VA-Approved Condo Lookup

VA-approved condo lookup (opens the official report)

Search by state + condo name (partial is fine) or enter the 6-character Condo ID if you already have it. This tool builds a clean link to the VA Condo Report and generates a lender-ready summary you can copy/paste.

State / Territory City (optional) If you’re not sure, leave this blank and search by name.

Condo development name (partial ok) Tip: fewer words often works better (example: “Riverwalk”). Condo ID (6 characters, optional) Letters/numbers only. This field auto-cleans as you type.

Approved-only filter Show only VA-accepted projects (when supported by the VA report).

JavaScript is off

Buttons won’t auto-build your link, but you can still use the official tool: VA Condo Report.

Your current search

Select a state to begin.

Best practice: confirm the condo development is accepted (or conditionally accepted) before paying appraisal fees.
If not found: jump to the “Not on the list?” checklist below to start a project review request.

Official tool link

Open the VA Condo Report

Shareable lookup link

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Not affiliated with the VA. This page links to the VA’s official condo report for authoritative project status.

How to confirm VA condo acceptance (4 quick steps)

Condo eligibility for VA loans is project-based. A unit generally can’t be VA-guaranteed unless the condo development is accepted (or at least conditionally accepted) by the VA.

Search the official report by state + condo name (partial ok) or condo ID.
Confirm the acceptance status and read any listed conditions for approval.
Save the condo ID and send it to your lender/SAR before the appraisal is ordered.
If it’s not listed, use the document checklist below to start a VA project review request.

Why timing matters

The VA recommends confirming project acceptance before ordering an appraisal to avoid unnecessary appraisal fees if the project isn’t accepted.

What the report typically includes

The VA’s condo report typically shows acceptance status, any conditions, and a condo ID. Keep those details in your loan file.

Status decoder: how to read the VA Condo Report

Use the status field to decide whether you can proceed now, need HOA documents, or need a lender-led project review.

Status you may see	What it usually means	What to do next
Accepted	The project is currently eligible in the VA system (no unit-level “spot approval” required).	Proceed with underwriting. Still keep HOA documents available in case your lender needs updates.
Accepted with conditions / Conditionally accepted	The project can be eligible, but the VA or lender may require specific items before closing.	Ask your lender which conditions apply and request the needed HOA letters/documents immediately.
Not accepted / Not found	Either the project isn’t in the VA system, or your search terms don’t match the official record.	Re-search using fewer words, verify the exact legal project name/phase, or start a project review request.
Expired / Withdrawn	The project was previously reviewed but isn’t treated as accepted right now (often due to missing updates).	Have your lender confirm whether re-submission is allowed and what updated documents are required.

Tip: a project’s status can change when budgets, meeting minutes, or other required updates are missing—re-check the VA report right before the appraisal is ordered.

Common VA condo pitfalls (and how to avoid them)

These issues cause most last-minute delays in VA condo transactions.

FHA approval isn’t VA acceptance

VA condo requirements are separate. A project may be FHA-approved but not accepted by the VA.

No “spot approvals”

The VA does not approve individual condo units. The condo development must be accepted (or conditionally accepted) for VA financing.

Ineligible condo types (examples)

VA guidance flags condo-hotel projects with rental pool arrangements and “air condos” without an established homeowners association.

New construction: presale requirement

The VA requires a 70% presale requirement for new condominium developments, and it must be met before the VA can guarantee the loan.

Not on the VA list? Start with this document checklist

If your condo development isn’t accepted, the VA’s lender guidance lists the core documents typically uploaded to start a project review. Use the checklist below to keep your HOA/management company organized.

Declaration
Bylaws
Amendments
Plat Map
Rules and Regulations
Meeting Minutes
Current year’s budget
Special assessment letter (if applicable)
Litigation letter (if applicable)
Presale letter (if applicable)
Other documents (if requested)

Note: lenders may require a specific stacking/order for uploads. Ask your lender which items apply to your project and what file naming they prefer.

Download the checklist (CSV)

Send this to your HOA/management company so nothing gets missed.

Tip: ask who can deliver the declaration, bylaws, minutes, budget, and presale letter fastest.

Frequently Asked Questions

Short, direct answers to common VA condo questions.

How do I check if a condo is VA-approved?

Search the official VA Condo Report by state and condo name (partial is fine) or condo ID. Confirm the project is accepted/conditionally accepted and note any conditions and the condo ID.

Can I use a VA loan on any condo if the unit is “good”?

No. The VA requires the unit be in a condo development accepted by the VA before the loan can be guaranteed. If the project isn’t accepted, the lender/SAR generally can’t proceed.

Does FHA condo approval mean VA acceptance?

Not necessarily. VA condo requirements are separate. A project may be FHA-approved but not accepted by the VA.

Does the VA do spot approvals for individual condo units?

No. The VA does not approve individual condo units. The condo development must be accepted (or conditionally accepted) by the VA for VA condo financing.

What if my condo isn’t on the VA list?

Ask your lender about requesting VA project acceptance. The VA’s lender guidance lists core documents such as the declaration, bylaws, amendments, plat map, rules, meeting minutes, and the current budget.

Why verify acceptance before ordering an appraisal?

The VA recommends confirming project acceptance before ordering an appraisal to avoid unnecessary appraisal fees if the development isn’t accepted.

Are condo-hotels eligible for VA loans?

Typically no. VA guidance flags condo-hotel projects with rental pool arrangements as ineligible. Ask your lender to confirm the property type before moving forward.

Do new condo projects have presale requirements?

Yes. The VA requires a 70% presale requirement for new condominium developments and it must be met before the VA can guarantee the loan.

What information should I give my lender to speed this up?

Provide the condo project name, city/state, condo ID (if available), and the report’s acceptance status/conditions. That helps avoid delays and prevents wasted appraisal fees.

Who can I call at the VA with general VA home loan questions?

The VA home loan support line is 1-877-827-3702 (and the VA has regional loan centers). Your lender can also contact the VA through lender/SAR channels for project questions.

Sources

Primary sources used for the lookup workflow, status rules, and document checklist.

VA Condo Report (official search tool).
Open the tool
VA Pamphlet 26-7, Revised — Chapter 11 (Appraisal Report: Condominiums) (PDF).
PDF
VA Home Loan Buyer’s Guide (PDF).
PDF
LGY Condo Approval for Lenders quick reference (PDF).
PDF
VA Circular 26-09-19 (HUD/FHA condo approval equivalency rescission) (PDF).
PDF
VA Home Loans: Construction & Valuation (Registered Builders/Condominiums).
VA page

VA Loan Network. “VA-Approved Condo Lookup.” Updated Dec 25, 2026. https://valoannetwork.com/va-loans/data/entitlement/condo-lookup/

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VA-Approved Condo Lookup