2026 BAH Rates in Pennsylvania – Monthly Military Housing by ZIP
The 2026 Basic Allowance for Housing (BAH) rates for Pennsylvania are now available. These tax-free monthly payments help military members living off base cover their rent and housing costs. Your BAH is calculated based on ZIP code, rank, and dependent status. Whether you’re serving at Carlisle Barracks, stationed near Pittsburgh or Philadelphia, or part of the PA National Guard, you’ll find your updated rates below.
BAH increases in 2026 were most significant in urban areas like Philly and Pittsburgh, as well as in growing suburbs near Harrisburg. For national comparisons, check our 2026 BAH update hub or explore VA loan options in the Pennsylvania VA loan guide.
Find out how far your BAH goes in Pennsylvania
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What Is BAH and Who Receives It in Pennsylvania?
BAH is a monthly, tax-free housing benefit for service members who live off base. In Pennsylvania, this includes military personnel assigned to Carlisle Barracks (U.S. Army War College), as well as Guard, Reserve, and active-duty troops stationed near Pittsburgh, Philadelphia, Harrisburg, and Allentown.
How Are BAH Rates Set in Pennsylvania?
- Location: ZIP codes such as 17013 (Carlisle), 19102 (Philadelphia), and 15222 (Pittsburgh) are analyzed annually to determine allowance amounts.
- Rank: Higher ranks receive more BAH to reflect housing needs.
- Dependents: Members with dependents qualify for a larger BAH to support family housing expenses.
How to Use the BAH Rate Charts
- Look up your duty ZIP or base location
- Select your pay grade (e.g., E-4, O-3)
- Compare monthly rates for with vs. without dependents
How to Use Your BAH to Buy a Home in Pennsylvania
Many military families in Pennsylvania choose to apply their BAH toward a VA-backed home loan. With affordable housing markets in cities like York, Altoona, and Lebanon, your BAH may be enough to cover an entire mortgage with no down payment required.
Why Military Buyers Use VA Loans in PA:
- No down payment for most qualified borrowers
- No PMI (Private Mortgage Insurance)
- Credit-flexible approval and manual underwriting available
- Access to lower-than-average interest rates
Using your BAH to build equity in Pennsylvania may be a smarter long-term move than continuing to rent — especially in stable ZIPs across central and western PA.
Pennsylvania Housing Costs & BAH Impact
Pennsylvania’s housing market is relatively balanced, with affordable rent in central areas like Carlisle or Harrisburg, and higher prices near major metros like Philadelphia and Pittsburgh. In 2026, BAH increases were most notable in ZIPs around the southeastern corridor and western Pennsylvania suburbs. In most regions, BAH will fully cover rent for junior and mid-level enlisted service members.
