BAH pay calculator
Reviewed by: Kenneth Schwartz, Loan Officer • NMLS#1001095Reviewed: Kenneth Schwartz (NMLS 1001095)
Updated on
VETERAN OWNED & OPERATED
📞 1-800-230-7201
Step 1 of 6
Your BAH
STEP 01 · YOUR BAH
What's your monthly BAH?
Find it on your LES, listed as "BAH" in entitlements. Or pick your state below to find a base.
$
OR PICK YOUR STATE
AK
AL
AR
AZ
CA
CO
CT
DC
DE
FL
GA
HI
IA
ID
IL
IN
KS
KY
LA
MA
MD
ME
MI
MN
MO
MS
MT
NC
ND
NE
NH
NJ
NM
NV
NY
OH
OK
OR
PA
RI
SC
SD
TN
TX
UT
VA
VT
WA
WI
WV
WY
Select a state above to see common bases
STEP 02 · DEPENDENTS
Do you have dependents?
Spouse, children, or other qualifying dependents. Affects lender qualification.
STEP 03 · CREDIT RANGE
Roughly, where's your credit?
No exact number needed. Many VA lenders go below 580, most banks won't tell you that.
680+
Strong VA rates · Most lenders
540
620
680
740
800
STEP 04 · TIMELINE
When are you thinking of buying?
YOUR BUYING POWER
Your BAH buys you a home worth this much.
ESTIMATED HOME PRICE
$0
With $0 down and your VA benefit
▸Estimated VA rate
—
▸Down payment
$0
▸Funding fee (financed)
—
▸Estimated monthly payment
—
▸BAH surplus per month
—
Want a real quote from a VA specialist?
ALMOST THERE
Where can we reach you?
A specialist personally reviews your numbers and reaches out within one business day.
✓
You're all set.
A VA loan specialist will personally review your BAH analysis and reach out within one business day.
WHAT HAPPENS NEXT
A real specialist (not a call center) will email or call with your exact rate quote, funding fee details, and homes in your price range near your duty station. No pressure, no spam.
2026 Basic Allowance for Housing (BAH) rates by state and base — E-5 reference
Alaska (AK) BAH rates 2026
- JB Elmendorf-Richardson
- E-5 with dependents: $1,851/mo. E-5 without dependents: $1,581/mo.
- Fort Wainwright
- E-5 with dependents: $1,722/mo. E-5 without dependents: $1,494/mo.
- Eielson AFB
- E-5 with dependents: $1,638/mo. E-5 without dependents: $1,428/mo.
Alabama (AL) BAH rates 2026
- Fort Rucker
- E-5 with dependents: $1,554/mo. E-5 without dependents: $1,338/mo.
- Maxwell AFB
- E-5 with dependents: $1,503/mo. E-5 without dependents: $1,311/mo.
- Anniston
- E-5 with dependents: $1,389/mo. E-5 without dependents: $1,212/mo.
Arkansas (AR) BAH rates 2026
- Little Rock AFB
- E-5 with dependents: $1,389/mo. E-5 without dependents: $1,209/mo.
- Pine Bluff Arsenal
- E-5 with dependents: $1,305/mo. E-5 without dependents: $1,140/mo.
Arizona (AZ) BAH rates 2026
- Fort Huachuca
- E-5 with dependents: $1,470/mo. E-5 without dependents: $1,257/mo.
- Luke AFB
- E-5 with dependents: $1,818/mo. E-5 without dependents: $1,539/mo.
- Davis-Monthan AFB
- E-5 with dependents: $1,665/mo. E-5 without dependents: $1,419/mo.
- MCAS Yuma
- E-5 with dependents: $1,632/mo. E-5 without dependents: $1,410/mo.
California (CA) BAH rates 2026
- Camp Pendleton
- E-5 with dependents: $3,645/mo. E-5 without dependents: $3,294/mo.
- San Diego
- E-5 with dependents: $3,789/mo. E-5 without dependents: $3,402/mo.
- Travis AFB
- E-5 with dependents: $2,790/mo. E-5 without dependents: $2,469/mo.
