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2025 Pay Schedule for Retirees and Annuitants

by Randall Yates | Dec 26, 2024 | Military Pay

2025 Pay Schedule for Retirees and Annuitants

Planning your finances for the year ahead is essential, especially when it comes to understanding when you’ll receive your payments. Below, we’ve detailed the 2025 pay schedule for retirees and annuitants to help you stay organized.

In this Article

  • Key Points to Remember:
  • 2025 Pay Schedule for Retirees and Annuitants
  • How to Use This Chart
  • Why Payment Dates Vary
  • FAQs

Key Points to Remember:

  • Retired pay is typically issued on the first of each month.
  • Annuitant pay is due on the first business day of each month.
  • If the first day of the month falls on a weekend or holiday, retirees are paid on the last business day of the prior month, and annuitants are paid on the next business day.

Example:

  • February 2025: February 1 falls on a Saturday.
    • Retirees: Paid on January 31, 2025.
    • Annuitants: Paid on February 3, 2025.

To make it easier, the chart below outlines the pay dates for each entitlement month in 2025:

2025 Pay Schedule for Retirees and Annuitants

Entitlement MonthRetired Pay DateAnnuitant Pay Date
September 2024October 1, 2024October 1, 2024
October 2024November 1, 2024November 1, 2024
November 2024November 29, 2024December 2, 2024
December 2024December 31, 2024January 2, 2025
January 2025January 31, 2025February 3, 2025
February 2025February 28, 2025March 3, 2025
March 2025April 1, 2025April 1, 2025
April 2025May 1, 2025May 1, 2025
May 2025May 30, 2025June 2, 2025
June 2025July 1, 2025July 1, 2025
July 2025August 1, 2025August 1, 2025
August 2025August 29, 2025September 2, 2025
September 2025October 1, 2025October 1, 2025
October 2025October 31, 2025November 3, 2025
November 2025December 1, 2025December 1, 2025
December 2025December 31, 2025January 2, 2026

How to Use This Chart

  1. Identify your entitlement month. This is the month for which you’re receiving payment.
  2. Check the retired pay date if you’re a retiree.
  3. Check the annuitant pay date if you’re an annuitant.

Why Payment Dates Vary

Federal holidays and weekends impact the payment schedule, causing shifts to either the last business day of the previous month or the first business day of the next month. Keeping track of these dates ensures you’re prepared for any slight changes.

FAQs

1. What happens if I don’t receive my payment on the listed date?
Contact your financial institution to confirm the delay. If the issue persists, reach out to the Defense Finance and Accounting Service (DFAS) for assistance.

2. Do payment dates change due to holidays or weekends?
Yes, payments are adjusted to avoid holidays and weekends. Retired pay moves to the last business day of the prior month, while annuitant pay shifts to the next business day.

3. How do I update my bank information for payments?
You can update your bank information by logging into your myPay account or contacting DFAS directly.

4. Is the pay schedule the same every year?
The general structure is consistent, but specific dates change annually based on weekends and holidays.

5. Can I set up direct deposit for my payments?
Yes, direct deposit is the fastest and safest way to receive your payments. Contact DFAS to set it up.

6. How can I get reminders for payment dates?
Consider setting up calendar reminders or subscribing to updates from DFAS.

7. What should I do if a payment date falls on a bank holiday?
Payments will be adjusted accordingly. Check the schedule or contact DFAS for details.

8. Are annuitants and retirees paid on the same day?
Not always. Annuitants are typically paid on the first business day, while retirees are paid on the first of the month or the last business day prior.

9. Is there a difference in how payments are processed for overseas retirees?
Payment schedules remain the same, but processing times may vary due to international banking systems.

10. Can I access this schedule online?
Yes, visit the DFAS website for the most current pay schedule.

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