2025 BAH Rates in Georgia – ZIP Code Housing Allowance
The 2025 Basic Allowance for Housing (BAH) rates in Georgia are now live. These monthly tax-free payments help active-duty service members afford off-base housing across the state, with rates determined by ZIP code, rank, and dependency status. Whether you’re stationed at Fort Stewart, Fort Moore (formerly Fort Benning), Robins AFB, or Kings Bay Naval Submarine Base, the charts below show your updated allowance.
BAH rates in Georgia increased by an average of 5.4% in 2025, with notable adjustments near Savannah, Columbus, and Warner Robins. You can view national housing rate trends on our military housing allowance update page. Considering homeownership in Georgia? Visit our Georgia VA loan guide.
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In this Article
How to Find Your 2025 BAH Rate in Georgia
Use the BAH charts below to find your housing allowance by ZIP code, rank, and dependency status. All data reflects the 2025 BAH rates based on local rental market conditions across Georgia’s major military areas.
View BAH Rates in:
What is the Basic Allowance for Housing (BAH)?
BAH is a tax-free monthly housing benefit provided to active-duty military personnel to help cover the cost of off-base housing. In Georgia, BAH helps service members and their families secure housing in communities near bases like Fort Stewart, Robins AFB, and Fort Moore.
Each year, the Department of Defense adjusts BAH rates based on ZIP-level housing data. The rates below reflect the latest 2025 updates for Georgia.
How BAH Rates Are Determined
BAH is based on the following factors:
- Location: ZIP codes near urban areas like Savannah and Columbus tend to have higher BAH due to local rental costs.
- Rank: Senior ranks receive larger BAH to accommodate their housing needs.
- Dependents: Service members with dependents receive additional BAH to cover family housing expenses.
How to Use the BAH Charts
To determine your 2025 BAH:
- Find your duty station’s ZIP code or Military Housing Area (MHA).
- Select your rank or pay grade.
- Choose your dependency status (with or without dependents).
2025 Georgia BAH Rate Charts
Georgia BAH rates increased by 5.4% in 2025. Use the rate tables below to view your monthly housing allowance for areas near Fort Moore, Kings Bay, Robins AFB, and Fort Stewart.
Georgia Housing Costs & BAH Impact
Georgia’s housing market offers a mix of affordability and rapid growth. Areas near Fort Moore and Fort Stewart remain relatively affordable, while cities like Savannah and Warner Robins have experienced rising rental costs. The 2025 BAH rates reflect these shifts and are designed to ensure military families can find safe, stable housing within reach of their duty station. In rural parts of Georgia, BAH may exceed rental needs, while metro ZIPs may require out-of-pocket contributions.
2025 Georgia BAH Rate Charts
In 2025, the Basic Allowance for Housing (BAH) rates in Georgia have risen in line with the national average increase of approximately 5.4%. This adjustment, made annually by the Department of Defense, ensures that allowances keep pace with local housing costs and provide the financial support needed for service members to find suitable off-base housing.
Below are the updated BAH rate charts for key Georgia Military Housing Areas (MHAs). Use these tables to quickly determine your housing allowance based on your rank and dependent status.
