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2025 Illinois BAH (Basic Allowance for Housing) Rates

2025 Illinois BAH rates

In this Article

  • View BAH Rates in:
  • View our VA Loan Guide for Illinois
  • What is the Basic Allowance for Housing (BAH)?
  • 2025 Illinois BAH Rate Charts
  • CHAMPAIGN/URBANA, IL BAH Rates
  • ROCK ISLAND, IL BAH Rates
  • PEORIA, IL BAH Rates
  • GREAT LAKES NAVTRACEN, IL BAH Rates
  • SCOTT AFB, IL BAH Rates
  • CHICAGO, IL BAH Rates
  • SPRINGFIELD/DECATUR, IL BAH Rates
  • GREAT LAKES NAVTRACEN, IL BAH Rates
  • SCOTT AFB, IL BAH Rates
  • CHICAGO, IL BAH Rates
  • SPRINGFIELD/DECATUR, IL BAH Rates

View BAH Rates in:

Champaign/Urbana
Rock Island
Peoria
Great Lakes NavTracen
Scott AFB
Chicago
Springfield/Decatur

View our VA Loan Guide for Illinois

Everything you need to know about VA Loans in Illinois. From VA loan requirements and eligibility to local Veteran homebuyer assistance programs.

Illinois VA Loan Guide

What is the Basic Allowance for Housing (BAH)?

The Basic Allowance for Housing (BAH) is an essential financial support provided to active-duty members of the U.S. military. It helps cover housing costs for those stationed away from their permanent residences. The BAH amount is determined by factors such as rank, the presence of dependents, and the specific duty location, ensuring that the allowance aligns with the local rental market conditions in Illinois.

Each year, the Department of Defense reviews and adjusts BAH rates to reflect changes in housing costs. Below, you’ll find the most recent BAH rates for Illinois, making it easy to identify the allowance that corresponds to your rank and dependent status.

How BAH Rates Are Determined

BAH rates are influenced by several key factors:

  • Location: Housing costs can vary significantly within different regions of Illinois, leading to varying BAH rates.
  • Rank: Service members with higher ranks receive larger allowances to account for their increased responsibilities and housing needs.
  • Dependents: Service members with dependents are eligible for higher BAH rates to ensure adequate accommodations for their families.

The purpose of BAH is to provide military personnel with the financial means to secure suitable housing within the local market, promoting comfort and stability during their service assignments in Illinois.

How to Use the BAH Charts

To determine your monthly BAH:

  1. Identify your assigned Military Housing Area (MHA).
  2. Locate your pay grade (rank) in the chart.
  3. Determine if you have dependents.

Using this information, you can easily find the appropriate housing allowance, facilitating effective financial planning during your assignment in Illinois.

2025 Illinois BAH Rate Charts

In 2025, BAH rates in Illinois have been adjusted in accordance with the national average increase of approximately 5.4%. This ensures that the allowances stay current with local housing market trends, providing adequate financial support for military personnel seeking off-base housing.

Below are the updated BAH rate charts for key Illinois Military Housing Areas (MHAs). Use these tables to quickly identify your housing allowance based on your rank and dependent status.

CHAMPAIGN/URBANA, IL BAH Rates

Military Housing Area: IL088

GradeWith DependentsWithout Dependents
E01$1,341$1,071
E02$1,341$1,071
E03$1,341$1,071
E04$1,341$1,071
E05$1,407$1,194
E06$1,911$1,434
E07$1,935$1,452
E08$1,944$1,512
E09$2,022$1,659
W01$1,932$1,449
W02$1,941$1,509
W03$1,953$1,677
W04$2,061$1,908
W05$2,232$1,917
O01E$1,938$1,458
O02E$1,947$1,626
O03E$2,085$1,905
O01$1,473$1,269
O02$1,905$1,455
O03$1,950$1,728
O04$2,289$1,911
O05$2,553$1,920
O06$2,574$1,932
O07$2,592$1,944

BAH for CHAMPAIGN/URBANA, IL includes the following zip codes: 60949, 61801, 61802, 61803, 61815, 61816, 61820, 61821, 61822, 61824, 61825, 61826, 61840, 61843, 61845, 61847, 61849, 61851, 61852, 61853, 61859, 61862, 61863, 61864, 61866, 61871, 61872, 61873, 61874, 61875, 61877, 61878, 61880

