2025 BAH (Basic Allowance for Housing) Rates in Rhode Island
In this Article
View BAH Rates in:
View our Rhode Island VA Loan Guide
Everything you need to know about VA Loans in Rhode Island. From VA loan requirements and eligibility to local Veteran homebuyer assistance programs.
Understanding Basic Allowance for Housing (BAH)
The Basic Allowance for Housing (BAH) is a vital form of financial assistance for U.S. military personnel, designed to help with housing costs when stationed away from their home base. In Rhode Island, the BAH is adjusted based on several factors including rank, duty location, and dependency status, to ensure it aligns with the local housing market expenses.
The Department of Defense updates the BAH rates annually to reflect changes in housing costs, aiding service members in achieving financial stability. This page provides the latest BAH rates for Rhode Island, aimed at helping you determine the appropriate allowance for your rank and family situation.
How BAH Rates are Determined
BAH rates in Rhode Island are influenced by several critical factors:
- Location: Reflects the diverse housing costs across different Military Housing Areas (MHA) in Rhode Island.
- Rank: Higher ranks receive increased allowances to correspond with their greater responsibilities and housing needs.
- Dependents: Service members with families are eligible for higher BAH rates to accommodate proper family housing.
BAH is designed to provide financial support to military members, enabling them to secure suitable and affordable housing, thereby promoting stability and comfort during their service in Rhode Island.
Using the BAH Charts
To determine your monthly BAH in Rhode Island, follow these steps:
- Identify your Military Housing Area (MHA) in Rhode Island.
- Locate your pay grade (rank) in the provided charts.
- Check if you have dependents.
These steps will help you ascertain the precise housing allowance, facilitating effective financial planning while stationed in Rhode Island.
2025 Rhode Island BAH Rate Charts
For 2025, the BAH rates in Rhode Island have been updated to reflect a national average increase of approximately 5.4%. This adjustment ensures that BAH rates keep pace with local housing market trends, offering essential support for military personnel in finding off-base housing.
Newport, RI BAH Rates
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $2,586 | $1,980 |
| E02 | $2,586 | $1,980 |
| E03 | $2,586 | $1,980 |
| E04 | $2,586 | $1,980 |
| E05 | $2,790 | $2,238 |
| E06 | $3,408 | $2,556 |
| E07 | $3,597 | $2,697 |
| E08 | $3,795 | $2,916 |
| E09 | $4,014 | $3,099 |
| W01 | $3,432 | $2,574 |
| W02 | $3,678 | $2,913 |
| W03 | $3,924 | $3,120 |
| W04 | $4,050 | $3,450 |
| W05 | $4,203 | $3,642 |
| O01E | $3,630 | $2,787 |
| O02E | $3,891 | $3,057 |
| O03E | $4,071 | $3,402 |
| O01 | $2,868 | $2,379 |
| O02 | $3,402 | $2,727 |
| O03 | $3,915 | $3,183 |
| O04 | $4,251 | $3,606 |
| O05 | $4,485 | $3,720 |
| O06 | $4,527 | $3,906 |
| O07 | $4,563 | $3,978 |
BAH for Newport, RI includes the following zip codes: 02840, 02841, 02842.
Providence, RI BAH Rates
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $2,784 | $2,088 |
| E02 | $2,784 | $2,088 |
| E03 | $2,784 | $2,088 |
| E04 | $2,784 | $2,088 |
| E05 | $2,931 | $2,442 |
| E06 | $3,144 | $2,646 |
| E07 | $3,309 | $2,787 |
| E08 | $3,486 | $2,979 |
| E09 | $3,720 | $3,030 |
| W01 | $3,162 | $2,745 |
| W02 | $3,381 | $2,976 |
| W03 | $3,603 | $3,042 |
| W04 | $3,768 | $3,174 |
| W05 | $3,963 | $3,348 |
| O01E | $3,339 | $2,928 |
| O02E | $3,573 | $3,018 |
| O03E | $3,795 | $3,132 |
| O01 | $2,964 | $2,634 |
| O02 | $3,141 | $2,886 |
| O03 | $3,597 | $3,063 |
| O04 | $4,032 | $3,315 |
| O05 | $4,335 | $3,417 |
| O06 | $4,374 | $3,585 |
| O07 | $4,410 | $3,651 |
BAH for Providence, RI includes the following zip codes: 02901, 02902, 02903, 02904, 02905, 02906, 02907, 02908, 02909, 02910, 02911, 02912, 02918, 02919, 02940.
