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2025 Minnesota BAH (Basic Allowance for Housing) Rates

Minnesota bah rates 2025

In this Article

  • View BAH Rates in:
  • View our VA Loan Guide for Minnesota
  • What is the Basic Allowance for Housing (BAH)?
  • How BAH Rates Are Determined
  • How to Use the BAH Charts
  • 2025 Minnesota BAH Rate Charts
  • DULUTH, MN BAH Rates
  • MINNEAPOLIS/ST PAUL, MN BAH Rates

View BAH Rates in:

Duluth
Minneapolis/St Paul

View our VA Loan Guide for Minnesota

Everything you need to know about VA Loans in Minnesota. From VA loan requirements and eligibility to local Veteran homebuyer assistance programs.

Minnesota VA Loan Guide

What is the Basic Allowance for Housing (BAH)?

The Basic Allowance for Housing (BAH) is a vital financial support provided to active-duty members of the U.S. military. It is designed to help service members cover housing expenses when stationed away from their permanent residences. The amount of BAH a service member receives depends on several factors, including their rank, whether they have dependents, and their specific duty location. This ensures that the allowance is tailored to match the local housing market conditions in Minnesota.

Each year, the Department of Defense reviews and updates BAH rates to account for changes in housing costs. Below, you’ll find the latest BAH rates for Minnesota, making it easy to determine the allowance that aligns with your rank and dependent status.

How BAH Rates Are Determined

BAH rates are calculated based on key factors to ensure fairness and adequacy:

  • Location: Housing costs can vary significantly across different regions of Minnesota, resulting in different BAH rates for each Military Housing Area (MHA).
  • Rank: Higher-ranking service members receive larger allowances to reflect their increased responsibilities and housing needs.
  • Dependents: Service members with dependents are eligible for higher BAH rates to accommodate their families appropriately.

The primary objective of BAH is to provide military personnel with the financial means to secure suitable and affordable housing within their assigned areas, promoting comfort and stability during their service in Minnesota.

How to Use the BAH Charts

To determine your monthly BAH:

  1. Identify your assigned Military Housing Area (MHA).
  2. Locate your pay grade (rank) in the provided chart.
  3. Determine if you have dependents.

By following these steps, you can easily find the appropriate housing allowance, facilitating effective financial planning during your assignment in Minnesota.

2025 Minnesota BAH Rate Charts

In 2025, BAH rates in Minnesota have been adjusted in line with the national average increase of approximately 5.4%. This annual adjustment by the Department of Defense ensures that allowances remain competitive with local housing costs, providing necessary financial support for service members seeking off-base accommodations.

DULUTH, MN BAH Rates

Military Housing Area: MN158

GradeWith DependentsWithout Dependents
E01$1,842$1,404
E02$1,842$1,404
E03$1,842$1,404
E04$1,842$1,404
E05$1,974$1,596
E06$2,121$1,716
E07$2,157$1,845
E08$2,193$2,010
E09$2,280$2,040
W01$2,136$1,806
W02$2,172$2,007
W03$2,223$2,049
W04$2,307$2,121
W05$2,412$2,163
O01E$2,160$1,971
O02E$2,214$2,034
O03E$2,319$2,109
O01$2,001$1,704
O02$2,118$1,935
O03$2,220$2,064
O04$2,445$2,148
O05$2,604$2,166
O06$2,625$2,202
O07$2,646$2,241

BAH for DULUTH, MN includes the following zip codes: 54820, 54836, 54838, 54842, 54849, 54854, 54864, 54873, 54874, 54880, 54890, 55602, 55702, 55703, 55705, 55706, 55707, 55708, 55710, 55711, 55713, 55717, 55718, 55719, 55720, 55723, 55724, 55725, 55726, 55731, 55732, 55733, 55734, 55736, 55738, 55741, 55746, 55749, 55750, 55751, 55757, 55758, 55763, 55765, 55766, 55767, 55768, 55771, 55772, 55777, 55779, 55780, 55781, 55782, 55790, 55791, 55792, 55796, 55797, 55798, 55801, 55802, 55803, 55804, 55805, 55806, 55807, 55808, 55810, 55811, 55812, 55814, 55815, 55816

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MINNEAPOLIS/ST PAUL, MN BAH Rates

Military Housing Area: MN159

GradeWith DependentsWithout Dependents
E01$2,112$1,584
E02$2,112$1,584
E03$2,112$1,584
E04$2,112$1,584
E05$2,376$1,782
E06$2,628$1,968
E07$2,676$2,121
E08$2,724$2,430
E09$2,826$2,496
W01$2,643$2,025
W02$2,697$2,427
W03$2,763$2,508
W04$2,853$2,631
W05$2,967$2,685
O01E$2,679$2,373
O02E$2,751$2,481
O03E$2,868$2,616
O01$2,412$1,842
O02$2,625$2,292
O03$2,760$2,532
O04$3,003$2,670
O05$3,174$2,694
O06$3,201$2,742
O07$3,225$2,790

BAH for MINNEAPOLIS/ST PAUL, MN includes the following zip codes: 55001, 55003, 55005, 55010, 55011, 55014, 55016, 55020, 55024, 55025, 55031, 55033, 55038, 55042, 55043, 55044, 55047, 55054, 55055, 55065, 55068, 55070, 55071, 55073, 55075, 55076, 55077, 55082, 55083, 55085, 55090, 55101, 55102, 55103, 55104, 55105, 55106, 55107, 55108, 55109, 55110, 55111, 55112, 55113, 55114, 55115, 55116, 55117, 55118, 55119, 55120, 55121, 55122, 55123, 55124, 55125, 55126, 55127, 55128, 55129, 55130, 55131, 55133, 55144, 55145, 55146, 55150, 55155, 55164, 55170, 55303, 55304, 55305, 55306, 55311, 55315, 55316, 55317, 55318, 55322, 55323, 55327, 55331, 55337, 55339, 55340, 55343, 55344, 55345, 55346, 55347, 55352, 55356, 55357, 55359, 55360, 55361, 55364, 55367, 55368, 55369, 55372, 55374, 55375, 55378, 55379, 55384, 55386, 55387, 55388, 55391, 55397, 55401, 55402, 55403, 55404, 55405, 55406, 55407, 55408, 55409, 55410, 55411, 55412, 55413, 55414, 55415, 55416, 55417, 55418, 55419, 55420, 55421, 55422, 55423, 55424, 55425, 55426, 55427, 55428, 55429, 55430, 55431, 55432, 55433, 55434, 55435, 55436, 55437, 55438, 55439, 55440, 55441, 55442, 55443, 55444, 55445, 55446, 55447, 55448, 55449, 55450, 55454, 55455, 55458, 55459, 55467, 55470, 55472, 55474, 55478, 55479, 55480, 55483, 55484, 55485, 55486, 55487, 55488, 55554, 55569, 55572, 55573, 55577, 55592, 55593, 55599, 56011, 56071

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