What is the Basic Allowance for Housing (BAH)?

The Basic Allowance for Housing (BAH) is a critical financial support provided to active-duty members of the U.S. military. It is designed to assist service members in covering housing expenses when they are stationed away from their permanent residences. The amount of BAH a service member receives is influenced by several factors, including their rank, whether they have dependents, and their specific duty location. This ensures that the allowance is tailored to match the local housing market conditions in Maryland.

Each year, the Department of Defense reviews and updates BAH rates to account for changes in housing costs. Below, you’ll find the latest BAH rates for Maryland, making it straightforward to determine the allowance that aligns with your rank and dependent status.

How BAH Rates Are Determined

BAH rates are calculated based on key factors to ensure fairness and adequacy:

• Location: Housing costs can vary significantly across different regions of Maryland, resulting in different BAH rates for each Military Housing Area (MHA).
• Rank: Higher-ranking service members receive larger allowances to reflect their increased responsibilities and housing needs.
• Dependents: Service members with dependents are eligible for higher BAH rates to accommodate their families appropriately.

The primary objective of BAH is to provide military personnel with the financial means to secure suitable and affordable housing within their assigned areas, promoting comfort and stability during their service in Maryland.

How to Use the BAH Charts

To determine your monthly BAH:

1. Identify your assigned Military Housing Area (MHA).
2. Locate your pay grade (rank) in the provided chart.
3. Determine if you have dependents.

By following these steps, you can easily find the appropriate housing allowance, facilitating effective financial planning during your assignment in Maryland.

2025 Maryland BAH Rate Charts

In 2025, BAH rates in Maryland have been adjusted in line with the national average increase of approximately 5.4%. This annual adjustment by the Department of Defense ensures that allowances remain competitive with local housing costs, providing necessary financial support for service members seeking off-base accommodations.

Below are the updated BAH rate charts for key Maryland Military Housing Areas (MHAs). Utilize these tables to quickly ascertain your housing allowance based on your rank and dependent status.

ABERDEEN PROVING GROUNDS, MD BAH Rates

Military Housing Area: MD127

Grade	With Dependents	Without Dependents
E01	$2,199	$1,848
E02	$2,199	$1,848
E03	$2,199	$1,848
E04	$2,199	$1,848
E05	$2,379	$1,953
E06	$2,622	$2,037
E07	$2,736	$2,205
E08	$2,856	$2,433
E09	$3,021	$2,496
W01	$2,640	$2,148
W02	$2,787	$2,430
W03	$2,937	$2,505
W04	$3,057	$2,643
W05	$3,201	$2,763
O01E	$2,754	$2,376
O02E	$2,916	$2,481
O03E	$3,075	$2,613
O01	$2,415	$2,019
O02	$2,619	$2,322
O03	$2,934	$2,532
O04	$3,249	$2,736
O05	$3,471	$2,805
O06	$3,501	$2,919
O07	$3,528	$2,973

BAH for ABERDEEN PROVING GROUNDS, MD includes the following zip codes: 21001, 21005, 21009, 21010, 21014, 21015, 21017, 21018, 21028, 21034, 21040, 21047, 21050, 21078, 21084, 21085, 21130, 21132, 21154, 21160, 21161, 21901, 21902, 21903, 21904, 21911, 21912, 21913, 21914, 21915, 21916, 21917, 21918, 21919, 21920, 21921, 21922, 21930

ANNAPOLIS, MD BAH Rates

Military Housing Area: MD128

Grade	With Dependents	Without Dependents
E01	$2,709	$2,256
E02	$2,709	$2,256
E03	$2,709	$2,256
E04	$2,709	$2,256
E05	$2,859	$2,550
E06	$3,168	$2,571
E07	$3,210	$2,715
E08	$3,255	$2,925
E09	$3,399	$3,009
W01	$3,186	$2,670
W02	$3,231	$2,922
W03	$3,288	$3,024
W04	$3,444	$3,171
W05	$3,633	$3,219
O01E	$3,213	$2,856
O02E	$3,279	$2,991
O03E	$3,471	$3,159
O01	$2,904	$2,556
O02	$3,165	$2,814
O03	$3,285	$3,054
O04	$3,699	$3,204
O05	$3,993	$3,225
O06	$4,029	$3,267
O07	$4,062	$3,327

