2025 New York BAH (Basic Allowance for Housing) Rates
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Understanding the Basic Allowance for Housing (BAH) in New York
The Basic Allowance for Housing (BAH) is an essential financial benefit for U.S. military personnel, designed to support housing expenses while stationed away from their primary residence. In New York, the BAH is adjusted based on rank, duty location, and dependency status, ensuring the allowance reflects the cost of living in the local housing markets.
The Department of Defense adjusts BAH rates annually to keep up with fluctuating housing costs, helping service members maintain financial stability. This resource offers the latest BAH rates for New York, designed to assist you in determining the suitable allowance for your rank and family circumstances.
How BAH Rates are Determined in New York
BAH rates in New York are determined by several important factors:
- Location: Takes into account the diverse housing costs across different Military Housing Areas (MHA) in New York.
- Rank: Higher ranks receive increased allowances, reflective of their larger responsibilities and housing requirements.
- Dependents: Service members with families qualify for higher BAH rates to support appropriate family accommodation.
The goal of BAH is to provide financial assistance that enables military members to secure suitable and cost-effective housing, promoting stability and comfort during their service in New York.
Using the BAH Charts
To determine your monthly BAH in New York, you should:
- Identify your Military Housing Area (MHA) in New York.
- Locate your pay grade (rank) in the provided charts.
- Assess if you have dependents.
These guidelines will help you calculate the precise housing allowance, facilitating effective financial management while stationed in New York.
BAH Rate Charts for New York in 2025
For 2025, the BAH rates in New York have been updated, reflecting a national average increase of about 5.4%. This annual adjustment ensures that BAH rates align with local housing market trends, providing essential support for military personnel seeking off-base housing.
BALLSTON SPA/ALBANY, NY BAH Rates
Grade | With Dependents | Without Dependents |
---|---|---|
E01 | $2,259 | $1,854 |
E02 | $2,259 | $1,854 |
E03 | $2,259 | $1,854 |
E04 | $2,259 | $1,854 |
E05 | $2,460 | $1,980 |
E06 | $2,667 | $2,076 |
E07 | $2,781 | $2,265 |
E08 | $2,901 | $2,508 |
E09 | $3,063 | $2,556 |
W01 | $2,682 | $2,199 |
W02 | $2,829 | $2,505 |
W03 | $2,982 | $2,568 |
W04 | $3,096 | $2,685 |
W05 | $3,234 | $2,808 |
O01E | $2,796 | $2,457 |
O02E | $2,961 | $2,544 |
O03E | $3,114 | $2,655 |
O01 | $2,493 | $2,055 |
O02 | $2,664 | $2,397 |
O03 | $2,979 | $2,589 |
O04 | $3,279 | $2,781 |
O05 | $3,489 | $2,850 |
O06 | $3,519 | $2,964 |
O07 | $3,549 | $3,018 |