Carlisle Barracks, PA BAH Rates
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,902 | $1,431 |
| E02 | $1,902 | $1,431 |
| E03 | $1,902 | $1,431 |
| E04 | $1,902 | $1,431 |
| E05 | $2,076 | $1,617 |
| E06 | $2,376 | $1,779 |
| E07 | $2,442 | $1,908 |
| E08 | $2,514 | $2,142 |
| E09 | $2,643 | $2,223 |
| W01 | $2,394 | $1,854 |
| W02 | $2,469 | $2,139 |
| W03 | $2,562 | $2,235 |
| W04 | $2,673 | $2,385 |
| W05 | $2,811 | $2,457 |
| O01E | $2,451 | $2,073 |
| O02E | $2,547 | $2,205 |
| O03E | $2,694 | $2,367 |
| O01 | $2,121 | $1,725 |
| O02 | $2,373 | $2,022 |
| O03 | $2,559 | $2,265 |
| O04 | $2,853 | $2,439 |
| O05 | $3,069 | $2,475 |
| O06 | $3,093 | $2,538 |
| O07 | $3,114 | $2,580 |
BAH for CARLISLE BARRACKS, PA includes the following zip codes: 17001, 17003, 17005, 17006, 17007, 17010, 17011, 17013, 17015, 17016, 17018, 17019, 17020, 17022, 17023, 17024, 17025, 17026, 17027, 17028, 17030, 17032, 17033, 17034, 17036, 17037, 17038, 17039, 17040, 17041, 17042, 17043, 17045, 17046, 17047, 17048, 17050, 17053, 17055, 17057, 17061, 17062, 17064, 17065, 17067, 17068, 17069, 17070, 17071, 17072, 17073, 17074, 17077, 17078, 17080, 17081, 17083, 17085, 17087, 17088, 17089, 17090, 17093, 17097, 17098, 17101, 17102, 17103, 17104, 17105, 17106, 17107, 17108, 17109, 17110, 17111, 17112, 17113, 17120, 17121, 17122, 17123, 17124, 17125, 17126, 17127, 17128, 17129, 17130, 17140, 17177, 17201, 17202, 17210, 17214, 17217, 17219, 17220, 17221, 17222, 17224, 17225, 17231, 17232, 17235, 17236, 17237, 17240, 17241, 17244, 17246, 17247, 17250, 17251, 17252, 17254, 17256, 17257, 17261, 17262, 17263, 17265, 17266, 17268, 17271, 17272, 17301, 17302, 17303, 17304, 17306, 17307, 17309, 17310, 17311, 17312, 17313, 17314, 17315, 17316, 17317, 17318, 17319, 17320, 17321, 17322, 17323, 17324, 17325, 17327, 17329, 17331, 17332, 17333, 17334, 17335, 17337, 17339, 17340, 17342, 17343, 17344, 17345, 17347, 17349, 17350, 17352, 17353, 17355, 17356, 17358, 17360, 17361, 17362, 17363, 17364, 17365, 17366, 17368, 17370, 17371, 17372, 17375, 17401, 17402, 17403, 17404, 17405, 17406, 17407, 17408, 17501, 17502, 17503, 17504, 17505, 17506, 17507, 17508, 17509, 17512, 17516, 17517, 17518, 17519, 17520, 17521, 17522, 17527, 17528, 17529, 17532, 17533, 17534, 17535, 17536, 17537, 17538, 17540, 17543, 17545, 17547, 17549, 17550, 17551, 17552, 17554, 17555, 17557, 17560, 17562, 17563, 17564, 17565, 17566, 17567, 17568, 17569, 17570, 17572, 17573, 17575, 17576, 17578, 17579, 17580, 17581, 17582, 17584, 17585, 17601, 17602, 17603, 17604, 17605, 17606, 17607, 17608, 17611, 17622, 17699, 17978, 19501.
Philadelphia, PA/Camden, NJ BAH Rates
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $2,331 | $1,800 |
| E02 | $2,331 | $1,800 |
| E03 | $2,331 | $1,800 |
| E04 | $2,331 | $1,800 |
| E05 | $2,559 | $1,989 |
