Veteran Property Tax Exemption Under Wyo. Stat. §39-13-105
Wyoming Disabled Veteran Property Tax Exemptions in 2026
Wyoming Department of Revenue, Property Tax Relief
Wyoming HB0068, Expanded Veteran Property Tax Exemption (2027+)
Wyoming Military Benefits, MyArmyBenefits
Wyoming offers a Veteran property tax exemption of up to $6,000 off assessed value for all qualifying Veterans who are Wyoming residents, not just disabled Veterans. At Wyoming’s low average effective rate of approximately 0.51%, that exemption saves roughly $184 per year ($15/month) at the residential assessment ratio. Wyoming has no state income tax, and property taxes are already among the lowest in the nation. Near F.E. Warren AFB in Cheyenne, median home prices run around $330,000. A major expansion (HB0068) will provide 100% P&T Veterans a full exemption on their primary residence starting January 1, 2027, a significant upgrade.
Next step:
Check Your VA Loan Eligibility
Current Veteran Exemption (2026)
- Up to: Up to $6,000 off assessed value for qualifying Veterans
- Eligibility: Available to all honorably discharged Veterans with 3+ years Wyoming residency
- Not limited: Not limited to disabled Veterans, any qualifying Veteran can claim
2027 Expansion (HB0068)
- Key figure: 100% P&T disabled Veterans will receive full property tax exemption on primary residence
- Covers the: Covers the full assessed value including up to 10 acres of land
- Survivor benefit: Surviving spouse retains exemption if unremarried and property remains primary residence
Filing And Deadlines
- Apply between: Apply between January 1 and the fourth Monday in May each year
- Requirement: Must be a Wyoming resident for 3+ years to qualify
- File with: File with your county assessor’s office, Wyoming has 23 counties
VA Loan Impact
- Current exemption: modest $184/year savings ($15/month) at 2026 rates
- Key figure: 2027 expansion for 100% P&T: full tax elimination, saves $1,683/year on $330K home
- No state: No state income tax, combined with property tax savings, total tax burden is very low
Frequently Asked Questions
How much does the current Wyoming Veteran exemption save?
The current exemption removes up to $6,000 from your assessed value. At Wyoming’s average effective rate, this saves approximately $184 per year, modest, but Wyoming’s overall tax burden is already among the lowest in the country. The 2027 expansion for 100% P&T Veterans will be far more valuable.
Do I need to be disabled to qualify for Wyoming’s Veteran exemption?
No. The current exemption is available to all honorably discharged Veterans who have been Wyoming residents for at least 3 years. You do not need a disability rating. The upcoming 2027 expansion (HB0068) targets 100% P&T disabled Veterans specifically with a full exemption.
What changes in 2027 for disabled Veterans in Wyoming?
Starting January 1, 2027, Veterans with 100% permanent and total service-connected disability will receive a full property tax exemption on their primary residence and up to 10 acres of land. No value cap. This is a major upgrade from the current $6,000 assessed value exemption.
The Bottom Line Up Front
Wyoming currently offers a Veteran property tax exemption of up to $6,000 off assessed value, available to all qualifying Veterans, not just disabled Veterans. At Wyoming’s low effective rate of approximately 0.51%, this saves roughly $184 per year. That is a small number, but context matters: Wyoming has no state income tax, and property taxes are already among the lowest in the nation. Starting January 1, 2027, a major expansion under HB0068 will grant 100% P&T disabled Veterans a full property tax exemption on their primary residence and up to 10 acres. On a $330,000 home near F.E. Warren AFB, that future exemption will save approximately $1,683 per year, a transformative improvement.
Wyoming is already one of the most tax-friendly states in the country. No state income tax, low property tax rates, and now a forthcoming full exemption for 100% P&T Veterans. The current $6,000 assessed value exemption is modest, frankly, it is one of the smallest Veteran exemptions in the country in dollar terms. But the 2027 expansion changes the picture dramatically. If you are buying near F.E. Warren AFB in 2026, plan for the current small exemption now and position yourself for the full exemption that takes effect the following year. The 3-year residency requirement applies, so Veterans PCSing to Cheyenne should note the waiting period.
What To Do Based On Your Situation
- Buying near F.E. Warren AFB in 2026: Apply for the current $6,000 exemption after closing. If you are 100% P&T, prepare to apply for the expanded full exemption starting January 2027. Budget for full property taxes in 2026.
