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2025 New York BAH (Basic Allowance for Housing) Rates

new york bah rates

In this Article

  • View BAH Rates in:
  • View our VA Loan Guide for New York
  • Understanding the Basic Allowance for Housing (BAH) in New York
  • How BAH Rates are Determined in New York
  • Using the BAH Charts
  • BAH Rate Charts for New York in 2025
  • BALLSTON SPA/ALBANY, NY BAH Rates
  • BUFFALO, NY BAH Rates
  • Jump to Section
  • BALLSTON SPA/ALBANY, NY BAH Rates
  • BUFFALO, NY BAH Rates
  • NEW YORK CITY, NY BAH Rates
  • ROCHESTER, NY BAH Rates
  • Rome/Griffiss AFB, NY BAH Rates
  • Syracuse, NY BAH Rates
  • Fort Drum/Watertown, NY BAH Rates
  • Westchester County, NY BAH Rates
  • Fort Drum/Watertown, NY BAH Rates
  • Westchester County, NY BAH Rates

View BAH Rates in:

  • Fort Drum/Watertown BAH Rates
  • Westchester County BAH Rates
  • Staten Island BAH Rates
  • Ballston Spa/Albany BAH Rates
  • Buffalo BAH Rates
  • West Point BAH Rates
  • Long Island BAH Rates
  • New York City BAH Rates
  • Rochester BAH Rates
  • Rome/Griffiss AFB BAH Rates

View our VA Loan Guide for New York

Everything you need to know about VA Loans in New York. From VA loan requirements and eligibility to local Veteran homebuyer assistance programs.

New York VA Loan Guide

Understanding the Basic Allowance for Housing (BAH) in New York

The Basic Allowance for Housing (BAH) is an essential financial benefit for U.S. military personnel, designed to support housing expenses while stationed away from their primary residence. In New York, the BAH is adjusted based on rank, duty location, and dependency status, ensuring the allowance reflects the cost of living in the local housing markets.

The Department of Defense adjusts BAH rates annually to keep up with fluctuating housing costs, helping service members maintain financial stability. This resource offers the latest BAH rates for New York, designed to assist you in determining the suitable allowance for your rank and family circumstances.

How BAH Rates are Determined in New York

BAH rates in New York are determined by several important factors:

  • Location: Takes into account the diverse housing costs across different Military Housing Areas (MHA) in New York.
  • Rank: Higher ranks receive increased allowances, reflective of their larger responsibilities and housing requirements.
  • Dependents: Service members with families qualify for higher BAH rates to support appropriate family accommodation.

The goal of BAH is to provide financial assistance that enables military members to secure suitable and cost-effective housing, promoting stability and comfort during their service in New York.

Using the BAH Charts

To determine your monthly BAH in New York, you should:

  1. Identify your Military Housing Area (MHA) in New York.
  2. Locate your pay grade (rank) in the provided charts.
  3. Assess if you have dependents.

These guidelines will help you calculate the precise housing allowance, facilitating effective financial management while stationed in New York.

BAH Rate Charts for New York in 2025

For 2025, the BAH rates in New York have been updated, reflecting a national average increase of about 5.4%. This annual adjustment ensures that BAH rates align with local housing market trends, providing essential support for military personnel seeking off-base housing.

 

BALLSTON SPA/ALBANY, NY BAH Rates

GradeWith DependentsWithout Dependents
E01$2,259$1,854
E02$2,259$1,854
E03$2,259$1,854
E04$2,259$1,854
E05$2,460$1,980
E06$2,667$2,076
E07$2,781$2,265
E08$2,901$2,508
E09$3,063$2,556
W01$2,682$2,199
W02$2,829$2,505
W03$2,982$2,568
W04$3,096$2,685
W05$3,234$2,808
O01E$2,796$2,457
O02E$2,961$2,544
O03E$3,114$2,655
O01$2,493$2,055
O02$2,664$2,397
O03$2,979$2,589
O04$3,279$2,781
O05$3,489$2,850
O06$3,519$2,964
O07$3,549$3,018