| E06 | $2,838 | $2,127 |
| E07 | $2,880 | $2,337 |
| E08 | $2,925 | $2,619 |
| E09 | $3,060 | $2,694 |
| W01 | $2,856 | $2,259 |
| W02 | $2,898 | $2,616 |
| W03 | $2,958 | $2,706 |
| W04 | $3,102 | $2,841 |
| W05 | $3,279 | $2,889 |
| O01E | $2,883 | $2,556 |
| O02E | $2,949 | $2,676 |
| O03E | $3,126 | $2,829 |
| O01 | $2,601 | $2,097 |
| O02 | $2,835 | $2,487 |
| O03 | $2,955 | $2,733 |
| O04 | $3,339 | $2,874 |
| O05 | $3,612 | $2,895 |
| O06 | $3,645 | $2,937 |
| O07 | $3,675 | $2,991 |
BAH for PHILADELPHIA, PA/CAMDEN, NJ includes the following zip codes: 8001, 8002, 8003, 8004, 8007, 8009, 8010, 8012, 8014, 8018, 8020, 8021, 8023, 8025, 8026, 8027, 8028, 8029, 8030, 8031, 8032, 8033, 8034, 8035, 8038, 8039, 8043, 8045, 8049, 8051, 8056, 8059, 8061, 8062, 8063, 8066, 8067, 8069, 8070, 8071, 8072, 8074, 8078, 8079, 8080, 8081, 8083, 8084, 8085, 8086, 8089, 8090, 8091, 8093, 8094, 8095, 8096, 8097, 8098, 8099, 8101, 8102, 8103, 8104, 8105, 8106, 8107, 8108, 8109, 8110, 8312, 8318, 8322, 8328, 8343, 8344, 8347, 19008, 19010, 19013, 19014, 19015, 19016, 19017, 19018, 19019, 19022, 19023, 19026, 19028, 19029, 19032, 19033, 19036, 19037, 19039, 19043, 19050, 19052, 19060, 19061, 19063, 19064, 19065, 19070, 19073, 19074, 19076, 19078, 19079, 19081, 19082, 19083, 19085, 19086, 19091, 19092, 19093, 19094, 19098, 19099, 19101, 19102, 19103, 19104, 19105, 19106, 19107, 19108, 19109, 19110, 19111, 19112, 19113, 19114, 19115, 19116, 19118, 19119, 19120, 19121, 19122, 19123, 19124, 19125, 19126, 19127, 19128, 19129, 19130, 19131, 19132, 19133, 19134, 19135, 19136, 19137, 19138, 19139, 19140, 19141, 19142, 19143, 19144, 19145, 19146, 19147, 19148, 19149, 19150, 19151, 19152, 19153, 19154, 19155, 19160, 19161, 19162, 19170, 19171, 19172, 19173, 19175, 19176, 19177, 19178, 19179, 19181, 19182, 19183, 19184, 19185, 19187, 19188, 19190, 19191, 19192, 19193, 19194, 19195, 19196, 19197, 19244, 19255, 19317, 19319, 19331, 19339, 19340, 19342, 19373, 19701, 19702, 19703, 19706, 19707, 19708, 19709, 19710, 19711, 19712, 19713, 19714, 19715, 19716, 19717, 19718, 19720, 19721, 19725, 19726, 19730, 19731, 19732, 19733, 19734, 19735, 19736, 19801, 19802, 19803, 19804, 19805, 19806, 19807, 19808, 19809, 19810, 19850, 19880, 19884, 19885, 19886, 19890, 19891, 19892, 19893, 19894, 19895, 19896, 19897, 19898, 19899.
Willow Grove, PA BAH Rates
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $2,730 | $2,049 |
| E02 | $2,730 | $2,049 |
| E03 | $2,730 | $2,049 |
| E04 | $2,730 | $2,049 |
| E05 | $2,934 | $2,337 |
| E06 | $3,399 | $2,550 |
| E07 | $3,423 | $2,736 |
| E08 | $3,432 | $3,030 |
| E09 | $3,495 | $3,165 |
| W01 | $3,420 | $2,670 |
| W02 | $3,429 | $3,027 |
| W03 | $3,441 | $3,183 |
| W04 | $3,525 | $3,396 |
| W05 | $3,669 | $3,405 |
| O01E | $3,426 | $2,931 |
| O02E | $3,435 | $3,135 |