- Already own a home in Wyoming: Apply for the current exemption if you have not already. If you are 100% P&T, mark January 2027 on your calendar for the HB0068 expanded exemption.
- PCSing to Wyoming soon: The 3-year residency requirement means you will not qualify immediately. Start the clock on residency and apply when eligible. Budget for full property taxes during the waiting period.
How Does Wyoming’s Benefit Structure Work?
Wyoming’s current system has two components: a general Veteran exemption available to all qualifying Veterans, and the upcoming HB0068 expansion for 100% P&T disabled Veterans. Wyoming assesses residential property at 9.5% of fair market value, so the $6,000 exemption off assessed value translates to approximately $63,158 off market value.
| Benefit | Eligibility | What it covers | Annual savings on $330K home |
|---|---|---|---|
| Current Veteran exemption (2026) | Honorable discharge, 3-year WY residency | Up to $6,000 off assessed value | ~$184 |
| HB0068 expansion (Jan 2027+) | 100% P&T service-connected disability | Full exemption, no value cap, up to 10 acres | ~$1,683 (full elimination) |
| Surviving spouse (2027+) | Unremarried spouse of 100% P&T Veteran | Full exemption continues | ~$1,683 |
Wyoming’s 9.5% assessment ratio for residential property means the relationship between market value and assessed value is not 1:1. A $330,000 home has an assessed value of approximately $31,350. The current $6,000 exemption covers about 19% of that assessed value. The 2027 expansion removes the entire assessed value for qualifying Veterans.
Deal Math: A 100% P&T Veteran buying a $330,000 home near F.E. Warren AFB at 0.51% effective rate: annual property tax is approximately $1,683. In 2026, the $6,000 assessed value exemption saves roughly $184, leaving $1,499 in annual taxes. Starting in 2027, the full exemption under HB0068 eliminates the entire $1,683 tax bill, $140/month back in your pocket. Combined with the VA funding fee exemption (saving $7,095 on a $330,000 loan), the ongoing annual benefit starting in 2027 is $1,683 in property tax savings plus no funding fee.
What Is The Benefit Worth In Real Dollars?
Wyoming’s effective property tax rate of approximately 0.51% is one of the lowest in the nation. This means even full exemptions produce smaller dollar savings than in high-tax states, but it also means your baseline property tax burden is very manageable.
| Home value | Effective rate | Annual tax (no exemption) | With current $6K exemption | With 2027 full exemption | Monthly savings (2027) |
|---|---|---|---|---|---|
| $250,000 | 0.51% | $1,275 | $1,091 | $0 | $106 |
| $330,000 | 0.51% | $1,683 | $1,499 | $0 | $140 |
| $400,000 | 0.51% | $2,040 | $1,856 | $0 | $170 |
| $500,000 | 0.53% | $2,650 | $2,466 | $0 | $221 |
Home Search Impact: The 2027 full exemption eliminates your entire property tax bill regardless of home value (up to 10 acres). On a $330,000 home, that saves $140/month, translating to approximately $17,000 in additional purchasing power at 6.5%. The real advantage in Wyoming is the combination of no property taxes (2027+), no state income tax, and low base rates. Total state and local tax burden for a 100% P&T Veteran in Wyoming will be among the lowest anywhere in the country.
How Does This Affect Your VA Loan Qualification?
Wyoming’s low property taxes are already favorable for VA loan qualification. The current exemption provides minimal additional improvement, but the 2027 expansion will eliminate the tax escrow entirely for 100% P&T Veterans, a meaningful boost to your debt-to-income ratio.
- 2026 PITI impact: On a $330,000 home at 6.5% with $0 down, the current $6,000 exemption reduces your monthly escrow by approximately $15. That drops your PITI from roughly $2,227 to $2,212, barely noticeable.
- 2027 PITI impact: The full exemption eliminates the $140/month tax escrow entirely. PITI drops from $2,227 to $2,087. At $6,000/month gross income, that moves your housing DTI from 37.1% to 34.8%, a 2.3-point improvement.
- No income tax bonus: Wyoming has no state income tax, which means your take-home pay is higher. This improves your actual cash flow and residual income for VA qualification, even though DTI uses gross income.
