In 2026, the VA does not set a minimum credit score for IRRRL or cash-out refinances, but lenders...
The Latest Articles from Our Experts
Mortgage FICO vs. Credit Karma: What Veterans Need to Know in 2026
Published on Oct 16, 2025
Mortgage FICO vs. Credit Karma: Why Your Scores Don’t Match Mortgage lenders rely on FICO-based...
How Your Credit Score Impacts VA Loan Rates
Published on May 9, 2025
For Veterans and active-duty service members, the quest to secure favorable VA loan rates credit...
Avoid Common Credit Mistakes When Applying for a VA Loan
Published on Oct 12, 2024
VA loans offer military members, Veterans, and eligible spouses one of the most accessible paths...
How Your Credit Card Balances Impact Your Credit Scores
Published on Oct 2, 2024
When it comes to maintaining a healthy credit score, one of the key factors to consider is your...
What is Credit and Why It’s Important
Published on Aug 8, 2024
Credit is a fundamental concept in the financial world, influencing everything from your ability...







