2025 Hawaii BAH (Basic Allowance for Housing) Rates
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What is the Basic Allowance for Housing (BAH)?
The Basic Allowance for Housing (BAH) is a vital financial benefit provided to active-duty U.S. military personnel. It assists in covering housing costs for those stationed away from their home installations. BAH amounts are determined by factors such as rank, the presence of dependents, and your assigned location, ensuring that your allowance aligns with local rental market conditions in Hawaii.
Each year, the Department of Defense reviews and adjusts BAH rates to reflect changing housing costs. Below are the latest BAH figures for Hawaii, allowing you to quickly identify the rate that applies to your rank and dependent status.
How BAH Rates Are Determined
BAH rates depend on your duty station, military rank, and whether you have dependents. Updated annually, these rates remain aligned with regional housing costs. Key considerations include:
- Location: Rental costs vary significantly across different areas of Hawaii, resulting in varying BAH rates.
- Rank: Higher-ranking service members receive larger allowances, reflecting their increased responsibilities and housing needs.
- Dependents: Service members with dependents typically qualify for a higher BAH rate to ensure adequate family-friendly accommodations.
BAH is designed to ensure that service members can afford appropriate housing within the local market, helping them secure comfortable and safe lodging near their assigned installations in Hawaii.
How to Use the BAH Charts
Below, you’ll find BAH rate charts for several locations throughout Hawaii. To determine your monthly allowance:
- Identify your assigned MHA (Military Housing Area).
- Locate your rank in the chart.
- Confirm whether you have dependents.
Using this information, you can easily find the monthly housing allowance appropriate for your situation, allowing you to effectively plan and maintain financial stability during your time in Hawaii.
2025 Hawaii BAH Rate Charts
In 2025, the Basic Allowance for Housing (BAH) rates in Hawaii have risen in line with the national average increase of approximately 5.4%. This adjustment, made annually by the Department of Defense, ensures that allowances keep pace with local housing costs and provide the financial support needed for service members to find suitable off-base housing.
Below are the updated BAH rate charts for key Hawaii Military Housing Areas (MHAs). Use these tables to quickly determine your housing allowance based on your rank and dependent status.
MAUI COUNTY, HI BAH Rates
Military Housing Area: HI407
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $3,783 | $2,838 |
| E02 | $3,783 | $2,838 |
| E03 | $3,783 | $2,838 |
| E04 | $3,783 | $2,838 |
| E05 | $4,287 | $3,216 |
| E06 | $5,157 | $3,867 |
| E07 | $5,271 | $3,954 |
| E08 | $5,388 | $4,410 |
| E09 | $5,661 | $4,605 |
| W01 | $5,181 | $3,885 |
| W02 | $5,322 | $4,407 |
| W03 | $5,517 | $4,641 |
| W04 | $5,730 | $5,184 |
| W05 | $6,048 | $5,298 |
| O01E | $5,289 | $4,284 |
| O02E | $5,475 | $4,551 |
| O03E | $5,775 | $5,154 |
| O01 | $4,365 | $3,273 |
| O02 | $5,142 | $4,122 |
| O03 | $5,505 | $4,752 |
| O04 | $6,159 | $5,271 |
| O05 | $6,657 | $5,340 |
| O06 | $6,723 | $5,499 |
| O07 | $6,783 | $5,601 |