BAH for ANNAPOLIS, MD includes the following zip codes: 20711, 20733, 20751, 20758, 20764, 20765, 20776, 20778, 20779, 21012, 21032, 21035, 21037, 21056, 21060, 21062, 21106, 21122, 21123, 21140, 21146, 21225, 21226, 21401, 21402, 21403, 21404, 21405, 21409, 21411, 21412

» MORE: Check your VA home loan eligibility with today’s top lenders

BALTIMORE, MD BAH Rates

Military Housing Area: MD129

Grade	With Dependents	Without Dependents
E01	$2,352	$1,824
E02	$2,352	$1,824
E03	$2,352	$1,824
E04	$2,352	$1,824
E05	$2,544	$2,037
E06	$2,802	$2,175
E07	$2,877	$2,358
E08	$2,955	$2,601
E09	$3,102	$2,667
W01	$2,817	$2,295
W02	$2,910	$2,598
W03	$3,012	$2,679
W04	$3,141	$2,811
W05	$3,300	$2,895
O01E	$2,886	$2,541
O02E	$2,997	$2,652
O03E	$3,162	$2,790
O01	$2,580	$2,157
O02	$2,799	$2,484
O03	$3,009	$2,703
O04	$3,351	$2,874
O05	$3,594	$2,916
O06	$3,627	$2,991
O07	$3,654	$3,045

BAH for BALTIMORE, MD includes the following zip codes: 20588, 20723, 20759, 20777, 21013, 21020, 21022, 21023, 21027, 21029, 21030, 21031, 21036, 21041, 21042, 21043, 21044, 21045, 21046, 21048, 21051, 21052, 21053, 21057, 21065, 21071, 21074, 21082, 21087, 21088, 21092, 21093, 21094, 21102, 21104, 21105, 21111, 21117, 21120, 21128, 21131, 21133, 21136, 21139, 21150, 21152, 21153, 21155, 21156, 21157, 21158, 21162, 21163, 21201, 21202, 21203, 21204, 21205, 21206, 21207, 21208, 21209, 21210, 21211, 21212, 21213, 21214, 21215, 21216, 21217, 21218, 21219, 21220, 21221, 21222, 21223, 21224, 21227, 21228, 21229, 21230, 21231, 21233, 21234, 21235, 21236, 21237, 21239, 21241, 21244, 21250, 21251, 21252, 21263, 21264, 21270, 21273, 21275, 21278, 21279, 21281, 21282, 21284, 21285, 21286, 21287, 21289, 21290, 21297, 21298, 21723, 21737, 21738, 21757, 21759, 21765, 21776, 21784, 21787, 21791, 21794, 21797

» MORE: See how your military service can get you into a home for $0 down

FORT DETRICK, MD BAH Rates

Military Housing Area: MD130

Grade	With Dependents	Without Dependents
E01	$2,373	$2,010
E02	$2,373	$2,010
E03	$2,373	$2,010
E04	$2,373	$2,010
E05	$2,505	$2,154
E06	$2,952	$2,250
E07	$3,045	$2,376
E08	$3,144	$2,598
E09	$3,303	$2,727
W01	$2,973	$2,340
W02	$3,087	$2,595
W03	$3,210	$2,745
W04	$3,342	$2,970
W05	$3,504	$3,066
O01E	$3,060	$2,502
O02E	$3,192	$2,697
O03E	$3,366	$2,946
O01	$2,565	$2,238
O02	$2,949	$2,466
O03	$3,207	$2,790
O04	$3,558	$3,045
O05	$3,810	$3,099
O06	$3,843	$3,189
O07	$3,873	$3,249

