2025 Michigan BAH (Basic Allowance for Housing) Rates
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What is the Basic Allowance for Housing (BAH)?
The Basic Allowance for Housing (BAH) is a vital financial support provided to active-duty members of the U.S. military. It is designed to help service members cover housing expenses when stationed away from their permanent residences. The amount of BAH a service member receives depends on several factors, including their rank, whether they have dependents, and their specific duty location. This ensures that the allowance is tailored to match the local housing market conditions in Michigan.
Each year, the Department of Defense reviews and updates BAH rates to account for changes in housing costs. Below, you’ll find the latest BAH rates for Michigan, making it easy to determine the allowance that aligns with your rank and dependent status.
How BAH Rates Are Determined
BAH rates are calculated based on key factors to ensure fairness and adequacy:
- Location: Housing costs can vary significantly across different regions of Michigan, resulting in different BAH rates for each Military Housing Area (MHA).
- Rank: Higher-ranking service members receive larger allowances to reflect their increased responsibilities and housing needs.
- Dependents: Service members with dependents are eligible for higher BAH rates to accommodate their families appropriately.
The primary objective of BAH is to provide military personnel with the financial means to secure suitable and affordable housing within their assigned areas, promoting comfort and stability during their service in Michigan.
How to Use the BAH Charts
To determine your monthly BAH:
- Identify your assigned Military Housing Area (MHA).
- Locate your pay grade (rank) in the provided chart.
- Determine if you have dependents.
By following these steps, you can easily find the appropriate housing allowance, facilitating effective financial planning during your assignment in Michigan.
2025 Michigan BAH Rate Charts
In 2025, BAH rates in Michigan have been adjusted in line with the national average increase of approximately 5.4%. This annual adjustment by the Department of Defense ensures that allowances remain competitive with local housing costs, providing necessary financial support for service members seeking off-base accommodations.
DETROIT, MI BAH Rates
Military Housing Area: MI142
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,941 | $1,455 |
| E02 | $1,941 | $1,455 |
| E03 | $1,941 | $1,455 |
| E04 | $1,941 | $1,455 |
| E05 | $2,241 | $1,680 |
| E06 | $2,448 | $1,833 |
| E07 | $2,520 | $1,953 |
| E08 | $2,598 | $2,289 |
| E09 | $2,772 | $2,340 |
| W01 | $2,466 | $1,851 |
| W02 | $2,553 | $2,286 |
| W03 | $2,655 | $2,349 |
| W04 | $2,817 | $2,457 |
| W05 | $3,018 | $2,538 |
| O01E | $2,529 | $2,238 |
| O02E | $2,640 | $2,328 |
| O03E | $2,847 | $2,439 |
| O01 | $2,274 | $1,707 |
| O02 | $2,445 | $2,145 |
| O03 | $2,652 | $2,370 |
| O04 | $3,087 | $2,517 |
| O05 | $3,396 | $2,559 |
| O06 | $3,426 | $2,634 |
| O07 | $3,453 | $2,682 |