| O03E | $3,549 | $3,393 |
| O01 | $2,997 | $2,523 |
| O02 | $3,393 | $2,871 |
| O03 | $3,438 | $3,228 |
| O04 | $3,714 | $3,399 |
| O05 | $3,939 | $3,408 |
| O06 | $3,969 | $3,411 |
| O07 | $3,999 | $3,447 |
BAH for WILLOW GROVE, PA includes the following zip codes: 18039, 18041, 18054, 18070, 18073, 18074, 18076, 18077, 18081, 18084, 18901, 18902, 18910, 18911, 18912, 18913, 18914, 18915, 18916, 18917, 18918, 18920, 18921, 18922, 18923, 18925, 18927, 18928, 18929, 18930, 18931, 18932, 18933, 18934, 18935, 18936, 18938, 18940, 18942, 18943, 18944, 18946, 18947, 18949, 18950, 18951, 18953, 18954, 18955, 18956, 18957, 18958, 18960, 18962, 18963, 18964, 18966, 18968, 18969, 18970, 18971, 18972, 18974, 18976, 18977, 18979, 18980, 18981, 18991, 19001, 19002, 19003, 19004, 19006, 19007, 19009, 19012, 19020, 19021, 19025, 19027, 19030, 19031, 19034, 19035, 19038, 19040, 19041, 19044, 19046, 19047, 19048, 19049, 19053, 19054, 19055, 19056, 19057, 19058, 19066, 19067, 19072, 19075, 19087, 19090, 19095, 19096, 19301, 19310, 19311, 19312, 19316, 19318, 19320, 19330, 19333, 19335, 19341, 19343, 19344, 19345, 19346, 19347, 19348, 19350, 19351, 19352, 19353, 19354, 19355, 19357, 19358, 19360, 19362, 19363, 19365, 19366, 19367, 19369, 19372, 19374, 19375, 19376, 19380, 19381, 19382, 19383, 19390, 19395, 19397, 19398, 19399, 19401, 19403, 19404, 19405, 19406, 19407, 19408, 19409, 19415, 19421, 19422, 19423, 19424, 19425, 19426, 19428, 19429, 19430, 19432, 19435, 19436, 19437, 19438, 19440, 19441, 19442, 19443, 19444, 19446, 19450, 19451, 19453, 19454, 19455, 19456, 19457, 19460, 19462, 19464, 19465, 19468, 19470, 19472, 19473, 19474, 19475, 19477, 19478, 19480, 19481, 19482, 19484, 19486, 19490, 19492, 19493, 19494, 19495, 19496, 19520, 19525.
Pittsburgh, PA BAH Rates
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,986 | $1,491 |
| E02 | $1,986 | $1,491 |
| E03 | $1,986 | $1,491 |
| E04 | $1,986 | $1,491 |
| E05 | $2,184 | $1,668 |
| E06 | $2,580 | $1,932 |
| E07 | $2,601 | $1,992 |
| E08 | $2,610 | $2,265 |
| E09 | $2,694 | $2,379 |
| W01 | $2,598 | $1,950 |
| W02 | $2,607 | $2,262 |
| W03 | $2,619 | $2,394 |
| W04 | $2,736 | $2,574 |
| W05 | $2,916 | $2,586 |
| O01E | $2,604 | $2,181 |
| O02E | $2,613 | $2,352 |
| O03E | $2,760 | $2,571 |
| O01 | $2,238 | $1,782 |
| O02 | $2,577 | $2,121 |
| O03 | $2,616 | $2,433 |
| O04 | $2,976 | $2,577 |
| O05 | $3,252 | $2,589 |
| O06 | $3,282 | $2,592 |
| O07 | $3,306 | $2,616 |
BAH for PITTSBURGH, PA includes the following zip codes: [15001, 15003, 15004, …]
State College, PA BAH Rates
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,656 | $1,329 |
| E02 | $1,656 | $1,329 |
| E03 | $1,656 | $1,329 |
| E04 | $1,656 | $1,329 |
| E05 | $1,791 | $1,443 |
| E06 | $2,274 | $1,707 |
| E07 | $2,388 | $1,791 |
| E08 | $2,508 | $1,893 |
| E09 | $2,679 | $2,034 |