BAH for FORT DETRICK, MD includes the following zip codes: 21701, 21702, 21703, 21704, 21705, 21709, 21710, 21714, 21716, 21717, 21718, 21719, 21727, 21754, 21755, 21758, 21762, 21769, 21770, 21771, 21773, 21774, 21775, 21777, 21778, 21780, 21788, 21790, 21792, 21793, 21798

» MORE: Check official requirements for a VA loan

FORT G. G. MEADE, MD BAH Rates

Military Housing Area: MD133

Grade	With Dependents	Without Dependents
E01	$2,682	$2,166
E02	$2,682	$2,166
E03	$2,682	$2,166
E04	$2,682	$2,166
E05	$2,826	$2,406
E06	$3,174	$2,550
E07	$3,234	$2,685
E08	$3,297	$2,901
E09	$3,432	$2,997
W01	$3,192	$2,646
W02	$3,261	$2,898
W03	$3,339	$3,009
W04	$3,468	$3,180
W05	$3,624	$3,246
O01E	$3,240	$2,823
O02E	$3,327	$2,973
O03E	$3,489	$3,165
O01	$2,874	$2,538
O02	$3,171	$2,781
O03	$3,336	$3,045
O04	$3,678	$3,228
O05	$3,918	$3,261
O06	$3,954	$3,321
O07	$3,987	$3,381

BAH for FORT G. G. MEADE, MD includes the following zip codes: 20701, 20715, 20724, 20755, 20763, 20794, 21054, 21061, 21075, 21076, 21077, 21090, 21108, 21113, 21114, 21144, 21240

INDIAN HEAD NAVORDSTA, MD BAH Rates

Military Housing Area: MD134

Grade	With Dependents	Without Dependents
E01	$3,066	$2,376
E02	$3,066	$2,376
E03	$3,066	$2,376
E04	$3,066	$2,376
E05	$3,126	$2,787
E06	$3,231	$3,006
E07	$3,333	$3,063
E08	$3,444	$3,153
E09	$3,615	$3,171
W01	$3,246	$3,060
W02	$3,381	$3,150
W03	$3,519	$3,177
W04	$3,654	$3,246
W05	$3,816	$3,357
O01E	$3,348	$3,123
O02E	$3,501	$3,165
O03E	$3,675	$3,219
O01	$3,147	$3,003
O02	$3,228	$3,111
O03	$3,516	$3,186
O04	$3,870	$3,333
O05	$4,119	$3,396
O06	$4,158	$3,501
O07	$4,191	$3,567

BAH for INDIAN HEAD NAVORDSTA, MD includes the following zip codes: 20601, 20602, 20603, 20604, 20607, 20611, 20612, 20616, 20617, 20622, 20625, 20632, 20637, 20640, 20643, 20645, 20646, 20658, 20661, 20662, 20664, 20675, 20677, 20682, 20693, 20695

PATUXENT RIVER, MD BAH Rates

Military Housing Area: MD135

Grade	With Dependents	Without Dependents
E01	$2,214	$1,845
E02	$2,214	$1,845
E03	$2,214	$1,845
E04	$2,214	$1,845
E05	$2,358	$1,686
E06	$2,478	$2,076
E07	$2,535	$2,217
E08	$2,595	$2,388
E09	$2,718	$2,412
W01	$2,493	$2,175
W02	$2,559	$2,385
W03	$2,637	$2,418
W04	$2,751	$2,484
W05	$2,889	$2,547
O01E	$2,538	$2,355
O02E	$2,628	$2,406
O03E	$2,769	$2,466
O01	$2,211	$1,812
O02	$2,616	$2,097
O03	$2,730	$2,448
O04	$2,856	$2,655
O05	$2,943	$2,673
O06	$2,967	$2,709
O07	$2,991	$2,760