- Beale AFB
- E-5 with dependents: $2,052/mo. E-5 without dependents: $1,809/mo.
- NB Coronado
- E-5 with dependents: $3,789/mo. E-5 without dependents: $3,402/mo.
- Vandenberg SFB
- E-5 with dependents: $2,418/mo. E-5 without dependents: $2,148/mo.
- Edwards AFB
- E-5 with dependents: $2,070/mo. E-5 without dependents: $1,797/mo.
- NB Ventura County
- E-5 with dependents: $3,354/mo. E-5 without dependents: $3,000/mo.
- Twentynine Palms
- E-5 with dependents: $1,989/mo. E-5 without dependents: $1,746/mo.
- Fort Irwin
- E-5 with dependents: $1,923/mo. E-5 without dependents: $1,689/mo.
Colorado (CO) BAH rates 2026
- Colorado Springs (Fort Carson)
- E-5 with dependents: $2,364/mo. E-5 without dependents: $2,079/mo.
- Peterson SFB
- E-5 with dependents: $2,364/mo. E-5 without dependents: $2,079/mo.
- USAFA
- E-5 with dependents: $2,364/mo. E-5 without dependents: $2,079/mo.
- Buckley SFB
- E-5 with dependents: $2,487/mo. E-5 without dependents: $2,196/mo.
- Fort Carson
- E-5 with dependents: $2,364/mo. E-5 without dependents: $2,079/mo.
Connecticut (CT) BAH rates 2026
- NSB New London
- E-5 with dependents: $2,256/mo. E-5 without dependents: $1,989/mo.
- Stratford
- E-5 with dependents: $2,598/mo. E-5 without dependents: $2,298/mo.
District of Columbia (DC) BAH rates 2026
- JB Anacostia-Bolling
- E-5 with dependents: $2,997/mo. E-5 without dependents: $2,613/mo.
- Naval Observatory
- E-5 with dependents: $2,997/mo. E-5 without dependents: $2,613/mo.
Delaware (DE) BAH rates 2026
- Dover AFB
- E-5 with dependents: $1,944/mo. E-5 without dependents: $1,707/mo.
Florida (FL) BAH rates 2026
- Jacksonville
- E-5 with dependents: $1,986/mo. E-5 without dependents: $1,761/mo.
- NAS Pensacola
- E-5 with dependents: $1,734/mo. E-5 without dependents: $1,503/mo.
- Eglin AFB
- E-5 with dependents: $1,842/mo. E-5 without dependents: $1,611/mo.
- Tyndall AFB
- E-5 with dependents: $1,803/mo. E-5 without dependents: $1,581/mo.
- MacDill AFB
- E-5 with dependents: $2,238/mo. E-5 without dependents: $1,956/mo.
- Patrick SFB
- E-5 with dependents: $2,304/mo. E-5 without dependents: $2,004/mo.
- NAS Whiting Field
- E-5 with dependents: $1,521/mo. E-5 without dependents: $1,308/mo.
- NAS Key West
- E-5 with dependents: $3,138/mo. E-5 without dependents: $2,748/mo.
- Hurlburt Field
- E-5 with dependents: $1,842/mo. E-5 without dependents: $1,611/mo.
- NSA Panama City
- E-5 with dependents: $1,722/mo. E-5 without dependents: $1,494/mo.
Georgia (GA) BAH rates 2026
- Fort Stewart
- E-5 with dependents: $1,659/mo. E-5 without dependents: $1,437/mo.
- Fort Benning/Moore
- E-5 with dependents: $1,542/mo. E-5 without dependents: $1,326/mo.
- Fort Gordon/Eisenhower
- E-5 with dependents: $1,488/mo. E-5 without dependents: $1,290/mo.
- Robins AFB
- E-5 with dependents: $1,467/mo. E-5 without dependents: $1,278/mo.
- Hunter AAF
- E-5 with dependents: $1,659/mo. E-5 without dependents: $1,437/mo.
- Moody AFB
- E-5 with dependents: $1,410/mo. E-5 without dependents: $1,230/mo.