ATLANTA, GA BAH Rates
Military Housing Area: GA071
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $2,247 | $1,752 |
| E02 | $2,247 | $1,752 |
| E03 | $2,247 | $1,752 |
| E04 | $2,247 | $1,752 |
| E05 | $2,367 | $1,989 |
| E06 | $2,664 | $2,133 |
| E07 | $2,685 | $2,250 |
| E08 | $2,694 | $2,433 |
| E09 | $2,718 | $2,511 |
| W01 | $2,682 | $2,217 |
| W02 | $2,691 | $2,430 |
| W03 | $2,703 | $2,523 |
| W04 | $2,739 | $2,658 |
| W05 | $2,823 | $2,670 |
| O01E | $2,688 | $2,364 |
| O02E | $2,697 | $2,493 |
| O03E | $2,751 | $2,655 |
| O01 | $2,412 | $2,121 |
| O02 | $2,661 | $2,331 |
| O03 | $2,700 | $2,556 |
| O04 | $2,850 | $2,661 |
| O05 | $2,973 | $2,673 |
| O06 | $3,000 | $2,676 |
| O07 | $3,021 | $2,700 |
BAH for ATLANTA, GA includes the following zip codes: 30002, 30003, 30004, 30005, 30006, 30007, 30008, 30009, 30010, 30017, 30019, 30021, 30022, 30023, 30024, 30026, 30029, 30030, 30031, 30032, 30033, 30034, 30035, 30036, 30037, 30038, 30039, 30042, 30043, 30044, 30045, 30046, 30047, 30048, 30049, 30058, 30060, 30061, 30062, 30063, 30064, 30065, 30066, 30067, 30068, 30069, 30071, 30072, 30074, 30075, 30076, 30077, 30078, 30079, 30080, 30081, 30082, 30083, 30084, 30085, 30086, 30087, 30088, 30090, 30091, 30092, 30093, 30095, 30096, 30097, 30098, 30099, 30101, 30106, 30111, 30122, 30126, 30127, 30133, 30134, 30135, 30144, 30152, 30154, 30156, 30160, 30168, 30187, 30205, 30213, 30214, 30215, 30228, 30236, 30237, 30238, 30248, 30250, 30252, 30253, 30260, 30268, 30269, 30270, 30272, 30273, 30274, 30281, 30287, 30288, 30290, 30291, 30294, 30296, 30297, 30298, 30301, 30302, 30303, 30304, 30305, 30306, 30307, 30308, 30309, 30310, 30311, 30312, 30313, 30314, 30315, 30316, 30317, 30318, 30319, 30320, 30321, 30322, 30324, 30325, 30326, 30327, 30328, 30329, 30331, 30332, 30333, 30334, 30336, 30337, 30338, 30339, 30340, 30341, 30342, 30343, 30344, 30345, 30346, 30348, 30349, 30350, 30353, 30354, 30355, 30356, 30357, 30358, 30359, 30360, 30361, 30362, 30363, 30364, 30366, 30368, 30369, 30370, 30371, 30374, 30375, 30377, 30378, 30380, 30384, 30385, 30388, 30392, 30394, 30396, 30398, 30515, 30518, 30519, 31106, 31107, 31119, 31126, 31131, 31136, 31139, 31141, 31145, 31146, 31150, 31156, 31169, 31192, 31193, 31195, 31196, 39901
ALBANY, GA BAH Rates
Military Housing Area: GA072
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,296 | $1,041 |
| E02 | $1,296 | $1,041 |
| E03 | $1,296 | $1,041 |
| E04 | $1,296 | $1,041 |
| E05 | $1,332 | $1,176 |
| E06 | $1,452 | $1,260 |
| E07 | $1,596 | $1,302 |
| E08 | $1,755 | $1,362 |
| E09 | $1,956 | $1,467 |
| W01 | $1,467 | $1,299 |
| W02 | $1,662 | $1,359 |
| W03 | $1,857 | $1,470 |
| W04 | $1,995 | $1,515 |
| W05 | $2,160 | $1,665 |
| O01E | $1,620 | $1,329 |
| O02E | $1,830 | $1,377 |
| O03E | $2,016 | $1,512 |
| O01 | $1,356 | $1,257 |
| O02 | $1,449 | $1,326 |
| O03 | $1,851 | $1,473 |
| O04 | $2,217 | $1,662 |
| O05 | $2,469 | $1,851 |
| O06 | $2,490 | $1,869 |
| O07 | $2,508 | $1,881 |
BAH for ALBANY, GA includes the following zip codes: 31701, 31702, 31703, 31704, 31705, 31706, 31707, 31708, 31721, 31763, 31782, 31787
