2025 New Hampshire BAH (Basic Allowance for Housing) Rates
View our VA Loan Guide for New Hampshire
Everything you need to know about VA Loans in New Hampshire. From VA loan requirements and eligibility to local Veteran homebuyer assistance programs.
What is the Basic Allowance for Housing (BAH)?
The Basic Allowance for Housing (BAH) is a significant form of financial aid provided to U.S. military personnel to help with housing expenses while stationed away from their home base. In New Hampshire, BAH adjustments are made according to rank, duty location, and whether the service member has dependents, ensuring the allowance aligns with local housing market costs.
Each year, the Department of Defense reviews BAH rates to respond to changes in housing expenses, aiding service members in maintaining financial stability. This page presents the updated BAH rates for New Hampshire, enabling you to determine the appropriate allowance based on your rank and family situation.
Determining BAH Rates
BAH rates in New Hampshire are influenced by several key factors:
- Location: Reflects the diverse housing costs across different Military Housing Areas (MHA).
- Rank: Higher ranks receive enhanced allowances, acknowledging their greater responsibilities and housing needs.
- Dependents: Service members with families receive higher rates to ensure adequate family housing.
BAH is designed to offer financial assistance to military members to secure suitable and affordable housing, promoting stability and comfort during their service in New Hampshire.
Using the BAH Charts
To ascertain your monthly BAH:
- Identify your Military Housing Area (MHA).
- Refer to the charts to find your pay grade (rank).
- Determine if you have dependents.
These steps will guide you to the correct housing allowance, facilitating effective financial planning for your stay in New Hampshire.
2025 New Hampshire BAH Rate Charts
For 2025, New Hampshire’s BAH rates saw an average increase of approximately 5.4%, mirroring the national average. This adjustment ensures that BAH rates keep pace with local housing market trends, supporting military personnel in finding off-base housing.
Portsmouth, NH/Kittery, ME BAH Rates
Military Housing Area: NH194
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $2,952 | $2,286 |
| E02 | $2,952 | $2,286 |
| E03 | $2,952 | $2,286 |
| E04 | $2,952 | $2,286 |
| E05 | $3,168 | $2,574 |
| E06 | $3,549 | $2,757 |
| E07 | $3,813 | $2,961 |
| E08 | $4,095 | $3,249 |
| E09 | $4,431 | $3,357 |
| W01 | $3,573 | $2,886 |
| W02 | $3,930 | $3,246 |
| W03 | $4,278 | $3,372 |
| W04 | $4,494 | $3,609 |
| W05 | $4,752 | $3,876 |
| O01E | $3,864 | $3,165 |
| O02E | $4,227 | $3,333 |
| O03E | $4,530 | $3,543 |
| O01 | $3,222 | $2,733 |
| O02 | $3,546 | $3,099 |
| O03 | $4,266 | $3,411 |
| O04 | $4,842 | $3,831 |
| O05 | $5,247 | $3,993 |
| O06 | $5,295 | $4,260 |
| O07 | $5,343 | $4,338 |
BAH for PORTSMOUTH, NH/KITTERY, ME includes the following zip codes: [Full list of zip codes]
Manchester/Concord, NH BAH Rates
Military Housing Area: NH195
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $2,802 | $2,127 |
| E02 | $2,802 | $2,127 |
| E03 | $2,802 | $2,127 |
| E04 | $2,802 | $2,127 |
| E05 | $2,976 | $2,448 |
| E06 | $3,342 | $2,640 |
| E07 | $3,582 | $2,805 |
| E08 | $3,840 | $3,054 |
| E09 | $4,080 | $3,156 |
| W01 | $3,366 | $2,751 |
| W02 | $3,687 | $3,051 |
| W03 | $4,005 | $3,171 |
| W04 | $4,107 | $3,396 |
| W05 | $4,233 | $3,639 |
| O01E | $3,627 | $2,973 |
| O02E | $3,960 | $3,132 |
| O03E | $4,125 | $3,333 |
| O01 | $3,024 | $2,622 |
| O02 | $3,339 | $2,922 |
| O03 | $3,996 | $3,207 |
| O04 | $4,272 | $3,597 |
| O05 | $4,461 | $3,744 |
| O06 | $4,500 | $3,987 |
| O07 | $4,539 | $4,062 |
BAH for MANCHESTER/CONCORD, NH includes the following zip codes: [Full list of zip codes]