- Kings Bay NSB
- E-5 with dependents: $1,593/mo. E-5 without dependents: $1,377/mo.
- Dobbins ARB
- E-5 with dependents: $1,740/mo. E-5 without dependents: $1,521/mo.
Hawaii (HI) BAH rates 2026
- Honolulu (Schofield/Pearl)
- E-5 with dependents: $3,516/mo. E-5 without dependents: $3,024/mo.
- JBPHH
- E-5 with dependents: $3,516/mo. E-5 without dependents: $3,024/mo.
- MCBH Kaneohe
- E-5 with dependents: $3,516/mo. E-5 without dependents: $3,024/mo.
- Wheeler AAF
- E-5 with dependents: $3,516/mo. E-5 without dependents: $3,024/mo.
Iowa (IA) BAH rates 2026
- Camp Dodge
- E-5 with dependents: $1,311/mo. E-5 without dependents: $1,146/mo.
Idaho (ID) BAH rates 2026
- Mountain Home AFB
- E-5 with dependents: $1,494/mo. E-5 without dependents: $1,308/mo.
Illinois (IL) BAH rates 2026
- Naval Station Great Lakes
- E-5 with dependents: $2,154/mo. E-5 without dependents: $1,875/mo.
- Scott AFB
- E-5 with dependents: $1,656/mo. E-5 without dependents: $1,455/mo.
- Rock Island Arsenal
- E-5 with dependents: $1,377/mo. E-5 without dependents: $1,206/mo.
Indiana (IN) BAH rates 2026
- Crane NSWC
- E-5 with dependents: $1,257/mo. E-5 without dependents: $1,098/mo.
- Grissom ARB
- E-5 with dependents: $1,281/mo. E-5 without dependents: $1,119/mo.
Kansas (KS) BAH rates 2026
- Fort Riley
- E-5 with dependents: $1,428/mo. E-5 without dependents: $1,248/mo.
- Fort Leavenworth
- E-5 with dependents: $1,647/mo. E-5 without dependents: $1,437/mo.
- McConnell AFB
- E-5 with dependents: $1,410/mo. E-5 without dependents: $1,233/mo.
Kentucky (KY) BAH rates 2026
- Fort Campbell
- E-5 with dependents: $1,671/mo. E-5 without dependents: $1,452/mo.
- Fort Knox
- E-5 with dependents: $1,521/mo. E-5 without dependents: $1,326/mo.
Louisiana (LA) BAH rates 2026
- Fort Polk/Johnson
- E-5 with dependents: $1,392/mo. E-5 without dependents: $1,212/mo.
- Barksdale AFB
- E-5 with dependents: $1,503/mo. E-5 without dependents: $1,308/mo.
- NAS JRB New Orleans
- E-5 with dependents: $1,761/mo. E-5 without dependents: $1,539/mo.
Massachusetts (MA) BAH rates 2026
- Hanscom AFB
- E-5 with dependents: $3,030/mo. E-5 without dependents: $2,658/mo.
- Boston
- E-5 with dependents: $3,309/mo. E-5 without dependents: $2,895/mo.
- Westover ARB
- E-5 with dependents: $1,788/mo. E-5 without dependents: $1,551/mo.
- JB Cape Cod
- E-5 with dependents: $2,517/mo. E-5 without dependents: $2,196/mo.
Maryland (MD) BAH rates 2026
- Fort Meade
- E-5 with dependents: $2,496/mo. E-5 without dependents: $2,178/mo.
- Aberdeen Proving Ground
- E-5 with dependents: $2,274/mo. E-5 without dependents: $1,971/mo.
- Andrews AFB
- E-5 with dependents: $2,640/mo. E-5 without dependents: $2,304/mo.
- NAS Patuxent River
- E-5 with dependents: $2,238/mo. E-5 without dependents: $1,947/mo.
- Annapolis
- E-5 with dependents: $2,526/mo. E-5 without dependents: $2,208/mo.
- Fort Detrick
- E-5 with dependents: $2,049/mo. E-5 without dependents: $1,788/mo.
