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2025 Hawaii BAH (Basic Allowance for Housing) Rates

Hawaii BAH rates

In this Article

  • View BAH Rates in:
  • View our VA Loan Guide for Hawaii
  • What is the Basic Allowance for Housing (BAH)?
  • 2025 Hawaii BAH Rate Charts
  • MAUI COUNTY, HI BAH Rates
  • HONOLULU COUNTY, HI BAH Rates
  • HAWAII COUNTY, HI BAH Rates
  • KAUAI COUNTY, HI BAH Rates

View BAH Rates in:

Maui County
Honolulu County
Hawaii County
Kauai County

View our VA Loan Guide for Hawaii

Everything you need to know about VA Loans in Hawaii. From VA loan requirements and eligibility to local Veteran homebuyer assistance programs.

Hawaii VA Loan Guide

What is the Basic Allowance for Housing (BAH)?

The Basic Allowance for Housing (BAH) is a vital financial benefit provided to active-duty U.S. military personnel. It assists in covering housing costs for those stationed away from their home installations. BAH amounts are determined by factors such as rank, the presence of dependents, and your assigned location, ensuring that your allowance aligns with local rental market conditions in Hawaii.

Each year, the Department of Defense reviews and adjusts BAH rates to reflect changing housing costs. Below are the latest BAH figures for Hawaii, allowing you to quickly identify the rate that applies to your rank and dependent status.

How BAH Rates Are Determined

BAH rates depend on your duty station, military rank, and whether you have dependents. Updated annually, these rates remain aligned with regional housing costs. Key considerations include:

  • Location: Rental costs vary significantly across different areas of Hawaii, resulting in varying BAH rates.
  • Rank: Higher-ranking service members receive larger allowances, reflecting their increased responsibilities and housing needs.
  • Dependents: Service members with dependents typically qualify for a higher BAH rate to ensure adequate family-friendly accommodations.

BAH is designed to ensure that service members can afford appropriate housing within the local market, helping them secure comfortable and safe lodging near their assigned installations in Hawaii.

How to Use the BAH Charts

Below, you’ll find BAH rate charts for several locations throughout Hawaii. To determine your monthly allowance:

  1. Identify your assigned MHA (Military Housing Area).
  2. Locate your rank in the chart.
  3. Confirm whether you have dependents.

Using this information, you can easily find the monthly housing allowance appropriate for your situation, allowing you to effectively plan and maintain financial stability during your time in Hawaii.

2025 Hawaii BAH Rate Charts

In 2025, the Basic Allowance for Housing (BAH) rates in Hawaii have risen in line with the national average increase of approximately 5.4%. This adjustment, made annually by the Department of Defense, ensures that allowances keep pace with local housing costs and provide the financial support needed for service members to find suitable off-base housing.

Below are the updated BAH rate charts for key Hawaii Military Housing Areas (MHAs). Use these tables to quickly determine your housing allowance based on your rank and dependent status.

MAUI COUNTY, HI BAH Rates

Military Housing Area: HI407

GradeWith DependentsWithout Dependents
E01$3,783$2,838
E02$3,783$2,838
E03$3,783$2,838
E04$3,783$2,838
E05$4,287$3,216
E06$5,157$3,867
E07$5,271$3,954
E08$5,388$4,410
E09$5,661$4,605
W01$5,181$3,885
W02$5,322$4,407
W03$5,517$4,641
W04$5,730$5,184
W05$6,048$5,298
O01E$5,289$4,284
O02E$5,475$4,551
O03E$5,775$5,154
O01$4,365$3,273
O02$5,142$4,122
O03$5,505$4,752
O04$6,159$5,271
O05$6,657$5,340
O06$6,723$5,499
O07$6,783$5,601

BAH for MAUI COUNTY, HI includes the following zip codes: 96708, 96713, 96729, 96732, 96733, 96742, 96748, 96753, 96757, 96761, 96763, 96767, 96768, 96770, 96779, 96784, 96788, 96790, 96793