FORT EISENHOWER, GA BAH Rates
Military Housing Area: GA073
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,719 | $1,431 |
| E02 | $1,719 | $1,431 |
| E03 | $1,719 | $1,431 |
| E04 | $1,719 | $1,431 |
| E05 | $1,785 | $1,566 |
| E06 | $2,028 | $1,650 |
| E07 | $2,052 | $1,716 |
| E08 | $2,079 | $1,839 |
| E09 | $2,181 | $1,902 |
| W01 | $2,001 | $1,659 |
| W02 | $2,055 | $1,827 |
| W03 | $2,127 | $1,887 |
| W04 | $2,253 | $1,986 |
| W05 | $2,412 | $2,046 |
| O01E | $2,037 | $1,782 |
| O02E | $2,115 | $1,866 |
| O03E | $2,277 | $1,974 |
| O01 | $1,818 | $1,575 |
| O02 | $1,980 | $1,755 |
| O03 | $2,124 | $1,908 |
| O04 | $2,463 | $2,028 |
| O05 | $2,706 | $2,055 |
| O06 | $2,730 | $2,079 |
| O07 | $2,858 | $2,115 |
BAH for FORT EISENHOWER, GA includes the following zip codes: 29105, 29137, 29164, 29801, 29802, 29803, 29804, 29805, 29808, 29809, 29816, 29822, 29828, 29829, 29831, 29834, 29839, 29841, 29842, 29850, 29851, 29856, 29860, 29861, 30802, 30805, 30809, 30812, 30813, 30814, 30815, 30901, 30903, 30904, 30905, 30906, 30907, 30909, 30912, 30914, 30916, 30917, 30919, 30999
KINGS BAY/BRUNSWICK, GA BAH Rates
Military Housing Area: GA074
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $2,013 | $1,644 |
| E02 | $2,013 | $1,644 |
| E03 | $2,013 | $1,644 |
| E04 | $2,013 | $1,644 |
| E05 | $2,067 | $1,845 |
| E06 | $2,202 | $1,962 |
| E07 | $2,238 | $2,013 |
| E08 | $2,280 | $2,100 |
| E09 | $2,388 | $2,127 |
| W01 | $2,277 | $2,010 |
| W02 | $2,256 | $2,097 |
| W03 | $2,310 | $2,133 |
| W04 | $2,421 | $2,202 |
| W05 | $2,559 | $2,247 |
| O01E | $2,241 | $2,064 |
| O02E | $2,301 | $2,118 |
| O03E | $2,439 | $2,190 |
| O01 | $2,091 | $1,959 |
| O02 | $2,199 | $2,052 |
| O03 | $2,307 | $2,148 |
| O04 | $2,604 | $2,232 |
| O05 | $2,814 | $2,253 |
| O06 | $2,874 | $2,466 |
| O07 | $2,895 | $2,511 |
BAH for KINGS BAY/BRUNSWICK, GA includes the following zip codes: 31520, 31521, 31522, 31523, 31524, 31525, 31527, 31547, 31548, 31558, 31561, 31565, 31568, 31569, 32009, 32011, 32034, 32035, 32041, 32046, 32097
FORT MOORE, GA BAH Rates
Military Housing Area: GA075
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,590 | $1,308 |
| E02 | $1,590 | $1,308 |
| E03 | $1,590 | $1,308 |
| E04 | $1,590 | $1,308 |
| E05 | $1,665 | $1,434 |
| E06 | $1,860 | $1,515 |
| E07 | $1,893 | $1,590 |
| E08 | $1,929 | $1,710 |
| E09 | $2,019 | $1,755 |
| W01 | $1,878 | $1,578 |
| W02 | $1,908 | $1,707 |
| W03 | $1,959 | $1,764 |
| W04 | $2,046 | $1,860 |
| W05 | $2,157 | $1,902 |
| O01E | $2,331 | $2,160 |
| O02E | $2,427 | $2,199 |
| O03E | $2,580 | $2,250 |
| O01 | $2,184 | $1,911 |
| O02 | $2,259 | $2,127 |
| O03 | $2,436 | $2,220 |
| O04 | $2,757 | $2,319 |
| O05 | $2,985 | $2,355 |
| O06 | $3,009 | $2,421 |
| O07 | $3,033 | $2,463 |
BAH for FORT MOORE, GA includes the following zip codes: 31804, 31805, 31807, 31808, 31811, 31814, 31815, 31820, 31821, 31822, 31823, 31825, 31826, 31829, 31831, 31901, 31902, 31903, 31904, 31905, 31906, 31907, 31908, 31909, 31914, 31917, 31993, 31995, 31997, 31998, 31999, 36851, 36856, 36858, 36859, 36860, 36867, 36868, 36869, 36871, 36875