| W01 | $2,295 | $1,722 |
| W02 | $2,436 | $1,890 |
| W03 | $2,583 | $2,052 |
| W04 | $2,715 | $2,298 |
| W05 | $2,877 | $2,412 |
| O01E | $2,406 | $1,806 |
| O02E | $2,562 | $2,001 |
| O03E | $2,739 | $2,268 |
| O01 | $1,854 | $1,515 |
| O02 | $2,271 | $1,794 |
| O03 | $2,580 | $2,097 |
| O04 | $2,928 | $2,388 |
| O05 | $3,180 | $2,454 |
| O06 | $3,207 | $2,562 |
| O07 | $3,228 | $2,607 |
BAH for STATE COLLEGE, PA includes the following zip codes: [16677, 16801, 16802, …]
Erie, PA BAH Rates
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,452 | $1,143 |
| E02 | $1,452 | $1,143 |
| E03 | $1,452 | $1,143 |
| E04 | $1,452 | $1,143 |
| E05 | $1,464 | $1,329 |
| E06 | $1,680 | $1,437 |
| E07 | $1,746 | $1,467 |
| E08 | $1,824 | $1,515 |
| E09 | $1,929 | $1,569 |
| W01 | $1,695 | $1,464 |
| W02 | $1,779 | $1,512 |
| W03 | $1,875 | $1,578 |
| W04 | $1,950 | $1,689 |
| W05 | $2,049 | $1,764 |
| O01E | $1,758 | $1,473 |
| O02E | $1,857 | $1,554 |
| O03E | $1,965 | $1,668 |
| O01 | $1,500 | $1,434 |
| O02 | $1,677 | $1,470 |
| O03 | $1,872 | $1,596 |
| O04 | $2,076 | $1,743 |
| O05 | $2,226 | $1,782 |
| O06 | $2,241 | $1,851 |
| O07 | $2,253 | $1,881 |
BAH for ERIE, PA includes the following zip codes: [16401, 16407, 16410, …]
Wilkes-Barre/Scranton, PA BAH Rates
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,677 | $1,272 |
| E02 | $1,677 | $1,272 |
| E03 | $1,677 | $1,272 |
| E04 | $1,677 | $1,272 |
| E05 | $1,740 | $1,488 |
| E06 | $1,887 | $1,614 |
| E07 | $1,956 | $1,674 |
| E08 | $2,034 | $1,776 |
| E09 | $2,181 | $1,806 |
| W01 | $1,902 | $1,668 |
| W02 | $1,986 | $1,773 |
| W03 | $2,088 | $1,815 |
| W04 | $2,214 | $1,893 |
| W05 | $2,376 | $1,971 |
| O01E | $1,965 | $1,737 |
| O02E | $2,070 | $1,800 |
| O03E | $2,241 | $1,875 |
| O01 | $1,767 | $1,611 |
| O02 | $1,884 | $1,722 |
| O03 | $2,085 | $1,827 |
| O04 | $2,427 | $1,953 |
| O05 | $2,676 | $2,007 |
| O06 | $2,697 | $2,064 |
| O07 | $2,712 | $2,097 |
BAH for WILKES-BARRE/SCRANTON, PA includes the following zip codes: [18058, 18201, 18202, …]
Allentown/Bethlehem, PA BAH Rates
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $2,259 | $1,749 |
| E02 | $2,259 | $1,749 |
| E03 | $2,259 | $1,749 |
| E04 | $2,259 | $1,749 |
| E05 | $2,373 | $2,001 |
| E06 | $2,841 | $2,151 |
| E07 | $2,865 | $2,262 |
| E08 | $2,874 | $2,472 |
| E09 | $2,955 | $2,607 |
| W01 | $2,862 | $2,232 |
| W02 | $2,871 | $2,469 |
| W03 | $2,883 | $2,625 |
| W04 | $2,991 | $2,838 |
| W05 | $3,156 | $2,850 |
| O01E | $2,868 | $2,370 |
| O02E | $2,877 | $2,577 |
| O03E | $3,015 | $2,835 |
| O01 | $2,436 | $2,142 |
| O02 | $2,835 | $2,340 |
| O03 | $2,880 | $2,670 |
| O04 | $3,207 | $2,841 |
| O05 | $3,465 | $2,853 |
| O06 | $3,492 | $2,856 |
| O07 | $3,516 | $2,883 |
BAH for ALLENTOWN/BETHLEHEM, PA includes the following zip codes: [18001, 18002, 18003, …]