Maine (ME) BAH rates 2026
- Portsmouth Naval Shipyard
- E-5 with dependents: $2,325/mo. E-5 without dependents: $2,031/mo.
- Brunswick
- E-5 with dependents: $1,854/mo. E-5 without dependents: $1,626/mo.
Michigan (MI) BAH rates 2026
- Selfridge ANGB
- E-5 with dependents: $1,635/mo. E-5 without dependents: $1,428/mo.
- Detroit
- E-5 with dependents: $1,635/mo. E-5 without dependents: $1,428/mo.
Minnesota (MN) BAH rates 2026
- Duluth
- E-5 with dependents: $1,494/mo. E-5 without dependents: $1,308/mo.
- Minneapolis-St. Paul
- E-5 with dependents: $1,851/mo. E-5 without dependents: $1,614/mo.
Missouri (MO) BAH rates 2026
- Whiteman AFB
- E-5 with dependents: $1,338/mo. E-5 without dependents: $1,170/mo.
- Fort Leonard Wood
- E-5 with dependents: $1,395/mo. E-5 without dependents: $1,218/mo.
- St. Louis
- E-5 with dependents: $1,719/mo. E-5 without dependents: $1,500/mo.
Mississippi (MS) BAH rates 2026
- Keesler AFB
- E-5 with dependents: $1,683/mo. E-5 without dependents: $1,467/mo.
- Columbus AFB
- E-5 with dependents: $1,305/mo. E-5 without dependents: $1,146/mo.
- Meridian NAS
- E-5 with dependents: $1,314/mo. E-5 without dependents: $1,149/mo.
- Camp Shelby
- E-5 with dependents: $1,335/mo. E-5 without dependents: $1,170/mo.
Montana (MT) BAH rates 2026
- Malmstrom AFB
- E-5 with dependents: $1,605/mo. E-5 without dependents: $1,407/mo.
North Carolina (NC) BAH rates 2026
- Fort Bragg/Liberty
- E-5 with dependents: $1,956/mo. E-5 without dependents: $1,737/mo.
- Camp Lejeune
- E-5 with dependents: $1,638/mo. E-5 without dependents: $1,422/mo.
- Fort Bragg/Pope
- E-5 with dependents: $1,956/mo. E-5 without dependents: $1,737/mo.
- Seymour Johnson AFB
- E-5 with dependents: $1,407/mo. E-5 without dependents: $1,224/mo.
- Cherry Point MCAS
- E-5 with dependents: $1,521/mo. E-5 without dependents: $1,320/mo.
- New River MCAS
- E-5 with dependents: $1,638/mo. E-5 without dependents: $1,422/mo.
North Dakota (ND) BAH rates 2026
- Minot AFB
- E-5 with dependents: $1,497/mo. E-5 without dependents: $1,308/mo.
- Grand Forks AFB
- E-5 with dependents: $1,407/mo. E-5 without dependents: $1,230/mo.
Nebraska (NE) BAH rates 2026
- Offutt AFB
- E-5 with dependents: $1,656/mo. E-5 without dependents: $1,452/mo.
New Hampshire (NH) BAH rates 2026
- Pease ANGB
- E-5 with dependents: $2,553/mo. E-5 without dependents: $2,229/mo.
New Jersey (NJ) BAH rates 2026
- JB McGuire-Dix-Lakehurst
- E-5 with dependents: $2,304/mo. E-5 without dependents: $2,007/mo.
- Picatinny Arsenal
- E-5 with dependents: $2,766/mo. E-5 without dependents: $2,415/mo.
- NWS Earle
- E-5 with dependents: $2,535/mo. E-5 without dependents: $2,208/mo.
New Mexico (NM) BAH rates 2026
- Kirtland AFB
- E-5 with dependents: $1,602/mo. E-5 without dependents: $1,395/mo.
- Cannon AFB
- E-5 with dependents: $1,290/mo. E-5 without dependents: $1,131/mo.
- Holloman AFB
- E-5 with dependents: $1,326/mo. E-5 without dependents: $1,158/mo.
- White Sands
- E-5 with dependents: $1,356/mo. E-5 without dependents: $1,188/mo.
