Terms of Use Agreement

Last Updated: December 2024

Welcome to valoannetwork.com. This Terms of Use Agreement (“Agreement”) governs your access to and use of our website, services, and any features provided by VA Loan Network (“we,” “us,” or “our”). By using our site, you acknowledge that you have read, understand, and agree to the terms outlined below, as well as our Privacy Policy, which is incorporated into this Agreement by reference.

General Terms

This Agreement applies to all services offered through valoannetwork.com (“Services”).
By accessing or using our Services, you confirm that you are at least 18 years old and accessing the internet from within the United States.
We reserve the right to modify this Agreement or our website at any time. Changes take effect immediately upon being posted, and continued use of the site constitutes acceptance of these updates.

Privacy Policy

Our Privacy Policy outlines how we collect, use, and protect your personal information. By using our Services, you consent to these practices.

Ownership Rights

All content on this website, including text, graphics, logos, and software, is owned by VA Loan Network or licensed for our use.
You may not copy, reproduce, distribute, or modify any content without prior written consent.

Prohibited Activities

When using our Services, you agree not to:

Engage in any activity that violates laws or infringes on the rights of others.
Disrupt or interfere with the security or functionality of our website.
Use automated tools (e.g., bots, crawlers) to scrape or access data from our site.
Impersonate others or provide false information.
Use the website for spamming, phishing, or other malicious purposes.

Disclaimer of Warranties

Our Services are provided “as is” and without any warranties, express or implied. While we strive to provide accurate information, we do not guarantee the availability, accuracy, or completeness of our content or services.

Limitation of Liability

VA Loan Network is not responsible for:

Any loss or damage resulting from your use of our website or Services.
Decisions or actions you take based on the information provided by our site.
Any issues arising from your interactions with third-party lenders or service providers.

Electronic Communications

By using our Services, you agree to receive electronic communications, including disclosures, notices, and updates.

Third-Party Providers

We refer users to third-party VA-approved lenders and service providers. These third parties operate independently, and their terms, conditions, and privacy policies apply to their services. We encourage you to review their policies before engaging with them.

Dispute Resolution

Any disputes arising from your use of our website or Services will be resolved through binding arbitration in accordance with applicable laws. By using our site, you waive your right to participate in class-action lawsuits.