VA Appraisal Fees 2026 Cost Ranges + Official Cap Lookup
VA Appraisal Fees in 2026: Typical Costs, Regional Caps, and How the VA Fee Schedule Works
In 2026, VA appraisal fees for most single-family homes typically run $400 to $1,200, with some high-demand or remote markets reaching about $1,500.
Unlike conventional loans, these appraisal fee caps are set by the VA based on your region and property type, so the amount isn’t negotiated.
Use the lookup below to estimate your cap, then verify your county on the official VA schedule.
Typical VA appraisal cost range (2026)
- Common range: about $400–$1,200 for a single-family home.
- Higher-end cases: up to about $1,500 in high-demand or remote areas.
- Not negotiated: the VA sets the maximum allowed fee by region and property type.
- Best next step: use the lookup to estimate your cap, then confirm it on the official VA schedule.
Typical caps by region (single-family examples)
- High-cost/remote: Alaska $900–$1,300, Hawaii about $900, Montana $875–$1,000.
- Moderate: Texas $675–$800, California $700–$1,000, Arizona $650–$750.
- Lower: Alabama about $600, Illinois about $550, North Carolina $525–$800.
- Reality check: these are planning ranges—always confirm the current county cap on the VA schedule.
Extra charges and edge cases
- Reinspection: if repairs are required to meet VA Minimum Property Requirements (MPRs), a follow-up inspection is typically $150.
- Canceled assignments: after an appointment is set, you may owe up to $175; if the inspection is done but the report isn’t finished, the charge can be up to about 50%.
- New construction: proposed/under construction can include a small add-on (often $50).
- Remote travel: mileage/travel rules can apply in limited cases and may require special handling.
Payment + timeline + what the appraisal does
- Upfront payment: buyers usually pay when the appraisal is ordered (seller credits may offset at closing if negotiated).
- Timeline: commonly 7–10 business days; rural/remote areas can run up to about 20 business days.
- VA appraisal ≠ inspection: it checks value and MPR compliance—not every defect or future repair.
- If MPR items fail: repairs are usually required before closing, or you renegotiate or switch properties.
Lookup your VA appraisal fee cap
Select a state, optionally type a county, and choose a property type. The result shows the VA maximum allowable fee cap and the timeliness target in business days.
Enter your details
Your result
Fee cap: $—
Timeliness target: — business days
Row used: —
Choose a state to see the cap and timeliness.
Important: These are the VA’s maximum allowed appraisal fees. Appraisers may charge less. Re-inspections, travel/mileage, and new-construction add-ons follow separate VA rules.
Full VA appraisal fee schedule (state + county groups)
Search and filter the table. Use the lookup above if you’re unsure whether your county is in a special group.
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| State | Applies to | County / area (if any) | Single-family | Condo | Manufactured | 2–4 unit | Days |
|---|---|---|---|---|---|---|---|
| Georgia | Statewide | All counties | $650 | $650 | $700 | $800 | 7 |
| North Carolina | Statewide | All other counties | $525 | $525 | $575 | $625 | 7 |
| North Carolina | County group |