BAH for BALLSTON SPA/ALBANY, NY includes the following zip codes: 12007, 12008, 12009, 12018, 12019, 12020, 12022, 12023, 12024, 12027, 12033, 12040, 12041, 12045, 12046, 12047, 12052, 12053, 12054, 12055, 12056, 12057, 12059, 12061, 12062, 12063, 12065, 12067, 12074, 12077, 12082, 12084, 12085, 12089, 12090, 12094, 12107, 12110, 12118, 12120, 12121, 12123, 12128, 12133, 12137, 12138, 12140, 12141, 12143, 12144, 12147, 12148, 12150, 12151, 12153, 12154, 12156, 12158, 12159, 12161, 12168, 12169, 12170, 12180, 12181, 12182, 12183, 12185, 12186, 12188, 12189, 12193, 12196, 12198, 12201, 12202, 12203, 12204, 12205, 12206, 12207, 12208, 12209, 12210, 12211, 12212, 12214, 12220, 12222, 12223, 12224, 12225, 12226, 12227, 12228, 12229, 12230, 12231, 12232, 12233, 12234, 12235, 12236, 12237, 12238, 12239, 12240, 12241, 12242, 12243, 12244, 12245, 12246, 12247, 12248, 12249, 12250, 12255, 12257, 12260, 12261, 12288, 12301, 12302, 12303, 12304, 12305, 12306, 12307, 12308, 12309, 12325, 12345, 12469, 12803, 12822, 12831, 12833, 12835, 12850, 12859, 12863, 12866, 12871, 12884

BUFFALO, NY BAH Rates

GradeWith DependentsWithout Dependents
E01$1,887$1,479
E02$1,887$1,479
E03$1,887$1,479
E04$1,887$1,479
E05$2,046$1,632
E06$2,391$1,791
E07$2,463$1,890
E08$2,541$2,121
E09$2,667$2,214
W01$2,409$1,842
W02$2,496$2,118
W03$2,595$2,229
W04$2,700$2,403
W05$2,829$2,481
O01E$2,472$2,043
O02E$2,580$2,193
O03E$2,718$2,382
O01$2,094$1,722
O02$2,388$1,998
O03$2,592$2,265
O04$2,871$2,460
O05$3,069$2,502
O06$3,096$2,574
O07$3,120$2,619

BAH for BUFFALO, NY includes the following zip codes: 14001, 14004, 14006, 14008, 14010, 14012, 14025, 14026, 14027, 14028, 14030, 14031, 14032, 14033, 14034, 14035, 14038, 14043, 14047, 14051, 14052, 14055, 14057, 14059, 14061, 14067, 14068, 14069, 14072, 14075, 14080, 14085, 14086, 14091, 14092, 14094, 14095, 14102, 14105, 14107, 14108, 14109, 14110, 14111, 14112, 14120, 14126, 14127, 14131, 14132, 14134, 14139, 14140, 14141, 14144, 14150, 14151, 14169, 14170, 14172, 14174, 14201, 14202, 14203, 14204, 14205, 14206, 14207, 14208, 14209, 14210, 14211, 14212, 14213, 14214, 14215, 14216, 14217, 14218, 14219, 14220, 14221, 14222, 14223, 14224, 14225, 14226, 14227, 14228, 14231, 14233, 14240, 14241, 14260, 14261, 14263, 14264, 14265, 14267, 14269, 14270, 14272, 14273, 14276, 14280, 14301, 14302, 14303, 14304, 14305

 

 

 

2025 Basic Allowance for Housing (BAH) Rates in New York

Here are the local Basic Allowance for Housing (BAH) rate charts for Military Housing Areas (MHAs) in the state of New York. The Department of Defense determines BAH rates by location, pay grade (rank), and can be used to rent or purchase a home.

Jump to Section

  • Ballston Spa/Albany, NY BAH Rates
  • Buffalo, NY BAH Rates

BALLSTON SPA/ALBANY, NY BAH Rates

GradeWith DependentsWithout Dependents
E01$2,259$1,854
E02$2,259$1,854
E03$2,259$1,854
E04$2,259$1,854
E05$2,460$1,980
E06$2,667$2,076
E07$2,781$2,265
E08$2,901$2,508
E09$3,063$2,556
W01$2,682$2,199
W02$2,829$2,505
W03$2,982$2,568
W04$3,096$2,685
W05$3,234$2,808
O01E$2,796$2,457
O02E$2,961$2,544
O03E$3,114$2,655
O01$2,493$2,055
O02$2,664$2,397
O03$2,979$2,589
O04$3,279$2,781
O05$3,489$2,850
O06$3,519$2,964
O07$3,549$3,018

