Planning your finances for the year ahead is essential, especially when it comes to understanding when you’ll receive your payments. Below, we’ve detailed the 2025 pay schedule for retirees and annuitants to help you stay organized.
Key Points to Remember:
- Retired pay is typically issued on the first of each month.
- Annuitant pay is due on the first business day of each month.
- If the first day of the month falls on a weekend or holiday, retirees are paid on the last business day of the prior month, and annuitants are paid on the next business day.
Example:
- February 2025: February 1 falls on a Saturday.
- Retirees: Paid on January 31, 2025.
- Annuitants: Paid on February 3, 2025.
To make it easier, the chart below outlines the pay dates for each entitlement month in 2025:
2025 Pay Schedule for Retirees and Annuitants
| Entitlement Month | Retired Pay Date | Annuitant Pay Date |
|---|---|---|
| September 2024 | October 1, 2024 | October 1, 2024 |
| October 2024 | November 1, 2024 | November 1, 2024 |
| November 2024 | November 29, 2024 | December 2, 2024 |
| December 2024 | December 31, 2024 | January 2, 2025 |
| January 2025 | January 31, 2025 | February 3, 2025 |
| February 2025 | February 28, 2025 | March 3, 2025 |
| March 2025 | April 1, 2025 | April 1, 2025 |
| April 2025 | May 1, 2025 | May 1, 2025 |
| May 2025 | May 30, 2025 | June 2, 2025 |
| June 2025 | July 1, 2025 | July 1, 2025 |
| July 2025 | August 1, 2025 | August 1, 2025 |
| August 2025 | August 29, 2025 | September 2, 2025 |
| September 2025 | October 1, 2025 | October 1, 2025 |
| October 2025 | October 31, 2025 | November 3, 2025 |
| November 2025 | December 1, 2025 | December 1, 2025 |
| December 2025 | December 31, 2025 | January 2, 2026 |
How to Use This Chart
- Identify your entitlement month. This is the month for which you’re receiving payment.
- Check the retired pay date if you’re a retiree.
- Check the annuitant pay date if you’re an annuitant.
Why Payment Dates Vary
Federal holidays and weekends impact the payment schedule, causing shifts to either the last business day of the previous month or the first business day of the next month. Keeping track of these dates ensures you’re prepared for any slight changes.
FAQs
1. What happens if I don’t receive my payment on the listed date?
Contact your financial institution to confirm the delay. If the issue persists, reach out to the Defense Finance and Accounting Service (DFAS) for assistance.
2. Do payment dates change due to holidays or weekends?
Yes, payments are adjusted to avoid holidays and weekends. Retired pay moves to the last business day of the prior month, while annuitant pay shifts to the next business day.
3. How do I update my bank information for payments?
You can update your bank information by logging into your
myPay
account or contacting DFAS directly.4. Is the pay schedule the same every year?
The general structure is consistent, but specific dates change annually based on weekends and holidays.
5. Can I set up direct deposit for my payments?
Yes, direct deposit is the fastest and safest way to receive your payments. Contact DFAS to set it up.
6. How can I get reminders for payment dates?
Consider setting up calendar reminders or subscribing to updates from DFAS.
7. What should I do if a payment date falls on a bank holiday?
Payments will be adjusted accordingly. Check the schedule or contact DFAS for details.
8. Are annuitants and retirees paid on the same day?
Not always. Annuitants are typically paid on the first business day, while retirees are paid on the first of the month or the last business day prior.
9. Is there a difference in how payments are processed for overseas retirees?
Payment schedules remain the same, but processing times may vary due to international banking systems.
10. Can I access this schedule online?
Yes, visit the DFAS website for the most current pay schedule.
Levi Rodgers is a real estate expert and retired U.S. Army Green Beret. He writes about VA loans, homeownership, and helping Veterans buy homes. After service, he built a top real estate team and shares trusted advice for first-time and military buyers. Get to know Levi Rodgers