BAH for PATUXENT RIVER, MD includes the following zip codes: 20606, 20608, 20609, 20610, 20615, 20618, 20619, 20620, 20621, 20624, 20626, 20627, 20628, 20629, 20630, 20634, 20635, 20636, 20639, 20650, 20653, 20656, 20657, 20659, 20660, 20667, 20670, 20674, 20676, 20678, 20680, 20684, 20685, 20686, 20687, 20688, 20689, 20690, 20692, 20714, 20732, 20736, 20754

EASTERN SHORE, MD BAH Rates

Military Housing Area: MD432

Grade	With Dependents	Without Dependents
E01	$1,926	$1,554
E02	$1,926	$1,554
E03	$1,926	$1,554
E04	$1,926	$1,554
E05	$2,019	$1,728
E06	$2,229	$1,836
E07	$2,271	$1,926
E08	$2,319	$2,067
E09	$2,415	$2,118
W01	$2,244	$1,908
W02	$2,292	$2,064
W03	$2,352	$2,127
W04	$2,442	$2,232
W05	$2,556	$2,280
O01E	$2,274	$2,016
O02E	$2,343	$2,106
O03E	$2,457	$2,217
O01	$2,052	$1,830
O02	$2,226	$1,992
O03	$2,349	$2,148
O04	$2,592	$2,265
O05	$2,760	$2,289
O06	$2,784	$2,331
O07	$2,805	$2,373

BAH for EASTERN SHORE, MD includes the following zip codes: 21801, 21802, 21803, 21804, 21810, 21811, 21813, 21814, 21817, 21821, 21822, 21824, 21826, 21829, 21830, 21836, 21837, 21838, 21840, 21841, 21842, 21843, 21849, 21850, 21851, 21852, 21853, 21856, 21857, 21861, 21862, 21863, 21864, 21865, 21866, 21867, 21871, 21872, 21874, 21875, 21890, 23301, 23302, 23303, 23306, 23307, 23308, 23310, 23313, 23316, 23336, 23337, 23341, 23345, 23347, 23350, 23354, 23356, 23357, 23358, 23359, 23389, 23395, 23396, 23398, 23399, 23401, 23404, 23405, 23407, 23408, 23409, 23410, 23412, 23413, 23414, 23415, 23416, 23417, 23418, 23419, 23420, 23421, 23422, 23423, 23426, 23427, 23429, 23440, 23441, 23442, 23443, 23480, 23482, 23483, 23486, 23488

OXFORD, MD BAH Rates

Military Housing Area: MD458

Grade	With Dependents	Without Dependents
E01	$2,175	$1,632
E02	$2,175	$1,632
E03	$2,175	$1,632
E04	$2,175	$1,632
E05	$2,373	$1,824
E06	$2,712	$2,034
E07	$2,766	$2,181
E08	$2,820	$2,445
E09	$2,958	$2,541
W01	$2,733	$2,115
W02	$2,790	$2,442
W03	$2,859	$2,553
W04	$2,997	$2,718
W05	$3,168	$2,778
O01E	$2,769	$2,370
O02E	$2,850	$2,517
O03E	$3,021	$2,706
O01	$2,421	$1,971
O02	$2,709	$2,310
O03	$2,856	$2,589
O04	$3,228	$2,760
O05	$3,489	$2,787
O06	$3,522	$2,838
O07	$3,549	$2,889

BAH for OXFORD, MD includes the following zip codes: 21601, 21607, 21609, 21610, 21612, 21613, 21617, 21619, 21620, 21622, 21623, 21624, 21625, 21626, 21627, 21628, 21629, 21631, 21632, 21634, 21635, 21636, 21638, 21639, 21640, 21641, 21643, 21644, 21645, 21647, 21648, 21649, 21650, 21651, 21652, 21653, 21654, 21655, 21656, 21657, 21658, 21659, 21660, 21661, 21662, 21663, 21664, 21665, 21666, 21667, 21668, 21669, 21670, 21671, 21672, 21673, 21675, 21676, 21677, 21678, 21679, 21690, 21835, 21869