VA Loans
VA Loan After Car Repossession: Waiting Periods and How Underwriters Treat a Repo
A car repossession can hurt a VA mortgage application, but it does not create an automatic VA disqualification…
VA Loan Articles & Guides
Expert guides on VA loans, credit, and homebuying for Veterans and Military families.
Latest from VALN
Credit
VA Loan Credit Inquiries and Rate Shopping: How Multiple Pulls Affect Your Score
Shopping for a VA loan can generate multiple hard credit inquiries, but that does not mean every lender…
Credit
VA Loan Credit Letter of Explanation: What to Write, What to Skip
A VA loan letter of explanation (LOE) gives the underwriter the circumstances behind negative credit history, including late…
VA Loans
Are VA Loans Hard to Get? What Lenders Actually Check in 2026
VA loans are not especially hard to get once you meet the service requirements. In 2025, lenders denied…
VA Loans
VA Loan Assumption Release of Liability: What Sellers Need Before They Hand Over the Loan
Selling a home with a VA loan to a buyer who assumes it does not automatically free you…
VA Loans
VA Loans and State Taxes in 2026: How Texas, Florida, Virginia, and North Carolina Compare
Your VA loan works the same in every state, but state taxes do not. Texas and Florida charge…
News
VA Loan Rates Top 7% in October 2026: What Changed and What Veterans Can Do Now
VA loan rates crossed 7% in early October 2026. The 30-year fixed VA rate averaged 7.07% on October…
VA Loans
VA Loan Portability: How Your Benefit Works When You Move to Another State
Your VA Loan works in any state. The entitlement is federal, not geographic, and covers purchases across all…
Veteran Life
CHAMPVA Health Coverage 2026: Eligibility, Benefits, and How to Enroll
CHAMPVA is a cost-sharing healthcare program run by the VA for spouses, dependents, and survivors of Veterans rated…
VA Loans
Can Your Real Estate Agent Require You to Use Their Preferred Lender?
Written by: Levi Rodgers, Co-Founder & Army VeteranBy Levi Rodgers, Army Veteran Reviewed by: VA Loan Network Editorial…
News
Trump and VA Home Loans in 2026: What Actually Changed
Written by: Levi Rodgers, Co-Founder & Army VeteranBy Levi Rodgers, Army Veteran Reviewed by: VA Loan Network Editorial…
VA Loans
VA Loan Underwriting Timeline: How Long Each Step Takes
Written by: Levi Rodgers, Co-Founder & Army VeteranBy Levi Rodgers, Army Veteran Reviewed by: VA Loan Network Editorial…