2025 BAH (Basic Allowance for Housing) Rates in Wisconsin
In this Article
Check BAH Rates in:
View our Wisconsin VA Loan Guide
Everything you need to know about VA Loans in Wisconsin. From VA loan requirements and eligibility to local Veteran homebuyer assistance programs.
Understanding the Basic Allowance for Housing (BAH)
The Basic Allowance for Housing (BAH) is a vital financial resource for U.S. military personnel, designed to assist with housing expenses while stationed away from their primary residence. In Wisconsin, the BAH is tailored based on rank, duty location, and whether the service member has dependents, ensuring that the allowance is in line with the local housing market costs.
The Department of Defense updates BAH rates annually to respond to fluctuations in housing costs, supporting service members in maintaining financial stability. This page provides the latest BAH rates for Wisconsin, enabling you to determine the right allowance for your rank and family situation.
How BAH Rates are Determined
BAH rates in Wisconsin are set based on several key factors:
- Location: Accounts for the varied housing costs across different Military Housing Areas (MHA) in Wisconsin.
- Rank: Higher ranks receive increased allowances, reflecting their expanded responsibilities and housing needs.
- Dependents: Service members with families qualify for higher BAH rates to support adequate family accommodation.
The aim of BAH is to provide financial support that enables military members to secure suitable and affordable housing, promoting stability and comfort during their service period in Wisconsin.
Using the BAH Charts
To calculate your monthly BAH in Wisconsin, follow these steps:
- Identify your Military Housing Area (MHA) in Wisconsin.
- Locate your pay grade (rank) in the charts provided.
- Check if you have dependents.
These guidelines will help you determine the precise housing allowance, facilitating effective financial management while stationed in Wisconsin.
BAH Rate Charts for Wisconsin in 2025
For 2025, the BAH rates in Wisconsin have been updated to reflect a national average increase of about 5.4%. This adjustment ensures that BAH rates are in harmony with local housing market trends, providing necessary support for military personnel seeking off-base housing.
Madison, WI BAH Rates
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $2,151 | $1,614 |
| O07 | $3,645 | $3,165 |
BAH for MADISON, WI includes the following zip codes: 53508, 53515, 53517, 53523, 53527, 53528, 53529, 53531, 53532, 53558, 53559, 53560, 53562, 53571, 53572, 53575, 53589, 53590, 53593, 53596, 53597, 53598, 53701, 53702, 53703, 53704, 53705, 53706, 53707, 53708, 53711, 53713, 53714, 53715, 53716, 53717, 53718, 53719, 53725, 53726, 53744, 53774, 53777, 53782, 53783, 53784, 53785, 53786, 53788, 53790, 53791, 53792, 53793, 53794.
Milwaukee, WI BAH Rates
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $2,178 | $1,635 |
| O07 | $3,684 | $2,946 |
BAH for MILWAUKEE, WI includes the following zip codes: 53005, 53007, 53008, 53018, 53029, 53045, 53046, 53051, 53052, 53056, 53058, 53064, 53066, 53069, 53072, 53089, 53103, 53105, 53108, 53110, 53118, 53119, 53122, 53126, 53127, 53129, 53130, 53132, 53138, 53139, 53146, 53149, 53150, 53151, 53153, 53154, 53167, 53172, 53177, 53182, 53183, 53185, 53186, 53187, 53188, 53189, 53201, 53202, 53203, 53204, 53205, 53206, 53207, 53208, 53209, 53210, 53211, 53212, 53213, 53214, 53215, 53216, 53217, 53218, 53219, 53220, 53221, 53222, 53223, 53224, 53225, 53226, 53227, 53228, 53233, 53234, 53235, 53237, 53259, 53263, 53274, 53278, 53288, 53290, 53293, 53295, 53401, 53402, 53403, 53404, 53405, 53406, 53407, 53408.