ROCK ISLAND, IL BAH Rates

Military Housing Area: IL089

GradeWith DependentsWithout Dependents
E01$1,515$1,329
E02$1,515$1,329
E03$1,515$1,329
E04$1,515$1,329
E05$1,650$1,350
E06$2,085$1,563
E07$2,109$1,584
E08$2,118$1,743
E09$2,184$1,866
W01$2,106$1,581
W02$2,115$1,740
W03$2,127$1,884
W04$2,220$2,082
W05$2,373$2,091
O01E$2,112$1,647
O02E$2,121$1,839
O03E$2,241$2,079
O01$1,710$1,377
O02$2,082$1,611
O03$2,124$1,926
O04$2,424$2,085
O05$2,658$2,094
O06$2,679$2,097
O07$2,700$2,112

BAH for ROCK ISLAND, IL includes the following zip codes: 52722, 52726, 52728, 52745, 52746, 52748, 52753, 52756, 52758, 52765, 52767, 52768, 52773, 52801, 52802, 52803, 52804, 52805, 52806, 52807, 52808, 52809, 61201, 61204, 61232, 61236, 61237, 61239, 61240, 61242, 61244, 61256, 61257, 61259, 61264, 61265, 61266, 61275, 61278, 61279, 61282, 61284, 61299

PEORIA, IL BAH Rates

Military Housing Area: IL090

GradeWith DependentsWithout Dependents
E01$1,371$1,029
E02$1,371$1,029
E03$1,371$1,029
E04$1,371$1,029
E05$1,434$1,203
E06$1,734$1,308
E07$1,800$1,368
E08$1,872$1,497
E09$1,983$1,578
W01$1,752$1,362
W02$1,830$1,494
W03$1,923$1,590
W04$2,007$1,743
W05$2,112$1,818
O01E$1,809$1,431
O02E$1,911$1,560
O03E$2,019$1,725
O01$1,476$1,305
O02$1,731$1,416
O03$1,920$1,623
O04$2,145$1,797
O05$2,301$1,836
O06$2,319$1,902
O07$2,337$1,935

BAH for PEORIA, IL includes the following zip codes: 61451, 61517, 61523, 61525, 61526, 61528, 61529, 61533, 61534, 61535, 61536, 61539, 61547, 61550, 61552, 61554, 61555, 61558, 61559, 61562, 61564, 61568, 61569, 61571, 61601, 61602, 61603, 61604, 61605, 61606, 61607, 61610, 61611, 61612, 61613, 61614, 61615, 61616, 61625, 61629, 61630, 61633, 61634, 61635, 61636, 61637, 61638, 61639, 61641, 61643, 61650, 61651, 61652, 61653, 61654, 61655, 61656, 61721, 61733, 61734, 61742, 61747, 61755, 61759

GREAT LAKES NAVTRACEN, IL BAH Rates

Military Housing Area: IL092

GradeWith DependentsWithout Dependents
E01$2,082$1,563
E02$2,082$1,563
E03$2,082$1,563
E04$2,082$1,563
E05$2,274$1,770
E06$2,628$1,971
E07$2,736$2,088
E08$2,844$2,349
E09$3,018$2,448
W01$2,649$2,028
W02$2,781$2,346
W03$2,919$2,463
W04$3,057$2,649
W05$3,228$2,760
O01E$2,751$2,271
O02E$2,901$2,424
O03E$3,081$2,622
O01$2,322$1,890
O02$2,625$2,214
O03$2,916$2,499
O04$3,285$2,736
O05$3,543$2,796
O06$3,576$2,901
O07$3,603$2,952

BAH for GREAT LAKES NAVTRACEN, IL includes the following zip codes: 53101, 53102, 53104, 53109, 53140, 53141, 53142, 53143, 53144, 53152, 53158, 53159, 53168, 53170, 53171, 53179, 53181, 53192, 53194, 60002, 60011, 60015, 60020, 60030, 60031, 60035, 60037, 60040, 60041, 60042, 60044, 60045, 60046, 60047, 60048, 60060, 60061, 60064, 60069, 60073, 60075, 60079, 60083, 60084, 60085, 60086, 60087, 60088, 60096, 60099

SCOTT AFB, IL BAH Rates

Military Housing Area: IL093

GradeWith DependentsWithout Dependents
E01$1,458$1,173
E02$1,458$1,173
E03$1,458$1,173
E04$1,458$1,173
E05$1,473$1,344
E06$1,881$1,446
E07$1,968$1,476
E08$2,055$1,557
E09$2,226$1,674
W01$1,899$1,470
W02$2,004$1,554
W03$2,118$1,689
W04$2,271$1,896
W05$2,457$1,986
O01E$1,977$1,482
O02E$2,100$1,647
O03E$2,298$1,872
O01$1,527$1,443
O02$1,878$1,479
O03$2,115$1,731
O04$2,523$1,965
O05$2,811$2,109
O06$2,835$2,127
O07$2,856$2,142