BAH for BALLSTON SPA/ALBANY, NY includes the following zip codes: 12007, 12008, 12009, 12018, 12019, 12020, 12022, 12023, 12024, 12027, 12033, 12040, 12041, 12045, 12046, 12047, 12052, 12053, 12054, 12055, 12056, 12057, 12059, 12061, 12062, 12063, 12065, 12067, 12074, 12077, 12082, 12084, 12085, 12089, 12090, 12094, 12107, 12110, 12118, 12120, 12121, 12123, 12128, 12133, 12137, 12138, 12140, 12141, 12143, 12144, 12147, 12148, 12150, 12151, 12153, 12154, 12156, 12158, 12159, 12161, 12168, 12169, 12170, 12180, 12181, 12182, 12183, 12185, 12186, 12188, 12189, 12193, 12196, 12198, 12201, 12202, 12203, 12204, 12205, 12206, 12207, 12208, 12209, 12210, 12211, 12212, 12214, 12220, 12222, 12223, 12224, 12225, 12226, 12227, 12228, 12229, 12230, 12231, 12232, 12233, 12234, 12235, 12236, 12237, 12238, 12239, 12240, 12241, 12242, 12243, 12244, 12245, 12246, 12247, 12248, 12249, 12250, 12255, 12257, 12260, 12261, 12288, 12301, 12302, 12303, 12304, 12305, 12306, 12307, 12308, 12309, 12325, 12345, 12469, 12803, 12822, 12831, 12833, 12835, 12850, 12859, 12863, 12866, 12871, 12884

BUFFALO, NY BAH Rates

GradeWith DependentsWithout Dependents
E01$1,887$1,479
E02$1,887$1,479
E03$1,887$1,479
E04$1,887$1,479
E05$2,046$1,632
E06$2,391$1,791
E07$2,463$1,890
E08$2,541$2,121
E09$2,667$2,214
W01$2,409$1,842
W02$2,496$2,118
W03$2,595$2,229
W04$2,700$2,403
W05$2,829$2,481
O01E$2,472$2,043
O02E$2,580$2,193
O03E$2,718$2,382
O01$2,094$1,722
O02$2,388$1,998
O03$2,592$2,265
O04$2,871$2,460
O05$3,069$2,502
O06$3,096$2,574
O07$3,120$2,619

BAH for BUFFALO, NY includes the following zip codes: 14001, 14004, 14006, 14008, 14010, 14012, 14025, 14026, 14027, 14028, 14030, 14031, 14032, 14033, 14034, 14035, 14038, 14043, 14047, 14051, 14052, 14055, 14057, 14059, 14061, 14067, 14068, 14069, 14072, 14075, 14080, 14085, 14086, 14091, 14092, 14094, 14095, 14102, 14105, 14107, 14108, 14109, 14110, 14111, 14112, 14120, 14126, 14127, 14131, 14132, 14134, 14139, 14140, 14141, 14144, 14150, 14151, 14169, 14170, 14172, 14174, 14201, 14202, 14203, 14204, 14205, 14206, 14207, 14208, 14209, 14210, 14211, 14212, 14213, 14214, 14215, 14216, 14217, 14218, 14219, 14220, 14221, 14222, 14223, 14224, 14225, 14226, 14227, 14228, 14231, 14233, 14240, 14241, 14260, 14261, 14263, 14264, 14265, 14267, 14269, 14270, 14272, 14273, 14276, 14280, 14301, 14302, 14303, 14304, 14305

 

 

 

2025 Basic Allowance for Housing (BAH) Rates in New York

Here are the local Basic Allowance for Housing (BAH) rate charts for Military Housing Areas (MHAs) in the state of New York. The Department of Defense determines BAH rates by location, pay grade (rank), and can be used to rent or purchase a home.

NEW YORK CITY, NY BAH Rates

GradeWith DependentsWithout Dependents
E01$5,070$4,197
E02$5,070$4,197
E03$5,070$4,197
E04$5,070$4,197
E05$5,073$4,770
E06$5,100$5,073
E07$5,163$5,091
E08$5,253$5,103
E09$5,529$5,109
W01$5,103$5,088
W02$5,199$5,100
W03$5,313$5,112
W04$5,613$5,121
W05$5,973$5,184
O01E$5,175$5,097
O02E$5,298$5,106
O03E$5,664$5,118
O01$5,076$5,070
O02$5,097$5,094
O03$5,310$5,115
O04$6,102$5,163
O05$6,669$5,211
O06$6,732$5,292
O07$6,792$5,394

BAH for NEW YORK CITY, NY includes the following zip codes: [Zip codes listed in the prompt]