Ashe, Avery, Beaufort, Buncombe… (view list)Ashe, Avery, Beaufort, Buncombe, Burke, Caldwell, Cherokee, Clay, Columbus, Craven, Gaston, Graham, Granville, Haywood, Henderson, Iredell, Jackson, McDowell, Macon, Madison, Mitchell, Person, Polk, Rutherford, Swain, Transylvania, Vance, Watauga, Wilson, Yadkin, Yancey
|
$575 | $575 | $625 | $675 | 7 |
| North Carolina | High demand | Cumberland, Harnett, Hoke, Johnston, Lee, Mecklenburg, Moore, Onslow, Union, Wake, Wayne | $800 | $800 | $850 | $1,100 | 10 |
| South Carolina | Statewide | All other counties | $525 | $525 | $575 | $675 | 7 |
| South Carolina | High demand | Anderson, Beaufort, Chesterfield, Colleton, Darlington, Florence, Georgetown, Greenville, Horry, Spartanburg, York | $600 | $600 | $650 | $850 | 10 |
| Tennessee | Statewide | All other counties | $650 | $650 | $700 | $775 | 7 |
| Tennessee | County group | Campbell, Carter, Claiborne, Cocke, Grainger, Greene, Hamblen, Hancock, Hawkins, Jefferson, Montgomery, Scott, Sullivan, Unicoi, Union, Washington | $650 | $650 | $700 | $775 | 10 |
| Connecticut | Statewide | All counties | $600 | $600 | $625 | $725 | 10 |
| Delaware | Statewide | All counties | $600 | $600 | $650 | $775 | 10 |
| Indiana | Statewide | All counties | $600 | $600 | $650 | $775 | 8 |
| Maine | Statewide | All other counties | $725 | $725 | $750 | $875 | 10 |
| Maine | County group | Androscoggin, Kennebec, Oxford, Penobscot, Sagadahoc, York | $800 | $800 | $850 | $975 | 15 |
| Maine | County | Aroostook | $800 | $800 | $850 | $875 | 15 |
| Massachusetts | Statewide | All other counties | $625 | $625 | $800 | $1,150 | 10 |
| Massachusetts | County | Dukes, Nantucket | $800 | $800 | $975 | $1,400 | 15 |
| Michigan | Statewide | All counties | $625 | $625 | $800 | $1,150 | 10 |
| New Hampshire | Statewide | All counties | $650 | $650 | $825 | $1,250 | 15 |
| New Jersey | Statewide | All counties | $600 | $600 | $650 | $775 | 7 |
| New York | Statewide | All counties | $625 | $625 | $675 | $800 | 10 |
| Ohio | Statewide | All counties | $600 | $600 | $650 | $775 | 10 |
| Pennsylvania | Statewide | All other counties | $600 | $600 | $650 | $775 | 10 |
| Pennsylvania | County group | Carbon, Clearfield, Clinton, Susquehanna, Warren | $650 | $650 | $700 | $850 | 15 |
| Rhode Island | Statewide | All counties | $675 | $675 | $850 | $1,000 | 15 |
| Vermont | Statewide | All counties | $750 | $750 | $925 | $1,050 | 15 |
| Alaska | Statewide | All other areas | $900 | $950 | $950 | $1,200 | 21 |
| Alaska | Area | Anchorage | $900 | $900 | $950 | $1,050 | 14 |
| Alaska | Area group | Juneau, Matanuska Susitna, Kodiak Island, Valdez Cordova | $900 | $900 | $950 | $1,200 | 21 |
| Alaska | High demand | Fairbanks North Star, Kenai Peninsula, Southeast Fairbanks | $1,200 | $1,250 | $1,250 | $1,450 | 21 |
| Colorado | Statewide | All other counties | $800 | $825 | $850 | $1,000 | 7 |
| Colorado | County group | Alamosa, Baca, Bent | $825 | $850 | $875 | $1,025 | 10 |
| Colorado | County group | Conejos, Costilla, Custer, Fremont, Huerfano, La Plata, Las Animas, Montezuma, Pitkin, Rio Grande, Saguache, San Miguel, Summit | $850 | $875 | $900 | $1,050 | 12 |
| Idaho | Statewide | All other counties | $800 | $825 | $850 | $1,000 | 7 |
| Idaho | County group | Adams, Bear Lake, Valley | $825 | $850 | $875 | $1,025 | 10 |
| Idaho | County group | Clearwater, Latah, Nez Perce, Owyhee, Teton | $850 | $875 | $900 | $1,050 | 12 |