BAH for SCOTT AFB, IL includes the following zip codes: 62059, 62071, 62201, 62202, 62203, 62204, 62205, 62206, 62207, 62208, 62220, 62221, 62222, 62223, 62225, 62226, 62232, 62234, 62239, 62240, 62243, 62249, 62254, 62255, 62257, 62258, 62260, 62264, 62269, 62281, 62282, 62285, 62289, 62294

CHICAGO, IL BAH Rates

Military Housing Area: IL325

GradeWith DependentsWithout Dependents
E01$2,901$2,268
E02$2,901$2,268
E03$2,901$2,268
E04$2,901$2,268
E05$3,102$2,547
E06$3,318$2,721
E07$3,339$2,910
E08$3,348$3,150
E09$3,402$3,204
W01$3,336$2,841
W02$3,345$3,147
W03$3,357$3,213
W04$3,432$3,312
W05$3,564$3,321
O01E$3,342$3,099
O02E$3,351$3,192
O03E$3,450$3,309
O01$3,135$2,700
O02$3,315$3,039
O03$3,354$3,237
O04$3,609$3,315
O05$3,810$3,324
O06$3,843$3,327
O07$3,876$3,366

BAH for CHICAGO, IL includes the following zip codes: 60004, 60005, 60006, 60007, 60008, 60009, 60010, 60016, 60017, 60018, 60019, 60022, 60025, 60026, 60029, 60038, 60043, 60053, 60055, 60056, 60062, 60065, 60067, 60068, 60070, 60074, 60076, 60077, 60078, 60082, 60089, 60090, 60091, 60093, 60094, 60095, 60101, 60103, 60104, 60105, 60106, 60107, 60108, 60109, 60110, 60116, 60117, 60118, 60119, 60120, 60121, 60122, 60123, 60124, 60126, 60128, 60130, 60131, 60132, 60133, 60134, 60136, 60137, 60138, 60139, 60140, 60141, 60143, 60144, 60147, 60148, 60151, 60153, 60154, 60155, 60157, 60159, 60160, 60161, 60162, 60163, 60164, 60165, 60168, 60169, 60171, 60172, 60173, 60174, 60175, 60176, 60177, 60179, 60181, 60183, 60184, 60185, 60186, 60187, 60188, 60189, 60190, 60191, 60193, 60194, 60195, 60196, 60197, 60199, 60201, 60202, 60203, 60204, 60208, 60301, 60302, 60303, 60304, 60305, 60399, 60402, 60406, 60409, 60411, 60412, 60415, 60418, 60419, 60422, 60425, 60426, 60428, 60429, 60430, 60438, 60439, 60443, 60445, 60452, 60453, 60454, 60455, 60456, 60457, 60458, 60459, 60461, 60462, 60463, 60464, 60465, 60466, 60467, 60469, 60471, 60472, 60473, 60475, 60476, 60477, 60478, 60480, 60482, 60487, 60499, 60501, 60502, 60504, 60505, 60506, 60507, 60510, 60511, 60513, 60514, 60515, 60516, 60517, 60519, 60521, 60522, 60523, 60525, 60526, 60527, 60532, 60534, 60539, 60540, 60542, 60546, 60554, 60555, 60558, 60559, 60561, 60563, 60565, 60566, 60567, 60568, 60569, 60572, 60598, 60599, 60601, 60602, 60603, 60604, 60605, 60606, 60607, 60608, 60609, 60610, 60611, 60612, 60613, 60614, 60615, 60616, 60617, 60618, 60619, 60620, 60621, 60622, 60623, 60624, 60625, 60626, 60628, 60629, 60630, 60631, 60632, 60633, 60634, 60636, 60637, 60638, 60639, 60640, 60641, 60642, 60643, 60644, 60645, 60646, 60647, 60649, 60651, 60652, 60653, 60654, 60655, 60656, 60657, 60659, 60660, 60661, 60664, 60666, 60668, 60669, 60670, 60673, 60674, 60675, 60677, 60678, 60680, 60681, 60682, 60684, 60685, 60686, 60687, 60688, 60689, 60690, 60691, 60693, 60694, 60695, 60696, 60697