- Escrow note: If you qualify for the 2027 expansion, your lender may need to perform an escrow re-analysis when the exemption takes effect. Request this proactively once your tax bill reflects zero property taxes.
Who Is Eligible For Wyoming’s Veteran Property Tax Exemption?
The current exemption requires three things: honorable discharge from the U.S. Armed Forces, Wyoming residency for 3 or more years prior to claiming the exemption, and the property must be your primary residence. There is no disability requirement for the current exemption, any qualifying Veteran can claim it.
The 2027 expansion under HB0068 adds a disability-specific tier: Veterans with 100% permanent and total service-connected disability receive a full exemption on the assessed value of their primary residence and up to 10 acres of land. The 3-year residency requirement still applies. The surviving spouse of a qualifying 100% P&T Veteran retains the exemption if they have not remarried and the property remains their primary residence.
The exemption can also be applied to qualifying motor vehicle registration fees if you do not own property. You cannot claim both the property tax and vehicle exemption, it is one or the other.
How Do You Apply For Wyoming’s Exemption?
Apply at your county assessor’s office. Wyoming has 23 counties, each processing applications during the annual filing window.
- Filing window: Apply between January 1 and the fourth Monday in May each year. Applications filed after the deadline are not accepted for the current year.
- Required documents: DD-214 showing honorable discharge, proof of 3+ years Wyoming residency, proof of home ownership and occupancy. For the 2027 expansion, also provide VA disability rating letter showing 100% permanent and total service-connected disability.
- County assessor: Laramie County Assessor (F.E. Warren AFB/Cheyenne), Natrona County (Casper), Fremont County (Riverton/Lander). Search “[Your County] assessor Wyoming.”
- After approval: The exemption is applied to your property tax bill. Contact your mortgage servicer to request an escrow re-analysis and reduce your monthly payment.
Process Watchpoint: The 3-year residency requirement is the main hurdle for Military families. If you PCS to F.E. Warren AFB and buy a home, you will not qualify for the exemption until you have been a Wyoming resident for 3 years. Budget for full property taxes during the waiting period. The filing deadline is the fourth Monday in May, miss it and you wait until next year. For the 2027 HB0068 expansion, watch for implementation guidance from the Wyoming Department of Revenue as the effective date approaches.
Where Do Wyoming Veterans File By Installation?
F.E. Warren Air Force Base in Cheyenne (Laramie County) is Wyoming’s only major active-duty installation. The base is home to the 90th Missile Wing. Veterans are also concentrated in Casper (Natrona County) and other communities statewide.
| Area | County | Approx. effective rate | Current annual savings | 2027 annual savings (100% P&T) | Median home price (2026 est.) |
|---|---|---|---|---|---|
| F.E. Warren AFB / Cheyenne | Laramie | 0.53% | $184 | $1,749 | $330,000 |
| Casper | Natrona | 0.50% | $184 | $1,500 | $300,000 |
| Sheridan | Sheridan | 0.48% | $184 | $1,680 | $350,000 |
| Gillette | Campbell | 0.52% | $184 | $1,352 | $260,000 |
Do Surviving Spouses Keep The Benefit?
Under the current exemption, surviving spouse provisions are limited. The 2027 HB0068 expansion explicitly provides that the surviving spouse of a 100% P&T disabled Veteran retains the full exemption if two conditions are met: the surviving spouse has not remarried, and the property remains their primary residence.
This is a strong provision that provides long-term security for Military families. If the Veteran passes away after the 2027 expansion takes effect, the surviving spouse continues to pay zero property taxes on the home, indefinitely, as long as the conditions are met.
How Does The Benefit Change Your VA Loan Math?
The math changes dramatically between 2026 and 2027. The current exemption is minimal. The 2027 expansion eliminates property taxes entirely for 100% P&T Veterans, one of only a handful of states offering a true full exemption.
- 2026 example, F.E. Warren AFB area: $330,000 purchase, 6.5% rate, $0 down, 0.53% effective rate. Current exemption saves $15/month. PITI: $2,212. Marginal improvement.
- 2027 example, same home: Full exemption eliminates $146/month in taxes. PITI drops to $2,081. At $6,000/month gross income, housing DTI improves from 37.1% to 34.7%.
