what we are, what we are not, and how help works
Is VA Loan Network a Lender?
VA Loan Network is a veteran-owned service that helps Veterans and Service Members get guidance when exploring VA home loans. We are not a lender or government agency. If you request help, we may connect you with an experienced VA loan specialist who can explain next steps and lender disclosures if you choose to apply.
Short Answer
No. VA Loan Network is not a lender, bank, or mortgage broker. We do not originate, underwrite, approve, or fund home loans. Our role is to help Veterans and Service Members understand their options and, if requested, connect them with an experienced VA loan specialist.
- Not a lender: We do not issue Loan Estimates, Closing Disclosures, credit approvals, or loan commitments.
- Veteran-owned service: Our focus is helping Veterans and Military families understand the VA home loan process with more clarity and less confusion.
- Human help when requested: If you ask for help, you may be connected with a VA loan specialist who can explain next steps and lender disclosures.
What VA Loan Network Is
VA Loan Network is a veteran-owned service built to help Veterans and Service Members make better decisions about VA home loans. We publish guides, explanations, and tools, and we may help you get connected with an experienced VA loan specialist when you want one-on-one help.
- Veteran-owned: Built with an understanding of Military life, PCS timing, entitlement questions, and how VA loans affect real families.
- Guidance first: We help explain eligibility, entitlement, funding fees, closing costs, appraisals, occupancy rules, and common approval issues.
- Real people: If you request help, you may hear from a VA loan specialist who works these scenarios regularly.
- Resource center: The site includes VA loan guides, tips, articles, calculators, and practical explanations designed to help you move forward with clearer expectations.
Not affiliated with VA
VA Loan Network is not affiliated with the U.S. Department of Veterans Affairs, the Department of Defense, or any government agency. Official VA program rules and resources are available through VA.
What VA Loan Network Is Not
We are not a mortgage lender, not a broker, and not a government agency. We do not control rates, fees, underwriting outcomes, or loan terms. Those decisions are made by the lender you choose to work with.
- Not a lender or broker: We do not originate, process, underwrite, approve, or fund mortgage loans.
- Not a government agency: We do not issue COEs, restore entitlement, or make VA policy decisions.
- No control over pricing: Rates, fees, terms, and approvals are determined by the lender, subject to VA rules and lender underwriting.
- Not paid placement rankings: We do not sell “best lender” labels or guarantee the top spot in editorial content.
How Getting Help Works
If you want one-on-one help, you can submit a request through the site. We use the information you share to understand your scenario and help route you appropriately. If you choose to move forward, you may be connected with an experienced VA loan specialist who can discuss next steps and lender disclosures.
- Submit your request: Share basics like your timeline, loan goal, location, and any key notes about your situation.
- One specialist, not broad distribution: The goal is a direct conversation and a clear next step, not widespread routing of your information.
- Direct follow up: A VA loan specialist may contact you to review your scenario and explain what comes next if you want to proceed.
For more detail, read Partner Transparency.
Your Choices
- Use the site without applying: You can read guides and use tools without requesting one-on-one help.
- Bring your own lender: You are free to work with any lender you choose and still use our content and resources.
- Control communications: You can manage email, text, and phone preferences where applicable.
- Request deletion: You can request deletion of your information consistent with our Privacy Policy and applicable law.
Privacy Summary
We collect only the information needed to operate the site, respond to requests, and help coordinate next steps when you ask for help. Our standard forms are not designed to collect Social Security numbers or bank account information. You can review your privacy rights and choices in our policy pages.
- Privacy Policy: Read the Privacy Policy
- Do Not Sell or Share: Manage opt-out preferences
- Contact Preferences: Update contact preferences