2025 Montana BAH (Basic Allowance for Housing) Rates
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Every year, the Department of Defense updates BAH rates to respond to changes in housing costs, aiming to support service members in maintaining financial stability. This page details the latest BAH rates for Montana, guiding you in determining the suitable allowance according to your rank and family situation.
Determining BAH Rates
BAH rates in Montana are shaped by several critical factors:
- Location: Reflects the varied housing costs across different Military Housing Areas (MHA).
- Rank: Higher ranks receive increased allowances, recognizing their greater responsibilities and housing needs.
- Dependents: Service members with families are eligible for higher rates, facilitating adequate family housing.
BAH is designed to provide military members with financial assistance to secure suitable and affordable housing, fostering stability and comfort throughout their service in Montana.
Using the BAH Charts
To determine your monthly BAH, follow these steps:
- Identify your Military Housing Area (MHA).
- Check the charts to locate your pay grade (rank).
- Consider whether you have dependents.
These guidelines will help you navigate the precise housing allowance, enabling effective financial planning during your tenure in Montana.
2025 Montana BAH Rate Charts
For 2025, Montana’s BAH rates experienced various increases, with an average rise of about 5.4%, aligning with the national average. This annual adjustment ensures that BAH rates are competitive with the local housing market, aiding military personnel in securing off-base housing efficiently.
Malmstrom SFB/Great Falls, MT BAH Rates
Military Housing Area: MT175
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,389 | $1,095 |
| E02 | $1,389 | $1,095 |
| E03 | $1,389 | $1,095 |
| E04 | $1,389 | $1,095 |
| E05 | $1,482 | $1,218 |
| E06 | $1,683 | $1,299 |
| E07 | $1,863 | $1,398 |
| E08 | $2,058 | $1,545 |
| E09 | $2,247 | $1,686 |
| W01 | $1,701 | $1,371 |
| W02 | $1,944 | $1,524 |
| W03 | $2,184 | $1,689 |
| W04 | $2,274 | $1,719 |
| W05 | $2,385 | $1,905 |
| O01E | $1,896 | $1,479 |
| O02E | $2,151 | $1,614 |
| O03E | $2,289 | $1,716 |
| O01 | $1,512 | $1,293 |
| O02 | $1,680 | $1,455 |
| O03 | $2,178 | $1,692 |
| O04 | $2,421 | $1,872 |
| O05 | $2,586 | $1,983 |
| O06 | $2,607 | $2,166 |
| O07 | $2,625 | $2,205 |
BAH for Malmstrom SFB/Great Falls, MT includes the following zip codes: 59401, 59402, 59403, 59404, 59405, 59406, 59412, 59414, 59421, 59443, 59463, 59465, 59472, 59477, 59480, 59483, 59485, 59487.
Helena, MT BAH Rates
Military Housing Area: MT347
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,656 | $1,383 |
| E02 | $1,656 | $1,383 |
| E03 | $1,656 | $1,383 |
| E04 | $1,656 | $1,383 |
| E05 | $1,785 | $1,467 |
| E06 | $2,394 | $1,797 |
| E07 | $2,499 | $1,875 |
| E08 | $2,607 | $1,956 |
| E09 | $2,754 | $2,091 |
| W01 | $2,415 | $1,812 |
| W02 | $2,544 | $1,908 |
| W03 | $2,679 | $2,112 |
| W04 | $2,784 | $2,415 |
| W05 | $2,913 | $2,523 |
| O01E | $2,514 | $1,887 |
| O02E | $2,661 | $2,049 |
| O03E | $2,802 | $2,388 |
| O01 | $1,863 | $1,524 |
| O02 | $2,388 | $1,878 |
| O03 | $2,676 | $2,175 |
| O04 | $2,955 | $2,499 |
| O05 | $3,150 | $2,559 |
| O06 | $3,177 | $2,661 |
| O07 | $3,204 | $2,709 |
BAH for Helena, MT includes the following zip codes: 59410, 59601, 59602, 59604, 59620, 59623, 59624, 59625, 59626, 59633, 59635, 59636, 59639, 59640, 59648.