- Funding fee interaction: 100% P&T Veterans are also exempt from the VA funding fee, saving $7,095 on a $330,000 loan. Starting in 2027, a 100% P&T Veteran in Wyoming pays no funding fee and no property taxes, making VA loan costs in Wyoming among the lowest anywhere.
Deal Math: A 100% P&T Veteran buying a $330,000 home near F.E. Warren AFB with a VA loan at 6.5%: principal and interest is $2,088/month. Add homeowner’s insurance ($115/month). In 2026, add $140/month property taxes (minus $15 exemption = $125 effective). PITI: $2,328. In 2027 with the full exemption: $0/month property taxes. PITI: $2,203. No funding fee. No state income tax. Annual benefit: $7,095 (funding fee) + $1,683 (property taxes) = $8,778 per year in combined savings.
The Bottom Line
Wyoming’s current Veteran property tax exemption is modest, $6,000 off assessed value, saving roughly $184 per year. But the 2027 expansion under HB0068 is transformative: 100% P&T disabled Veterans will receive a full property tax exemption on their primary residence with no value cap. Combined with Wyoming’s zero state income tax and low base property tax rates, Wyoming will become one of the most tax-friendly states in the nation for disabled Veterans starting in 2027. The 3-year residency requirement applies to both the current and expanded exemptions. Apply with your county assessor between January 1 and the fourth Monday in May.
Frequently Asked Questions
Do I need a disability rating for Wyoming’s current Veteran exemption?
No. The current exemption is available to all honorably discharged Veterans with 3+ years of Wyoming residency. No disability rating is required. The 2027 expansion (HB0068) specifically targets 100% P&T disabled Veterans for the full exemption.
When does the expanded exemption for disabled Veterans take effect?
HB0068 takes effect for ad valorem taxes assessed on and after January 1, 2027. The first tax bills reflecting the full exemption will be payable in 2027-2028 depending on the county’s billing cycle.
What is the 3-year residency requirement?
You must have been a Wyoming resident for 3 or more years before claiming the exemption. Active-duty Military stationed at F.E. Warren AFB may count their time in Wyoming toward this requirement, confirm with the county assessor.
How does Wyoming’s 9.5% assessment ratio work?
Wyoming assesses residential property at 9.5% of fair market value. A $330,000 home has an assessed value of approximately $31,350. The current $6,000 exemption is off this assessed value, not off market value. The 2027 expansion exempts the full assessed value.
Can I apply the exemption to my vehicle instead of property?
Yes. If you do not own property, the exemption can be applied to qualifying motor vehicle registration fees. You cannot claim both, it is property or vehicle, not both.
Does TDIU qualify for the 2027 expanded exemption?
If the VA rates you as 100% permanent and total, including through TDIU at 100% compensation, you should qualify for the expanded exemption under HB0068. The statute references permanent and total service-connected disability.
Can I combine Wyoming’s exemption with the VA funding fee waiver?
Yes. The VA funding fee exemption and Wyoming’s property tax exemption are separate benefits. A 100% P&T Veteran receives both, no funding fee on the VA loan and reduced or eliminated property taxes.
Does Wyoming have a state income tax?
No. Wyoming is one of the few states with no state income tax. Combined with the property tax exemption (especially the 2027 expansion), the total tax burden for disabled Veterans in Wyoming is among the lowest in the country.
Can I get the exemption on a second home or rental property?
No. The exemption applies only to your primary residence. The 2027 expansion covers the primary residence and up to 10 acres of land. Investment properties and second homes do not qualify.
Do I need to reapply every year?
Apply each year between January 1 and the fourth Monday in May. Confirm with your county assessor whether the exemption auto-renews or requires annual filing in your specific county.
How does Wyoming compare to other states for Veteran property tax benefits?
Currently, Wyoming ranks near the bottom, the $6,000 assessed value exemption is one of the smallest in the country. Starting in 2027, Wyoming will jump to the top tier with a full exemption for 100% P&T Veterans, joining states like Texas, Nebraska, and Florida.
Will my lender adjust my escrow after the exemption is approved?
Not automatically. Once the exemption appears on your tax bill, request an escrow re-analysis from your mortgage servicer. For the 2027 expansion, you may eventually be able to eliminate your escrow account entirely if you have no property tax obligation, discuss this with your servicer.