Sparta/Fort McCoy, WI BAH Rates
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,320 | $1,134 |
| O07 | $2,097 | $1,818 |
BAH for SPARTA/FORT MCCOY, WI includes the following zip codes: 54601, 54602, 54603, 54614, 54619, 54620, 54636, 54638, 54644, 54648, 54649, 54650, 54653, 54656, 54660, 54662, 54666, 54669, 54670.
Stevens Point, WI BAH Rates
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,206 | $957 |
| O07 | $1,941 | $1,656 |
BAH for STEVENS POINT, WI includes the following zip codes: 54401, 54402, 54403, 54404, 54406, 54407, 54408, 54410, 54411, 54412, 54413, 54415, 54417, 54423, 54426, 54427, 54429, 54440, 54441, 54443, 54448, 54449, 54454, 54455, 54457, 54458, 54466, 54467, 54469, 54471, 54473, 54474, 54475, 54476, 54479, 54481, 54482, 54484, 54488, 54489, 54492, 54494, 54495, 54909, 54921.
2025 Basic Allowance for Housing (BAH) Rates in Wisconsin
Madison, WI BAH Rates
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $2,151 | $1,614 |
| E02 | $2,151 | $1,614 |
| E03 | $2,151 | $1,614 |
| E04 | $2,151 | $1,614 |
| E05 | $2,373 | $1,794 |
| E06 | $2,568 | $1,953 |
| E07 | $2,769 | $2,160 |
| E08 | $2,985 | $2,418 |
| E09 | $3,198 | $2,463 |
| W01 | $2,589 | $2,085 |
| W02 | $2,859 | $2,415 |
| W03 | $3,126 | $2,472 |
| W04 | $3,228 | $2,610 |
| W05 | $3,354 | $2,817 |
| O01E | $2,805 | $2,370 |
| O02E | $3,087 | $2,454 |
| O03E | $3,246 | $2,559 |
| O01 | $2,403 | $1,929 |
| O02 | $2,565 | $2,301 |
| O03 | $3,117 | $2,493 |
| O04 | $3,393 | $2,778 |
| O05 | $3,585 | $2,904 |
| O06 | $3,615 | $3,108 |
| O07 | $3,645 | $3,165 |
BAH for MADISON, WI includes the following zip codes: 53508, 53515, 53517, 53523, 53527, 53528, 53529, 53531, 53532, 53558, 53559, 53560, 53562, 53571, 53572, 53575, 53589, 53590, 53593, 53596, 53597, 53598, 53701, 53702, 53703, 53704, 53705, 53706, 53707, 53708, 53711, 53713, 53714, 53715, 53716, 53717, 53718, 53719, 53725, 53726, 53744, 53774, 53777, 53782, 53783, 53784, 53785, 53786, 53788, 53790, 53791, 53792, 53793, 53794.
Milwaukee, WI BAH Rates
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $2,178 | $1,635 |
| E02 | $2,178 | $1,635 |
| E03 | $2,178 | $1,635 |
| E04 | $2,178 | $1,635 |
| E05 | $2,337 | $1,866 |
| E06 | $2,676 | $2,028 |
| E07 | $2,760 | $2,181 |
| E08 | $2,853 | $2,409 |
| E09 | $3,024 | $2,502 |
| W01 | $2,694 | $2,133 |
| W02 | $2,799 | $2,406 |
| W03 | $2,913 | $2,517 |
| W04 | $3,069 | $2,691 |
| W05 | $3,261 | $2,781 |
| O01E | $2,772 | $2,334 |
| O02E | $2,898 | $2,481 |
| O03E | $3,096 | $2,667 |
| O01 | $2,385 | $2,013 |
| O02 | $2,673 | $2,289 |
| O03 | $2,910 | $2,550 |
| O04 | $3,327 | $2,760 |
| O05 | $3,621 | $2,808 |
| O06 | $3,654 | $2,895 |
| O07 | $3,684 | $2,946 |
BAH for MILWAUKEE, WI includes the following zip codes: 53005, 53007, 53008, 53018, 53029, 53045, 53046, 53051, 53052, 53056, 53058, 53064, 53066, 53069, 53072, 53089, 53103, 53105, 53108, 53110, 53118, 53119, 53122, 53126, 53127, 53129, 53130, 53132, 53138, 53139, 53146, 53149, 53150, 53151, 53153, 53154, 53167, 53172, 53177, 53182, 53183, 53185, 53186, 53187, 53188, 53189, 53201, 53202, 53203, 53204, 53205, 53206, 53207, 53208, 53209, 53210, 53211, 53212, 53213, 53214, 53215, 53216, 53217, 53218, 53219, 53220, 53221, 53222, 53223, 53224, 53225, 53226, 53227, 53228, 53233, 53234, 53235, 53237, 53259, 53263, 53274, 53278, 53288, 53290, 53293, 53295, 53401, 53402, 53403, 53404, 53405, 53406, 53407, 53408.
