Last updated: November 2026
Cookie & Tracking Technologies Policy
This Cookie & Tracking Technologies Policy explains how VA Loan Network (“we,” “our,” or “us”) uses cookies and similar technologies on valoannetwork.com (“the Site”). It describes what cookies are, how and why we use them, the choices you have, and how they interact with your privacy rights, including “Do Not Sell or Share My Personal Information.”
This policy should be read together with our Privacy Policy and Do Not Sell or Share My Personal Information disclosures.
What Are Cookies?
Cookies are small text files stored on your browser or device when you visit a website. They help websites function properly and provide information to website owners so they can improve performance, measure usage, and deliver more relevant experiences.
In addition to cookies, we may use related technologies such as:
- Pixels (tracking pixels)
- Device identifiers
- Local storage within your browser
- Tags or scripts used for analytics and measurement
How We Use Cookies
VA Loan Network uses cookies and tracking technologies for four primary purposes:
1. Essential Website Functionality
These cookies are required for the Site to work. They support:
- Page loading and navigation
- Form submissions and secure interactions
- Saving your progress in tools and calculators
- Site security, spam prevention, fraud detection
Because they are necessary for our services, you cannot disable essential cookies through our cookie tool.
2. Performance & Analytics
We use analytics tools to understand how visitors use the Site and how to improve it. These tools measure:
- Traffic volume and engagement
- Which pages or tools are most used
- How visitors navigate between pages
- Technical performance issues (errors, load times, device types)
Examples include Google Analytics and server-side performance logs.
3. Personalization
Certain cookies allow us to remember your preferences (such as calculator inputs, menu states, or form progress) so that you have a smoother experience when returning to the Site.
4. Advertising & Cross-Context Behavioral Advertising
We may work with advertising partners that use cookies or similar tracking technologies to:
- Deliver more relevant ads or messages
- Measure the effectiveness of campaigns
- Reduce repetitive ads
- Understand how Veterans engage with content
Some of these uses may be considered “selling” or “sharing” personal information under U.S. state privacy laws. You may opt out of this activity at any time using our Do Not Sell or Share My Personal Information page.
Types of Cookies We Use
The cookies on our Site fall into the following categories:
- Strictly Necessary – required for basic functionality
- Performance / Analytics – help us understand site usage
- Functional / Preference – remember settings and past interactions
- Advertising / Retargeting – personalize ads and measure campaigns
Some cookies are placed by third-party providers who support our analytics, advertising, form processing, or embedded tools.
How Long Cookies Last
Cookies may be:
- Session cookies – removed when you close your browser
- Persistent cookies – stored until they expire or you delete them
Expiration times vary depending on the purpose of the cookie and the policies of the third parties who set them.
Your Cookie Choices
1. Manage Cookies Through Our Cookie Controls
Our cookie settings tool (available through your footer link “Do Not Sell or Share My Personal Information”) allows you to:
- Disable advertising / analytics cookies
- Opt out of “selling” or “sharing” personal information
- Submit requests permitted by state privacy laws
Essential cookies cannot be turned off because they are required for security and core functionality.
2. Browser-Level Controls
Most browsers allow you to:
- Clear cookies
- Block cookies
- Control cross-site tracking
- Use private browsing modes
Instructions vary by browser (Chrome, Safari, Firefox, Edge).
3. Opt Out of Interest-Based Advertising
You may also opt out through industry-supported tools such as:
These tools apply to participating companies and browsers, not all advertising technologies.
How Cookies Affect Your Experience
If you disable non-essential cookies, some features may not work as intended, including:
- Saved calculator settings
- Form progress
- Content personalization
- Certain videos or embedded tools
However, essential functions—such as reading articles, browsing guides, and requesting lender matches—will remain available.
Do Not Sell or Share My Personal Information
Certain cookies may share limited data with advertising partners. In some states, including California, this may be treated as “selling” or “sharing.”
To opt out at any time, visit our:
Do Not Sell or Share My Personal Information
Third-Party Cookies
Some cookies are set by third-party tools we use for analytics, advertising, form processing, spam prevention, or embedded media. These providers may include, but are not limited to:
- Google (Analytics, Ads, Tag Manager)
- Meta (Facebook/Instagram)
- Cloudflare or CDN providers
- Anti-spam tools such as Akismet or reCAPTCHA
These third parties may use their own cookies, tracking pixels, or device identifiers according to their privacy policies.
Changes to This Cookie Policy
We may update this Cookie & Tracking Technologies Policy to reflect changes in technologies, legal requirements, or our internal practices. The “Last updated” date below indicates when the policy was most recently revised.
Contact Us
If you have questions about how we use cookies or how to exercise your privacy rights, contact us at:
VA Loan Network
3128 Napier Pk, Suite 103
San Antonio, TX 78231
Phone: (800) 230-7201
Email: contact@valoannetwork.com