your goals and route you to a VA loan specialist. That specialist can ask follow up questions, explain timeline and documents, and provide lender disclosures if you choose to apply.

  • You share basics: Your location, timeline, homebuying goal, and optional notes like property type or credit band.
  • We connect you: We coordinate an introduction to a VA loan specialist experienced with VA loans and Military scenarios.
  • You decide: You can proceed, pause, ask for another option, or use your own lender and still use our checklists.

For more detail, see Partner Transparency.

Your Choices

  • Use education only: You can use the site without requesting a call, without applying, and without sharing more than basic browsing data.
  • Bring your own lender: You can use any lender you want and still use our content and checklists to ask better questions.
  • Control communications: You can unsubscribe from emails and opt out of texts or calls where applicable.
  • Request deletion: You can ask us to delete your information consistent with our Privacy Policy and state privacy laws.

Privacy Summary

We follow data minimization principles. Our standard site forms are not designed to collect Social Security numbers or bank account information. If you request help, we use the information you provide to coordinate an introduction, operate the site, prevent fraud, and measure service quality. You can learn more and exercise your choices in our Privacy Policy and Do Not Sell or Share page.

Frequently Asked Questions

Do you approve VA loans?
No. VA Loan Network does not approve loans. Loan approvals, pricing, and underwriting decisions are made by the lender, and the lender provides required disclosures.
Do you set rates or fees?
No. Rates, fees, credits, and loan terms come from the lender. Our role is education and guidance so you understand costs and next steps before you commit.
How do I get help from a VA loan specialist?
Use our request form and share basic information such as location and timeline. We coordinate an introduction to a VA loan specialist who can answer questions and outline next steps.
Can I use my own lender?
Yes. You can bring any lender you want. Many Veterans still use our guides and checklists to confirm they understand funding fees, cash to close, and timeline expectations.
Are you affiliated with the Department of Veterans Affairs?
No. We are not affiliated with VA, the Department of Defense, or any government agency. We publish educational content and link to official resources where helpful.
Do you sell my personal information?
We do not sell personal information for money. You can manage opt out preferences and learn more in our Privacy Policy and Do Not Sell or Share page.
Will multiple lenders contact me?
Our goal is not to blast your information widely. If you request help, we coordinate an introduction so you can have a real conversation and decide what to do next.
What information do you need from me to get started?
Usually basics like your state, timeline, loan goal, and property type. Our standard site forms are not designed to collect Social Security numbers or bank account information.
Is there a fee to use VA Loan Network?
There is no cost to read our guides and use our tools. If you apply for a loan, lender and third party fees will appear on your Loan Estimate and closing documents.
Where can I read the official disclosures?
Start with Partner Transparency and Licensing and Regulatory Disclosures. You can also review our Advertising Disclosures and Privacy Policy for additional detail.

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