ROBINS AFB, GA BAH Rates
Military Housing Area: GA076
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,683 | $1,335 |
| E02 | $1,683 | $1,335 |
| E03 | $1,683 | $1,335 |
| E04 | $1,683 | $1,335 |
| E05 | $1,785 | $1,488 |
| E06 | $1,983 | $1,584 |
| E07 | $2,034 | $1,683 |
| E08 | $2,088 | $1,830 |
| E09 | $2,217 | $1,878 |
| W01 | $2,001 | $1,659 |
| W02 | $2,055 | $1,827 |
| W03 | $2,127 | $1,887 |
| W04 | $2,253 | $1,986 |
| W05 | $2,412 | $2,046 |
| O01E | $2,037 | $1,782 |
| O02E | $2,115 | $1,866 |
| O03E | $2,277 | $1,974 |
| O01 | $1,818 | $1,575 |
| O02 | $1,980 | $1,755 |
| O03 | $2,124 | $1,908 |
| O04 | $2,463 | $2,028 |
| O05 | $2,706 | $2,055 |
| O06 | $2,730 | $2,079 |
| O07 | $2,748 | $2,142 |
BAH for ROBINS AFB, GA includes the following zip codes: 31005, 31008, 31013, 31025, 31028, 31030, 31047, 31052, 31069, 31088, 31093, 31095, 31098, 31099, 31201, 31202, 31203, 31204, 31205, 31206, 31207, 31208, 31209, 31210, 31211, 31213, 31216, 31217, 31220, 31221, 31294, 31295, 31296, 31297
SAVANNAH, GA BAH Rates
Military Housing Area: GA077
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $2,181 | $1,788 |
| E02 | $2,181 | $1,788 |
| E03 | $2,181 | $1,788 |
| E04 | $2,181 | $1,788 |
| E05 | $2,340 | $1,935 |
| E06 | $2,556 | $2,037 |
| E07 | $2,583 | $2,187 |
| E08 | $2,610 | $2,388 |
| E09 | $2,712 | $2,442 |
| W01 | $2,574 | $2,139 |
| W02 | $2,595 | $2,385 |
| W03 | $2,637 | $2,451 |
| W04 | $2,742 | $2,556 |
| W05 | $2,877 | $2,589 |
| O01E | $2,586 | $2,337 |
| O02E | $2,628 | $2,430 |
| O03E | $2,760 | $2,547 |
| O01 | $2,373 | $2,022 |
| O02 | $2,553 | $2,292 |
| O03 | $2,634 | $2,475 |
| O04 | $2,922 | $2,574 |
| O05 | $3,129 | $2,592 |
| O06 | $3,156 | $2,613 |
| O07 | $3,180 | $2,661 |
BAH for SAVANNAH, GA includes the following zip codes: 31302, 31322, 31328, 31401, 31402, 31403, 31404, 31405, 31406, 31407, 31408, 31409, 31410, 31411, 31412, 31414, 31415, 31416, 31418, 31419, 31420, 31421
DAHLONEGA, GA BAH Rates
Military Housing Area: GA079
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $2,043 | $1,704 |
| E02 | $2,043 | $1,704 |
| E03 | $2,043 | $1,704 |
| E04 | $2,043 | $1,704 |
| E05 | $2,103 | $1,878 |
| E06 | $2,379 | $1,983 |
| E07 | $2,418 | $2,043 |
| E08 | $2,457 | $2,163 |
| E09 | $2,544 | $2,238 |
| W01 | $2,397 | $2,037 |
| W02 | $2,433 | $2,160 |
| W03 | $2,490 | $2,247 |
| W04 | $2,568 | $2,382 |
| W05 | $2,667 | $2,427 |
| O01E | $2,421 | $2,100 |
| O02E | $2,478 | $2,220 |
| O03E | $2,580 | $2,370 |
| O01 | $2,145 | $1,980 |
| O02 | $2,376 | $2,088 |
| O03 | $2,487 | $2,277 |
| O04 | $2,700 | $2,412 |
| O05 | $2,850 | $2,430 |
| O06 | $2,874 | $2,466 |
| O07 | $2,895 | $2,511 |
BAH for DAHLONEGA, GA includes the following zip codes: 30501, 30502, 30503, 30504, 30506, 30507, 30527, 30533, 30534, 30542, 30543, 30554, 30564, 30566, 30597
FORT STEWART, GA BAH Rates
Military Housing Area: GA080
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $2,040 | $1,680 |
| E02 | $2,040 | $1,680 |
| E03 | $2,040 | $1,680 |
