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Disclaimer

what we are, what we are not, and important limitations

Website and Service Disclaimer

VA Loan Network operates this website as an educational platform designed to help Veterans and Military families understand the VA home loan benefit and connect with experienced VA loan professionals. By using this website, you agree to the limitations and disclosures below, in addition to our Terms of Use and Privacy Policy.

Not a Direct Lender or Mortgage Broker

VA Loan Network is not a mortgage lender, bank, credit union, or mortgage broker. We do not take loan applications, underwrite mortgages, make credit decisions, issue approvals, or prepare closing documents. Any loan you pursue is offered and administered solely by a licensed mortgage lender.

  • No underwriting authority: Approval or denial decisions are made entirely by the lender.
  • No rate control: Interest rates, fees, and loan terms are determined by the lender based on your financial profile.
  • No loan commitments: We do not issue Loan Estimates, Closing Disclosures, or binding offers of credit.

No Government Affiliation or Endorsement

VA Loan Network is a privately owned company. We are not affiliated with, endorsed by, or acting on behalf of the Department of Veterans Affairs, the Department of Defense, HUD, or any other government agency.

The term VA loan refers to the home loan benefit administered by the Department of Veterans Affairs. Official program information is available directly through VA.

Educational Content, Not Professional Advice

Articles, guides, tools, and calculators on this website are provided for general educational purposes only. They are not legal advice, tax advice, investment advice, or personalized financial guidance.

Before making decisions related to buying, refinancing, or financing a home, you should consult a licensed mortgage professional, financial advisor, tax professional, or attorney who understands your specific circumstances.

Information, Rates, and Payment Examples Are Estimates

Any payment illustrations, rate examples, affordability scenarios, or savings calculations shown on this website are estimates for educational purposes only. They are not offers of credit and do not guarantee eligibility, approval, or specific loan terms.

Final loan terms are determined only after you complete a full application with a lender and provide required documentation.

How VA Loan Network Is Compensated

Our educational platform is free for consumers. If you choose to work with a participating VA loan professional introduced through our platform, we may receive compensation from that lender.

This compensation does not increase your interest rate or lender fees beyond what the lender would otherwise offer. We do not charge consumers a separate fee for using VA Loan Network.

No Guarantee of Approval or Outcomes

Submitting information through this website does not guarantee mortgage approval, qualification for a VA loan, a specific interest rate, or the ability to purchase a home at a particular price point. Each lender applies its own underwriting standards and regulatory requirements.

Third Party Websites and Resources

This website may link to third party websites, including government agencies and licensed lenders. We do not control or assume responsibility for the content, privacy practices, security, or accuracy of third party sites.

Your Responsibility as a Borrower

You are responsible for reviewing all disclosures and loan documents provided by any lender you choose to work with. Carefully review interest rates, APR, fees, escrow requirements, and repayment terms before signing.

Licensing and Regulatory Disclosures

VA Loan Network operates as an educational and referral platform. Because we do not originate or broker mortgage loans, we may not hold the same licenses required of lenders in every state. Each participating lender is responsible for maintaining proper licensing and regulatory compliance in the states where it operates.

Updates to This Disclaimer

We may update this Disclaimer periodically to reflect changes in services, regulatory requirements, or industry practices. The date of the most recent update appears at the top of this page.

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