2025 New Mexico BAH (Basic Allowance for Housing) Rates
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What is the Basic Allowance for Housing (BAH)?
The Basic Allowance for Housing (BAH) is an essential financial aid for U.S. military personnel, designed to offset housing expenses while stationed away from their primary residence. In New Mexico, BAH rates are tailored based on rank, duty station, and dependency status to match the local housing market prices accurately.
Annually, the Department of Defense adjusts BAH rates to reflect the changing housing market conditions, supporting service members in sustaining financial stability. This page provides the most current BAH rates for New Mexico, assisting you in determining the appropriate allowance according to your rank and family needs.
Determining BAH Rates
BAH rates in New Mexico are determined by key factors:
- Location: Reflects the varying housing costs across different Military Housing Areas (MHA).
- Rank: Higher ranks receive greater allowances, acknowledging their increased responsibilities and housing requirements.
- Dependents: Personnel with dependents are entitled to higher BAH rates to facilitate suitable family housing.
BAH is structured to help military members afford adequate and reasonably priced housing, promoting stability and comfort throughout their service period in New Mexico.
Using the BAH Charts
To find out your monthly BAH:
- Identify your Military Housing Area (MHA).
- Look up your pay grade (rank) in the charts.
- Determine if you have dependents.
Following these steps will guide you to the precise housing allowance, aiding in effective financial management during your assignment in New Mexico.
2025 New Mexico BAH Rate Charts
For 2025, New Mexico’s BAH rates have seen an average increase of about 5.4%, mirroring the national trend. This adjustment ensures that BAH rates stay aligned with local housing market developments, supporting military personnel in securing off-base housing.
2025 Basic Allowance for Housing (BAH) Rates in New Mexico
The Department of Defense adjusts BAH rates by location, rank, and dependency status to align with local housing market costs.
Holloman AFB/Alamogordo BAH Rates
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,290 | $975 |
| E02 | $1,290 | $975 |
| E03 | $1,290 | $975 |
| E04 | $1,290 | $975 |
| E05 | $1,458 | $1,095 |
| E06 | $1,647 | $1,233 |
| E07 | $1,695 | $1,296 |
| E08 | $1,749 | $1,500 |
| E09 | $1,848 | $1,545 |
| W01 | $1,665 | $1,248 |
| W02 | $1,719 | $1,497 |
| W03 | $1,788 | $1,554 |
| W04 | $1,875 | $1,650 |
| W05 | $1,986 | $1,707 |
| O01E | $1,701 | $1,455 |
| O02E | $1,776 | $1,536 |
| O03E | $1,890 | $1,638 |
| O01 | $1,488 | $1,119 |
| O02 | $1,644 | $1,407 |
| O03 | $1,785 | $1,575 |
| O04 | $2,019 | $1,689 |
| O05 | $2,187 | $1,716 |
| O06 | $2,205 | $1,767 |
| O07 | $2,217 | $1,797 |
BAH for HOLLOMAN AFB/ALAMOGORDO, NM includes the following zip codes: 88310, 88311, 88314, 88317, 88325, 88330, 88337, 88339, 88340, 88342, 88344, 88347, 88349, 88350, 88352, 88354.
Albuquerque/Kirtland AFB BAH Rates
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,971 | $1,479 |
| E02 | $1,971 | $1,479 |
| E03 | $1,971 | $1,479 |
| E04 | $1,971 | $1,479 |
| E05 | $2,175 | $1,647 |
| E06 | $2,238 | $1,785 |
| E07 | $2,262 | $1,977 |
| E08 | $2,289 | $2,196 |
| E09 | $2,382 | $2,202 |
| W01 | $2,253 | $1,911 |
| W02 | $2,274 | $2,193 |
| W03 | $2,313 | $2,205 |
| W04 | $2,412 | $2,232 |
| W05 | $2,538 | $2,265 |
| O01E | $2,265 | $2,172 |
| O02E | $2,304 | $2,199 |
| O03E | $2,430 | $2,226 |
| O01 | $2,193 | $1,764 |
| O02 | $2,235 | $2,112 |
| O03 | $2,310 | $2,211 |
| O04 | $2,580 | $2,253 |
| O05 | $2,772 | $2,268 |
| O06 | $2,796 | $2,289 |
| O07 | $2,817 | $2,331 |
BAH for ALBUQUERQUE/KIRTLAND AFB, NM includes the following zip codes: 87001, 87002, 87004, 87006, 87008, 87013, 87018, 87022, 87023, 87024, 87025, 87026, 87027, 87031, 87041, 87042, 87043, 87044, 87046, 87047, 87048, 87052, 87053, 87059, 87060, 87068, 87072, 87083, 87101, 87102, 87103, 87104, 87105, 87106, 87107, 87108, 87109, 87110, 87111, 87112, 87113, 87114, 87115, 87116, 87117, 87119, 87120, 87121, 87122, 87123, 87124, 87125, 87131, 87144, 87151, 87153, 87154, 87158, 87174, 87176, 87181, 87184, 87185, 87187, 87190, 87191, 87192, 87193, 87194, 87195, 87196, 87197, 87198, 87199.