BAH for BALLSTON SPA/ALBANY, NY includes the following zip codes: 12007, 12008, 12009, 12018, 12019, 12020, 12022, 12023, 12024, 12027, 12033, 12040, 12041, 12045, 12046, 12047, 12052, 12053, 12054, 12055, 12056, 12057, 12059, 12061, 12062, 12063, 12065, 12067, 12074, 12077, 12082, 12084, 12085, 12089, 12090, 12094, 12107, 12110, 12118, 12120, 12121, 12123, 12128, 12133, 12137, 12138, 12140, 12141, 12143, 12144, 12147, 12148, 12150, 12151, 12153, 12154, 12156, 12158, 12159, 12161, 12168, 12169, 12170, 12180, 12181, 12182, 12183, 12185, 12186, 12188, 12189, 12193, 12196, 12198, 12201, 12202, 12203, 12204, 12205, 12206, 12207, 12208, 12209, 12210, 12211, 12212, 12214, 12220, 12222, 12223, 12224, 12225, 12226, 12227, 12228, 12229, 12230, 12231, 12232, 12233, 12234, 12235, 12236, 12237, 12238, 12239, 12240, 12241, 12242, 12243, 12244, 12245, 12246, 12247, 12248, 12249, 12250, 12255, 12257, 12260, 12261, 12288, 12301, 12302, 12303, 12304, 12305, 12306, 12307, 12308, 12309, 12325, 12345, 12469, 12803, 12822, 12831, 12833, 12835, 12850, 12859, 12863, 12866, 12871, 12884
BUFFALO, NY BAH Rates
Grade | With Dependents | Without Dependents |
---|---|---|
E01 | $1,887 | $1,479 |
E02 | $1,887 | $1,479 |
E03 | $1,887 | $1,479 |
E04 | $1,887 | $1,479 |
E05 | $2,046 | $1,632 |
E06 | $2,391 | $1,791 |
E07 | $2,463 | $1,890 |
E08 | $2,541 | $2,121 |
E09 | $2,667 | $2,214 |
W01 | $2,409 | $1,842 |
W02 | $2,496 | $2,118 |
W03 | $2,595 | $2,229 |
W04 | $2,700 | $2,403 |
W05 | $2,829 | $2,481 |
O01E | $2,472 | $2,043 |
O02E | $2,580 | $2,193 |
O03E | $2,718 | $2,382 |
O01 | $2,094 | $1,722 |
O02 | $2,388 | $1,998 |
O03 | $2,592 | $2,265 |
O04 | $2,871 | $2,460 |
O05 | $3,069 | $2,502 |
O06 | $3,096 | $2,574 |
O07 | $3,120 | $2,619 |
BAH for BUFFALO, NY includes the following zip codes: 14001, 14004, 14006, 14008, 14010, 14012, 14025, 14026, 14027, 14028, 14030, 14031, 14032, 14033, 14034, 14035, 14038, 14043, 14047, 14051, 14052, 14055, 14057, 14059, 14061, 14067, 14068, 14069, 14072, 14075, 14080, 14085, 14086, 14091, 14092, 14094, 14095, 14102, 14105, 14107, 14108, 14109, 14110, 14111, 14112, 14120, 14126, 14127, 14131, 14132, 14134, 14139, 14140, 14141, 14144, 14150, 14151, 14169, 14170, 14172, 14174, 14201, 14202, 14203, 14204, 14205, 14206, 14207, 14208, 14209, 14210, 14211, 14212, 14213, 14214, 14215, 14216, 14217, 14218, 14219, 14220, 14221, 14222, 14223, 14224, 14225, 14226, 14227, 14228, 14231, 14233, 14240, 14241, 14260, 14261, 14263, 14264, 14265, 14267, 14269, 14270, 14272, 14273, 14276, 14280, 14301, 14302, 14303, 14304, 14305
2025 Basic Allowance for Housing (BAH) Rates in New York
Here are the local Basic Allowance for Housing (BAH) rate charts for Military Housing Areas (MHAs) in the state of New York. The Department of Defense determines BAH rates by location, pay grade (rank), and can be used to rent or purchase a home.
Jump to Section
BALLSTON SPA/ALBANY, NY BAH Rates
Grade | With Dependents | Without Dependents |
---|---|---|
E01 | $2,259 | $1,854 |
E02 | $2,259 | $1,854 |
E03 | $2,259 | $1,854 |
E04 | $2,259 | $1,854 |
E05 | $2,460 | $1,980 |
E06 | $2,667 | $2,076 |
E07 | $2,781 | $2,265 |
E08 | $2,901 | $2,508 |
E09 | $3,063 | $2,556 |
W01 | $2,682 | $2,199 |
W02 | $2,829 | $2,505 |
W03 | $2,982 | $2,568 |
W04 | $3,096 | $2,685 |
W05 | $3,234 | $2,808 |
O01E | $2,796 | $2,457 |