ROCHESTER, NY BAH Rates

GradeWith DependentsWithout Dependents
E01$1,830$1,374
E02$1,830$1,374
E03$1,830$1,374
E04$1,830$1,374
E05$2,079$1,560
E06$2,337$1,752
E07$2,415$1,839
E08$2,499$2,136
E09$2,628$2,202
W01$2,355$1,767
W02$2,451$2,133
W03$2,556$2,214
W04$2,658$2,349
W05$2,781$2,436
O01E$2,427$2,076
O02E$2,541$2,187
O03E$2,673$2,328
O01$2,118$1,590
O02$2,334$1,998
O03$2,553$2,241
O04$2,823$2,415
O05$3,009$2,460
O06$3,036$2,538
O07$3,060$2,583

BAH for ROCHESTER, NY includes the following zip codes: [Zip codes listed in the prompt]

Rome/Griffiss AFB, NY BAH Rates

GradeWith DependentsWithout Dependents
E01$1,914$1,437
E02$1,914$1,437
E03$1,914$1,437
E04$1,914$1,437
E05$2,118$1,590
E06$2,721$2,040
E07$2,781$2,085
E08$2,841$2,241
E09$2,931$2,421
W01$2,742$2,058
W02$2,808$2,238
W03$2,886$2,442
W04$2,952$2,733
W05$3,042$2,796
O01E$2,787$2,115
O02E$2,874$2,379
O03E$2,964$2,715
O01$2,193$1,704
O02$2,715$2,088
O03$2,883$2,502
O04$3,069$2,778
O05$3,198$2,808
O06$3,225$2,865
O07$3,252$2,916

BAH for Rome/Griffiss AFB, NY includes the following zip codes: 13054, 13123, 13157, … 13599

Syracuse, NY BAH Rates

GradeWith DependentsWithout Dependents
E01$1,797$1,386
E02$1,797$1,386
E03$1,797$1,386
E04$1,797$1,386
E05$2,004$1,509
E06$2,178$1,629
E07$2,379$1,803
E08$2,595$2,043
E09$2,790$2,094
W01$2,196$1,734
W02$2,469$2,040
W03$2,736$2,097
W04$2,814$2,220
W05$2,910$2,427
O01E$2,415$2,001
O02E$2,700$2,073
O03E$2,826$2,166
O01$2,031$1,587
O02$2,175$1,938
O03$2,727$2,109
O04$2,940$2,388
O05$3,084$2,514
O06$3,111$2,718
O07$3,132$2,766

BAH for Syracuse, NY includes the following zip codes: 13020, 13027, … 13493

 

Fort Drum/Watertown, NY BAH Rates

GradeWith DependentsWithout Dependents
E01$1,494$1,194
E02$1,494$1,194
E03$1,494$1,194
E04$1,494$1,194
E05$1,581$1,323
E06$1,800$1,404
E07$2,019$1,515
E08$2,256$1,692
E09$2,448$1,836
W01$1,821$1,476
W02$2,118$1,629
W03$2,409$1,839
W04$2,463$1,857
W05$2,535$2,073
O01E$2,061$1,578
O02E$2,367$1,776
O03E$2,472$1,854
O01$1,617$1,401
O02$1,797$1,557
O03$2,400$1,842
O04$2,553$2,031
O05$2,652$2,169
O06$2,673$2,391
O07$2,694$2,433

BAH for FORT DRUM/WATERTOWN, NY includes the following zip codes: 13305, 13312, 13325, 13327, 13343, 13345, 13367, 13368, 13404, 13433, 13473, 13489, 13601, 13602, 13603, 13605, 13606, 13607, 13608, 13611, 13612, 13615, 13616, 13618, 13619, 13620, 13622, 13624, 13626, 13627, 13628, 13631, 13632, 13634, 13636, 13637, 13638, 13640, 13641, 13643, 13648, 13650, 13651, 13656, 13657, 13659, 13661, 13665, 13671, 13673, 13674, 13675, 13679, 13682, 13685, 13691, 13692, 13693.

