2025 Missouri BAH (Basic Allowance for Housing) Rates
In this Article
View BAH Rates in:
View our VA Loan Guide for Missouri
Everything you need to know about VA Loans in Missouri. From VA loan requirements and eligibility to local Veteran homebuyer assistance programs.
What is the Basic Allowance for Housing (BAH)?
The Basic Allowance for Housing (BAH) is essential financial support for U.S. military personnel. Designed to assist with housing costs when stationed away from their usual residence, BAH varies by rank, duty location, and whether the service member has dependents. This customization ensures the allowance corresponds to local housing market rates in Mississippi.
Annually, the Department of Defense adjusts BAH rates to reflect changing housing costs. The information below provides the updated BAH rates for Mississippi, helping you determine the appropriate allowance based on your rank and family status.
Determining BAH Rates
BAH is determined by several critical factors:
- Location: As housing expenses differ across Mississippi, BAH rates vary by Military Housing Area (MHA).
- Rank: Higher ranks receive increased allowances, reflecting greater responsibilities and housing needs.
- Dependents: Members with families receive higher rates to support adequate family housing.
BAH aims to offer military members financial assistance to find suitable and affordable housing, ensuring stability and comfort during their Mississippi service.
Using the BAH Charts
To find your monthly BAH:
- Identify your Military Housing Area (MHA).
- Find your pay grade (rank) in the charts.
- Check if you have dependents.
These steps will guide you to the correct housing allowance, aiding in financial planning for your time in Mississippi.
2025 Mississippi BAH Rate Charts
For 2025, Mississippi BAH rates have increased by about 5.4%, aligning with the national average. This adjustment ensures BAH keeps pace with local housing market trends, supporting military personnel in obtaining off-base housing.
Kansas City, MO BAH Rates
Military Housing Area: MO160
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,794 | $1,347 |
| E02 | $1,794 | $1,347 |
| E03 | $1,794 | $1,347 |
| E04 | $1,794 | $1,347 |
| E05 | $1,926 | $1,536 |
| E06 | $2,142 | $1,671 |
| E07 | $2,163 | $1,797 |
| E08 | $2,184 | $1,974 |
| E09 | $2,280 | $2,028 |
| W01 | $2,160 | $1,761 |
| W02 | $2,172 | $1,971 |
| W03 | $2,205 | $2,037 |
| W04 | $2,313 | $2,139 |
| W05 | $2,454 | $2,166 |
| O01E | $2,166 | $1,923 |
| O02E | $2,199 | $2,016 |
| O03E | $2,334 | $2,133 |
| O01 | $1,959 | $1,659 |
| O02 | $2,139 | $1,884 |
| O03 | $2,202 | $2,061 |
| O04 | $2,499 | $2,154 |
| O05 | $2,709 | $2,169 |
| O06 | $2,733 | $2,181 |
| O07 | $2,751 | $2,220 |
BAH for KANSAS CITY, MO includes the following zip codes: 64002, 64012, … 66286
St. Louis, MO BAH Rates
Military Housing Area: MO161
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $2,112 | $1,584 |
| E02 | $2,112 | $1,584 |
| E03 | $2,112 | $1,584 |
| E04 | $2,112 | $1,584 |
| E05 | $2,253 | $1,830 |
| E06 | $2,550 | $1,980 |
| E07 | $2,592 | $2,115 |
| E08 | $2,637 | $2,319 |
| E09 | $2,748 | $2,397 |
| W01 | $2,568 | $2,076 |
| W02 | $2,613 | $2,316 |
| W03 | $2,673 | $2,409 |
| W04 | $2,778 | $2,553 |
| W05 | $2,913 | $2,604 |
| O01E | $2,595 | $2,250 |
| O02E | $2,664 | $2,379 |
| O03E | $2,796 | $2,541 |
| O01 | $2,295 | $1,968 |
| O02 | $2,547 | $2,211 |