Cannon AFB/Clovis BAH Rates
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,203 | $903 |
| E02 | $1,203 | $903 |
| E03 | $1,203 | $903 |
| E04 | $1,203 | $903 |
| E05 | $1,305 | $1,020 |
| E06 | $1,539 | $1,149 |
| E07 | $1,623 | $1,218 |
| E08 | $1,716 | $1,359 |
| E09 | $1,791 | $1,416 |
| W01 | $1,554 | $1,179 |
| W02 | $1,662 | $1,356 |
| W03 | $1,776 | $1,428 |
| W04 | $1,797 | $1,551 |
| W05 | $1,830 | $1,644 |
| O01E | $1,635 | $1,302 |
| O02E | $1,761 | $1,404 |
| O03E | $1,800 | $1,527 |
| O01 | $1,341 | $1,095 |
| O02 | $1,536 | $1,275 |
| O03 | $1,773 | $1,452 |
| O04 | $1,833 | $1,623 |
| O05 | $1,869 | $1,671 |
| O06 | $1,884 | $1,758 |
| O07 | $1,896 | $1,788 |
BAH for CANNON AFB/CLOVIS, NM includes the following zip codes: 88101, 88102, 88103, 88112, 88113, 88115, 88116, 88118, 88120, 88122, 88123, 88124, 88125, 88126, 88130, 88132, 88133, 88135.
White Sands MR/Las Cruces BAH Rates
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,533 | $1,149 |
| E02 | $1,533 | $1,149 |
| E03 | $1,533 | $1,149 |
| E04 | $1,533 | $1,149 |
| E05 | $1,752 | $1,314 |
| E06 | $1,938 | $1,452 |
| E07 | $1,980 | $1,542 |
| E08 | $2,025 | $1,794 |
| E09 | $2,100 | $1,839 |
| W01 | $1,956 | $1,467 |
| W02 | $1,998 | $1,791 |
| W03 | $2,058 | $1,848 |
| W04 | $2,121 | $1,941 |
| W05 | $2,202 | $1,989 |
| O01E | $1,983 | $1,749 |
| O02E | $2,049 | $1,827 |
| O03E | $2,130 | $1,929 |
| O01 | $1,782 | $1,338 |
| O02 | $1,935 | $1,683 |
| O03 | $2,055 | $1,866 |
| O04 | $2,223 | $1,974 |
| O05 | $2,340 | $1,995 |
| O06 | $2,358 | $2,037 |
| O07 | $2,376 | $2,073 |
BAH for WHITE SANDS MR/LAS CRUCES, NM includes the following zip codes: 87936, 87937, 87940, 87941, 88001, 88002, 88003, 88004, 88005, 88006, 88007, 88008, 88011, 88012, 88013, 88021, 88024, 88027, 88032, 88033, 88044, 88046, 88047, 88048, 88052, 88054, 88058, 88063, 88072, 88081.
Santa Fe/Los Alamos BAH Rates
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $2,448 | $1,836 |
| E02 | $2,448 | $1,836 |
| E03 | $2,448 | $1,836 |
| E04 | $2,448 | $1,836 |
| E05 | $2,748 | $2,061 |
| E06 | $3,396 | $2,547 |
| E07 | $3,426 | $2,571 |
| E08 | $3,456 | $2,877 |
| E09 | $3,531 | $3,072 |
| W01 | $3,417 | $2,562 |
| W02 | $3,438 | $2,874 |
| W03 | $3,480 | $3,093 |
| W04 | $3,555 | $3,399 |
| W05 | $3,651 | $3,432 |
| O01E | $3,429 | $2,745 |
| O02E | $3,471 | $3,027 |
| O03E | $3,567 | $3,390 |
| O01 | $2,829 | $2,148 |
| O02 | $3,387 | $2,649 |
| O03 | $3,477 | $3,159 |
| O04 | $3,681 | $3,417 |
| O05 | $3,825 | $3,435 |
| O06 | $3,861 | $3,459 |
| O07 | $3,891 | $3,522 |
BAH for SANTA FE/LOS ALAMOS, NM includes the following zip codes: 87010, 87015, 87056, 87501, 87502, 87503, 87504, 87505, 87506, 87507, 87508, 87509, 87535, 87540, 87544, 87545, 87547, 87567, 87574, 87592, 87594.