| Idaho | County group | Blaine, Idaho | $875 | $900 | $925 | $1,075 | 12 |
| Idaho | High demand | Benewah, Bonner, Boundary, Lewis | $900 | $925 | $950 | $1,100 | 14 |
| Montana | Statewide | All other counties | $900 | $925 | $950 | $1,100 | 14 |
| Montana | High demand | Yellowstone | $925 | $950 | $975 | $1,125 | 14 |
| Oregon | Statewide | All other counties | $800 | $825 | $850 | $1,000 | 7 |
| Oregon | High demand | Baker, Lake, Union, Wallowa | $825 | $850 | $875 | $1,025 | 10 |
| Utah | Statewide | All counties | $750 | $775 | $800 | $950 | 7 |
| Washington | Statewide | All counties | $900 | $925 | $950 | $1,100 | 7 |
| Wyoming | Statewide | All counties | $800 | $825 | $850 | $1,000 | 7 |
| Arkansas | Statewide | All counties | $550 | $575 | $600 | $750 | 7 |
| Louisiana | Statewide | All parishes | $600 | $625 | $650 | $850 | 10 |
| Oklahoma | Statewide | All other counties | $650 | $675 | $700 | $850 | 10 |
| Oklahoma | High demand | Canadian, Cleveland, Comanche, Creek, Rogers, Tulsa | $750 | $775 | $800 | $975 | 10 |
| Texas | Statewide | All other counties | $650 | $675 | $700 | $825 | 10 |
| Texas | High demand | Bexar, El Paso, Guadalupe, Harris, Hidalgo | $800 | $800 | $850 | $925 | 10 |
| Arizona | Statewide | All other counties | $625 | $650 | $675 | $825 | 7 |
| Arizona | County group | Coconino, Graham, Greenlee, La Paz, Mohave, Yavapai, Yuma | $650 | $675 | $700 | $875 | 10 |
| California | Statewide | All other counties | $650 | $650 | $700 | $850 | 7 |
| California | County group |
Kern, Mariposa, Merced… (view list)Kern, Mariposa, Merced, Napa, San Benito, San Luis Obispo, San Francisco, San Mateo, Santa Clara, Santa Cruz, Shasta, Tehama
|
$775 | $775 | $825 | $950 | 12 |
| California | County group | Alameda, Amador, Calaveras, Colusa, Fresno | $725 | $725 | $775 | $900 | 7 |
| California | County group | Humboldt, Lake, Lassen, Mendocino, Modoc, Plumas | $850 | $850 | $900 | $1,050 | 12 |
| California | County | Del Norte | $825 | $825 | $850 | $1,050 | 7 |
| California | High demand | Alpine, Inyo, Mono, Siskiyou | $825 | $825 | $850 | $1,050 | 7 |
| Guam | Territory | Island-wide | $800 | $800 | $850 | $1,300 | 20 |
| Hawaii | Statewide | All islands (see add-on notes) | $900 | $900 | $950 | $1,050 | 10 |
| Nevada | Statewide | All other counties | $800 | $800 | $850 | $1,000 | 10 |
| Nevada | High demand | Carson City, Douglas, Lyon, Storey | $800 | $800 | $850 | $1,000 | 14 |
| New Mexico | Statewide | All other counties | $800 | $800 | $850 | $1,000 | 7 |
| New Mexico | County group | Eddy, Grant, Guadalupe, Lincoln, Luna | $800 | $800 | $850 | $1,000 | 10 |
| New Mexico | High demand |
Cibola, Curry, De Baca… (view list)Cibola, Curry, De Baca, Dona Ana, Lea, Los Alamos, Otero, Quay, Rio Arriba, Roosevelt, San Juan, Santa Fe, Sierra, Socorro, Torrance, Valencia
|
$800 | $800 | $850 | $1,000 | 14 |
| Northern Mariana Islands (Saipan) | Territory | Island-wide | $800 | $800 | $850 | $1,000 | 20 |
| District of Columbia | See PDF | See Roanoke RLC PDF (Sources) | See PDF | See PDF | See PDF | See PDF | See PDF |
| Kentucky | See PDF | See Roanoke RLC PDF (Sources) | See PDF | See PDF | See PDF | See PDF | See PDF |
| Maryland | See PDF | See Roanoke RLC PDF (Sources) | See PDF | See PDF | See PDF | See PDF | See PDF |
| Virginia | See PDF | See Roanoke RLC PDF (Sources) | See PDF | See PDF | See PDF | See PDF | See PDF |