| O03 | $2,670 | $2,439 |
| O04 | $2,955 | $2,586 |
| O05 | $3,156 | $2,610 |
| O06 | $3,183 | $2,652 |
| O07 | $3,210 | $2,700 |
BAH for ST. LOUIS, MO includes the following zip codes: 62001, 62002, … 63386
Whiteman AFB, MO BAH Rates
Military Housing Area: MO162
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,314 | $996 |
| E02 | $1,314 | $996 |
| E03 | $1,314 | $996 |
| E04 | $1,314 | $996 |
| E05 | $1,473 | $1,104 |
| E06 | $1,749 | $1,311 |
| E07 | $1,860 | $1,395 |
| E08 | $1,980 | $1,533 |
| E09 | $2,127 | $1,608 |
| W01 | $1,767 | $1,326 |
| W02 | $1,911 | $1,530 |
| W03 | $2,058 | $1,620 |
| W04 | $2,154 | $1,770 |
| W05 | $2,271 | $1,887 |
| O01E | $1,878 | $1,470 |
| O02E | $2,037 | $1,590 |
| O03E | $2,169 | $1,740 |
| O01 | $1,515 | $1,152 |
| O02 | $1,746 | $1,425 |
| O03 | $2,055 | $1,647 |
| O04 | $2,310 | $1,863 |
| O05 | $2,487 | $1,929 |
| O06 | $2,508 | $2,040 |
| O07 | $2,523 | $2,076 |
BAH for WHITEMAN AFB, MO includes the following zip codes: 64019, 64040, … 65360
Fort Leonard Wood, MO BAH Rates
Military Housing Area: MO163
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,224 | $1,119 |
| E02 | $1,224 | $1,119 |
| E03 | $1,224 | $1,119 |
| E04 | $1,224 | $1,119 |
| E05 | $1,311 | $1,122 |
| E06 | $1,542 | $1,152 |
| E07 | $1,647 | $1,236 |
| E08 | $1,758 | $1,362 |
| E09 | $1,872 | $1,419 |
| W01 | $1,557 | $1,206 |
| W02 | $1,692 | $1,359 |
| W03 | $1,833 | $1,431 |
| W04 | $1,890 | $1,560 |
| W05 | $1,965 | $1,671 |
| O01E | $1,662 | $1,308 |
| O02E | $1,812 | $1,407 |
| O03E | $1,899 | $1,530 |
| O01 | $1,344 | $1,134 |
| O02 | $1,539 | $1,284 |
| O03 | $1,830 | $1,455 |
| O04 | $1,986 | $1,647 |
| O05 | $2,091 | $1,707 |
| O06 | $2,109 | $1,815 |
| O07 | $2,124 | $1,845 |
BAH for FORT LEONARD WOOD, MO includes the following zip codes: 65401, 65402, … 65689
Springfield, MO BAH Rates
Military Housing Area: MO164
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,239 | $984 |
| E02 | $1,239 | $984 |
| E03 | $1,239 | $984 |
| E04 | $1,239 | $984 |
| E05 | $1,335 | $1,077 |
| E06 | $1,743 | $1,308 |
| E07 | $1,803 | $1,353 |
| E08 | $1,860 | $1,422 |
| E09 | $1,998 | $1,536 |
| W01 | $1,764 | $1,323 |
| W02 | $1,827 | $1,419 |
| W03 | $1,902 | $1,554 |
| W04 | $2,040 | $1,752 |
| W05 | $2,208 | $1,815 |
| O01E | $1,806 | $1,359 |
| O02E | $1,890 | $1,512 |
| O03E | $2,061 | $1,737 |
| O01 | $1,389 | $1,140 |
| O02 | $1,740 | $1,356 |
| O03 | $1,899 | $1,596 |
| O04 | $2,265 | $1,797 |
| O05 | $2,523 | $1,893 |
| O06 | $2,544 | $1,908 |
| O07 | $2,562 | $1,923 |
BAH for SPRINGFIELD, MO includes the following zip codes: 65604, 65610, … 65899
Columbia/Jefferson City, MO BAH Rates
Military Housing Area: MO165
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,188 | $981 |
| E02 | $1,188 | $981 |
| E03 | $1,188 | $981 |
| E04 | $1,188 | $981 |
| E05 | $1,257 | $1,062 |
| E06 | $1,461 | $1,119 |
| E07 | $1,665 | $1,248 |
| E08 | $1,884 | $1,413 |
| E09 | $2,091 | $1,569 |
| W01 | $1,479 | $1,179 |
| W02 | $1,755 | $1,317 |
| W03 | $2,028 | $1,572 |
| W04 | $2,118 | $1,602 |
| W05 | $2,232 | $1,713 |
| O01E | $1,701 | $1,275 |
| O02E | $1,989 | $1,491 |
| O03E | $2,133 | $1,599 |
| O01 | $1,290 | $1,116 |
| O02 | $1,458 | $1,251 |
| O03 | $2,019 | $1,575 |
| O04 | $2,268 | $1,701 |
| O05 | $2,436 | $1,827 |
| O06 | $2,454 | $2,010 |
| O07 | $2,472 | $2,043 |
BAH for COLUMBIA/JEFFERSON CITY, MO includes the following zip codes: 63388, 65010, … 65299