BAH for DETROIT, MI includes the following zip codes: 48005, 48007, 48009, 48012, 48015, 48017, 48021, 48025, 48026, 48030, 48033, 48034, 48035, 48036, 48037, 48038, 48042, 48043, 48044, 48045, 48046, 48047, 48048, 48050, 48051, 48062, 48065, 48066, 48067, 48068, 48069, 48070, 48071, 48072, 48073, 48075, 48076, 48080, 48081, 48082, 48083, 48084, 48085, 48086, 48088, 48089, 48090, 48091, 48092, 48093, 48094, 48095, 48096, 48098, 48099, 48101, 48111, 48112, 48120, 48121, 48122, 48123, 48124, 48125, 48126, 48127, 48128, 48134, 48135, 48136, 48138, 48141, 48146, 48150, 48151, 48152, 48153, 48154, 48164, 48165, 48167, 48168, 48170, 48173, 48174, 48180, 48183, 48184, 48185, 48186, 48187, 48188, 48192, 48193, 48195, 48201, 48202, 48203, 48204, 48205, 48206, 48207, 48208, 48209, 48210, 48211, 48212, 48213, 48214, 48215, 48216, 48217, 48218, 48219, 48220, 48221, 48222, 48223, 48224, 48225, 48226, 48227, 48228, 48229, 48230, 48231, 48232, 48233, 48234, 48235, 48236, 48237, 48238, 48239, 48240, 48242, 48243, 48244, 48255, 48260, 48264, 48265, 48266, 48267, 48268, 48269, 48272, 48275, 48277, 48278, 48279, 48288, 48301, 48302, 48303, 48304, 48306, 48307, 48308, 48309, 48310, 48311, 48312, 48313, 48314, 48315, 48316, 48317, 48318, 48320, 48321, 48322, 48323, 48324, 48325, 48326, 48327, 48328, 48329, 48330, 48331, 48332, 48333, 48334, 48335, 48336, 48340, 48341, 48342, 48343, 48346, 48347, 48348, 48350, 48356, 48357, 48359, 48360, 48361, 48362, 48363, 48366, 48367, 48370, 48371, 48374, 48375, 48376, 48377, 48380, 48381, 48382, 48383, 48386, 48387, 48390, 48393, 48397, 48442, 48462
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MARQUETTE, MI BAH Rates
Military Housing Area: MI143
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,620 | $1,215 |
| E02 | $1,620 | $1,215 |
| E03 | $1,620 | $1,215 |
| E04 | $1,620 | $1,215 |
| E05 | $1,857 | $1,392 |
| E06 | $2,034 | $1,521 |
| E07 | $2,130 | $1,629 |
| E08 | $2,232 | $1,899 |
| E09 | $2,385 | $1,938 |
| W01 | $2,049 | $1,548 |
| W02 | $2,172 | $1,896 |
| W03 | $2,301 | $1,947 |
| W04 | $2,418 | $2,049 |
| W05 | $2,562 | $2,154 |
| O01E | $2,145 | $1,854 |
| O02E | $2,286 | $1,929 |
| O03E | $2,439 | $2,022 |
| O01 | $1,887 | $1,416 |
| O02 | $2,031 | $1,782 |
| O03 | $2,298 | $1,965 |
| O04 | $2,607 | $2,130 |
| O05 | $2,823 | $2,187 |
| O06 | $2,847 | $2,283 |
| O07 | $2,868 | $2,325 |
BAH for MARQUETTE, MI includes the following zip codes: 49808, 49814, 49819, 49833, 49841, 49849, 49855, 49861, 49865, 49866, 49871, 49879, 49885
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SAULT STE MARIE, MI BAH Rates
Military Housing Area: MI145
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,302 | $978 |
| E02 | $1,302 | $978 |
| E03 | $1,302 | $978 |
| E04 | $1,302 | $978 |
| E05 | $1,425 | $1,083 |
| E06 | $1,659 | $1,242 |
| E07 | $1,725 | $1,305 |
| E08 | $1,797 | $1,476 |
| E09 | $1,914 | $1,536 |
| W01 | $1,677 | $1,272 |
| W02 | $1,755 | $1,473 |
| W03 | $1,845 | $1,548 |
| W04 | $1,944 | $1,668 |
| W05 | $2,067 | $1,740 |
| O01E | $1,734 | $1,422 |
| O02E | $1,839 | $1,602 |
| O03E | $1,863 | $1,734 |
| O01 | $1,533 | $1,170 |
| O02 | $1,743 | $1,446 |
| O03 | $1,845 | $1,653 |
| O04 | $1,890 | $1,773 |
| O05 | $1,917 | $1,791 |
| O06 | $1,932 | $1,824 |
| O07 | $1,944 | $1,857 |
BAH for SAULT STE MARIE, MI includes the following zip codes: 49710, 49715, 49719, 49724, 49725, 49726, 49728, 49736, 49745, 49748, 49752, 49760, 49768, 49774, 49780, 49781, 49783, 49784, 49785, 49786, 49788, 49793
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TRAVERSE CITY, MI BAH Rates
Military Housing Area: MI146
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,851 | $1,554 |
| E02 | $1,851 | $1,554 |
| E03 | $1,851 | $1,554 |
| E04 | $1,851 | $1,554 |
| E05 | $1,884 | $1,716 |
| E06 | $2,469 | $1,851 |
| E07 | $2,589 | $1,941 |
| E08 | $2,712 | $2,034 |
| E09 | $2,883 | $2,178 |
| W01 | $2,490 | $1,869 |
| W02 | $2,640 | $2,001 |
| W03 | $2,793 | $2,199 |
| W04 | $2,922 | $2,493 |
| W05 | $3,078 | $2,616 |
| O01E | $2,607 | $1,956 |
| O02E | $2,772 | $2,139 |