Nevada (NV) BAH rates 2026
- Nellis AFB
- E-5 with dependents: $1,962/mo. E-5 without dependents: $1,716/mo.
- NAS Fallon
- E-5 with dependents: $1,659/mo. E-5 without dependents: $1,452/mo.
- Creech AFB
- E-5 with dependents: $1,962/mo. E-5 without dependents: $1,716/mo.
New York (NY) BAH rates 2026
- Fort Drum
- E-5 with dependents: $1,635/mo. E-5 without dependents: $1,416/mo.
- West Point
- E-5 with dependents: $2,526/mo. E-5 without dependents: $2,199/mo.
- NYC Metro
- E-5 with dependents: $4,602/mo. E-5 without dependents: $3,996/mo.
- Fort Hamilton
- E-5 with dependents: $4,602/mo. E-5 without dependents: $3,996/mo.
- Niagara Falls ARS
- E-5 with dependents: $1,500/mo. E-5 without dependents: $1,311/mo.
- Watervliet Arsenal
- E-5 with dependents: $1,716/mo. E-5 without dependents: $1,497/mo.
Ohio (OH) BAH rates 2026
- Wright-Patterson AFB
- E-5 with dependents: $1,701/mo. E-5 without dependents: $1,485/mo.
- Youngstown ARS
- E-5 with dependents: $1,296/mo. E-5 without dependents: $1,131/mo.
Oklahoma (OK) BAH rates 2026
- Fort Sill
- E-5 with dependents: $1,395/mo. E-5 without dependents: $1,218/mo.
- Tinker AFB
- E-5 with dependents: $1,671/mo. E-5 without dependents: $1,461/mo.
- Vance AFB
- E-5 with dependents: $1,308/mo. E-5 without dependents: $1,140/mo.
- Altus AFB
- E-5 with dependents: $1,308/mo. E-5 without dependents: $1,140/mo.
Oregon (OR) BAH rates 2026
- Portland ANGB
- E-5 with dependents: $2,316/mo. E-5 without dependents: $2,025/mo.
- Klamath Falls
- E-5 with dependents: $1,407/mo. E-5 without dependents: $1,230/mo.
Pennsylvania (PA) BAH rates 2026
- Carlisle Barracks
- E-5 with dependents: $1,707/mo. E-5 without dependents: $1,494/mo.
- Tobyhanna Army Depot
- E-5 with dependents: $1,581/mo. E-5 without dependents: $1,380/mo.
- Letterkenny
- E-5 with dependents: $1,518/mo. E-5 without dependents: $1,326/mo.
- Philadelphia
- E-5 with dependents: $2,304/mo. E-5 without dependents: $2,007/mo.
Rhode Island (RI) BAH rates 2026
- NS Newport
- E-5 with dependents: $2,592/mo. E-5 without dependents: $2,271/mo.
South Carolina (SC) BAH rates 2026
- Fort Jackson
- E-5 with dependents: $1,599/mo. E-5 without dependents: $1,395/mo.
- Shaw AFB
- E-5 with dependents: $1,431/mo. E-5 without dependents: $1,248/mo.
- MCAS Beaufort
- E-5 with dependents: $1,875/mo. E-5 without dependents: $1,632/mo.
- Charleston JB
- E-5 with dependents: $2,046/mo. E-5 without dependents: $1,788/mo.
- Parris Island
- E-5 with dependents: $1,875/mo. E-5 without dependents: $1,632/mo.
South Dakota (SD) BAH rates 2026
- Ellsworth AFB
- E-5 with dependents: $1,542/mo. E-5 without dependents: $1,344/mo.
Tennessee (TN) BAH rates 2026
- Arnold AFB
- E-5 with dependents: $1,395/mo. E-5 without dependents: $1,221/mo.
- Memphis NAS
- E-5 with dependents: $1,473/mo. E-5 without dependents: $1,287/mo.
- Nashville
- E-5 with dependents: $1,962/mo. E-5 without dependents: $1,716/mo.
Texas (TX) BAH rates 2026
- Fort Cavazos
- E-5 with dependents: $1,827/mo. E-5 without dependents: $1,614/mo.