HONOLULU COUNTY, HI BAH Rates

Military Housing Area: HI408

GradeWith DependentsWithout Dependents
E01$3,204$2,403
E02$3,204$2,403
E03$3,204$2,403
E04$3,204$2,403
E05$3,513$2,682
E06$3,738$2,925
E07$3,915$3,216
E08$4,104$3,564
E09$4,308$3,621
W01$3,759$3,102
W02$3,993$3,561
W03$4,227$3,630
W04$4,341$3,774
W05$4,482$3,957
O01E$3,945$3,510
O02E$4,194$3,609
O03E$4,362$3,729
O01$3,549$2,889
O02$3,735$3,414
O03$4,221$3,654
O04$4,530$3,924
O05$4,743$4,029
O06$4,785$4,209
O07$4,827$4,287

BAH for HONOLULU COUNTY, HI includes the following zip codes: 96701, 96706, 96707, 96709, 96712, 96717, 96730, 96731, 96734, 96744, 96759, 96762, 96782, 96786, 96789, 96791, 96792, 96795, 96797, 96801, 96802, 96803, 96804, 96805, 96806, 96807, 96808, 96809, 96810, 96811, 96812, 96813, 96814, 96815, 96816, 96817, 96818, 96819, 96820, 96821, 96822, 96823, 96824, 96825, 96826, 96828, 96830, 96836, 96837, 96838, 96839, 96840, 96841, 96843, 96844, 96846, 96847, 96848, 96849, 96850, 96853, 96854, 96857, 96858, 96859, 96860, 96861, 96863, 96898

HAWAII COUNTY, HI BAH Rates

Military Housing Area: HI409

GradeWith DependentsWithout Dependents
E01$3,273$2,454
E02$3,273$2,454
E03$3,273$2,454
E04$3,273$2,454
E05$3,453$2,868
E06$3,513$3,108
E07$3,612$3,279
E08$3,726$3,471
E09$3,828$3,477
W01$3,528$3,222
W02$3,660$3,468
W03$3,798$3,480
W04$3,843$3,528
W05$3,897$3,639
O01E$3,630$3,450
O02E$3,780$3,474
O03E$3,849$3,498
O01$3,468$3,090
O02$3,510$3,396
O03$3,795$3,486
O04$3,909$3,615
O05$3,984$3,675
O06$4,020$3,780
O07$4,053$3,852

BAH for HAWAII COUNTY, HI includes the following zip codes: 96704, 96710, 96718, 96719, 96720, 96721, 96725, 96726, 96727, 96728, 96737, 96738, 96739, 96740, 96743, 96745, 96749, 96750, 96755, 96760, 96764, 96771, 96772, 96773, 96774, 96776, 96777, 96778, 96780, 96781, 96783, 96785

KAUAI COUNTY, HI BAH Rates

Military Housing Area: HI414

GradeWith DependentsWithout Dependents
E01$3,357$2,589
E02$3,357$2,589
E03$3,357$2,589
E04$3,357$2,589
E05$3,597$2,928
E06$3,996$3,138
E07$4,068$3,366
E08$4,140$3,681
E09$4,335$3,795
W01$4,014$3,279
W02$4,098$3,678
W03$4,191$3,810
W04$4,392$4,008
W05$4,635$4,083
O01E$4,074$3,594
O02E$4,176$3,768
O03E$4,428$3,987
O01$3,651$3,111
O02$3,993$3,522
O03$4,188$3,849
O04$4,722$4,062
O05$5,103$4,101
O06$5,151$4,170
O07$5,196$4,248

BAH for KAUAI COUNTY, HI includes the following zip codes: 96703, 96705, 96714, 96715, 96716, 96722, 96741, 96746, 96747, 96751, 96752, 96754, 96756, 96765, 96766, 96769, 96796

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