| O03E | $2,943 | $2,463 |
| O01 | $1,959 | $1,812 |
| O02 | $2,463 | $1,944 |
| O03 | $2,787 | $2,259 |
| O04 | $3,129 | $2,589 |
| O05 | $3,369 | $2,658 |
| O06 | $3,399 | $2,775 |
| O07 | $3,426 | $2,823 |
BAH for TRAVERSE CITY, MI includes the following zip codes: 49411, 49431, 49601, 49610, 49613, 49614, 49616, 49617, 49618, 49619, 49620, 49621, 49625, 49626, 49628, 49630, 49634, 49635, 49636, 49637, 49638, 49640, 49643, 49645, 49649, 49650, 49653, 49654, 49660, 49663, 49664, 49666, 49668, 49670, 49673, 49674, 49675, 49682, 49683, 49684, 49685, 49686, 49689, 49690, 49696
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GRAND HAVEN, MI BAH Rates
Military Housing Area: MI148
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,917 | $1,554 |
| E02 | $1,917 | $1,554 |
| E03 | $1,917 | $1,554 |
| E04 | $1,917 | $1,554 |
| E05 | $2,040 | $1,704 |
| E06 | $2,433 | $1,824 |
| E07 | $2,457 | $1,920 |
| E08 | $2,466 | $2,124 |
| E09 | $2,514 | $2,235 |
| W01 | $2,454 | $1,887 |
| W02 | $2,463 | $2,121 |
| W03 | $2,475 | $2,250 |
| W04 | $2,535 | $2,430 |
| W05 | $2,622 | $2,448 |
| O01E | $2,460 | $2,037 |
| O02E | $2,469 | $2,208 |
| O03E | $2,547 | $2,427 |
| O01 | $2,094 | $1,791 |
| O02 | $2,430 | $2,004 |
| O03 | $2,472 | $2,289 |
| O04 | $2,646 | $2,436 |
| O05 | $2,772 | $2,451 |
| O06 | $2,796 | $2,454 |
| O07 | $2,814 | $2,490 |
BAH for GRAND HAVEN, MI includes the following zip codes: 49303, 49318, 49409, 49415, 49417, 49425, 49437, 49440, 49441, 49442, 49443, 49444, 49445, 49451, 49456, 49457, 49461, 49463
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BATTLE CREEK/KALAMAZOO, MI BAH Rates
Military Housing Area: MI152
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,581 | $1,185 |
| E02 | $1,581 | $1,185 |
| E03 | $1,581 | $1,185 |
| E04 | $1,581 | $1,185 |
| E05 | $1,806 | $1,356 |
| E06 | $2,223 | $1,668 |
| E07 | $2,289 | $1,716 |
| E08 | $2,355 | $1,893 |
| E09 | $2,472 | $2,013 |
| W01 | $2,244 | $1,683 |
| W02 | $2,316 | $1,890 |
| W03 | $2,400 | $2,028 |
| W04 | $2,502 | $2,232 |
| W05 | $2,625 | $2,301 |
| O01E | $2,295 | $1,803 |
| O02E | $2,388 | $1,986 |
| O03E | $2,517 | $2,217 |
| O01 | $1,860 | $1,395 |
| O02 | $2,220 | $1,734 |
| O03 | $2,397 | $2,070 |
| O04 | $2,664 | $2,283 |
| O05 | $2,853 | $2,319 |
| O06 | $2,877 | $2,382 |
| O07 | $2,898 | $2,424 |
BAH for BATTLE CREEK/KALAMAZOO, MI includes the following zip codes: 49001, 49002, 49003, 49004, 49005, 49006, 49007, 49008, 49009, 49011, 49012, 49014, 49015, 49016, 49017, 49018, 49019, 49020, 49024, 49029, 49033, 49034, 49037, 49041, 49048, 49051, 49052, 49053, 49068, 49074, 49077, 49081, 49083, 49087, 49088, 49092, 49097, 49224, 49245
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LANSING, MI BAH Rates
Military Housing Area: MI153
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,482 | $1,113 |
| E02 | $1,482 | $1,113 |
| E03 | $1,482 | $1,113 |
| E04 | $1,482 | $1,113 |
| E05 | $1,650 | $1,239 |
| E06 | $1,842 | $1,380 |
| E07 | $1,878 | $1,485 |
| E08 | $1,914 | $1,692 |
| E09 | $2,043 | $1,740 |
| W01 | $1,860 | $1,434 |
| W02 | $1,893 | $1,689 |
| W03 | $1,947 | $1,749 |
| W04 | $2,085 | $1,842 |
| W05 | $2,256 | $1,887 |
| O01E | $1,881 | $1,647 |
| O02E | $1,938 | $1,728 |
| O03E | $2,109 | $1,833 |
| O01 | $1,680 | $1,311 |
| O02 | $1,839 | $1,596 |
| O03 | $1,944 | $1,770 |
| O04 | $2,316 | $1,872 |
| O05 | $2,580 | $1,935 |
| O06 | $2,604 | $1,953 |
| O07 | $2,622 | $1,968 |