O02E | $2,961 | $2,544 |
O03E | $3,114 | $2,655 |
O01 | $2,493 | $2,055 |
O02 | $2,664 | $2,397 |
O03 | $2,979 | $2,589 |
O04 | $3,279 | $2,781 |
O05 | $3,489 | $2,850 |
O06 | $3,519 | $2,964 |
O07 | $3,549 | $3,018 |
BAH for BALLSTON SPA/ALBANY, NY includes the following zip codes: 12007, 12008, 12009, 12018, 12019, 12020, 12022, 12023, 12024, 12027, 12033, 12040, 12041, 12045, 12046, 12047, 12052, 12053, 12054, 12055, 12056, 12057, 12059, 12061, 12062, 12063, 12065, 12067, 12074, 12077, 12082, 12084, 12085, 12089, 12090, 12094, 12107, 12110, 12118, 12120, 12121, 12123, 12128, 12133, 12137, 12138, 12140, 12141, 12143, 12144, 12147, 12148, 12150, 12151, 12153, 12154, 12156, 12158, 12159, 12161, 12168, 12169, 12170, 12180, 12181, 12182, 12183, 12185, 12186, 12188, 12189, 12193, 12196, 12198, 12201, 12202, 12203, 12204, 12205, 12206, 12207, 12208, 12209, 12210, 12211, 12212, 12214, 12220, 12222, 12223, 12224, 12225, 12226, 12227, 12228, 12229, 12230, 12231, 12232, 12233, 12234, 12235, 12236, 12237, 12238, 12239, 12240, 12241, 12242, 12243, 12244, 12245, 12246, 12247, 12248, 12249, 12250, 12255, 12257, 12260, 12261, 12288, 12301, 12302, 12303, 12304, 12305, 12306, 12307, 12308, 12309, 12325, 12345, 12469, 12803, 12822, 12831, 12833, 12835, 12850, 12859, 12863, 12866, 12871, 12884
BUFFALO, NY BAH Rates
Grade | With Dependents | Without Dependents |
---|---|---|
E01 | $1,887 | $1,479 |
E02 | $1,887 | $1,479 |
E03 | $1,887 | $1,479 |
E04 | $1,887 | $1,479 |
E05 | $2,046 | $1,632 |
E06 | $2,391 | $1,791 |
E07 | $2,463 | $1,890 |
E08 | $2,541 | $2,121 |
E09 | $2,667 | $2,214 |
W01 | $2,409 | $1,842 |
W02 | $2,496 | $2,118 |
W03 | $2,595 | $2,229 |
W04 | $2,700 | $2,403 |
W05 | $2,829 | $2,481 |
O01E | $2,472 | $2,043 |
O02E | $2,580 | $2,193 |
O03E | $2,718 | $2,382 |
O01 | $2,094 | $1,722 |
O02 | $2,388 | $1,998 |
O03 | $2,592 | $2,265 |
O04 | $2,871 | $2,460 |
O05 | $3,069 | $2,502 |
O06 | $3,096 | $2,574 |
O07 | $3,120 | $2,619 |
BAH for BUFFALO, NY includes the following zip codes: 14001, 14004, 14006, 14008, 14010, 14012, 14025, 14026, 14027, 14028, 14030, 14031, 14032, 14033, 14034, 14035, 14038, 14043, 14047, 14051, 14052, 14055, 14057, 14059, 14061, 14067, 14068, 14069, 14072, 14075, 14080, 14085, 14086, 14091, 14092, 14094, 14095, 14102, 14105, 14107, 14108, 14109, 14110, 14111, 14112, 14120, 14126, 14127, 14131, 14132, 14134, 14139, 14140, 14141, 14144, 14150, 14151, 14169, 14170, 14172, 14174, 14201, 14202, 14203, 14204, 14205, 14206, 14207, 14208, 14209, 14210, 14211, 14212, 14213, 14214, 14215, 14216, 14217, 14218, 14219, 14220, 14221, 14222, 14223, 14224, 14225, 14226, 14227, 14228, 14231, 14233, 14240, 14241, 14260, 14261, 14263, 14264, 14265, 14267, 14269, 14270, 14272, 14273, 14276, 14280, 14301, 14302, 14303, 14304, 14305
2025 Basic Allowance for Housing (BAH) Rates in New York
Here are the local Basic Allowance for Housing (BAH) rate charts for Military Housing Areas (MHAs) in the state of New York. The Department of Defense determines BAH rates by location, pay grade (rank), and can be used to rent or purchase a home.