- JBSA San Antonio
- E-5 with dependents: $1,818/mo. E-5 without dependents: $1,593/mo.
- Fort Bliss
- E-5 with dependents: $1,326/mo. E-5 without dependents: $1,158/mo.
- Lackland AFB
- E-5 with dependents: $1,818/mo. E-5 without dependents: $1,593/mo.
- Randolph AFB
- E-5 with dependents: $1,818/mo. E-5 without dependents: $1,593/mo.
- NAS Corpus Christi
- E-5 with dependents: $1,497/mo. E-5 without dependents: $1,308/mo.
- NAS Kingsville
- E-5 with dependents: $1,455/mo. E-5 without dependents: $1,269/mo.
- Sheppard AFB
- E-5 with dependents: $1,392/mo. E-5 without dependents: $1,218/mo.
- Dyess AFB
- E-5 with dependents: $1,419/mo. E-5 without dependents: $1,245/mo.
- Goodfellow AFB
- E-5 with dependents: $1,407/mo. E-5 without dependents: $1,230/mo.
- Laughlin AFB
- E-5 with dependents: $1,335/mo. E-5 without dependents: $1,170/mo.
- NAS JRB Fort Worth
- E-5 with dependents: $1,788/mo. E-5 without dependents: $1,560/mo.
Utah (UT) BAH rates 2026
- Hill AFB
- E-5 with dependents: $1,860/mo. E-5 without dependents: $1,626/mo.
- Dugway Proving Ground
- E-5 with dependents: $1,530/mo. E-5 without dependents: $1,338/mo.
Virginia (VA) BAH rates 2026
- Norfolk
- E-5 with dependents: $2,334/mo. E-5 without dependents: $2,052/mo.
- Fort Belvoir
- E-5 with dependents: $2,997/mo. E-5 without dependents: $2,613/mo.
- Quantico
- E-5 with dependents: $2,697/mo. E-5 without dependents: $2,358/mo.
- Fort Lee/Gregg-Adams
- E-5 with dependents: $1,881/mo. E-5 without dependents: $1,635/mo.
- JB Langley-Eustis
- E-5 with dependents: $1,908/mo. E-5 without dependents: $1,671/mo.
- Pentagon
- E-5 with dependents: $2,997/mo. E-5 without dependents: $2,613/mo.
- Dahlgren NSF
- E-5 with dependents: $2,169/mo. E-5 without dependents: $1,899/mo.
- Oceana NAS
- E-5 with dependents: $2,334/mo. E-5 without dependents: $2,052/mo.
Vermont (VT) BAH rates 2026
- Burlington
- E-5 with dependents: $1,860/mo. E-5 without dependents: $1,626/mo.
Washington (WA) BAH rates 2026
- JB Lewis-McChord
- E-5 with dependents: $2,520/mo. E-5 without dependents: $2,241/mo.
- Bremerton/Kitsap
- E-5 with dependents: $2,769/mo. E-5 without dependents: $2,451/mo.
- NS Everett
- E-5 with dependents: $2,769/mo. E-5 without dependents: $2,451/mo.
- NAS Whidbey Island
- E-5 with dependents: $2,535/mo. E-5 without dependents: $2,244/mo.
- Fairchild AFB
- E-5 with dependents: $1,632/mo. E-5 without dependents: $1,428/mo.
- Yakima Training Center
- E-5 with dependents: $1,545/mo. E-5 without dependents: $1,350/mo.
Wisconsin (WI) BAH rates 2026
- Fort McCoy
- E-5 with dependents: $1,281/mo. E-5 without dependents: $1,119/mo.
- Milwaukee
- E-5 with dependents: $1,689/mo. E-5 without dependents: $1,473/mo.
West Virginia (WV) BAH rates 2026
- Camp Dawson
- E-5 with dependents: $1,305/mo. E-5 without dependents: $1,140/mo.
Wyoming (WY) BAH rates 2026
- F.E. Warren AFB
- E-5 with dependents: $1,581/mo. E-5 without dependents: $1,380/mo.