The Basic Allowance for Housing (BAH) provides essential financial support to U.S. military personnel, helping cover housing costs while stationed away from their permanent residences. In Montana, BAH is calculated based on rank, duty location, and dependency status, ensuring it aligns with local housing market conditions.

Every year, the Department of Defense updates BAH rates to respond to changes in housing costs, aiming to support service members in maintaining financial stability. This page details the latest BAH rates for Montana, guiding you in determining the suitable allowance according to your rank and family situation.

Determining BAH Rates

BAH rates in Montana are shaped by several critical factors:

• Location: Reflects the varied housing costs across different Military Housing Areas (MHA).
• Rank: Higher ranks receive increased allowances, recognizing their greater responsibilities and housing needs.
• Dependents: Service members with families are eligible for higher rates, facilitating adequate family housing.

BAH is designed to provide military members with financial assistance to secure suitable and affordable housing, fostering stability and comfort throughout their service in Montana.

Using the BAH Charts

To determine your monthly BAH, follow these steps:

1. Identify your Military Housing Area (MHA).
2. Check the charts to locate your pay grade (rank).
3. Consider whether you have dependents.

These guidelines will help you navigate the precise housing allowance, enabling effective financial planning during your tenure in Montana.

2025 Montana BAH Rate Charts

For 2025, Montana’s BAH rates experienced various increases, with an average rise of about 5.4%, aligning with the national average. This annual adjustment ensures that BAH rates are competitive with the local housing market, aiding military personnel in securing off-base housing efficiently.

Malmstrom SFB/Great Falls, MT BAH Rates

Military Housing Area: MT175

Grade	With Dependents	Without Dependents
E01	$1,389	$1,095
E02	$1,389	$1,095
E03	$1,389	$1,095
E04	$1,389	$1,095
E05	$1,482	$1,218
E06	$1,683	$1,299
E07	$1,863	$1,398
E08	$2,058	$1,545
E09	$2,247	$1,686
W01	$1,701	$1,371
W02	$1,944	$1,524
W03	$2,184	$1,689
W04	$2,274	$1,719
W05	$2,385	$1,905
O01E	$1,896	$1,479
O02E	$2,151	$1,614
O03E	$2,289	$1,716
O01	$1,512	$1,293
O02	$1,680	$1,455
O03	$2,178	$1,692
O04	$2,421	$1,872
O05	$2,586	$1,983
O06	$2,607	$2,166
O07	$2,625	$2,205

BAH for Malmstrom SFB/Great Falls, MT includes the following zip codes: 59401, 59402, 59403, 59404, 59405, 59406, 59412, 59414, 59421, 59443, 59463, 59465, 59472, 59477, 59480, 59483, 59485, 59487.

Helena, MT BAH Rates

Military Housing Area: MT347

Grade	With Dependents	Without Dependents
E01	$1,656	$1,383
E02	$1,656	$1,383
E03	$1,656	$1,383
E04	$1,656	$1,383
E05	$1,785	$1,467
E06	$2,394	$1,797
E07	$2,499	$1,875
E08	$2,607	$1,956
E09	$2,754	$2,091
W01	$2,415	$1,812
W02	$2,544	$1,908
W03	$2,679	$2,112
W04	$2,784	$2,415
W05	$2,913	$2,523
O01E	$2,514	$1,887
O02E	$2,661	$2,049
O03E	$2,802	$2,388
O01	$1,863	$1,524
O02	$2,388	$1,878
O03	$2,676	$2,175
O04	$2,955	$2,499
O05	$3,150	$2,559
O06	$3,177	$2,661
O07	$3,204	$2,709

BAH for Helena, MT includes the following zip codes: 59410, 59601, 59602, 59604, 59620, 59623, 59624, 59625, 59626, 59633, 59635, 59636, 59639, 59640, 59648.