NEW YORK CITY, NY BAH Rates
Grade | With Dependents | Without Dependents |
---|---|---|
E01 | $5,070 | $4,197 |
E02 | $5,070 | $4,197 |
E03 | $5,070 | $4,197 |
E04 | $5,070 | $4,197 |
E05 | $5,073 | $4,770 |
E06 | $5,100 | $5,073 |
E07 | $5,163 | $5,091 |
E08 | $5,253 | $5,103 |
E09 | $5,529 | $5,109 |
W01 | $5,103 | $5,088 |
W02 | $5,199 | $5,100 |
W03 | $5,313 | $5,112 |
W04 | $5,613 | $5,121 |
W05 | $5,973 | $5,184 |
O01E | $5,175 | $5,097 |
O02E | $5,298 | $5,106 |
O03E | $5,664 | $5,118 |
O01 | $5,076 | $5,070 |
O02 | $5,097 | $5,094 |
O03 | $5,310 | $5,115 |
O04 | $6,102 | $5,163 |
O05 | $6,669 | $5,211 |
O06 | $6,732 | $5,292 |
O07 | $6,792 | $5,394 |
BAH for NEW YORK CITY, NY includes the following zip codes: [Zip codes listed in the prompt]
ROCHESTER, NY BAH Rates
Grade | With Dependents | Without Dependents |
---|---|---|
E01 | $1,830 | $1,374 |
E02 | $1,830 | $1,374 |
E03 | $1,830 | $1,374 |
E04 | $1,830 | $1,374 |
E05 | $2,079 | $1,560 |
E06 | $2,337 | $1,752 |
E07 | $2,415 | $1,839 |
E08 | $2,499 | $2,136 |
E09 | $2,628 | $2,202 |
W01 | $2,355 | $1,767 |
W02 | $2,451 | $2,133 |
W03 | $2,556 | $2,214 |
W04 | $2,658 | $2,349 |
W05 | $2,781 | $2,436 |
O01E | $2,427 | $2,076 |
O02E | $2,541 | $2,187 |
O03E | $2,673 | $2,328 |
O01 | $2,118 | $1,590 |
O02 | $2,334 | $1,998 |
O03 | $2,553 | $2,241 |
O04 | $2,823 | $2,415 |
O05 | $3,009 | $2,460 |
O06 | $3,036 | $2,538 |
O07 | $3,060 | $2,583 |
BAH for ROCHESTER, NY includes the following zip codes: [Zip codes listed in the prompt]
Rome/Griffiss AFB, NY BAH Rates
Grade | With Dependents | Without Dependents |
---|---|---|
E01 | $1,914 | $1,437 |
E02 | $1,914 | $1,437 |
E03 | $1,914 | $1,437 |
E04 | $1,914 | $1,437 |
E05 | $2,118 | $1,590 |
E06 | $2,721 | $2,040 |
E07 | $2,781 | $2,085 |
E08 | $2,841 | $2,241 |
E09 | $2,931 | $2,421 |
W01 | $2,742 | $2,058 |
W02 | $2,808 | $2,238 |
W03 | $2,886 | $2,442 |
W04 | $2,952 | $2,733 |
W05 | $3,042 | $2,796 |
O01E | $2,787 | $2,115 |
O02E | $2,874 | $2,379 |
O03E | $2,964 | $2,715 |
O01 | $2,193 | $1,704 |
O02 | $2,715 | $2,088 |
O03 | $2,883 | $2,502 |
O04 | $3,069 | $2,778 |
O05 | $3,198 | $2,808 |
O06 | $3,225 | $2,865 |
O07 | $3,252 | $2,916 |
BAH for Rome/Griffiss AFB, NY includes the following zip codes: 13054, 13123, 13157, … 13599
Syracuse, NY BAH Rates
Grade | With Dependents | Without Dependents |
---|---|---|
E01 | $1,797 | $1,386 |
E02 | $1,797 | $1,386 |
E03 | $1,797 | $1,386 |
E04 | $1,797 | $1,386 |
E05 | $2,004 | $1,509 |
E06 | $2,178 | $1,629 |
E07 | $2,379 | $1,803 |
E08 | $2,595 | $2,043 |
E09 | $2,790 | $2,094 |
W01 | $2,196 | $1,734 |
W02 | $2,469 | $2,040 |
W03 | $2,736 | $2,097 |
W04 | $2,814 | $2,220 |
W05 | $2,910 | $2,427 |
O01E | $2,415 | $2,001 |
O02E | $2,700 | $2,073 |
O03E | $2,826 | $2,166 |
