VA Disability Rates 2026, Updated Monthly Pay
VA Disability Compensation Rates 2026 reflect a 2.8% COLA increase. The new amounts took effect December 1, 2025, with the first adjusted payments arriving December 31, 2025. Your exact monthly pay depends on rating percent and, at 30% or higher, eligible dependents.
2026 COLA timing and what changed
- COLA increase: VA disability compensation rates rose 2.8% for 2026, updating every rating tier and dependent add on.
- Effective date: The new rate schedule applies starting December 1, 2025, which is the VA effective date for the 2026 COLA cycle.
- First payment timing: The first higher deposit arrives at the end of the month, so many Veterans saw the increase on December 31, 2025.
- Tax status stays the same: VA disability compensation remains federally tax free and is not reported as taxable income.
2026 monthly payment rates, Veteran alone
| Rating | 2026 monthly payment | Monthly increase |
|---|---|---|
| 10% | $180.42 | +$4.91 |
| 20% | $356.66 | +$9.71 |
| 30% | $552.47 | +$15.05 |
| 40% | $795.84 | +$21.68 |
| 50% | $1,132.90 | +$30.86 |
| 60% | $1,435.02 | +$39.09 |
| 70% | $1,808.45 | +$49.26 |
| 80% | $2,102.15 | +$57.26 |
| 90% | $2,362.30 | +$64.34 |
| 100% | $3,938.58 | +$107.28 |
- Dependents start at 30%: Veterans at 30% or higher can receive additional amounts for a spouse, children, or dependent parents.
- Pay is monthly: The rate is a monthly benefit amount, and VA deposits are typically issued at the end of each month.
Common 100% rates with dependents in 2026
- Veteran and spouse: $4,158.17 for a Veteran at 100% with a spouse and no children.
- Veteran and child only: $4,085.43 for a Veteran at 100% with a child and no spouse.
- Veteran, spouse, one child: $4,318.99 for a Veteran at 100% with a spouse and one child.
- Veteran, spouse, two parents, one child: $4,671.47 for a Veteran at 100% with a spouse, two dependent parents, and one child.
Other 2026 benefits tied to the same COLA
- Special Monthly Compensation: SMC categories received the same 2.8% COLA adjustment, including higher care need tiers beyond standard ratings.
- SMC L example: SMC L is $4,900.83 per month in 2026 under the updated schedule.
- Survivor benefits: DIC base rate for surviving spouses increased to $1,699.36 in 2026.
- Why this matters for housing: These benefits are stable, tax free income sources that can support budgeting and affordability planning.
FAQs
When did VA Disability Compensation Rates 2026 take effect?
Do dependents change my 2026 VA disability payment amount?
Is VA disability compensation taxable income in 2026?
How 2026 VA Disability Rates Are Calculated
Understanding the calculations behind VA disability rates is crucial for ensuring you receive the correct amount. The process involves several factors:
Disability Percentage
- Disabilities are rated from 0% to 100% in 10% increments.
- A higher percentage indicates greater severity and results in higher compensation.
Dependent Status
- Veterans with dependents receive additional monthly compensation.
- Dependents include spouses, children under 18, and dependent parents.
Cost-of-Living Adjustments (COLA)
- Rates are adjusted annually to match inflation.
- For 2026, the COLA increase was 3.2%, raising monthly payments.
What Are the Monthly VA Payment Benefits?
VA Disability Compensation
VA disability compensation is a tax-free monthly payment provided to Veterans with service-connected disabilities and an “other than dishonorable” discharge. Eligible Veterans may receive monthly benefits ranging from $165 to over $3,600, depending on the severity of their disability. Learn how to apply for VA disability compensation and maximize your benefits.
Dependency and Indemnity Compensation (DIC)
VA Dependency and Indemnity Compensation (DIC) is a tax-free monthly benefit for eligible surviving family members. This payment is available to survivors of a military member who died in active duty, a Veteran who passed away due to a service-connected condition, or a Veteran who was permanently and totally disabled but whose death was unrelated to service. Find out more about DIC benefits.
Veterans and Survivors Pension
The Veterans and Survivors Pension program provides financial assistance to low-income Veterans or their eligible surviving family members. Learn more about these pensions and who qualifies for support.
Special Monthly Compensation (SMC)
Special Monthly Compensation (SMC) offers additional tax-free payments to Veterans who have lost—or lost the use of—specific organs or extremities as a result of their service. SMC is provided alongside regular VA disability payments. Discover more about eligibility and benefits under SMC.
Aid and Attendance and Housebound Benefits
Aid and Attendance and Housebound benefits are supplemental, tax-free payments designed to assist Veterans who require in-home care, live in assisted living facilities, or need nursing home care. These benefits are paid in addition to regular VA disability compensation. Learn more about how these programs can help cover care costs.
Current 2026 VA Disability Pay Rates Table
| Disability Rating | Monthly Payment (No Dependents) | Monthly Payment (With Spouse and One Child) |
|---|---|---|
| 10% | $165 | N/A |
| 30% | $508 | $610 |
| 50% | $1,041 | $1,193 |
| 70% | $1,663 | $1,866 |
| 100% | $3,621 | $3,921 |
These figures reflect the latest 2026 rates.
Eligibility for VA Disability Compensation
Not all Veterans qualify for disability compensation. Specific criteria must be met:
Eligibility Requirements:
- Service-Connected Disability: The disability must be linked to your military service.
- Medical Evidence: Proof of diagnosis, treatment, or worsening of the condition during service.
- Honorable Discharge: A general discharge under honorable conditions also qualifies.
The VA Claims Process
Filing a claim for VA disability compensation can feel daunting. Follow these steps to ensure a smooth process:
1. Gather Documentation
- Service medical records
- Private medical records (if applicable)
- VA Form 21-526EZ (Disability Compensation Claim)
2. File a Claim
- Submit your claim through the VA’s online portal or by mail.
- Attach all required documentation to avoid delays.
3. Attend a C&P Exam
- The Compensation & Pension (C&P) exam evaluates the severity of your disability.
4. Await a Decision
- The VA typically provides decisions within 125 days, though complex cases may take longer.
Maximizing Your VA Disability Compensation
If you feel your rating doesn’t reflect the severity of your condition, or if your condition worsens, there are steps to take:
Tips to Maximize Benefits:
- Appeal Your Rating: File a Notice of Disagreement (NOD) within one year if you disagree with the decision.
- Request an Increase: Submit new medical evidence to support a higher rating.
- Add Dependents: Ensure all eligible dependents are listed to receive additional compensation.
- Consider Secondary Conditions: Conditions caused by service-connected disabilities may qualify for additional benefits.
Special Considerations for Higher Ratings
Veterans with severe disabilities may qualify for additional compensation or benefits:
Special Monthly Compensation (SMC):
- Paid for disabilities that result in loss of use (e.g., blindness, amputation).
- SMC rates are higher than standard VA disability compensation.
Concurrent Receipt of Benefits:
- Veterans eligible for both retirement pay and disability compensation may qualify for Concurrent Retirement and Disability Pay (CRDP).
Useful Resources
| Tool | Description | Link |
|---|---|---|
| VA Disability Rates | VA’s current disability compensation rates | VA.Rates |
| eBenefits Portal | File and track claims | eBenefits |
| VA Healthcare Enrollment | Enroll in VA healthcare benefits | VA Healthcare |