SPRINGFIELD/DECATUR, IL BAH Rates

Military Housing Area: IL335

GradeWith DependentsWithout Dependents
E01$1,368$1,026
E02$1,368$1,026
E03$1,368$1,026
E04$1,368$1,026
E05$1,515$1,137
E06$1,935$1,452
E07$1,995$1,497
E08$2,052$1,602
E09$2,157$1,725
W01$1,956$1,467
W02$2,019$1,599
W03$2,094$1,740
W04$2,184$1,944
W05$2,298$2,007
O01E$1,998$1,512
O02E$2,082$1,698
O03E$2,199$1,929
O01$1,572$1,215
O02$1,932$1,500
O03$2,091$1,782
O04$2,334$1,989
O05$2,502$2,019
O06$2,523$2,073
O07$2,541$2,109

BAH for SPRINGFIELD/DECATUR, IL includes the following zip codes: 61756, 62501, 62513, 62514, 62515, 62520, 62521, 62522, 62523, 62524, 62525, 62526, 62530, 62532, 62535, 62536, 62537, 62539, 62544, 62545, 62549, 62551, 62554, 62558, 62561, 62563, 62573, 62615, 62625, 62629, 62661, 62662, 62670, 62677, 62684, 62689, 62693, 62701, 62702, 62703, 62704, 62705, 62706, 62707, 62708, 62711, 62712, 62715, 62716, 62719, 62722, 62723, 62726, 62736, 62739, 62756, 62757, 62761, 62762, 62763, 62764, 62765, 62766, 62767, 62769, 62776, 62777, 62781, 62786, 62791, 62794, 62796

GREAT LAKES NAVTRACEN, IL BAH Rates

Military Housing Area: IL092

GradeWith DependentsWithout Dependents
E01$2,082$1,563
E02$2,082$1,563
E03$2,082$1,563
E04$2,082$1,563
E05$2,274$1,770
E06$2,628$1,971
E07$2,736$2,088
E08$2,844$2,349
E09$3,018$2,448
W01$2,649$2,028
W02$2,781$2,346
W03$2,919$2,463
W04$3,057$2,649
W05$3,228$2,760
O01E$2,751$2,271
O02E$2,901$2,424
O03E$3,081$2,622
O01$2,322$1,890
O02$2,625$2,214
O03$2,916$2,499
O04$3,285$2,736
O05$3,543$2,796
O06$3,576$2,901
O07$3,603$2,952

BAH for GREAT LAKES NAVTRACEN, IL includes the following zip codes: 53101, 53102, 53104, 53109, 53140, 53141, 53142, 53143, 53144, 53152, 53158, 53159, 53168, 53170, 53171, 53179, 53181, 53192, 53194, 60002, 60011, 60015, 60020, 60030, 60031, 60035, 60037, 60040, 60041, 60042, 60044, 60045, 60046, 60047, 60048, 60060, 60061, 60064, 60069, 60073, 60075, 60079, 60083, 60084, 60085, 60086, 60087, 60088, 60096, 60099

SCOTT AFB, IL BAH Rates

Military Housing Area: IL093

GradeWith DependentsWithout Dependents
E01$1,458$1,173
E02$1,458$1,173
E03$1,458$1,173
E04$1,458$1,173
E05$1,473$1,344
E06$1,881$1,446
E07$1,968$1,476
E08$2,055$1,557
E09$2,226$1,674
W01$1,899$1,470
W02$2,004$1,554
W03$2,118$1,689
W04$2,271$1,896
W05$2,457$1,986
O01E$1,977$1,482
O02E$2,100$1,647
O03E$2,298$1,872
O01$1,527$1,443
O02$1,878$1,479
O03$2,115$1,731
O04$2,523$1,965
O05$2,811$2,109
O06$2,835$2,127
O07$2,856$2,142

BAH for SCOTT AFB, IL includes the following zip codes: 62059, 62071, 62201, 62202, 62203, 62204, 62205, 62206, 62207, 62208, 62220, 62221, 62222, 62223, 62225, 62226, 62232, 62234, 62239, 62240, 62243, 62249, 62254, 62255, 62257, 62258, 62260, 62264, 62269, 62281, 62282, 62285, 62289, 62294

CHICAGO, IL BAH Rates

Military Housing Area: IL325

GradeWith DependentsWithout Dependents
E01$2,901$2,268
E02$2,901$2,268
E03$2,901$2,268
E04$2,901$2,268
E05$3,102$2,547
E06$3,318$2,721
E07$3,339$2,910
E08$3,348$3,150
E09$3,402$3,204
W01$3,336$2,841
W02$3,345$3,147
W03$3,357$3,213
W04$3,432$3,312
W05$3,564$3,321
O01E$3,342$3,099
O02E$3,351$3,192
O03E$3,450$3,309
O01$3,135$2,700
O02$3,315$3,039
O03$3,354$3,237
O04$3,609$3,315
O05$3,810$3,324
O06$3,843$3,327
O07$3,876$3,366