O01 | $2,031 | $1,587 |
O02 | $2,175 | $1,938 |
O03 | $2,727 | $2,109 |
O04 | $2,940 | $2,388 |
O05 | $3,084 | $2,514 |
O06 | $3,111 | $2,718 |
O07 | $3,132 | $2,766 |
BAH for Syracuse, NY includes the following zip codes: 13020, 13027, … 13493
Fort Drum/Watertown, NY BAH Rates
Grade | With Dependents | Without Dependents |
---|---|---|
E01 | $1,494 | $1,194 |
E02 | $1,494 | $1,194 |
E03 | $1,494 | $1,194 |
E04 | $1,494 | $1,194 |
E05 | $1,581 | $1,323 |
E06 | $1,800 | $1,404 |
E07 | $2,019 | $1,515 |
E08 | $2,256 | $1,692 |
E09 | $2,448 | $1,836 |
W01 | $1,821 | $1,476 |
W02 | $2,118 | $1,629 |
W03 | $2,409 | $1,839 |
W04 | $2,463 | $1,857 |
W05 | $2,535 | $2,073 |
O01E | $2,061 | $1,578 |
O02E | $2,367 | $1,776 |
O03E | $2,472 | $1,854 |
O01 | $1,617 | $1,401 |
O02 | $1,797 | $1,557 |
O03 | $2,400 | $1,842 |
O04 | $2,553 | $2,031 |
O05 | $2,652 | $2,169 |
O06 | $2,673 | $2,391 |
O07 | $2,694 | $2,433 |
BAH for FORT DRUM/WATERTOWN, NY includes the following zip codes: 13305, 13312, 13325, 13327, 13343, 13345, 13367, 13368, 13404, 13433, 13473, 13489, 13601, 13602, 13603, 13605, 13606, 13607, 13608, 13611, 13612, 13615, 13616, 13618, 13619, 13620, 13622, 13624, 13626, 13627, 13628, 13631, 13632, 13634, 13636, 13637, 13638, 13640, 13641, 13643, 13648, 13650, 13651, 13656, 13657, 13659, 13661, 13665, 13671, 13673, 13674, 13675, 13679, 13682, 13685, 13691, 13692, 13693.
Westchester County, NY BAH Rates
Grade | With Dependents | Without Dependents |
---|---|---|
E01 | $3,921 | $2,955 |
E02 | $3,921 | $2,955 |
E03 | $3,921 | $2,955 |
E04 | $3,921 | $2,955 |
E05 | $4,107 | $3,465 |
E06 | $5,127 | $3,846 |
E07 | $5,472 | $4,104 |
E08 | $5,838 | $4,380 |
E09 | $6,303 | $4,728 |
W01 | $5,157 | $3,867 |
W02 | $5,622 | $4,305 |
W03 | $6,078 | $4,731 |
W04 | $6,390 | $5,208 |
W05 | $6,765 | $5,556 |
O01E | $5,541 | $4,155 |
O02E | $6,012 | $4,554 |
O03E | $6,447 | $5,121 |
O01 | $4,230 | $3,732 |
O02 | $5,112 | $4,107 |
O03 | $6,060 | $4,758 |
O04 | $6,900 | $5,499 |
O05 | $7,494 | $5,712 |
O06 | $7,563 | $6,060 |
O07 | $7,632 | $6,174 |
BAH for WESTCHESTER COUNTY, NY includes the following zip codes: 10501, 10502, 10503, 10504, 10505, 10506, 10507, 10509, 10510, 10511, 10512, 10514, 10516, 10517, 10518, 10519, 10520, 10521, 10522, 10523, 10524, 10526, 10527, 10528, 10530, 10532, 10533, 10535, 10536, 10537, 10538, 10540, 10541, 10542, 10543, 10545, 10546, 10547, 10548, 10549, 10550, 10551, 10552, 10553, 10560, 10562, 10566, 10567, 10570, 10573, 10576, 10577, 10578, 10579, 10580, 10583, 10587, 10588, 10589, 10590, 10591, 10594, 10595, 10596, 10597, 10598, 10601, 10602, 10603, 10604, 10605, 10606, 10607, 10610, 10701, 10702, 10703, 10704, 10705, 10706, 10707, 10708, 10709, 10710, 10801, 10802, 10803, 10804, 10805, 12563.