BAH for MAUI COUNTY, HI includes the following zip codes: 96708, 96713, 96729, 96732, 96733, 96742, 96748, 96753, 96757, 96761, 96763, 96767, 96768, 96770, 96779, 96784, 96788, 96790, 96793
HONOLULU COUNTY, HI BAH Rates
Military Housing Area: HI408
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $3,204 | $2,403 |
| E02 | $3,204 | $2,403 |
| E03 | $3,204 | $2,403 |
| E04 | $3,204 | $2,403 |
| E05 | $3,513 | $2,682 |
| E06 | $3,738 | $2,925 |
| E07 | $3,915 | $3,216 |
| E08 | $4,104 | $3,564 |
| E09 | $4,308 | $3,621 |
| W01 | $3,759 | $3,102 |
| W02 | $3,993 | $3,561 |
| W03 | $4,227 | $3,630 |
| W04 | $4,341 | $3,774 |
| W05 | $4,482 | $3,957 |
| O01E | $3,945 | $3,510 |
| O02E | $4,194 | $3,609 |
| O03E | $4,362 | $3,729 |
| O01 | $3,549 | $2,889 |
| O02 | $3,735 | $3,414 |
| O03 | $4,221 | $3,654 |
| O04 | $4,530 | $3,924 |
| O05 | $4,743 | $4,029 |
| O06 | $4,785 | $4,209 |
| O07 | $4,827 | $4,287 |
BAH for HONOLULU COUNTY, HI includes the following zip codes: 96701, 96706, 96707, 96709, 96712, 96717, 96730, 96731, 96734, 96744, 96759, 96762, 96782, 96786, 96789, 96791, 96792, 96795, 96797, 96801, 96802, 96803, 96804, 96805, 96806, 96807, 96808, 96809, 96810, 96811, 96812, 96813, 96814, 96815, 96816, 96817, 96818, 96819, 96820, 96821, 96822, 96823, 96824, 96825, 96826, 96828, 96830, 96836, 96837, 96838, 96839, 96840, 96841, 96843, 96844, 96846, 96847, 96848, 96849, 96850, 96853, 96854, 96857, 96858, 96859, 96860, 96861, 96863, 96898
HAWAII COUNTY, HI BAH Rates
Military Housing Area: HI409
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $3,273 | $2,454 |
| E02 | $3,273 | $2,454 |
| E03 | $3,273 | $2,454 |
| E04 | $3,273 | $2,454 |
| E05 | $3,453 | $2,868 |
| E06 | $3,513 | $3,108 |
| E07 | $3,612 | $3,279 |
| E08 | $3,726 | $3,471 |
| E09 | $3,828 | $3,477 |
| W01 | $3,528 | $3,222 |
| W02 | $3,660 | $3,468 |
| W03 | $3,798 | $3,480 |
| W04 | $3,843 | $3,528 |
| W05 | $3,897 | $3,639 |
| O01E | $3,630 | $3,450 |
| O02E | $3,780 | $3,474 |
| O03E | $3,849 | $3,498 |
| O01 | $3,468 | $3,090 |
| O02 | $3,510 | $3,396 |
| O03 | $3,795 | $3,486 |
| O04 | $3,909 | $3,615 |
| O05 | $3,984 | $3,675 |
| O06 | $4,020 | $3,780 |
| O07 | $4,053 | $3,852 |
BAH for HAWAII COUNTY, HI includes the following zip codes: 96704, 96710, 96718, 96719, 96720, 96721, 96725, 96726, 96727, 96728, 96737, 96738, 96739, 96740, 96743, 96745, 96749, 96750, 96755, 96760, 96764, 96771, 96772, 96773, 96774, 96776, 96777, 96778, 96780, 96781, 96783, 96785
KAUAI COUNTY, HI BAH Rates
Military Housing Area: HI414
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $3,357 | $2,589 |
| E02 | $3,357 | $2,589 |
| E03 | $3,357 | $2,589 |
| E04 | $3,357 | $2,589 |
| E05 | $3,597 | $2,928 |
| E06 | $3,996 | $3,138 |
| E07 | $4,068 | $3,366 |
| E08 | $4,140 | $3,681 |
| E09 | $4,335 | $3,795 |
| W01 | $4,014 | $3,279 |
| W02 | $4,098 | $3,678 |
| W03 | $4,191 | $3,810 |
| W04 | $4,392 | $4,008 |
| W05 | $4,635 | $4,083 |
| O01E | $4,074 | $3,594 |
| O02E | $4,176 | $3,768 |
| O03E | $4,428 | $3,987 |
| O01 | $3,651 | $3,111 |
| O02 | $3,993 | $3,522 |
| O03 | $4,188 | $3,849 |
| O04 | $4,722 | $4,062 |
| O05 | $5,103 | $4,101 |
| O06 | $5,151 | $4,170 |
| O07 | $5,196 | $4,248 |
BAH for KAUAI COUNTY, HI includes the following zip codes: 96703, 96705, 96714, 96715, 96716, 96722, 96741, 96746, 96747, 96751, 96752, 96754, 96756, 96765, 96766, 96769, 96796