BAH for LANSING, MI includes the following zip codes: 48805, 48813, 48819, 48821, 48823, 48824, 48825, 48826, 48827, 48837, 48840, 48842, 48854, 48861, 48864, 48876, 48890, 48892, 48895, 48901, 48908, 48909, 48910, 48911, 48912, 48913, 48915, 48916, 48917, 48918, 48919, 48922, 48924, 48929, 48930, 48933, 48937, 48951, 48956, 48980, 49021, 49076, 49096, 49251, 49264, 49285
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GRAND RAPIDS, MI BAH Rates
Military Housing Area: MI154
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,848 | $1,386 |
| E02 | $1,848 | $1,386 |
| E03 | $1,848 | $1,386 |
| E04 | $1,848 | $1,386 |
| E05 | $2,007 | $1,572 |
| E06 | $2,262 | $1,701 |
| E07 | $2,283 | $1,851 |
| E08 | $2,301 | $2,064 |
| E09 | $2,424 | $2,130 |
| W01 | $2,280 | $1,803 |
| W02 | $2,289 | $2,061 |
| W03 | $2,319 | $2,142 |
| W04 | $2,469 | $2,259 |
| W05 | $2,655 | $2,286 |
| O01E | $2,286 | $2,004 |
| O02E | $2,313 | $2,115 |
| O03E | $2,496 | $2,253 |
| O01 | $2,046 | $1,686 |
| O02 | $2,259 | $1,959 |
| O03 | $2,316 | $2,166 |
| O04 | $2,718 | $2,271 |
| O05 | $3,006 | $2,289 |
| O06 | $3,033 | $2,298 |
| O07 | $3,054 | $2,337 |
BAH for GRAND RAPIDS, MI includes the following zip codes: 49301, 49302, 49306, 49315, 49316, 49317, 49319, 49321, 49326, 49330, 49331, 49341, 49343, 49345, 49351, 49355, 49356, 49357, 49401, 49403, 49404, 49418, 49422, 49423, 49424, 49426, 49427, 49428, 49429, 49430, 49434, 49435, 49448, 49460, 49464, 49468, 49501, 49502, 49503, 49504, 49505, 49506, 49507, 49508, 49509, 49510, 49512, 49514, 49515, 49516, 49518, 49519, 49523, 49525, 49528, 49530, 49534, 49544, 49546, 49548, 49555, 49560, 49588, 49599
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ANN ARBOR, MI BAH Rates
Military Housing Area: MI155
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $2,226 | $1,674 |
| E02 | $2,226 | $1,674 |
| E03 | $2,226 | $1,674 |
| E04 | $2,226 | $1,674 |
| E05 | $2,472 | $1,866 |
| E06 | $2,982 | $2,238 |
| E07 | $3,090 | $2,319 |
| E08 | $3,198 | $2,577 |
| E09 | $3,378 | $2,727 |
| W01 | $3,003 | $2,253 |
| W02 | $3,135 | $2,574 |
| W03 | $3,273 | $2,745 |
| W04 | $3,420 | $3,003 |
| W05 | $3,597 | $3,114 |
| O01E | $3,105 | $2,469 |
| O02E | $3,255 | $2,694 |
| O03E | $3,444 | $2,976 |
| O01 | $2,538 | $1,974 |
| O02 | $2,979 | $2,394 |
| O03 | $3,270 | $2,799 |
| O04 | $3,660 | $3,090 |
| O05 | $3,933 | $3,150 |
| O06 | $3,969 | $3,255 |
| O07 | $4,002 | $3,312 |
BAH for ANN ARBOR, MI includes the following zip codes: 48103, 48104, 48105, 48106, 48107, 48108, 48109, 48113, 48115, 48118, 48130, 48158, 48160, 48175, 48176, 48178, 48189, 48190, 48191, 48197, 48198
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SAGINAW, MI BAH Rates
Military Housing Area: MI156
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,335 | $1,002 |
| E02 | $1,335 | $1,002 |
| E03 | $1,335 | $1,002 |
| E04 | $1,335 | $1,002 |
| E05 | $1,497 | $1,122 |
| E06 | $1,746 | $1,305 |
| E07 | $1,779 | $1,338 |
| E08 | $1,818 | $1,551 |
| E09 | $1,854 | $1,617 |
| W01 | $1,761 | $1,320 |
| W02 | $1,797 | $1,548 |
| W03 | $1,848 | $1,626 |
| W04 | $1,860 | $1,746 |
| W05 | $1,887 | $1,788 |
| O01E | $1,782 | $1,494 |
| O02E | $1,839 | $1,602 |
| O03E | $1,863 | $1,734 |
| O01 | $1,533 | $1,170 |
| O02 | $1,743 | $1,446 |
| O03 | $1,845 | $1,653 |
| O04 | $1,890 | $1,773 |
| O05 | $1,917 | $1,791 |
| O06 | $1,932 | $1,824 |
| O07 | $1,944 | $1,857 |
BAH for SAGINAW, MI includes the following zip codes: 48415, 48417, 48601, 48602, 48603, 48604, 48605, 48606, 48607, 48608, 48609, 48611, 48613, 48614, 48616, 48623, 48626, 48631, 48634, 48637, 48638, 48649, 48650, 48655, 48663, 48706, 48707, 48708, 48710, 48722, 48724, 48732, 48734, 48747, 48787