| E04 | $2,040 | $1,680 |
| E05 | $2,163 | $1,824 |
| E06 | $2,262 | $1,923 |
| E07 | $2,322 | $2,043 |
| E08 | $2,391 | $2,190 |
| E09 | $2,526 | $2,205 |
| W01 | $2,277 | $2,010 |
| W02 | $2,352 | $2,187 |
| W03 | $2,439 | $2,211 |
| W04 | $2,559 | $2,268 |
| W05 | $2,709 | $2,337 |
| O01E | $2,331 | $2,064 |
| O02E | $2,427 | $2,199 |
| O03E | $2,580 | $2,250 |
| O01 | $2,184 | $1,911 |
| O02 | $2,259 | $2,127 |
| O03 | $2,436 | $2,220 |
| O04 | $2,757 | $2,319 |
| O05 | $2,985 | $2,355 |
| O06 | $3,009 | $2,421 |
| O07 | $3,033 | $2,463 |
BAH for FORT STEWART, GA includes the following zip codes: 31301, 31308, 31309, 31310, 31313, 31314, 31315, 31316, 31320, 31321, 31323, 31324, 31333
MOODY AFB, GA BAH Rates
Military Housing Area: GA081
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,392 | $1,245 |
| E02 | $1,392 | $1,245 |
| E03 | $1,392 | $1,245 |
| E04 | $1,392 | $1,245 |
| E05 | $1,410 | $1,320 |
| E06 | $1,704 | $1,374 |
| E07 | $1,758 | $1,404 |
| E08 | $1,815 | $1,473 |
| E09 | $1,941 | $1,554 |
| W01 | $1,722 | $1,401 |
| W02 | $1,782 | $1,470 |
| W03 | $1,857 | $1,566 |
| W04 | $1,974 | $1,710 |
| W05 | $2,121 | $1,770 |
| O01E | $1,764 | $1,410 |
| O02E | $1,845 | $1,533 |
| O03E | $1,995 | $1,695 |
| O01 | $1,452 | $1,371 |
| O02 | $1,701 | $1,407 |
| O03 | $1,854 | $1,596 |
| O04 | $2,169 | $1,755 |
| O05 | $2,391 | $1,794 |
| O06 | $2,412 | $1,836 |
| O07 | $2,430 | $1,866 |
BAH for MOODY AFB, GA includes the following zip codes: 31601, 31602, 31603, 31604, 31605, 31606, 31620, 31622, 31625, 31627, 31629, 31632, 31635, 31636, 31637, 31638, 31639, 31641, 31643, 31645, 31647, 31649, 31698, 31699, 31720, 31749
2025 BAH FAQs for Georgia
How much did BAH increase in Georgia for 2025?
BAH in Georgia rose by about 5.4% in 2025, with the largest increases in Savannah, Columbus, and Warner Robins areas.
Where is BAH highest in Georgia?
The highest BAH rates are typically near Kings Bay NSB, Savannah, and metro Atlanta ZIP codes.
What is BAH for an E-5 with dependents at Fort Stewart?
As of 2025, an E-5 with dependents near Fort Stewart receives approximately $1,974/month.
Does BAH cover rent in Georgia?
In most areas, yes. BAH fully covers rent near Robins AFB and Fort Moore, while urban areas may require slight out-of-pocket costs.
Is BAH taxable in Georgia?
No. BAH is a non-taxable housing allowance benefit and is not included in state or federal income.
Can single members receive BAH in Georgia?
Yes. Single members living off base or without access to quarters can receive BAH.
When are BAH rates updated?
BAH rates are reviewed annually by the Department of Defense and go into effect each January.
Can BAH be used as income for a VA loan?
Yes. BAH is counted as stable income when qualifying for a VA or conventional mortgage.
What is the MHA for Fort Moore (Fort Benning)?
Fort Moore falls under MHA GA071, covering Columbus and surrounding ZIP codes.
What factors impact how much BAH I get in Georgia?
Your ZIP code, rank, and dependency status all directly affect your BAH rate in the state of Georgia.
