2026 BAH Rates in Wyoming – Military Housing by ZIP Code
The 2026 Basic Allowance for Housing (BAH) rates in Wyoming are now official. These monthly, tax-free payments help military members cover rent and housing costs off base. Whether you’re stationed at F.E. Warren Air Force Base, serving with the Wyoming National Guard, or posted in Cheyenne, Casper, or Laramie, your BAH is based on ZIP code, rank, and dependent status.
BAH rates in 2026 rose slightly, especially in areas near Cheyenne and university-adjacent ZIPs. To compare national trends, visit our BAH rate hub, or explore loan options in the Wyoming VA loan guide.
Convert Your BAH to VA Buying Power
Enter your BAH and key financials. We’ll estimate a comfortable VA home price and the resulting monthly payment.
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What Is BAH and How Does It Work in Wyoming?
BAH is a tax-free monthly allowance paid to service members who live off base. In Wyoming, this includes personnel assigned to F.E. Warren AFB (Cheyenne), National Guard units in cities like Casper and Laramie, and regional recruiting offices.
How Are BAH Rates Calculated in Wyoming?
- ZIP Code: ZIPs like 82005 (F.E. Warren AFB), 82001 (Cheyenne), and 82601 (Casper) are analyzed using local rent data.
- Pay Grade: BAH increases with rank to reflect housing needs.
- Dependents: Members with dependents receive a higher BAH to support family housing costs.
How to Use the 2026 BAH Chart
- Locate your base or duty ZIP code
- Select your pay grade (e.g., E-5, O-2)
- Compare “with” and “without” dependents monthly rates
Using Your BAH to Buy a Home in Wyoming
With low home prices and no state income tax, many military families in Wyoming use their BAH to purchase property through a VA loan. In areas like Cheyenne, Wheatland, and Casper, your BAH may fully cover your mortgage — with no down payment required.
VA Loan Benefits in Wyoming:
- No down payment needed for most homes
- No monthly mortgage insurance (PMI)
- Credit flexibility and manual underwriting allowed
- Access to low VA rates from approved lenders
Using BAH to buy in Wyoming gives military families an opportunity to build equity in a low-cost, high-value state.
Wyoming Housing Costs & BAH Impact
Wyoming offers one of the most affordable housing markets in the U.S. In cities like Cheyenne, Laramie, and Casper, BAH usually covers rent and utilities in full. In 2026, BAH increases were modest, mostly reflecting inflation and growth near university ZIPs and F.E. Warren AFB. Overall, service members stationed in Wyoming typically experience minimal out-of-pocket housing costs.
BAH for CHEYENNE, WY includes the following zip codes: 82001, 82002, 82003, 82005, 82006, 82007, 82009, 82010, 82050, 82053, 82054, 82059, 82060, 82061, 82081, 82082.Cheyenne, WY BAH Rates
Grade
With Dependents
Without Dependents
E01
$1,539
$1,161
E02
$1,539
$1,161
E03
$1,539
$1,161
E04
$1,539
$1,161
E05
$1,653
$1,326
E06
$2,217
$1,662
E07
$2,301
$1,725
E08
$2,388
$1,791
E09
$2,520
$1,935
W01
$2,238
$1,680
W02
$2,334
$1,764
W03
$2,445
$1,956
W04
$2,547
$2,232
W05
$2,676
$2,319
O01E
$2,313
$1,734
O02E
$2,427
$1,899
O03E
$2,568
$2,211
O01
$1,725
$1,422
O02
$2,211
$1,728
O03
$2,442
$2,010
O04
$2,715
$2,298
O05
$2,916
$2,343
O06
$2,937
$2,424
O07
$2,955
$2,463