Westchester County, NY BAH Rates

GradeWith DependentsWithout Dependents
E01$3,921$2,955
E02$3,921$2,955
E03$3,921$2,955
E04$3,921$2,955
E05$4,107$3,465
E06$5,127$3,846
E07$5,472$4,104
E08$5,838$4,380
E09$6,303$4,728
W01$5,157$3,867
W02$5,622$4,305
W03$6,078$4,731
W04$6,390$5,208
W05$6,765$5,556
O01E$5,541$4,155
O02E$6,012$4,554
O03E$6,447$5,121
O01$4,230$3,732
O02$5,112$4,107
O03$6,060$4,758
O04$6,900$5,499
O05$7,494$5,712
O06$7,563$6,060
O07$7,632$6,174

BAH for WESTCHESTER COUNTY, NY includes the following zip codes: 10501, 10502, 10503, 10504, 10505, 10506, 10507, 10509, 10510, 10511, 10512, 10514, 10516, 10517, 10518, 10519, 10520, 10521, 10522, 10523, 10524, 10526, 10527, 10528, 10530, 10532, 10533, 10535, 10536, 10537, 10538, 10540, 10541, 10542, 10543, 10545, 10546, 10547, 10548, 10549, 10550, 10551, 10552, 10553, 10560, 10562, 10566, 10567, 10570, 10573, 10576, 10577, 10578, 10579, 10580, 10583, 10587, 10588, 10589, 10590, 10591, 10594, 10595, 10596, 10597, 10598, 10601, 10602, 10603, 10604, 10605, 10606, 10607, 10610, 10701, 10702, 10703, 10704, 10705, 10706, 10707, 10708, 10709, 10710, 10801, 10802, 10803, 10804, 10805, 12563.

Fort Drum/Watertown, NY BAH Rates

GradeWith DependentsWithout Dependents
E01$1,494$1,194
E02$1,494$1,194
E03$1,494$1,194
E04$1,494$1,194
E05$1,581$1,323
E06$1,800$1,404
E07$2,019$1,515
E08$2,256$1,692
E09$2,448$1,836
W01$1,821$1,476
W02$2,118$1,629
W03$2,409$1,839
W04$2,463$1,857
W05$2,535$2,073
O01E$2,061$1,578
O02E$2,367$1,776
O03E$2,472$1,854
O01$1,617$1,401
O02$1,797$1,557
O03$2,400$1,842
O04$2,553$2,031
O05$2,652$2,169
O06$2,673$2,391
O07$2,694$2,433

BAH for FORT DRUM/WATERTOWN, NY includes the following zip codes: 13305, 13312, 13325, 13327, 13343, 13345, 13367, 13368, 13404, 13433, 13473, 13489, 13601, 13602, 13603, 13605, 13606, 13607, 13608, 13611, 13612, 13615, 13616, 13618, 13619, 13620, 13622, 13624, 13626, 13627, 13628, 13631, 13632, 13634, 13636, 13637, 13638, 13640, 13641, 13643, 13648, 13650, 13651, 13656, 13657, 13659, 13661, 13665, 13671, 13673, 13674, 13675, 13679, 13682, 13685, 13691, 13692, 13693.

Westchester County, NY BAH Rates

GradeWith DependentsWithout Dependents
E01$3,921$2,955
E02$3,921$2,955
E03$3,921$2,955
E04$3,921$2,955
E05$4,107$3,465
E06$5,127$3,846
E07$5,472$4,104
E08$5,838$4,380
E09$6,303$4,728
W01$5,157$3,867
W02$5,622$4,305
W03$6,078$4,731
W04$6,390$5,208
W05$6,765$5,556
O01E$5,541$4,155
O02E$6,012$4,554
O03E$6,447$5,121
O01$4,230$3,732
O02$5,112$4,107
O03$6,060$4,758
O04$6,900$5,499
O05$7,494$5,712
O06$7,563$6,060
O07$7,632$6,174

BAH for WESTCHESTER COUNTY, NY includes the following zip codes: 10501, 10502, 10503, 10504, 10505, 10506, 10507, 10509, 10510, 10511, 10512, 10514, 10516, 10517, 10518, 10519, 10520, 10521, 10522, 10523, 10524, 10526, 10527, 10528, 10530, 10532, 10533, 10535, 10536, 10537, 10538, 10540, 10541, 10542, 10543, 10545, 10546, 10547, 10548, 10549, 10550, 10551, 10552, 10553, 10560, 10562, 10566, 10567, 10570, 10573, 10576, 10577, 10578, 10579, 10580, 10583, 10587, 10588, 10589, 10590, 10591, 10594, 10595, 10596, 10597, 10598, 10601, 10602, 10603, 10604, 10605, 10606, 10607, 10610, 10701, 10702, 10703, 10704, 10705, 10706, 10707, 10708, 10709, 10710, 10801, 10802, 10803, 10804, 10805, 12563.

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Proposed Changes to VA Disability Benefits in 2025

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