BAH for CHICAGO, IL includes the following zip codes: 60004, 60005, 60006, 60007, 60008, 60009, 60010, 60016, 60017, 60018, 60019, 60022, 60025, 60026, 60029, 60038, 60043, 60053, 60055, 60056, 60062, 60065, 60067, 60068, 60070, 60074, 60076, 60077, 60078, 60082, 60089, 60090, 60091, 60093, 60094, 60095, 60101, 60103, 60104, 60105, 60106, 60107, 60108, 60109, 60110, 60116, 60117, 60118, 60119, 60120, 60121, 60122, 60123, 60124, 60126, 60128, 60130, 60131, 60132, 60133, 60134, 60136, 60137, 60138, 60139, 60140, 60141, 60143, 60144, 60147, 60148, 60151, 60153, 60154, 60155, 60157, 60159, 60160, 60161, 60162, 60163, 60164, 60165, 60168, 60169, 60171, 60172, 60173, 60174, 60175, 60176, 60177, 60179, 60181, 60183, 60184, 60185, 60186, 60187, 60188, 60189, 60190, 60191, 60193, 60194, 60195, 60196, 60197, 60199, 60201, 60202, 60203, 60204, 60208, 60301, 60302, 60303, 60304, 60305, 60399, 60402, 60406, 60409, 60411, 60412, 60415, 60418, 60419, 60422, 60425, 60426, 60428, 60429, 60430, 60438, 60439, 60443, 60445, 60452, 60453, 60454, 60455, 60456, 60457, 60458, 60459, 60461, 60462, 60463, 60464, 60465, 60466, 60467, 60469, 60471, 60472, 60473, 60475, 60476, 60477, 60478, 60480, 60482, 60487, 60499, 60501, 60502, 60504, 60505, 60506, 60507, 60510, 60511, 60513, 60514, 60515, 60516, 60517, 60519, 60521, 60522, 60523, 60525, 60526, 60527, 60532, 60534, 60539, 60540, 60542, 60546, 60554, 60555, 60558, 60559, 60561, 60563, 60565, 60566, 60567, 60568, 60569, 60572, 60598, 60599, 60601, 60602, 60603, 60604, 60605, 60606, 60607, 60608, 60609, 60610, 60611, 60612, 60613, 60614, 60615, 60616, 60617, 60618, 60619, 60620, 60621, 60622, 60623, 60624, 60625, 60626, 60628, 60629, 60630, 60631, 60632, 60633, 60634, 60636, 60637, 60638, 60639, 60640, 60641, 60642, 60643, 60644, 60645, 60646, 60647, 60649, 60651, 60652, 60653, 60654, 60655, 60656, 60657, 60659, 60660, 60661, 60664, 60666, 60668, 60669, 60670, 60673, 60674, 60675, 60677, 60678, 60680, 60681, 60682, 60684, 60685, 60686, 60687, 60688, 60689, 60690, 60691, 60693, 60694, 60695, 60696, 60697

SPRINGFIELD/DECATUR, IL BAH Rates

Military Housing Area: IL335

GradeWith DependentsWithout Dependents
E01$1,368$1,026
E02$1,368$1,026
E03$1,368$1,026
E04$1,368$1,026
E05$1,515$1,137
E06$1,935$1,452
E07$1,995$1,497
E08$2,052$1,602
E09$2,157$1,725
W01$1,956$1,467
W02$2,019$1,599
W03$2,094$1,740
W04$2,184$1,944
W05$2,298$2,007
O01E$1,998$1,512
O02E$2,082$1,698
O03E$2,199$1,929
O01$1,572$1,215
O02$1,932$1,500
O03$2,091$1,782
O04$2,334$1,989
O05$2,502$2,019
O06$2,523$2,073
O07$2,541$2,109

BAH for SPRINGFIELD/DECATUR, IL includes the following zip codes: 61756, 62501, 62513, 62514, 62515, 62520, 62521, 62522, 62523, 62524, 62525, 62526, 62530, 62532, 62535, 62536, 62537, 62539, 62544, 62545, 62549, 62551, 62554, 62558, 62561, 62563, 62573, 62615, 62625, 62629, 62661, 62662, 62670, 62677, 62684, 62689, 62693, 62701, 62702, 62703, 62704, 62705, 62706, 62707, 62708, 62711, 62712, 62715, 62716, 62719, 62722, 62723, 62726, 62736, 62739, 62756, 62757, 62761, 62762, 62763, 62764, 62765, 62766, 62767, 62769, 62776, 62777, 62781, 62786, 62791, 62794, 62796

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