| West Virginia | See PDF | See Roanoke RLC PDF (Sources) | See PDF | See PDF | See PDF | See PDF | See PDF |
| Illinois | Statewide | All counties | $550 | $550 | $600 | $750 | 10 |
| Iowa | Statewide | All counties | $650 | $650 | $700 | $800 | 10 |
| Kansas | Statewide | All counties | $650 | $650 | $700 | $800 | 10 |
| Minnesota | Statewide | All counties | $575 | $575 | $625 | $725 | 10 |
| Missouri | Statewide | All counties | $575 | $575 | $575 | $725 | 10 |
| Nebraska | Statewide | All counties | $600 | $600 | $650 | $900 | 10 |
| North Dakota | Statewide | All counties | $800 | $800 | $850 | $975 | 15 |
| South Dakota | Statewide | All counties | $725 | $725 | $775 | $900 | 15 |
| Wisconsin | Statewide | All counties | $575 | $575 | $625 | $725 | 10 |
| Alabama | Statewide | All other counties | $600 | $600 | $650 | $700 | 8 |
| Alabama | County group | Cullman, Dale, Houston, Jackson, Lauderdale, Marion | $550 | $550 | $600 | $650 | 12 |
| Florida | Statewide | All other counties | $650 | $650 | $725 | $800 | 7 |
| Florida | County group | Franklin, Indian River, Jefferson, Suwannee, Walton | $750 | $750 | $825 | $900 | 10 |
| Mississippi | Statewide | All counties | $600 | $600 | $650 | $775 | 8 |
| Puerto Rico | Territory | Island-wide | $600 | $600 | $650 | $750 | 7 |
| U.S. Virgin Islands | Territory | St. Croix, St. John, St. Thomas (see add-on notes) | $675 | $675 | $725 | $850 | 7 |
Rules, add-ons, and timing notes (VA)
These are common details that affect what’s charged and how timeframes are counted.
Key points
- Timeliness: measured in business days and generally starts the first business day after assignment.
- Proposed / under construction: VA guidance commonly allows an additional $50.
- Re-inspection: VA commonly allows a $150 fee for a follow-up inspection when repairs are required.
- Canceled assignment: after an appointment is set, you may still owe a fee (often up to $175 or up to about 50%, depending on progress).
- Travel / islands: mileage or travel may be reimbursable in limited cases and can require special handling.
Downloads (CSV) + cite this dataset
Export the table to CSV for research, spreadsheets, or internal tools.
VA Loan Network. “VA Appraisal Fee Schedule (State & County Lookup).” Verified from VA Appraiser Fee Schedule sources. https://valoannetwork.com/va-appraisal-cost/
FAQs
Direct answers designed for fast decision-making.
How much does a VA appraisal cost in 2026?
Most VA single-family appraisals in 2026 run about $400–$1,200, with some high-demand or remote areas reaching roughly $1,500. The VA sets maximum fees by region and property type, so the amount isn’t negotiated.
What is the difference between a VA appraisal and a home inspection?
A VA appraisal estimates market value and confirms the home meets VA Minimum Property Requirements for safety, soundness, and sanitation. A home inspection is optional, deeper, and focuses on defects and future repairs for your decision.
What happens if a property fails to meet VA standards?
If the appraiser flags issues under VA Minimum Property Requirements, the lender typically requires repairs before closing. You may renegotiate, ask the seller to fix items, or walk away if the contract allows.
Sources
Primary VA sources for the fee caps and timeliness tables.
Created by: Levi Rodgers
Validated by: Kenneth Schwartz, Senior Loan Officer NMLS#1001095
Last updated