2025 BAH Rates in Delaware – ZIP Code Housing Allowance
The 2025 Basic Allowance for Housing (BAH) rates in Delaware are now live. These monthly payments help active-duty service members afford off-base housing, with rates based on ZIP code, rank, and dependent status. Whether you’re stationed at Dover Air Force Base or assigned elsewhere in the state, the charts below provide your updated allowance.
Delaware’s BAH rates increased by an average of 5.4% in 2025, especially around areas near Dover AFB. To view nationwide trends, visit our military housing allowance update page. If you’re looking to buy in Delaware, explore our Delaware VA loan guide.
How to Find Your 2025 BAH Rate in Delaware
Use the BAH charts below to identify your housing allowance by ZIP code, rank, and dependency status. All figures reflect updated 2025 rates tied to local rental conditions.
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What is the Basic Allowance for Housing (BAH)?
The Basic Allowance for Housing (BAH) is a tax-free monthly payment provided to active-duty service members to help cover the cost of off-base housing. In Delaware, BAH ensures military families near Dover AFB and surrounding ZIP codes can find suitable housing.
Each year, the Department of Defense updates BAH based on rental data in each Military Housing Area (MHA). The rates below reflect the latest 2025 data for ZIPs across Delaware.
How BAH Rates Are Determined
BAH is based on:
- Location: ZIP-level housing data — rates near Dover are typically higher than rural areas.
- Rank: Higher ranks receive larger allowances to reflect housing expectations.
- Dependents: Members with dependents qualify for increased BAH to accommodate family housing.
How to Use the BAH Charts
To find your BAH for 2025:
- Identify your duty station ZIP code (e.g. 19901 for Dover AFB).
- Select your pay grade (e.g. E-5, O-3).
- Check if you qualify for “with” or “without” dependents.
2025 Delaware BAH Rate Charts
Delaware’s BAH rates increased by 5.4% in 2025. These updated numbers help military members near Dover AFB cover housing costs amid a competitive rental market.
Delaware Housing Costs & BAH Impact
Delaware offers a relatively affordable housing market compared to larger states, but areas around Dover AFB have seen steady rent growth. BAH in 2025 reflects these changes, ensuring service members stationed near Dover or Wilmington have the housing support they need. In more rural areas, BAH may exceed average rent, while in base-adjacent ZIPs, it closely matches monthly housing expenses. The annual rate review process ensures local alignment with cost-of-living shifts.
Convert Your BAH to VA Buying Power
Enter your BAH and key financials. We’ll estimate a comfortable VA home price and the resulting monthly payment.
Explore More BAH Insights
DOVER AFB/REHOBOTH, DE BAH Rates
Military Housing Area: DE054
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $2,163 | $1,761 |
| E02 | $2,163 | $1,761 |
| E03 | $2,163 | $1,761 |
| E04 | $2,163 | $1,761 |
| E05 | $2,280 | $1,941 |
| E06 | $2,313 | $2,055 |
| E07 | $2,529 | $2,166 |
| E08 | $2,769 | $2,292 |
| E09 | $2,946 | $2,298 |
| W01 | $2,328 | $2,136 |
| W02 | $2,628 | $2,289 |
| W03 | $2,922 | $2,301 |
| W04 | $2,955 | $2,355 |
| W05 | $2,997 | $2,583 |
| O01E | $2,571 | $2,277 |
| O02E | $2,883 | $2,295 |
| O03E | $2,958 | $2,307 |
| O01 | $2,292 | $2,046 |
| O02 | $2,310 | $2,244 |
| O03 | $2,913 | $2,304 |
| O04 | $3,006 | $2,544 |
| O05 | $3,060 | $2,679 |
| O06 | $3,084 | $2,904 |
| O07 | $3,108 | $2,958 |
BAH for DOVER AFB/REHOBOTH, DE includes the following zip codes: 19901, 19902, 19903, 19904, 19905, 19906, 19930, 19931, 19933, 19934, 19936, 19938, 19939, 19940, 19941, 19943, 19944, 19945, 19946, 19947, 19950, 19951, 19952, 19953, 19954, 19955, 19956, 19958, 19960, 19961, 19962, 19963, 19964, 19966, 19967, 19968, 19969, 19970, 19971, 19973, 19975, 19977, 19979, 19980
2025 BAH FAQs for Delaware
How much did BAH increase in Delaware for 2025?
Delaware BAH rates increased by about 5.4% on average, with notable changes near Dover AFB.
Where is BAH highest in Delaware?
ZIP codes near Dover Air Force Base tend to have the highest BAH due to rental demand.
What’s the BAH for an E-5 with dependents near Dover AFB?
As of 2025, an E-5 with dependents near Dover receives approximately $2,097/month.
Can BAH cover full rent in Delaware?
Yes. In most areas of Delaware, BAH fully covers rent, and often utilities as well.
Is BAH taxable in Delaware?
No. BAH is a tax-free benefit and does not count as income on your tax return.
Does BAH vary by ZIP code?
Yes. BAH is based on ZIP-specific housing data reviewed annually by the DoD.
Do single members receive BAH?
Yes, if authorized to live off base or if on-base housing is not available.
When are BAH rates updated?
BAH rates are updated every January based on rental market surveys.
Can BAH be used as income for VA loans?
Yes. BAH is considered qualifying income for mortgage applications.
What is the MHA for Dover AFB?
The MHA for Dover is DE073, covering ZIPs in and around the 19901 area.