Fort Drum/Watertown, NY BAH Rates
Grade | With Dependents | Without Dependents |
---|---|---|
E01 | $1,494 | $1,194 |
E02 | $1,494 | $1,194 |
E03 | $1,494 | $1,194 |
E04 | $1,494 | $1,194 |
E05 | $1,581 | $1,323 |
E06 | $1,800 | $1,404 |
E07 | $2,019 | $1,515 |
E08 | $2,256 | $1,692 |
E09 | $2,448 | $1,836 |
W01 | $1,821 | $1,476 |
W02 | $2,118 | $1,629 |
W03 | $2,409 | $1,839 |
W04 | $2,463 | $1,857 |
W05 | $2,535 | $2,073 |
O01E | $2,061 | $1,578 |
O02E | $2,367 | $1,776 |
O03E | $2,472 | $1,854 |
O01 | $1,617 | $1,401 |
O02 | $1,797 | $1,557 |
O03 | $2,400 | $1,842 |
O04 | $2,553 | $2,031 |
O05 | $2,652 | $2,169 |
O06 | $2,673 | $2,391 |
O07 | $2,694 | $2,433 |
BAH for FORT DRUM/WATERTOWN, NY includes the following zip codes: 13305, 13312, 13325, 13327, 13343, 13345, 13367, 13368, 13404, 13433, 13473, 13489, 13601, 13602, 13603, 13605, 13606, 13607, 13608, 13611, 13612, 13615, 13616, 13618, 13619, 13620, 13622, 13624, 13626, 13627, 13628, 13631, 13632, 13634, 13636, 13637, 13638, 13640, 13641, 13643, 13648, 13650, 13651, 13656, 13657, 13659, 13661, 13665, 13671, 13673, 13674, 13675, 13679, 13682, 13685, 13691, 13692, 13693.
Westchester County, NY BAH Rates
Grade | With Dependents | Without Dependents |
---|---|---|
E01 | $3,921 | $2,955 |
E02 | $3,921 | $2,955 |
E03 | $3,921 | $2,955 |
E04 | $3,921 | $2,955 |
E05 | $4,107 | $3,465 |
E06 | $5,127 | $3,846 |
E07 | $5,472 | $4,104 |
E08 | $5,838 | $4,380 |
E09 | $6,303 | $4,728 |
W01 | $5,157 | $3,867 |
W02 | $5,622 | $4,305 |
W03 | $6,078 | $4,731 |
W04 | $6,390 | $5,208 |
W05 | $6,765 | $5,556 |
O01E | $5,541 | $4,155 |
O02E | $6,012 | $4,554 |
O03E | $6,447 | $5,121 |
O01 | $4,230 | $3,732 |
O02 | $5,112 | $4,107 |
O03 | $6,060 | $4,758 |
O04 | $6,900 | $5,499 |
O05 | $7,494 | $5,712 |
O06 | $7,563 | $6,060 |
O07 | $7,632 | $6,174 |
BAH for WESTCHESTER COUNTY, NY includes the following zip codes: 10501, 10502, 10503, 10504, 10505, 10506, 10507, 10509, 10510, 10511, 10512, 10514, 10516, 10517, 10518, 10519, 10520, 10521, 10522, 10523, 10524, 10526, 10527, 10528, 10530, 10532, 10533, 10535, 10536, 10537, 10538, 10540, 10541, 10542, 10543, 10545, 10546, 10547, 10548, 10549, 10550, 10551, 10552, 10553, 10560, 10562, 10566, 10567, 10570, 10573, 10576, 10577, 10578, 10579, 10580, 10583, 10587, 10588, 10589, 10590, 10591, 10594, 10595, 10596, 10597, 10598, 10601, 10602, 10603, 10604, 10605, 10606, 10607, 10610, 10701, 10702, 10703, 10704, 10705, 10706, 10707, 10708, 10709, 10710, 10801, 10802, 10803, 10804, 10805, 12563.