Sparta/Fort McCoy, WI BAH Rates
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,320 | $1,134 |
| E02 | $1,320 | $1,134 |
| E03 | $1,320 | $1,134 |
| E04 | $1,320 | $1,134 |
| E05 | $1,335 | $1,236 |
| E06 | $1,794 | $1,347 |
| E07 | $1,818 | $1,365 |
| E08 | $1,827 | $1,431 |
| E09 | $1,848 | $1,563 |
| W01 | $1,815 | $1,362 |
| W02 | $1,824 | $1,428 |
| W03 | $1,836 | $1,581 |
| W04 | $1,866 | $1,791 |
| W05 | $1,941 | $1,803 |
| O01E | $1,821 | $1,371 |
| O02E | $1,830 | $1,533 |
| O03E | $1,875 | $1,788 |
| O01 | $1,395 | $1,299 |
| O02 | $1,791 | $1,368 |
| O03 | $1,833 | $1,629 |
| O04 | $1,962 | $1,794 |
| O05 | $2,067 | $1,806 |
| O06 | $2,085 | $1,809 |
| O07 | $2,097 | $1,818 |
BAH for SPARTA/FORT MCCOY, WI includes the following zip codes: 54601, 54602, 54603, 54614, 54619, 54620, 54636, 54638, 54644, 54648, 54649, 54650, 54653, 54656, 54660, 54662, 54666, 54669, 54670.
Stevens Point, WI BAH Rates
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,206 | $957 |
| E02 | $1,206 | $957 |
| E03 | $1,206 | $957 |
| E04 | $1,206 | $957 |
| E05 | $1,302 | $1,047 |
| E06 | $1,641 | $1,230 |
| E07 | $1,662 | $1,248 |
| E08 | $1,671 | $1,374 |
| E09 | $1,689 | $1,467 |
| W01 | $1,659 | $1,245 |
| W02 | $1,668 | $1,371 |
| W03 | $1,680 | $1,482 |
| W04 | $1,707 | $1,635 |
| W05 | $1,782 | $1,644 |
| O01E | $1,665 | $1,299 |
| O02E | $1,674 | $1,446 |
| O03E | $1,716 | $1,632 |
| O01 | $1,350 | $1,107 |
| O02 | $1,638 | $1,275 |
| O03 | $1,677 | $1,515 |
| O04 | $1,806 | $1,638 |
| O05 | $1,914 | $1,647 |
| O06 | $1,929 | $1,650 |
| O07 | $1,941 | $1,656 |
BAH for STEVENS POINT, WI includes the following zip codes: 54401, 54402, 54403, 54404, 54406, 54407, 54408, 54410, 54411, 54412, 54413, 54415, 54417, 54423, 54426, 54427, 54429, 54440, 54441, 54443, 54448, 54449, 54454, 54455, 54457, 54458, 54466, 54467, 54469, 54471, 54473, 54474, 54475, 54476, 54479, 54481, 54482, 54484, 54488, 54489, 54492, 54494, 54495, 54909, 54921.
